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Non-Enforcement of the Individual Mandate

October 5, 2009 - by Donny Shaw

Unless you are eligible for a tax refund, it looks like the Senate Finance Committee’s health care bill wouldn’t actually enforce its requirement that everyone get insurance:

That’s form the bill as amended (pdf) by the Committee over the past few weeks. The blue text was added during the mark-up.

For people that aren’t expecting any federal payments, what incentive does this leave in the bill for them to abide by the individual mandate?

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Comments

Anonymous 10/06/2009 4:32am

As a middle class American who has always paid her bills I am absolutely terrified. I’m a Realtor and my husband is a mortgage broker. We work very hard but this has been a horrible year for us. I have refinanced my car and cut in every way I can including dropping our Insurance. I can’t collect unemployment and I’m looking for another job. If I’m forced to pay a premium we won’t make it. I have an extremely high credit score. In other words I pay my bills. My debt to income ratios are very good. What is this going to cost me? I NEED TO KNOW!!!

need_to_comment 10/06/2009 11:41am
in reply to Anonymous Oct 06, 2009 4:32am

Above whatever monetary costs there will be to you, the most costly will be your freedoms.

Anonymous 10/13/2009 6:02am

I completely agree with need_to_comment.

I wonder if anyone in congress has thought through what the consequences of an individual mandate could be. My feeling is that the U.S. is already losing its attractiveness to the productive people that have made the country prosperous over time.

The individual mandate would make this country less attractive, as it pushes more burden onto those who will not use the services (the young, and healthy). Lashing the plow to these people may seem like a great idea to the elderly and sick right now, but it creates an incentive for the young, healthy and productive to look for greener pastures outside the U.S..

If congress really wants to help, they should try to encourage people to pay for their health services out of pocket. This will drive down costs and cut out the insurance middleman, without degrading our freedoms.

Anonymous 10/05/2009 5:23pm

I think this bill the way the financial comity passed it is better than the other bills offered by the other comities. now if we could just get them to kill the bill all together they would have it right.If they pass a bill with mandated health insurance they limit our choice, the choice of paying cash and that choice should be part of any bill. all they really need to do is make insurance affordable not get the government involved so deeply in our health care, just a little tweeking not a complete overhaul. We cant afford to lose any more rights than we allready have if it keeps going like they would have it(the democrats) we would have none.signed freedom loving american


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