H.R.1852 - Expanding American Homeownership Act of 2007

To modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes. view all titles (4)

Close

All Bill Titles

  • Short: Expanding American Homeownership Act of 2007 as reported to house.
  • Short: Expanding American Homeownership Act of 2007 as passed house.
  • Short: Expanding American Homeownership Act of 2007 as introduced.
  • Official: To modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes. as introduced.

Bill's Views

  • Today: 14
  • Past Seven Days: 144
  • All-Time: 11,394
 
Introduced
 
House
Passed
 
Senate
Passes
 
President
Signs
 

 
03/28/07
 
09/18/07
 
 
 
 
 

Official Bill Text Comment on about 81 Pages
 

Latest Vote

Result: Passed - September 18, 2007

Roll call number 876 in the House

Question: On Passage: H R 1852 Expanding American Homeownership Act of 2007

Required percentage of 'Aye' votes: 1/2 (50%)
Percentage of 'aye' votes: 80%
Close

Democrats Voting 'Aye'

Neil Abercrombie
Rep. Gary Ackerman [D, NY-5]
Rep. Jason Altmire [D, PA-4]
Michael Arcuri
Rep. Joe Baca [D, CA-43]
Brian Baird
Rep. Tammy Baldwin [D, WI-2]
Rep. John Barrow [D, GA-12]
Melissa Bean
Rep. Xavier Becerra [D, CA-31]
Rep. Shelley Berkley [D, NV-1]
Robert Berry
Rep. Sanford Bishop [D, GA-2]
Rep. Timothy Bishop [D, NY-1]
Rep. Earl Blumenauer [D, OR-3]
Rep. Dan Boren [D, OK-2]
Rep. Leonard Boswell [D, IA-3]
Frederick Boucher
Allen Boyd
Nancy Boyda
Rep. Robert Brady [D, PA-1]
Rep. Bruce Braley [D, IA-1]
Rep. Corrine Brown [D, FL-3]
Rep. George Butterfield [D, NC-1]
Rep. Lois Capps [D, CA-23]
Rep. Michael Capuano [D, MA-8]
Rep. Dennis Cardoza [D, CA-18]
Rep. Russ Carnahan [D, MO-3]
Julia Carson
Rep. Kathy Castor [D, FL-11]
Rep. Ben Chandler [D, KY-6]
Rep. Yvette Clarke [D, NY-11]
Rep. William Clay [D, MO-1]
Rep. Emanuel Cleaver [D, MO-5]
Rep. James Clyburn [D, SC-6]
Rep. Steve Cohen [D, TN-9]
Rep. John Conyers [D, MI-14]
Rep. Jim Cooper [D, TN-5]
Rep. Jim Costa [D, CA-20]
Rep. Jerry Costello [D, IL-12]
Rep. Joe Courtney [D, CT-2]
Robert Cramer
Rep. Joseph Crowley [D, NY-7]
Rep. Henry Cuellar [D, TX-28]
Rep. Elijah Cummings [D, MD-7]
Lincoln Davis
Rep. Danny Davis [D, IL-7]
Rep. Susan Davis [D, CA-53]
Artur Davis
Rep. Peter DeFazio [D, OR-4]
Rep. Diana DeGette [D, CO-1]
William Delahunt
Rep. Rosa DeLauro [D, CT-3]
Rep. Norman Dicks [D, WA-6]
Rep. John Dingell [D, MI-15]
Rep. Lloyd Doggett [D, TX-25]
Rep. Joe Donnelly [D, IN-2]
Rep. Michael Doyle [D, PA-14]
Thomas Edwards
Rep. Keith Ellison [D, MN-5]
Brad Ellsworth
Rahm Emanuel
Rep. Eliot Engel [D, NY-17]
Rep. Anna Eshoo [D, CA-14]
Bob Etheridge
Rep. Sam Farr [D, CA-17]
Rep. Chaka Fattah [D, PA-2]
Rep. Bob Filner [D, CA-51]
Rep. Barney Frank [D, MA-4]
Rep. Gabrielle Giffords [D, AZ-8]
Sen. Kirsten Gillibrand [D, NY]
Rep. Charles Gonzalez [D, TX-20]
Barton Gordon
Rep. Raymond Green [D, TX-29]
Rep. Raul Grijalva [D, AZ-7]
Rep. Luis Gutiérrez [D, IL-4]
John Hall
Phil Hare
Rep. Jane Harman [D, CA-36]
Rep. Alcee Hastings [D, FL-23]
Stephanie Herseth Sandlin
Rep. Brian Higgins [D, NY-27]
Baron Hill
Rep. Maurice Hinchey [D, NY-22]
Rep. Rubén Hinojosa [D, TX-15]
Rep. Mazie Hirono [D, HI-2]
Paul Hodes
Rep. Tim Holden [D, PA-17]
Rep. Rush Holt [D, NJ-12]
Rep. Michael Honda [D, CA-15]
Darlene Hooley
Rep. Steny Hoyer [D, MD-5]
Rep. Jay Inslee [D, WA-1]
Rep. Steve Israel [D, NY-2]
Rep. Jesse Jackson [D, IL-2]
Rep. Sheila Jackson-Lee [D, TX-18]
William Jefferson
Rep. Eddie Johnson [D, TX-30]
Rep. Henry Johnson [D, GA-4]
Stephanie Jones
Steve Kagen
Paul Kanjorski
Rep. Marcy Kaptur [D, OH-9]
Patrick Kennedy
Rep. Dale Kildee [D, MI-5]
Carolyn Kilpatrick
Rep. Ronald Kind [D, WI-3]
Ron Klein
Rep. Dennis Kucinich [D, OH-10]
Nicholas Lampson
Rep. James Langevin [D, RI-2]
Tom Lantos
Rep. Rick Larsen [D, WA-2]
Rep. John Larson [D, CT-1]
Rep. Barbara Lee [D, CA-9]
Rep. Sander Levin [D, MI-12]
Rep. John Lewis [D, GA-5]
Rep. Daniel Lipinski [D, IL-3]
Rep. David Loebsack [D, IA-2]
Rep. Zoe Lofgren [D, CA-16]
Rep. Nita Lowey [D, NY-18]
Rep. Stephen Lynch [D, MA-9]
Tim Mahoney
Rep. Carolyn Maloney [D, NY-14]
Rep. Edward Markey [D, MA-7]
James Marshall
Rep. Jim Matheson [D, UT-2]
Rep. Doris Matsui [D, CA-5]
Rep. Carolyn McCarthy [D, NY-4]
Rep. Betty McCollum [D, MN-4]
Rep. James McDermott [D, WA-7]
Rep. James McGovern [D, MA-3]
Rep. Mike McIntyre [D, NC-7]
Rep. Jerry McNerney [D, CA-11]
Michael McNulty
Kendrick Meek
Rep. Gregory Meeks [D, NY-6]
Charles Melancon
Rep. Michael Michaud [D, ME-2]
Rep. Bradley Miller [D, NC-13]
Rep. George Miller [D, CA-7]
Harry Mitchell
Alan Mollohan
Dennis Moore
Rep. Gwen Moore [D, WI-4]
Rep. James Moran [D, VA-8]
Patrick Murphy
John Murtha
Rep. Jerrold Nadler [D, NY-8]
Rep. Grace Napolitano [D, CA-38]
Rep. Richard Neal [D, MA-2]
James Oberstar
David Obey
Rep. John Olver [D, MA-1]
Solomon Ortiz
Rep. Frank Pallone [D, NJ-6]
Rep. William Pascrell [D, NJ-8]
Rep. Edward Pastor [D, AZ-4]
Rep. Donald Payne [D, NJ-10]
Rep. Ed Perlmutter [D, CO-7]
Rep. Collin Peterson [D, MN-7]
Earl Pomeroy
Rep. David Price [D, NC-4]
Rep. Nick Rahall [D, WV-3]
Rep. Charles Rangel [D, NY-15]
Rep. Silvestre Reyes [D, TX-16]
Rep. Laura Richardson [D, CA-37]
Ciro Rodriguez
Rep. Mike Ross [D, AR-4]
Rep. Steven Rothman [D, NJ-9]
Rep. Lucille Roybal-Allard [D, CA-34]
Rep. Dutch Ruppersberger [D, MD-2]
Rep. Bobby Rush [D, IL-1]
Rep. Timothy Ryan [D, OH-17]
John Salazar
Rep. Loretta Sanchez [D, CA-47]
Rep. Linda Sánchez [D, CA-39]
Rep. John Sarbanes [D, MD-3]
Rep. Janice Schakowsky [D, IL-9]
Rep. Adam Schiff [D, CA-29]
Rep. Allyson Schwartz [D, PA-13]
Rep. David Scott [D, GA-13]
Rep. Robert Scott [D, VA-3]
Rep. José Serrano [D, NY-16]
Joe Sestak
Carol Shea-Porter
Rep. Brad Sherman [D, CA-27]
Rep. Heath Shuler [D, NC-11]
Rep. Albio Sires [D, NJ-13]
Ike Skelton
Rep. Louise Slaughter [D, NY-28]
Rep. Adam Smith [D, WA-9]
Victor Snyder
Hilda Solis
Zachary Space
John Spratt
Rep. Fortney Stark [D, CA-13]
Bart Stupak
Rep. Betty Sutton [D, OH-13]
John Tanner
Ellen Tauscher
Gene Taylor
Rep. Bennie Thompson [D, MS-2]
Rep. Michael Thompson [D, CA-1]
Rep. John Tierney [D, MA-6]
Rep. Edolphus Towns [D, NY-10]
Sen. Mark Udall [D, CO]
Sen. Tom Udall [D, NM]
Rep. Christopher Van Hollen [D, MD-8]
Rep. Nydia Velázquez [D, NY-12]
Rep. Peter Visclosky [D, IN-1]
Rep. Timothy Walz [D, MN-1]
Rep. Debbie Wasserman Schultz [D, FL-20]
Rep. Maxine Waters [D, CA-35]
Diane Watson
Rep. Melvin Watt [D, NC-12]
Rep. Henry Waxman [D, CA-30]
Rep. Anthony Weiner [D, NY-9]
Rep. Peter Welch [D, VT-0]
Robert Wexler
Charles Wilson
Rep. Lynn Woolsey [D, CA-6]
Rep. David Wu [D, OR-1]
Albert Wynn
Rep. John Yarmuth [D, KY-3]
Close

Republicans Voting 'Aye'

Rep. Robert Aderholt [R, AL-4]
Rep. Rodney Alexander [R, LA-5]
Rep. Roscoe Bartlett [R, MD-6]
Rep. Judy Biggert [R, IL-13]
Rep. Gus Bilirakis [R, FL-9]
Sen. Roy Blunt [R, MO]
Rep. Jo Bonner [R, AL-1]
Rep. Mary Bono Mack [R, CA-45]
Sen. John Boozman [R, AR]
Rep. Kevin Brady [R, TX-8]
Henry Brown
Virginia Brown-Waite
Rep. Vern Buchanan [R, FL-13]
Rep. Dan Burton [R, IN-5]
Rep. Ken Calvert [R, CA-44]
Rep. David Camp [R, MI-4]
Rep. Shelley Capito [R, WV-2]
Rep. John Carter [R, TX-31]
Michael Castle
Rep. Steven Chabot [R, OH-1]
Rep. Howard Coble [R, NC-6]
Rep. Tom Cole [R, OK-4]
Rep. Ander Crenshaw [R, FL-4]
Thomas Davis
David Davis
Rep. Charles Dent [R, PA-15]
Lincoln Diaz-Balart
Rep. Mario Diaz-Balart [R, FL-21]
John Doolittle
Thelma Drake
Rep. John Duncan [R, TN-2]
Rep. Jo Ann Emerson [R, MO-8]
Philip English
Terry Everett
Mary Fallin
Michael Ferguson
Rep. Jeffrey Fortenberry [R, NE-1]
Vito Fossella
Rep. Rodney Frelinghuysen [R, NJ-11]
Rep. Elton Gallegly [R, CA-24]
Rep. Jim Gerlach [R, PA-6]
Wayne Gilchrest
Rep. Louis Gohmert [R, TX-1]
Rep. Robert Goodlatte [R, VA-6]
Rep. Kay Granger [R, TX-12]
Rep. Samuel Graves [R, MO-6]
Rep. Ralph Hall [R, TX-4]
Robin Hayes
Sen. Dean Heller [R, NV]
David Hobson
Kenny Hulshof
Duncan Hunter
Rep. Timothy Johnson [R, IL-15]
Rep. Walter Jones [R, NC-3]
Ric Keller
Rep. Peter King [R, NY-3]
Sen. Mark Kirk [R, IL]
John Kuhl
Ray LaHood
Rep. Thomas Latham [R, IA-4]
Rep. Steven LaTourette [R, OH-14]
Ron Lewis
Rep. Jerry Lewis [R, CA-41]
Rep. Frank LoBiondo [R, NJ-2]
Rep. Daniel Lungren [R, CA-3]
Rep. Kenny Marchant [R, TX-24]
Rep. Kevin McCarthy [R, CA-22]
Rep. Michael McCaul [R, TX-10]
Rep. Thaddeus McCotter [R, MI-11]
John McHugh
Rep. Howard McKeon [R, CA-25]
Rep. Cathy McMorris Rodgers [R, WA-5]
Rep. Gary Miller [R, CA-42]
Rep. Candice Miller [R, MI-10]
Sen. Jerry Moran [R, KS]
Rep. Tim Murphy [R, PA-18]
John Peterson
Rep. Joseph Pitts [R, PA-16]
Rep. Todd Platts [R, PA-19]
Rep. Ted Poe [R, TX-2]
Jon Porter
Deborah Pryce
James Ramstad
Ralph Regula
Rep. Dennis Rehberg [R, MT-0]
Rep. Dave Reichert [R, WA-8]
Rick Renzi
Thomas Reynolds
Rep. Michael Rogers [R, MI-8]
Rep. Harold Rogers [R, KY-5]
Rep. Michael Rogers [R, AL-3]
Rep. Dana Rohrabacher [R, CA-46]
Rep. Ileana Ros-Lehtinen [R, FL-18]
James Saxton
Rep. Jean Schmidt [R, OH-2]
Rep. Peter Sessions [R, TX-32]
Christopher Shays
Rep. John Shimkus [R, IL-19]
Rep. William Shuster [R, PA-9]
Rep. Michael Simpson [R, ID-2]
Rep. Christopher Smith [R, NJ-4]
Rep. Lamar Smith [R, TX-21]
Rep. Adrian Smith [R, NE-3]
Mark Souder
Rep. Lee Terry [R, NE-2]
Rep. William Thornberry [R, TX-13]
Todd Tiahrt
Rep. Patrick Tiberi [R, OH-12]
Rep. Michael Turner [R, OH-3]
Rep. Frederick Upton [R, MI-6]
Rep. Timothy Walberg [R, MI-7]
Rep. Greg Walden [R, OR-2]
James Walsh
Zach Wamp
David Weldon
Gerald Weller
Rep. Lynn Westmoreland [R, GA-3]
Rep. Edward Whitfield [R, KY-1]
Sen. Roger Wicker [R, MS]
Heather Wilson
Rep. Frank Wolf [R, VA-10]
Rep. Donald Young [R, AK-0]
Rep. Bill Young [R, FL-10]
Close

Others Voting 'Aye'

Close

Others Voting 'Abstain'

 

Official Summary

9/18/2007--Passed House amended. Expanding American Homeownership Act of 2007 - (Sec. 3) Amends the National Housing Act (Act) to: (1) modify requirements governing the maximum principal loan obligation, changing it to 125% of the median one-family house price in the area; and (2) extend t
Close

Official Summary

9/18/2007--Passed House amended. Expanding American Homeownership Act of 2007 -

(Sec. 3)

Amends the National Housing Act (Act) to:
(1) modify requirements governing the maximum principal loan obligation, changing it to 125% of the median one-family house price in the area; and
(2) extend the mortgage term from 35 to 40 years.

(Sec. 5)

Revises eligibility criteria for cash down payment for mortgage insurance. Alters the formula for determining the principal obligation to set the loan-to-value (LTV) for a Federal Housing Administration (FHA) single family home at 97.75 % of the appraised value of the property (plus the amount of the mortgage insurance premium paid at the time the mortgage is insured, as under current law). Establishes an alternative formula for zero- and lower-down payment borrowers, allowing 100% of the appraised value of the property, plus HUD-approved initial service charges, appraisal, inspection, and other fees. Repeals the prerequisite for FHA mortgage insurance that a mortgagor obtain counseling in financial management and responsibilities of homeownership. Retains the current 3% cash down payment requirement, except for zero- and lower-down payment borrowers. Requires the Secretary, with respect to cash down payments, to consider as cash or its equivalent any amounts gifted by a family member (as under current law), the mortgagor's employer or labor union, or a qualified home ownership assistance entity, but only if there is no obligation on the part of the mortgagor to repay the gift.

(Sec. 6)

Sets forth eligibility criteria governing mortgage insurance premiums for zero- and lower-down payment borrowers who obtain a mortgage secured by a one- to four-family dwelling occupied as a principal residence. (Sec. 7 ) Distinguishes standard risk mortgages secured by a one- to four-family dwelling from higher-risk mortgages. Authorizes the Secretary to:
(1) establish underwriting standards for higher-risk mortgages for mortgagors with a credit score equivalent to a FICO score of less than 560;
(2) provide for flexible premium rate variations according to the credit risk associated with the type of mortgage product being insured; and
(3) create certain payment incentives, both discretionary and mandatory.

(Sec. 10)

Makes certain borrower protections, including mortgagee disclosures and mortgagor counseling, particularly foreclosure prevention counseling, mandatory for higher risk mortgages.

(Sec. 11)

Requires the Secretary to:
(1) establish underwriting standards governing insurance of mortgage loans; and
(2) take actions to facilitate the availability of mortgage loans insured under this Act that are made for the purpose of paying or prepaying outstanding obligations under existing mortgages.

(Sec. 12)

Instructs the Secretary to submit in annual reports to Congress:
(1) the rates of default and foreclosure for mortgages insured pursuant to certain mortgage insurance programs; and
(2) loss mitigation actions.

(Sec. 13)

Permits an increase of up to 25% in the maximum mortgage amount that may be insured to account for the increased cost of a residence due to an increased need of space for locating and operating a licensed or certificated child care facility.

(Sec. 14)

Replaces the General Insurance Fund with the Mutual Mortgage Insurance Fund (MMI Fund) with respect to funds received and disbursements made in connection with certain rehabilitation loans.

(Sec. 16)

Permits the Secretary to insure any mortgage covering a one-family unit in a condominium if the project of which it is part has a certain HUD-insured blanket mortgage. Extends the insurable mortgage term from 35 to 40 years. Includes among insurable multifamily projects those in which the dwelling units are manufactured housing units, semi-detached or detached.

(Sec. 17)

Revises requirements for the MMI Fund, specifying operating goals among other things. Requires an annual independent actuarial study of the Fund.

(Sec. 18)

Makes insurance of a Native Hawaiian or Indian reservation mortgage the obligation of the MMI Fund (instead of the General Insurance Fund).

(Sec. 20)

Eliminates the limitation placed upon the aggregate number of home equity conversion mortgages insured under the Act. Authorizes the Secretary to insure a home equity conversion mortgage when its primary purpose is to enable an elderly mortgagor to purchase a one- to four-family dwelling in which the mortgagor will occupy one of the units. Directs the Secretary to:
(1) establish specified limits on the origination fee that may be charged to a mortgagor; and
(2) study and report to Congress regarding mortgage insurance premiums charged for insurance of home equity conversion mortgages to determine the effects of reducing such premiums upon costs to mortgagors, and upon the financial soundness of the program.

(Sec. 21)

Revises:
(1) requirements for participation by mortgage brokers and correspondent lenders in the mortgage insurance program; and
(2) mortgage insurance eligibility criteria. Extends the meaning of "mortgagee" to mortgage brokers and correspondent lenders who post a bond of between $50,000 and $100,000 (indexed annually), as determined by the Secretary, in lieu of existing net worth and annual audit requirements. Directs the Comptroller General to study and report to Congress regarding the effect of such revised requirements upon increased participation by mortgage brokers and correspondent lenders in mortgage insurance programs under this Act.

(Sec. 22)

Authorizes the Secretary to enter into agreements, for a certain period, to insure up to 100% of certain mortgages for a single family residence located in a major disaster area.

(Sec. 23)

Establishes penalties for failure by a mortgage and escrow account servicer to make required payments from escrow accounts (for taxes, insurance premiums, and other charges) in the case of a HUD-insured mortgage for a one- to four-family residence. Prohibits the Secretary from submitting any information to a consumer reporting agency regarding such failure that is adverse to the mortgagor's credit rating or interest.

(Sec. 24)

Restricts acceptable forms of identification for FHA mortgagors to:
(1) a social security card with photo identification or REAL ID Act identification;
(2) a passport; or
(3) a U.S. Citizenship and Immigration Services identification card.

(Sec. 25)

Directs the Secretary to implement a pilot program to establish an automated process for borrowers without sufficient credit history. Directs the Comptroller General to report to Congress regarding:
(1) the number of additional mortgagors served using such automated process; and
(2) the impact of such process and the insurance of mortgages pursuant to it on the safety and soundness of the insurance funds under the Act of which such mortgages are obligations.

(Sec. 26)

Expresses the sense of Congress that the Secretary should report to Congress on the use of a portion of the funds received from premiums paid for FHA single family housing mortgage insurance that are in excess of the amounts paid out in claims to increase substantially the funding for FHA technology to bring it to the level and sophistication of technology used in the conventional mortgage lending market.

(Sec. 27)

Increases maximum FHA multifamily housing mortgage limits in high cost areas from 140% of the basic loan limit to 170% and, on a project-by-project basis, to 215%.

(Sec. 28)

Authorizes appropriations for FY2008 for discount sales of multifamily real properties.

(Sec. 29)

Exempts from the requirements, limitations, and prohibitions of subtitle A (FHA Asset Disposition) of title II of the Deficit Reduction Act of 2005, and the amendments made by such title, any multifamily real property transaction for which:
(1) the Secretary has received, before the Act's enactment, written expressions of interest in purchasing the property from both a city government and its housing commission;
(2) the Secretary acquires title to the property at a foreclosure sale after receipt of such expressions of interest; and
(3) such city government and housing commission have resolved a previous disagreement with respect to the disposition of the property.

(Sec. 30)

Amends the Deficit Reduction Act of 2005 to prohibit the Secretary from selling multifamily real property through any discount sale during FY2011, or any multifamily loan through a discount loan sale during such fiscal year, unless the property or loan is sold for an amount that is equal to or greater than 60% of the property market value or loan market value, respectively.

(Sec. 31)

Authorizes appropriations from the negative credit subsidy for mortgage insurance programs resulting from this Act for:
(1) single family housing mortgage insurance;
(2) housing counseling;
(3) mortgage insurance technology, procedures, processes, program performance, and salaries; and
(4) an affordable housing fund. Conditions such authorization for a fiscal year upon certification by the Secretary that mortgage insurance premiums charged during it:
(1) are established at the minimum amount sufficient to comply with the requirements for the MMI capital ratio; and
(2) ensure the safety and soundness of the other mortgage insurance funds under such Act. Requires any such negative credit subsidy to ensure adequately the efficient delivery and availability of the mortgage insurance programs. Requires the Secretary to study and report to Congress on how best to update and upgrade mortgage insurance program procedures and technologies so that the policies and procedures for originating, insuring, and servicing of mortgages conform with those customarily used by secondary market purchasers of residential mortgage loans.

(Sec. 32)

Sets limitations upon mortgage insurance premium increases.

(Sec. 33)

Amends the National Housing Act to establish civil money penalties for improperly influencing property appraisals.

(Sec. 34)

Instructs the Secretary to provide refunds of unearned premium charges paid for mortgage insurance to or on behalf of otherwise refund-eligible mortgagors whose mortgages were closed before December 8, 2004, and endorsed on or after such date. Authorizes appropriations.


...Read the Rest

FEED

Recent News Coverage

View All (40)  |  View Top Rated

11/11/07
Realtors(R) Convene in Record Numbers, Aim to Improve Market ...

Also this fall, the House passed the expanding American Homeownership Act of 2007, HR 1852, which would make FHA a viable refinance alternative for people ...

Source: PR Newswire (press release), NY
Add to My Political Notebook Save to Notebook Rate
11/01/07
Veto Threat Clouds HUD Funding Proposal

The crisis was the impetus for House passage of Federal Housing Administration (FHA) modernization legislation (HR 1852), with an amendment to make FHA ...

Source: Affordable Housing Finance, CA
Add to My Political Notebook Save to Notebook Rate
10/18/07
Business Briefs

The House also passed HR 1852, which could increase FHA loan amounts, on Sept. 18 but the Senate has not taken action. A 2005 study by the California ...

Source: Santa Cruz Sentinel, CA
Add to My Political Notebook Save to Notebook Rate
Information made available by Daily Life
FEED

Recent Blog Coverage

View All (432)  |  View Top Rated

01/07/09
The Elite Mortgage Daily Blog: Unkind cuts Here's what to do if ...

Work With Shannon. Shannon provides residential and small commercial mortgage solutions for owners and investors in the state of Wisconsin. Reach the team toll-free: -1-800-585-5774 -Email Shannon Luscher: ...

Source: The Elite Mortgage Daily Blog
Add to My Political Notebook Save to Notebook Rate
01/03/09
Real Estate Blog - Nokesville VA Real Estate - MACKENZIE MEADOWS ...

... housing news story (1), housing reform (1), hr 1852 (1), hr 3121 (1), hr 6994 (1), ice skating (1), improvement (1), independence (9), industrial (1), interest rates (1), investing (3), investing in real estate (1), investments (1) ...

Source: Prince William County Virginia Real Estate
Add to My Political Notebook Save to Notebook Rate
12/29/08
Real Estate Blog - Prey for 2009

... hope (1), hope for homeowners (1), hopenow (2), hopenow alliance (1), housing crises (1), hr 1852 (1), incompetence (1), indymac bank (1), investors facing foreclosure (1), kentucky foreclosure (1), laughs (1), letter of intent (1) ...

Source: ForeclosureFocusUSA - The Unvarnished Truth
Add to My Political Notebook Save to Notebook Rate
Information made available by Technorati



Users tracking H.R.1852 (31) are also tracking:

Bills People Issues



Users supporting H.R.1852 (4) are also:

Supporting Bill







Vote on This Bill

80% Users Support Bill

4 in favor / 1 opposed
 

Send Your Rep a Letter

about this bill Support Oppose Tracking
Track with MyOC
Save to Notebook Make A Bill Widget

Top-Rated Comments

Recent OC Blog Articles

OpenCongress is a free and open-source project of the Participatory Politics Foundation, a 501(c)3 non-profit organization with a mission to increase civic engagement. The non-profit Sunlight Foundation is the Founding and Primary Supporter of OpenCongress.