Federal Housing Finance Reform Act of 2007

To reform the regulation of certain housing-related Government-sponsored enterprises, and for other purposes.

5/22/2007--Passed House amended. Federal Housing Finance Reform Act of 2007 - Title I: Reform of Regulation of Enterprises and Federal Home Loan Banks - Subtitle A: Improvement of Safety and Soundness -
(Sec. 101) Amends the Housing and Community Development Act of 1992 (Act) to establish, in place of the present Office of Federal Housing Enterprise Oversight, a Federal Housing Finance Agency (FHFA), headed by a Director (Director) possessing general supervisory and regulatory authority over the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the federal home loan banks ("the regulated entities").
(Sec. 102) Requires the Director to establish standards for each regulated entity, especially standards relating to:
(1) adequacy of internal controls and information systems;
(2) independence and adequacy of internal audit systems;
(3) management of credit and counterparty risk;
(4) management of any asset and investment portfolio;
(5) investments and acquisitions; and
(6) overall risk management processes, particularly adequacy of oversight by senior management and the board of directors, and of processes and policies to identify and control material risks, including reputational risks.
(Sec. 103) Establishes the Federal Housing Enterprise Board to advise the Director.
(Sec. 104) Instructs the Director to require a regulated entity to:
(1) submit a timely report upon its discovery that it has purchased or sold a fraudulent loan or financial instrument, or if it suspects a possible fraud relating to a purchase or sale of any loan or financial instrument;
(2) establish and maintain procedures designed to discover such transactions; and
(3) report annually the total value of charitable contributions made to nonprofit organizations.
(Sec. 106) Instructs the Director to establish and collect from the regulated entities annual assessments to provide for FHFA costs and expenses.
(Sec. 107) Authorizes the Director to appoint accountants, economists, specialists in financial markets or information technology, and examiners with respect to supervision and regulation of the regulated entities. Amends the Federal Home Loan Bank Act to subject federal home loan banks to examinations by the Director.
(Sec. 108) Specifies factors the Director may consider when determining (as under present law) whether to prohibit the regulated entities from providing compensation to any executive officer of an entity that is not reasonable and comparable with compensation for employment in other similar businesses involving similar duties and responsibilities. Authorizes the Director to consider any relevant factors, including any wrongdoing on the officer's part. Authorizes the Director to require a regulated entity to withhold any payment, transfer, or disbursement of compensation to an executive officer, or to place such compensation in an escrow account, during the review of the compensation's reasonableness and comparability.
(Sec. 109) Revises the Director's authority to provide for review of regulated entities by a rating organization. Authorizes the Director to contract with any entity the Director considers appropriate to conduct such a review. Repeals the requirement that such entity be a nationally recognized statistical rating organization.
(Sec. 110) Requires each regulated entity to:
(1) establish an Office of Minority and Women Inclusion, or designate an office to be responsible for carrying out all matters relating to diversity in management, employment, and business activities; and
(2) develop standards and procedures to ensure inclusion and utilization of minorities and women, and minority- and women-owned businesses, in all the regulated entity's business activities.
(Sec. 112) Declares that the submission to FHFA by any person of any information for any purpose in the course of any of FHFA supervisory or regulatory process shall not be construed as waiving, destroying, or otherwise affecting any privilege such person may claim with respect to such information under federal or state law as to any person or entity other than FHFA.
(Sec. 113) Revises requirements governing risk-based capital requirements. Instructs the Director to establish risk-based capital requirements (as under present law) to ensure that the regulated entities, including the federal home loan banks, operate in a safe and sound manner, maintaining sufficient capital and reserves to support the risks that arise in their operations and management.
(Sec. 114) Authorizes the Director to:
(1) raise the minimum and critical capital levels governing the federal home loan banks as well as the other regulated entities;
(2) make temporary minimum capital increases for a regulated entity; and
(3) establish additional capital and reserve requirements for a particular program or activity. Allows the Director discretion to set the critical capital level for each federal home loan bank.
(Sec. 115) Instructs the Director to establish standards by which the portfolio holdings of the regulated entities, or their rate of growth, will be deemed to be consistent with their mission and the safe and sound operations. Authorizes the Director, while monitoring the portfolio of each regulated entity, to require an entity to dispose of or acquire any asset, if consistent with the purposes of the Act.
(Sec. 116) Sets forth corporate governance requirements for the regulated entities.
(Sec. 117) Requires each each regulated entity to register its capital stock with the Securities and Exchange Commission.
(Sec. 118) Amends the Federal Financial Institutions Examination Council Act of 1978 to include one representative of the FHFA on the Federal Financial Institutions Examination Council (FFIEC).
(Sec. 119) Instructs the Director to study and report to Congress on the pricing, transparency, and reporting of Fannie Mae, Freddie Mac, and the federal home loan banks with regard to guarantee fees and analogous practices, transparency and reporting requirements of other participants in the business of mortgage purchases and securitization (including advances pricing practices by the federal home loan banks). Subtitle B: Improvement of Mission Supervision -
(Sec. 132) Instructs the Director to require each regulated entity to obtain the Director's approval for any regulated entity product before initially offering it.
(Sec. 133) Amends the Federal National Mortgage Association Charter Act and the Federal Home Loan Mortgage Corporation Act to revise conforming loan limits. Requires loan limit adjustments for high-cost areas to:
(1) the lesser of 150% of the foregoing limitation for a particular size residence; or
(2) the amount equal to the median price in such area for such size residence. Applies such an adjustment only with respect to mortgages on which are based securities issued and sold by the corporation involved. Requires the Director to establish a housing price index method of assessing the national average one-family house price for use in adjusting such conforming loan limitations. Directs the Comptroller General to audit and report to Congress on the housing price index methodology established by the Director to determine whether it is accurate and appropriate. Instructs the Director to study and report in the Federal Register on:
(1) the effect that restricting the conforming loan limits for high-cost areas only to mortgages on which Fannie Mae- and Freddie Mac-issued securities are based would have on the cost to borrowers for, and availability of, mortgages on housing in such high-cost areas; and
(2) the extent to which Fannie Mae and Freddie Mac will be able to issue and sell securities based on such mortgages.
(Sec. 134) Revises requirements for the annual housing report to specified congressional committees on the activities of each regulated entity. Requires a monthly survey of mortgage markets. Requires the Director to establish standards by which mortgages purchased and/or securitized shall be characterized as subprime solely for the purpose of complying with such report.
(Sec. 135) Requires the regulated entities to study and report to Congress annually on the levels of affordable housing inventory, and their changes, throughout the United States.
(Sec. 136) Requires the Director to establish standards that prohibit the regulated entities from issuing a mortgage unless the mortgagor furnishes a Social Security account number at the time of settlement.
(Sec. 137) Instructs the Director (currently the Secretary) to establish, with respect to the mortgage purchases by the regulated entities, annual housing goals that measure single-family housing and multifamily special affordable housing for low-income families. Authorizes a regulated entity to petition the Director to reduce the level of any goal under specified conditions.
(Sec. 138) Makes it a duty of each regulated entity to increase the liquidity of mortgage investments and improve the distribution of investment capital available for mortgage financing for underserved markets, including rural rental housing.
(Sec. 139) Requires the Director, with respect to enforcing compliance with housing goals, to assign more than 125% credit toward achievement of housing goals for mortgage purchase activities of the regulated entities that comply with specified goal requirements and support:
(1) housing that meets energy efficiency or environmental standards; or
(2) housing that includes a licensed childcare center. Specifies steps the Director may take in enforcing compliance with housing goals, including cease-and-desist orders, civil money penalties, and prohibitions against an entity's offering of certain products or new activities, services, and undertakings.
(Sec. 140) Requires the Director to establish and manage an affordable housing fund to provide formula grants to:
(1) increase homeownership for extremely low-and very low-income families;
(2) increase investment in housing in low-income areas, and areas designated as qualified census tracts or an area of chronic economic distress;
(3) increase and preserve the supply of rental and owner-occupied housing for extremely low- and very low-income families;
(4) increase investment in public infrastructure development in connection with housing assisted under this Act; and
(5) leverage investments from other sources in affordable housing and in public infrastructure development in connection with housing assisted under this Act. Requires the Director to prohibit each regulated entity from redirecting costs of allocations to the originators of mortgages purchased or securitized by the entity. Designates permissible activities funded under the Affordable Housing Fund Grant. Restricts such grants to homebuyers who, prior to purchase, have:
(1) completed a homeownership counseling program approved by the Director; and
(2) demonstrated that they are lawfully present in the United States. Sets forth identification prerequisites for occupancy or assistance under the Affordable Housing Grant program. Requires all adult members of a household to provide personal identification in one of the following forms:
(1) a Social Security card accompanied by a photo identification card issued by the federal or a state government;
(2) a driver's license or identification card issued by a state;
(3) a passport issued by the United States or a foreign government; and
(4) a photo identification card issued by the Secretary of Homeland Security (acting through the Director of the United States Citizenship and Immigration Services). Directs the Secretary of Housing and Urban Development (HUD) to issue regulations establishing affordable housing needs formulas that reflect this Act. Sets forth requirements governing funding accountability and transparency. Directs the Comptroller General to study and report to Congress on the effects that the affordable housing fund will have on the availability and affordability of credit for homebuyers.
(Sec. 142) Transfers certain enforcement authorities with respect to noncomplying regulated entities from the HUD Secretary to the Director. Revises grounds for issuance of charges in cease-and-desist proceedings. Grants the Director additional specified enforcement powers, including the power to impose civil money penalties. Subtitle C: Prompt Corrective Action -
(Sec. 151) Requires the Director to establish:
(1) capital classifications for the federal home loan banks; and
(2) establish criteria for each such capital classification based on the amount and types of capital held by a bank and the risk-based, minimum, and critical capital levels for the banks. Identifies such classifications as adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized. Specifies grounds for discretionary reclassification by the Director (as undercapitalized, significantly undercapitalized, or critically undercapitalized) of other regulated entities (Fannie Mae and Freddie Mac). Prohibits a regulated entity from making any capital distribution if, after making the distribution, it would be undercapitalized.
(Sec. 152) Sets forth supervisory actions applicable to undercapitalized and significantly undercapitalized regulated entities, including mandatory monitoring; restriction of asset growth; and prior approval of acquisitions, new products, and new activities.
(Sec. 154) Revises requirements for appointment of conservators for critically undercapitalized regulated entities, extending them to all regulated entities. Retains mandatory conservatorship authority in specified circumstances, but makes such authority discretionary in others. Allows the Director, at his or her discretion, to establish a conservatorship or receivership, as appropriate, for the purpose of reorganizing, rehabilitating, or winding up the affairs of a critically undercapitalized regulated entity, including one guilty of a criminal money laundering offense. Details the powers of the Director acting as conservator or receiver. Specifies procedures for the determination of claims against entities under a conservatorship or receivership. Amends the Federal Home Loan Bank Act with respect to the succession of federal home loan banks to declare that each federal home loan bank shall have succession until it is voluntarily merged with another bank under such Act, or until it is merged, reorganized, rehabilitated, liquidated, or otherwise wound up by the Director. Subtitle D: Enforcement Actions -
(Sec. 161) Revises cease-and-desist proceeding requirements governing a regulated entity.
(Sec. 163) Authorizes the Director to petition the court for a prejudgment attachment.
(Sec. 164) Grants the Director authority to petition a U.S. district court directly for enforcement of orders, or request the Attorney General to do so. (Currently, the Director is limited to requesting the Attorney General to do so.)
(Sec. 165) Revises the current three tiers of civil money penalties, applying them to all regulated entities, and doubling them.
(Sec. 166) Grants the Director removal and prohibition authority with respect to a regulated entity-affiliated party, including authority to suspend.
(Sec. 167) Sets forth criminal penalties for any person who, subject to a removal or prohibition order, and without the Director's prior approval, knowingly participates in the affairs of a regulated entity.
(Sec. 168) Grants the Director subpoena power. Subtitle E: General Provisions -
(Sec. 181) Amends the Federal National Mortgage Association Charter Act and the Federal Home Loan Mortgage Corporation Act to reduce the membership and revise requirements governing the Fannie Mae and Freddie Mac boards of directors, respectively. Eliminates the five members of each board appointed by the U.S. President.
(Sec. 182) Instructs the Director of FHFA to report to Congress regarding:
(1) the safety and soundness of the portfolio operations of the regulated entities; and
(2) the effects on financial and housing finance markets of alternatives to the current secondary market system for housing finance. Title II: Federal Home Loan Banks -
(Sec. 202) Amends the Federal Home Loan Bank Act to revise requirements governing the board of directors, including directors' compensation. Reduces board membership from 14 to 13.
(Sec. 203) Replaces the Federal Housing Finance Board with the FHFA. Transfers from HUD to the FHFA oversight authority over federal home loan banks, including monitoring and enforcing compliance with affordable housing and community investment program requirements.
(Sec. 204) Permits joint activities of federal home loan banks only if the banks are otherwise authorized to perform such functions or services individually.
(Sec. 205) Requires the Director to prescribe regulations to ensure that each federal home loan bank has access to information it needs to determine the nature and extent of its joint and several liability.
(Sec. 206) Authorizes the merger of any two or more federal home loan banks with the approval of the Director and of the boards of directors of the banks involved.
(Sec. 207) Exempts federal home loan banks from specified disclosure requirements of the Securities Exchange Act of 1934, and bank members from compliance with such requirements regarding their ownership of, or transactions in, capital stock of the banks.
(Sec. 208) Increases from $500 million to $1 billion the total asset requirement for a community financial institution. Allows such institutions to use advances for community development lending and community development loans as collateral for advances.
(Sec. 210) Instructs the Comptroller General to study and report to Congress and FHFA on:
(1) how and the extent to which affordable housing programs of the federal home loan banks are used to assist long-term care facilities for low- and moderate-income individuals; and
(2) the effectiveness and adequacy of such assistance in meeting the needs of affected communities. Title III: Transfer of Functions, Personnel, and Property of Office of Federal Housing Enterprise Oversight, Federal Housing Finance Board, and Department of Housing and Urban Development - Subtitle A: Office of Federal Housing Enterprise Oversight -
(Sec. 301) Abolishes the Office of Federal Housing Enterprise Oversight (OFHEO) of HUD, and transfers its functions, personnel, and property to FHFA.. Subtitle B: Federal Housing Finance Board -
(Sec. 321) Abolishes the Federal Housing Finance Board, and transfers its functions, personnel, and property to FHFA. Subtitle C: Department of Housing and Urban Development -
(Sec. 341) Directs the HUD Secretary to determine which enterprise-related functions, duties, activities, property, and personnel of the Secretary shall be transferred by this Act to FHFA. Sets forth transition procedures.


... morehide bill summary

Sponsor

• Rep. Barney Frank [D, MA-4]
• and 5 Co-Sponsors
  • Richard Baker
  • Rep. Carolyn Maloney [D, NY-14]
  • Rep. Gary Miller [R, CA-42]
  • Rep. Lee Terry [R, NE-2]
  • Rep. Melvin Watt [D, NC-12]
  close

Committees

• House Financial Services
• 1 more
  • Senate Banking, Housing, and Urban Affairs
  close

Amendments

This bill has 24 amendments. See All AmendmentsHide All Amendments

Amendments to H.R.1427

Number	Status	Purpose
H.Amdt203	Fail	An amendment numbered 12 printed in the Congressional Record to strike section 139 pertaining to affordable housing fund.
H.Amdt204	Pass	An amendment numbered 22(1) printed in the Congressional Record to clarify recommendations on criteria for the Federal Housing Enterprise Board when appointing individuals as directors.
H.Amdt205	Fail	An amendment numbered 29 printed in the Congressional Record to provide that the director shall temporarily suspend allocations if it is determined that allocations are contributing to an increase in the cost or mortgages to homebuyers.
H.Amdt206	Pass	An amendment numbered 21 printed in the Congressional Record to permit the director, at the request of a State, to waive the requirement that homebuyers attend in-person financial management counseling before receiving affordable housing grants, and allows the homebuyers to receive the counseling through alternate forms such as online, or over the phone.
H.Amdt207	Pass	An amendment numbered 4 printed in the Congressional Record to clarify that potential risks should be posed to the enterprises with respect to the nature of portfolio holdings.
H.Amdt208	Offered	An amendment comprised of the following amendments offered en bloc: Amendments nos. 2, as modified, 3, 6, 7, 11, 20, and 31 printed in the Congressional Record.
H.Amdt209	Fail	An amendment numbered 14 printed in the Congresssional Record to add a new subsection on determination and suspension of allocations.
H.Amdt210	Fail	An amendment numbered 15 printed in the Congressional Record to clarify the director's authority to determine the appropriate size of the board of directors of the Federal National Mortgage Association between 7 and 15 members.
H.Amdt211	Fail	An amendment numbered 27 printed in the Congressional Record to add a new paragraph limiting contributions to affordable housing fund when the government has an on-budget and an off-budget surplus.
H.Amdt212	Withdrawn	An amendment numbered 26 printed in the Congressional Record to add a new section providing for consideration of location and energy efficiency in enterprise underwriting guidelines.
H.Amdt213	Fail	An amendment numbered 17 printed in the Congressional Record to insert new language requiring GSEs to limit their retained portfolios to mortgages and mortgage backed securities that exclusivley support affordable housing, and particularly mortgages extended to households having incomes below the median income for the area in which the property subject to the mortgage is located.
H.Amdt214	Withdrawn	An amendment numbered 5 printed in the Congressional Record to redistribute affordable housing grants for use in disaster areas that were allotted to Louisiana and Mississippi to include both Alabama and Texas in addition to Louisiana and Mississippi.
H.Amdt215	Fail	An amendment numbered 16 printed in the Congressional Record to strike low-income housing grants from the affordable housing fund and to insert housing assistance provisions for the areas affected by Hurricanes Katrina and Rita; strike language outlining affordable housing grant formulas for Indian tribal members and directs funds to be allocated "based on the formula used for the Continuum of Care competition of the Department of Housing and Urban Development"; and insert language requiring that affordable housing grants after 2007 be reserved only for rental housing voucher assistance in accordance with the Housing act of 1937.
H.Amdt216	Pass	An amendment numbered 8 printed in the Congressional Record to prevent illegal immigrants from owning or renting housing built by funds from the affordable housing fund by requiring adult occupants of that housing to establish their legal residency through the use of secure forms of identification.
H.Amdt217	Fail	An amendment numbered 10 printed in the Congressional Record to requrie the Director of the new GSE Regulator to provide information to mortgage originators about any added mortgage costs to consumers associated with the new Housing Fund; in turn, originators would have to furnish this written information to homebuyers at or before closing to qualify their mortgages for purchase, service, holding, lending on the security of or selling by the GSE's. The amendment provides that all of the costs associated with the new regulatory requirement created would be paid for with funds from the new Housing Fund.
H.Amdt218	Fail	An amendment numbered 34 printed in the Congressional Record to redistribute the affordable housing grants for use in disaster areas from a ratio of 75% for Louisiana and 25% for Mississippi to create 10% for Texas by taking 5% each from the allotment for Louisiana and Mississippi.
H.Amdt219	Offered	An amendment numbered 25 printed in the Congressional Record to make economically disadvantaged counties that receive payments under the Secure Rural Roads and Community Self-Determination Act eligible to receive Affordable Housing fund grants.
H.Amdt220	Withdrawn	An amendment numbered 32 printed in the Congressional Record to strike the High Cost Area increases in Section 133 to the Conforming Loan Limit.
H.Amdt221	Withdrawn	An amendment numbered 33 printed in the Congressional Record.
H.Amdt222	Fail	An amendment numbered 9 printed in the Congressional Record to require that the director of a GSE study and certify to Congress that its contributions to the affordable housing fund wouldn't contribute to its financial instability or impair its safety and soundness.
H.Amdt223	Pass	An amendment numbered 19 printed in the Congressional Record to prohibit all three mortgage lending government-sponsored enterprises (GSE's) from obtaining primary residential mortgages being granted to any person who does not have a valid Social Security number.
H.Amdt224	Offered	An amendment designated as the second amendment numbered 22 printed in the Congressional Record to prohibit GSE's from treating the costs of making allocations to the affordable housing funds as either regular business expenses or redirecting the costs through increased fees, decreased premiums, or any other manner.
H.Amdt225	Fail	An amendment numbered 30 printed in the Congressional Record to strike the Affordable Housing Trust Fund budgetary placeholder language in the bill.
H.Amdt226	Fail	An amendment numbered 1 printed in the Congressional Record to set a cap on the amount of funds available in the Affordable Housing Fund.

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Introduced		Voted on by House		Voted on by Senate		Considered By President		Bill Becomes Law
March 09, 2007		May 22, 2007

Latest Vote

May 22, 2007Roll call number 396 in the House
Question: On Passage: H R 1427 Federal Housing Finance Reform Act
Required percentage of 'Aye' votes: 1/2 (50%)	Percentage of 'aye' votes: 72%	Result: Passed

Democrats Voting 'Aye'

Close

Rep. Neil Abercrombie [D, HI-1]
Rep. Gary Ackerman [D, NY-5]
Thomas Allen
Rep. Jason Altmire [D, PA-4]
Rep. Robert Andrews [D, NJ-1]
Rep. Michael Arcuri [D, NY-24]
Rep. Joe Baca [D, CA-43]
Rep. Tammy Baldwin [D, WI-2]
Rep. John Barrow [D, GA-12]
Rep. Melissa Bean [D, IL-8]
Rep. Xavier Becerra [D, CA-31]
Rep. Shelley Berkley [D, NV-1]
Rep. Howard Berman [D, CA-28]
Rep. Robert Berry [D, AR-1]
Rep. Sanford Bishop [D, GA-2]
Rep. Timothy Bishop [D, NY-1]
Rep. Earl Blumenauer [D, OR-3]
Rep. Dan Boren [D, OK-2]
Rep. Leonard Boswell [D, IA-3]
Rep. Frederick Boucher [D, VA-9]
Rep. Allen Boyd [D, FL-2]
Nancy Boyda
Rep. Robert Brady [D, PA-1]
Rep. Bruce Braley [D, IA-1]
Rep. George Butterfield [D, NC-1]
Rep. Lois Capps [D, CA-23]
Rep. Michael Capuano [D, MA-8]
Rep. Dennis Cardoza [D, CA-18]
Rep. Russ Carnahan [D, MO-3]
Rep. Christopher Carney [D, PA-10]
Julia Carson
Rep. Kathy Castor [D, FL-11]
Rep. Ben Chandler [D, KY-6]
Rep. Yvette Clarke [D, NY-11]
Rep. William Clay [D, MO-1]
Rep. Emanuel Cleaver [D, MO-5]
Rep. James Clyburn [D, SC-6]
Rep. Steve Cohen [D, TN-9]
Rep. John Conyers [D, MI-14]
Rep. Jim Cooper [D, TN-5]
Rep. Jim Costa [D, CA-20]
Rep. Jerry Costello [D, IL-12]
Rep. Joe Courtney [D, CT-2]
Robert Cramer
Rep. Joseph Crowley [D, NY-7]
Rep. Henry Cuellar [D, TX-28]
Rep. Elijah Cummings [D, MD-7]
Rep. Artur Davis [D, AL-7]
Rep. Susan Davis [D, CA-53]
Rep. Danny Davis [D, IL-7]
Rep. Lincoln Davis [D, TN-4]
Rep. Peter DeFazio [D, OR-4]
Rep. William Delahunt [D, MA-10]
Rep. Rosa DeLauro [D, CT-3]
Rep. Norman Dicks [D, WA-6]
Rep. John Dingell [D, MI-15]
Rep. Lloyd Doggett [D, TX-25]
Rep. Joe Donnelly [D, IN-2]
Rep. Michael Doyle [D, PA-14]
Rep. Thomas Edwards [D, TX-17]
Rep. Keith Ellison [D, MN-5]
Rep. Brad Ellsworth [D, IN-8]
Rep. Eliot Engel [D, NY-17]
Rep. Anna Eshoo [D, CA-14]
Rep. Bob Etheridge [D, NC-2]
Rep. Sam Farr [D, CA-17]
Rep. Chaka Fattah [D, PA-2]
Rep. Bob Filner [D, CA-51]
Rep. Barney Frank [D, MA-4]
Rep. Gabrielle Giffords [D, AZ-8]
Rep. Kirsten Gillibrand [D, NY-20]
Rep. Charles Gonzalez [D, TX-20]
Rep. Barton Gordon [D, TN-6]
Rep. Al Green [D, TX-9]
Rep. Raymond Green [D, TX-29]
Rep. Raul Grijalva [D, AZ-7]
Rep. Luis Gutiérrez [D, IL-4]
Rep. John Hall [D, NY-19]
Rep. Phil Hare [D, IL-17]
Rep. Jane Harman [D, CA-36]
Rep. Alcee Hastings [D, FL-23]
Rep. Stephanie Herseth Sandlin [D, SD-0]
Rep. Brian Higgins [D, NY-27]
Rep. Baron Hill [D, IN-9]
Rep. Maurice Hinchey [D, NY-22]
Rep. Rubén Hinojosa [D, TX-15]
Rep. Mazie Hirono [D, HI-2]
Rep. Paul Hodes [D, NH-2]
Rep. Tim Holden [D, PA-17]
Rep. Rush Holt [D, NJ-12]
Rep. Michael Honda [D, CA-15]
Darlene Hooley
Rep. Steny Hoyer [D, MD-5]
Rep. Jay Inslee [D, WA-1]
Rep. Steve Israel [D, NY-2]
Rep. Jesse Jackson [D, IL-2]
Rep. Sheila Jackson-Lee [D, TX-18]
William Jefferson
Rep. Henry Johnson [D, GA-4]
Rep. Eddie Johnson [D, TX-30]
Rep. Steve Kagen [D, WI-8]
Rep. Paul Kanjorski [D, PA-11]
Rep. Marcy Kaptur [D, OH-9]
Rep. Patrick Kennedy [D, RI-1]
Rep. Dale Kildee [D, MI-5]
Rep. Carolyn Kilpatrick [D, MI-13]
Rep. Ronald Kind [D, WI-3]
Rep. Ron Klein [D, FL-22]
Rep. Dennis Kucinich [D, OH-10]
Nicholas Lampson
Rep. James Langevin [D, RI-2]
Tom Lantos
Rep. Rick Larsen [D, WA-2]
Rep. John Larson [D, CT-1]
Rep. Barbara Lee [D, CA-9]
Rep. Sander Levin [D, MI-12]
Rep. John Lewis [D, GA-5]
Rep. Daniel Lipinski [D, IL-3]
Rep. David Loebsack [D, IA-2]
Rep. Zoe Lofgren [D, CA-16]
Rep. Nita Lowey [D, NY-18]
Rep. Stephen Lynch [D, MA-9]
Tim Mahoney
Rep. Carolyn Maloney [D, NY-14]
Rep. Edward Markey [D, MA-7]
Rep. James Marshall [D, GA-8]
Rep. Jim Matheson [D, UT-2]
Rep. Doris Matsui [D, CA-5]
Rep. Carolyn McCarthy [D, NY-4]
Rep. Betty McCollum [D, MN-4]
Rep. James McDermott [D, WA-7]
Rep. James McGovern [D, MA-3]
Rep. Mike McIntyre [D, NC-7]
Rep. Jerry McNerney [D, CA-11]
Michael McNulty
Martin Meehan
Rep. Kendrick Meek [D, FL-17]
Rep. Gregory Meeks [D, NY-6]
Rep. Charles Melancon [D, LA-3]
Rep. Michael Michaud [D, ME-2]
Rep. Brad Miller [D, NC-13]
Rep. George Miller [D, CA-7]
Rep. Harry Mitchell [D, AZ-5]
Rep. Alan Mollohan [D, WV-1]
Rep. Dennis Moore [D, KS-3]
Rep. Gwen Moore [D, WI-4]
Rep. James Moran [D, VA-8]
Rep. Patrick Murphy [D, PA-8]
Rep. Christopher Murphy [D, CT-5]
Rep. John Murtha [D, PA-12]
Rep. Jerrold Nadler [D, NY-8]
Rep. Grace Napolitano [D, CA-38]
Rep. Richard Neal [D, MA-2]
Rep. James Oberstar [D, MN-8]
Rep. David Obey [D, WI-7]
Rep. John Olver [D, MA-1]
Rep. Solomon Ortiz [D, TX-27]
Rep. Frank Pallone [D, NJ-6]
Rep. William Pascrell [D, NJ-8]
Rep. Edward Pastor [D, AZ-4]
Rep. Donald Payne [D, NJ-10]
Rep. Ed Perlmutter [D, CO-7]
Rep. Collin Peterson [D, MN-7]
Rep. Earl Pomeroy [D, ND-0]
Rep. David Price [D, NC-4]
Rep. Nick Rahall [D, WV-3]
Rep. Charles Rangel [D, NY-15]
Rep. Silvestre Reyes [D, TX-16]
Rep. Ciro Rodriguez [D, TX-23]
Rep. Mike Ross [D, AR-4]
Rep. Steven Rothman [D, NJ-9]
Rep. Lucille Roybal-Allard [D, CA-34]
Rep. Bobby Rush [D, IL-1]
Rep. Timothy Ryan [D, OH-17]
Rep. John Salazar [D, CO-3]
Rep. Loretta Sanchez [D, CA-47]
Rep. Linda Sánchez [D, CA-39]
Rep. John Sarbanes [D, MD-3]
Rep. Janice Schakowsky [D, IL-9]
Rep. Adam Schiff [D, CA-29]
Rep. Allyson Schwartz [D, PA-13]
Rep. David Scott [D, GA-13]
Rep. Robert Scott [D, VA-3]
Rep. José Serrano [D, NY-16]
Rep. Joe Sestak [D, PA-7]
Rep. Carol Shea-Porter [D, NH-1]
Rep. Brad Sherman [D, CA-27]
Rep. Heath Shuler [D, NC-11]
Rep. Albio Sires [D, NJ-13]
Rep. Ike Skelton [D, MO-4]
Rep. Louise Slaughter [D, NY-28]
Rep. Adam Smith [D, WA-9]
Rep. Victor Snyder [D, AR-2]
Rep. Hilda Solis [D, CA-32]
Rep. Zachary Space [D, OH-18]
Rep. John Spratt [D, SC-5]
Rep. Fortney Stark [D, CA-13]
Rep. Bart Stupak [D, MI-1]
Rep. Betty Sutton [D, OH-13]
Rep. John Tanner [D, TN-8]
Rep. Ellen Tauscher [D, CA-10]
Rep. Gene Taylor [D, MS-4]
Rep. C. Thompson [D, CA-1]
Rep. Bennie Thompson [D, MS-2]
Rep. John Tierney [D, MA-6]
Rep. Edolphus Towns [D, NY-10]
Sen. Mark Udall [D, CO]
Sen. Tom Udall [D, NM]
Rep. Christopher Van Hollen [D, MD-8]
Rep. Nydia Velázquez [D, NY-12]
Rep. Peter Visclosky [D, IN-1]
Rep. Timothy Walz [D, MN-1]
Rep. Debbie Wasserman Schultz [D, FL-20]
Rep. Diane Watson [D, CA-33]
Rep. Melvin Watt [D, NC-12]
Rep. Henry Waxman [D, CA-30]
Rep. Anthony Weiner [D, NY-9]
Rep. Peter Welch [D, VT-0]
Rep. Robert Wexler [D, FL-19]
Rep. Charles Wilson [D, OH-6]
Rep. David Wu [D, OR-1]
Albert Wynn
Rep. John Yarmuth [D, KY-3]

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Republicans Voting 'Aye'

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Rep. Rodney Alexander [R, LA-5]
Richard Baker
Rep. Joe Barton [R, TX-6]
Rep. Mary Bono Mack [R, CA-45]
Rep. John Boozman [R, AR-3]
Rep. Charles Boustany [R, LA-7]
Rep. Kevin Brady [R, TX-8]
Rep. Dan Burton [R, IN-5]
Rep. Stephen Buyer [R, IN-4]
Rep. Ken Calvert [R, CA-44]
Rep. David Camp [R, MI-4]
Christopher Cannon
Rep. Shelley Capito [R, WV-2]
Rep. Michael Castle [R, DE-0]
Steven Chabot
Rep. Geoff Davis [R, KY-4]
Thomas Davis
Rep. Charles Dent [R, PA-15]
John Doolittle
Rep. Vernon Ehlers [R, MI-3]
Rep. Jo Ann Emerson [R, MO-8]
Philip English
Michael Ferguson
Rep. Jeffrey Fortenberry [R, NE-1]
Vito Fossella
Rep. Rodney Frelinghuysen [R, NJ-11]
Rep. Jim Gerlach [R, PA-6]
Wayne Gilchrest
Paul Gillmor
Rep. Samuel Graves [R, MO-6]
Robin Hayes
Rep. Dean Heller [R, NV-2]
David Hobson
Kenny Hulshof
Bobby Jindal
Rep. Timothy Johnson [R, IL-15]
Rep. Walter Jones [R, NC-3]
Rep. Peter King [R, NY-3]
Joseph Knollenberg
John Kuhl
Ray LaHood
Rep. Thomas Latham [R, IA-4]
Rep. Steven LaTourette [R, OH-14]
Ron Lewis
Rep. John Linder [R, GA-7]
Rep. Frank LoBiondo [R, NJ-2]
Rep. Kenny Marchant [R, TX-24]
Rep. Thaddeus McCotter [R, MI-11]
James McCrery
Rep. John McHugh [R, NY-23]
Rep. Gary Miller [R, CA-42]
Rep. Candice Miller [R, MI-10]
Rep. Jerry Moran [R, KS-1]
Rep. Tim Murphy [R, PA-18]
John Peterson
Rep. Thomas Petri [R, WI-6]
Charles Pickering
Rep. Todd Platts [R, PA-19]
Jon Porter
Deborah Pryce
James Ramstad
Ralph Regula
Rep. Dennis Rehberg [R, MT-0]
Rep. Dave Reichert [R, WA-8]
Rick Renzi
Thomas Reynolds
Rep. Michael Rogers [R, AL-3]
Rep. Harold Rogers [R, KY-5]
Rep. Michael Rogers [R, MI-8]
Rep. Ileana Ros-Lehtinen [R, FL-18]
H. Saxton
Rep. Jean Schmidt [R, OH-2]
Rep. Peter Sessions [R, TX-32]
Rep. John Shimkus [R, IL-19]
Rep. William Shuster [R, PA-9]
Rep. Michael Simpson [R, ID-2]
Rep. Christopher Smith [R, NJ-4]
Rep. Mark Souder [R, IN-3]
Rep. Lee Terry [R, NE-2]
Rep. Todd Tiahrt [R, KS-4]
Rep. Michael Turner [R, OH-3]
Rep. Frederick Upton [R, MI-6]
Rep. Greg Walden [R, OR-2]
Gerald Weller
Rep. Edward Whitfield [R, KY-1]
Sen. Roger Wicker [R, MS]
Heather Wilson
Rep. Frank Wolf [R, VA-10]
Rep. Donald Young [R, AK-0]
Rep. C. W. Young [R, FL-10]

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Others Voting 'Aye'

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Democrats Voting 'Nay'

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Republicans Voting 'Nay'

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Rep. Robert Aderholt [R, AL-4]
Rep. W. Akin [R, MO-2]
Rep. Michele Bachmann [R, MN-6]
Rep. Spencer Bachus [R, AL-6]
Rep. James Barrett [R, SC-3]
Rep. Roscoe Bartlett [R, MD-6]
Rep. Judy Biggert [R, IL-13]
Rep. Brian Bilbray [R, CA-50]
Rep. Gus Bilirakis [R, FL-9]
Rep. Marsha Blackburn [R, TN-7]
Rep. Roy Blunt [R, MO-7]
Rep. John Boehner [R, OH-8]
Rep. Jo Bonner [R, AL-1]
Rep. Henry Brown [R, SC-1]
Rep. Virginia Brown-Waite [R, FL-5]
Rep. Vern Buchanan [R, FL-13]
Rep. Michael Burgess [R, TX-26]
Rep. John Campbell [R, CA-48]
Rep. Eric Cantor [R, VA-7]
Rep. John Carter [R, TX-31]
Rep. Howard Coble [R, NC-6]
Rep. Tom Cole [R, OK-4]
Rep. K. Conaway [R, TX-11]
Rep. Ander Crenshaw [R, FL-4]
Barbara Cubin
Rep. John Culberson [R, TX-7]
David Davis
Jo Ann Davis
Rep. Nathan Deal [R, GA-9]
Rep. Mario Diaz-Balart [R, FL-25]
Rep. Lincoln Diaz-Balart [R, FL-21]
Thelma Drake
Rep. David Dreier [R, CA-26]
Rep. John Duncan [R, TN-2]
Terry Everett
Rep. Mary Fallin [R, OK-5]
Tom Feeney
Rep. Jeff Flake [R, AZ-6]
Rep. James Forbes [R, VA-4]
Rep. Virginia Foxx [R, NC-5]
Rep. Trent Franks [R, AZ-2]
Rep. Elton Gallegly [R, CA-24]
Rep. Scott Garrett [R, NJ-5]
Rep. John Gingrey [R, GA-11]
Rep. Louis Gohmert [R, TX-1]
Virgil Goode
Rep. Robert Goodlatte [R, VA-6]
Rep. Kay Granger [R, TX-12]
Rep. Ralph Hall [R, TX-4]
J. Hastert
Rep. Doc Hastings [R, WA-4]
Rep. Jeb Hensarling [R, TX-5]
Rep. Walter Herger [R, CA-2]
Rep. Peter Hoekstra [R, MI-2]
Rep. Bob Inglis [R, SC-4]
Rep. Darrell Issa [R, CA-49]
Rep. Samuel Johnson [R, TX-3]
Rep. Jim Jordan [R, OH-4]
Ric Keller
Rep. Steve King [R, IA-5]
Rep. Jack Kingston [R, GA-1]
Rep. John Kline [R, MN-2]
Rep. Doug Lamborn [R, CO-5]
Rep. Jerry Lewis [R, CA-41]
Rep. Frank Lucas [R, OK-3]
Rep. Daniel Lungren [R, CA-3]
Rep. Connie Mack [R, FL-14]
Rep. Donald Manzullo [R, IL-16]
Rep. Kevin McCarthy [R, CA-22]
Rep. Michael McCaul [R, TX-10]
Rep. Patrick Mchenry [R, NC-10]
Rep. Howard McKeon [R, CA-25]
Rep. John Mica [R, FL-7]
Rep. Jeff Miller [R, FL-1]
Marilyn Musgrave
Rep. Sue Myrick [R, NC-9]
Rep. Randy Neugebauer [R, TX-19]
Rep. Devin Nunes [R, CA-21]
Rep. Ronald Paul [R, TX-14]
Steven Pearce
Rep. Mike Pence [R, IN-6]
Rep. Joseph Pitts [R, PA-16]
Rep. Ted Poe [R, TX-2]
Rep. Tom Price [R, GA-6]
Rep. George Radanovich [R, CA-19]
Rep. Dana Rohrabacher [R, CA-46]
Rep. Peter Roskam [R, IL-6]
Rep. Edward Royce [R, CA-40]
Rep. Paul Ryan [R, WI-1]
Bill Sali
Rep. F. Sensenbrenner [R, WI-5]
Rep. John Shadegg [R, AZ-3]
Rep. Adrian Smith [R, NE-3]
Rep. Lamar Smith [R, TX-21]
Rep. Clifford Stearns [R, FL-6]
Rep. John Sullivan [R, OK-1]
Thomas Tancredo
Rep. William Thornberry [R, TX-13]
Rep. Patrick Tiberi [R, OH-12]
Timothy Walberg
Rep. Zach Wamp [R, TN-3]
David Weldon
Rep. Lynn Westmoreland [R, GA-3]
Rep. Addison Wilson [R, SC-2]

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Others Voting 'Nay'

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Democrats Voting 'Abstain'

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Rep. Brian Baird [D, WA-3]
Rep. Corrine Brown [D, FL-3]
Rep. Diana DeGette [D, CO-1]
Rep. Rahm Emanuel [D, IL-5]
Stephanie Jones
Rep. C.A. Ruppersberger [D, MD-2]
Rep. Maxine Waters [D, CA-35]
Rep. Lynn Woolsey [D, CA-6]

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Republicans Voting 'Abstain'

Close

Rep. Rob Bishop [R, UT-1]
Duncan Hunter
Rep. Mark Kirk [R, IL-10]
Rep. Cathy McMorris Rodgers [R, WA-5]
Rep. Adam Putnam [R, FL-12]
Christopher Shays
James Walsh

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Others Voting 'Abstain'

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Close

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See Full Voting History (17 votes)Hide Voting History     Show All Actions (73 actions)Hide Actions

Voting History

Date	Chamber	Question	Aye	Nay	Result
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Passage: H R 1427 Federal Housing Finance Reform Act	313	104	Passed	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Motion to Recommit with Instructions: H R 1427 Federal Housing Finance Reform Act	182	232	Failed	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 5 to H R 1427	383	36	Agreed to	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 24 to H R 1427	164	256	Failed	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 23 to H R 1427	155	263	Failed	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 21 to H R 1427	217	205	Agreed to	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 20 to H R 1427	180	243	Failed	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 16 to H R 1427	163	260	Failed	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 15 to H R 1427	183	240	Failed	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 14 to H R 1427	235	188	Agreed to	See Vote
May 22, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 13 to H R 1427	174	246	Failed	See Vote
May 17, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 11 to H R 1427	92	322	Failed	See Vote
May 17, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 9 to H R 1427	173	245	Failed	See Vote
May 17, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 8 to H R 1427	154	263	Failed	See Vote
May 17, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 7 to H R 1427	176	240	Failed	See Vote
May 17, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 3 to H R 1427	164	253	Failed	See Vote
May 17, 2007	House	H.R.1427 Federal Housing Finance Reform Act of 2007 On Agreeing to the Amendment: Amendment 1 to H R 1427	148	269	Failed	See Vote

All Bill Actions

• May 24, 2007: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
• May 22, 2007: UNFINISHED BUSINESS - The Chair announced that the unfinished business was the question of adoption of amendments which had been debated earlier and on which further proceedings had been postponed.
• May 22, 2007: The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 1427.
• Passed roll in the House on May 22, 2007. On passage Passed by recorded vote: 313 - 104 (Roll no. 396).
• May 22, 2007: On motion to recommit with instructions Failed by recorded vote: 182 - 232 (Roll no. 395).
• May 22, 2007: The previous question on the motion to recommit with instructions was ordered pursuant to the rule.
• May 22, 2007: The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.
• May 22, 2007: DEBATE - The House proceeded with 10 minutes of debate on the Cantor motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with amendments offsetting the costs of providing assistance to individuals and families to increase home ownership for all Americans and inserting provisions on the use of fund amounts.
• May 22, 2007: Mr. Cantor moved to recommit with instructions to Financial Services.
• May 22, 2007: The previous question was ordered pursuant to the rule.
• May 22, 2007: The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1427.
• May 22, 2007: Considered as unfinished business.
• May 22, 2007: The House resolved into Committee of the Whole House on the state of the Union for further consideration.
• May 18, 2007: Mr. Frank (MA) moved that the Committee rise.
• May 18, 2007: Committee of the Whole House on the state of the Union rises leaving H.R. 1427 as unfinished business.
• May 18, 2007: On motion that the Committee rise Agreed to by voice vote.
• May 18, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Neugebauer amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Neugebauer demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
• May 18, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Neugebauer amendment under the five-minute rule.
• May 18, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Hensarling amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Hensarling demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
• May 17, 2007: Rule H. Res. 404 passed House.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Hensarling amendment #30 under the five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Garrett (NJ) amendment under the five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Doolittle amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Doolittle demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Price (GA) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Price (GA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Doolittle amendment under the five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Price (GA) amendment #9 under the five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Gary Miller (CA) amendment.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Hensarling amendment under the five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Doolittle amendment #25 pending reservation of a point of order.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Brady (TX) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Brady (TX) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Brady (TX) amendment under the five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Sessions amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Sessions demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Sessions amendment under the five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Price (GA) amendment #9, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Price (GA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Price (GA) amendment #9 under the five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Feeney amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Feeney demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until a time to be announced.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Feeney amendment under the five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Al Green of Texas amendment under five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Garrett amendment no. 17, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Garrett demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Garrett of New Jersey amendment No. 17 under five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Blumenauer amendment under five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Roskam amendment the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Roskam demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Roskam amendment under five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Kanjorski amendment no. 15, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Feeney demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Kanjorski amendment no. 15 under five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the McHenry amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. McHenry demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
• May 17, 2007: COMMITTEE OF THE WHOLE - The Committee of the Whole resumed its sitting.
• May 17, 2007: COMMITTEE OF THE WHOLE - The Committee of the Whole rose informally to receive a message from the Senate.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the McHenry amendment under five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Frank of Massachussetts En Bloc Amendment under five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Neugebauer amendment under five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Hinojosa amendment under five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Hensarling amendment no. 29, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Hensarling demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Hensarling amendment No. 29 under five-minute rule.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Kanjorski amendment No. 22(1) under five-minute rule.
• May 17, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Bachus amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Bachus demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
• May 17, 2007: DEBATE - Pursuant to the provisions of H. Res. 404, the Committee of the Whole proceeded with debate on the Bachus amendment under five-minute rule.
• May 17, 2007: The Speaker designated the Honorable Mike Ross to act as Chairman of the Committee.
• May 17, 2007: House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 404 and Rule XVIII.
• May 17, 2007: GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 1427.
• May 17, 2007: Rule provides for consideration of H.R. 1427 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be read by title. Bill is open to amendments. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in the report of the Committee on Rules accompanying this resolution.
• May 17, 2007: Considered under the provisions of rule H. Res. 404.
• May 17, 2007: ORDER OF PROCEDURE - Mr. Spratt asked unanimous consent that, during further consideration of H.R. 1427 pursuant to H. Res. 404, the Chair may reduce to two minutes the minimum time for electronic voting under clause 6 of rule 18 and clauses 8 and 9 of rule 20. Agreed to without objection.
• May 16, 2007: Sponsor introductory remarks on measure. (CR E1071)
• May 15, 2007: Rules Committee Resolution H. Res. 404 Reported to House. Rule provides for consideration of H.R. 1427 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be read by title. Bill is open to amendments. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in the report of the Committee on Rules accompanying this resolution.
• Added to calendar on May 09, 2007: Placed on the Union Calendar, Calendar No. 84..
• May 09, 2007: Reported (Amended) by the Committee on Financial Services. H. Rept. 110-142.
• Added to calendar on Mar 29, 2007: Ordered to be Reported (Amended) by Voice Vote..
• Mar 29, 2007: Committee Consideration and Mark-up Session Held.
• Mar 29, 2007: Ordered to be Reported (Amended) by Voice Vote.
• Mar 28, 2007: Committee Consideration and Mark-up Session Held.
• Mar 09, 2007: Referred to the House Committee on Financial Services.
• Introduced on Mar 09, 2007.

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Related Bills:

• H.Res.404

Related Issue Areas:

• Housing
• Actions and defenses
• Administrative fees
• Administrative procedure
• 104 more
• Advice and consent of the Senate
• Affordable housing
• Aged
• Apartment houses
• Auditing
• Bank capital
• Bank examination
• Bank mergers
• Bank reserves
• Bankruptcy
• Budgets
• Business
• Charitable contributions
• Children
• Community development banking
• Conflict of interests
• Congress
• Congressional investigations
• Congressional reporting requirements
• Contracts
• Corporate governance
• Corporate philanthropy
• Corporation directors
• Criminal justice
• Damages
• Day care
• Department of Housing and Urban Development
• Depressed areas
• Economic policy
• Employee rights
• Energy
• Energy conservation in buildings
• Energy efficiency
• Environmental protection
• Executive compensation
• Executive departments
• Executive reorganization
• Federal Housing Finance Board
• Federal advisory bodies
• Federal aid to housing
• Federal employees
• Federal home loan banks
• Finance
• Financial statements
• Fines (Penalties)
• Government corporations
• Government employees
• Government information
• Government paperwork
• Government publicity
• Government trust funds
• Home ownership
• Housing finance
• Housing subsidies
• Income tax
• Information disclosure (Securities law)
• Injunctions
• Interest rates
• Judicial review
• Labor
• Law
• Leases
• Liability (Law)
• Liens
• Limitation of actions
• Low-income housing
• Medical care
• Medicine
• Minorities
• Minorities in government
• Minority business enterprises
• Minority employment
• Money laundering
• Mortgage banks
• Mortgages
• Nonprofit organizations
• Nursing homes
• Ombudsman
• Politics and government
• Presidential appointments
• Presidents
• Price indexes
• Rent
• Rental housing
• Rural affairs
• Rural housing
• Secondary mortgage market
• Securities regulation
• Single family housing
• Social services
• Standards
• Stocks
• Sunset legislation
• Tax credits
• Taxation
• Transfer of employees
• Welfare
• Women
• Women in business
• Women in government
• Women's employment
• Bank loans
• Fraud
• Energy conservation

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October 12, 2007 Congressman calls for 6-month increase in GSEs' portfolios

The GSE reform bill approved by the House in May, HR 1427, would allow Fannie and Freddie to securitize loans of up to $625000 in areas where the median ...

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Source: Inman.com (subscription), CA

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September 12, 2007 Housing Bubble and Real Estate Market Tracker

The House-passed bill, HR 1427, would allow mortgage repurchasers Fannie Mae and Freddie Mac to securitize and sell loans of up to $625000, or 150% of the ...

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Source: Seeking Alpha, NY

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September 10, 2007 Brokers plea: Raise limit on home loans

The House-passed bill, HR 1427, would allow mortgage repurchasers Fannie Mae and Freddie Mac to securitize and sell loans of up to $625000, or 150 percent ...

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Source: MLive.com, MI

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December 16, 2008 A-Bit-of-News » American Housing Rescue And Foreclosure Prevention ...

Another piece I like is this: American Housing Rescue and Foreclosure Prevention Act GSE Reform (H.R. 1427) borrowers are responsible for paying a lifetime insurance premium to the FHA, which will be 1.5% of the principal annually. ...

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Source: A-Bit-of-News

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December 16, 2008 American Housing Rescue And Foreclosure Prevention Act, Real Facts ...

Another piece I like is this: American Housing Rescue and Foreclosure Prevention Act GSE Reform (HR 1427) borrowers are responsible for paying a lifetime insurance premium to the FHA, which will be 1.5% of the principal annually. ...

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Source: Everything you need to know before you...

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December 03, 2008 Congressman Dent helps lead passage of Affordable Housing Trust ...

In addition, Congressman Dent supported the passage of HR 1427, the Federal Housing Finance Reform Act. Under this legislation, Fannie Mae and Freddie Mac would be required to allocate 0.012 percent of its average total mortgage ...

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Source: Pennsylvania RealEstateRama

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