h 43228 1177560000 false 1190088000 2061 668 110 400208

4/26/2007--Introduced.<br/>Predatory Mortgage Lending Practices Reduction Act - Amends the Real Estate Settlement Procedures Act of 1974 to prohibit any person, in connection with a subprime federally related mortgage loan, from providing mortgage lending services or mortgage brokerage services unless such person is certified by the Secretary of Housing and Urban Development as having been adequately trained with regard to subprime lending. Amends the Truth in Lending Act to require lenders to establish a best practices plan, meeting certain criteria, to ensure compliance with such Act for high cost mortgages. Proscribes unfair or deceptive acts or practices in providing: (1) mortgage lending services for either a subprime federally related mortgage loan; (2) mortgage brokerage services for such a loan; and (3) appraisal of a property offered as security for repayment of the loan.<br/>Sets forth civil penalties for violations. Consumer Fairness Act - Amends the Consumer Credit Protection Act to declare unenforceable a written provision in any consumer contract or transaction which requires binding arbitration to resolve any controversy arising out of such transaction or contract, or the refusal to perform all or any part of the transaction. (Permits post-controversy arbitration agreements.) Amends the Community Development Banking and Financial Institutions Act of 1994 to authorize the Community Development Financial Institutions Fund to make grants to nonprofit community development corporations to educate and train borrowers and community groups regarding illegal and inappropriate predatory lending practices.<br/>

1190088000 2007-09-18 Thu Nov 06 21:30:09 -0600 2008 introduced 43228 'act':6 'lend':3 'reduct':5 'mortgag':2 'practic':4 'predatori':1 50079 short introduced 43228 'act':3 'fair':2 'consum':1 50080 short introduced 43228 'home':3 'lend':7 'buyer':4 'practic':8 'protect':2 'predatori':6 46042 official action 43228 1190088000 Tue Sep 18 00:00:00 -0500 2007 133139 Sponsor introductory remarks on measure. (CR H10456) J000284 1949-09-10 Stephanie 'jone':2,4,6 'stephani':1,3,5 F 400208 Jones Stephanie_Tubbs_Jones Tubbs Stephanie Jones N00003561 6547 Democrat Baptist Stephanie Jones B001231 1951-01-20 405 Cannon House Office Building http://berkley.house.gov/contact/email.html 1 202-225-3119 Shelley 'd':4 '-1':6 'nv':5 'rep':1 'berkley':3,8,10 'shelley':2,7,9 F 400024 Berkley Shelley_Berkley Rep. Shelley Berkley [D, NV-1] N00009818 7404 Democrat 202-225-5965 Jewish NV Shelley Berkley 1.7 http://berkley.house.gov/ C000191 1938-07-08 Julia 'julia':1,3,5 'carson':2,4,6 F 400067 Carson Julia_Carson M. Julia Carson N00003758 3606 Democrat Baptist Julia Carson C000380 1945-09-19 1510 Longworth House Office Building http://www.house.gov/writerep/ 0 202-225-5517 Donna 'd':4 '-0':6 'vi':5 'rep':1 'donna':2,7,9 'christensen':3,8,10 F 400073 Christensen Donna_M._Christensen M. Rep. Donna Christensen [D, VI-0] N00000133 5178 Democrat 202-225-1790 Moravian VI Donna Christensen http://www.house.gov/christian-christensen/ D000216 1943-03-02 2262 Rayburn House Office Building http://delauro.house.gov/contact_form_email.cfm 3 202-225-4890 Rosa 'd':4 '-3':6 'ct':5 'rep':1 'rosa':2,7,9 'delauro':3,8,10 F 400103 DeLauro Rosa_L._DeLauro L. Rep. Rosa DeLauro [D, CT-3] N00000615 11412 Democrat 202-225-3661 Roman Catholic CT Rosa DeLauro 0.866666666666667 http://www.house.gov/delauro/ F000043 1956-11-21 2301 Rayburn House Office Building http://fattah.house.gov/?sectionid=8&sectiontree=8 2 202-225-5392 Chaka 'd':4 '-2':6 'pa':5 'rep':1 'chaka':2,7,9 'fattah':3,8,10 M 400130 Fattah Chaka_Fattah Rep. Chaka Fattah [D, PA-2] N00001746 6275 Democrat 202-225-4001 Baptist PA Chaka Fattah 3.0 http://www.house.gov/fattah/ G000551 1948-02-19 1440 Longworth House Office Building http://grijalva.house.gov/?sectionid=49&sectiontree=2,49 7 202-225-1541 Raul 'd':4 '-7':6 'az':5 'rep':1 'raul':2,7,9 'grijalva':3,8,10 M 400162 Grijalva M. Rep. Raul Grijalva [D, AZ-7] N00025284 7283 Democrat 202-225-2435 Roman Catholic AZ Raul Grijalva 3.46666666666667 http://grijalva.house.gov/ H000324 1936-09-05 2353 Rayburn House Office Building http://www.alceehastings.house.gov/index.php?option=com_content&task=view&id=104&Itemid= 23 202-225-1171 Alcee 'd':4 'fl':5 '-23':6 'rep':1 'alce':2,7,9 'hast':3,8,10 M 400170 Hastings Alcee_L._Hastings L. Rep. Alcee Hastings [D, FL-23] N00002884 7920 Democrat 202-225-1313 African Methodist Episcopal FL Alcee Hastings 1.89473684210526 http://alceehastings.house.gov/ H000636 1940-08-20 2463 Rayburn House Office Building http://www.house.gov/writerep 15 202-225-5688 Rubén 'd':4 'tx':5 '-15':6 'rep':1 'ruben':9 'rubén':2,7 'hinojosa':3,8,10 M 400179 Hinojosa E. Rep. Rubén Hinojosa [D, TX-15] N00006008 6978 Democrat 202-225-2531 Roman Catholic TX Ruben Hinojosa http://hinojosa.house.gov/ J000126 1935-12-03 1511 Longworth House Office Building http://www.house.gov/ebjohnson/IMA/issue_subscribe.shtml 30 202-226-1477 Eddie 'd':4 'tx':5 '-30':6 'rep':1 'eddi':2,7,9 'johnson':3,8,10 F 400204 Johnson Eddie_Bernice_Johnson Bernice Rep. Eddie Johnson [D, TX-30] N00008122 5567 Democrat 202-225-8885 Baptist TX Eddie Johnson 2.375 http://www.house.gov/ebjohnson/ K000009 1946-06-17 2186 Rayburn House Office Building http://www.kaptur.house.gov/index.php?option=com_content&task=view&id=152 9 202-225-7711 Marcy 'd':4 '-9':6 'oh':5 'rep':1 'marci':2,7,9 'kaptur':3,8,10 F 400211 Kaptur Marcy_Kaptur Rep. Marcy Kaptur [D, OH-9] N00003522 8431 Democrat 202-225-4146 Roman Catholic OH Marcy Kaptur 4.52941176470588 http://www.kaptur.house.gov/ M001163 1944-09-25 222 Cannon House Office Building https://forms.house.gov/matsui/webforms/issue_subscribe.htm 5 202-225-0566 Doris 'd':4 '-5':6 'ca':5 'rep':1 'dori':2,7,9 'matsui':3,8,10 F 400663 Matsui Doris_O._Matsui O. Rep. Doris Matsui [D, CA-5] N00027459 6731 Democrat 202-225-7163 CA Doris Matsui 2.5 http://matsui.house.gov/ N000147 1937-06-13 2136 Rayburn House Office Building http://www.norton.house.gov/forms/contact.html 0 202-225-3002 Eleanor 'd':4 '-0':6 'dc':5 'rep':1 'norton':3,8,10 'eleanor':2,7,9 F 400295 Norton Eleanor_Holmes_Norton Holmes Rep. Eleanor Norton [D, DC-0] N00001692 5723 Democrat 202-225-8050 Episcopalian DC Eleanor Norton 5.375 http://www.norton.house.gov/ P000149 1934-07-16 2209 Rayburn House Office Building http://www.house.gov/payne/IMA/email.shtml 10 202-225-4160 Donald 'd':4 'nj':5 '-10':6 'rep':1 'payn':3,8,10 'donald':2,7,9 M 400312 Payne Donald_M._Payne M. Rep. Donald Payne [D, NJ-10] N00000716 6388 Democrat 202-225-3436 Baptist NJ Donald Payne http://www.house.gov/payne/ S001145 1944-05-26 1027 Longworth House Office Building http://www.house.gov/schakowsky/contact.shtml 9 202-226-6890 Janice 'd':4 '-9':6 'il':5 'jan':9 'rep':1 'janic':2,7,10 'schakowski':3,8,11 F 400360 Schakowsky Janice_D._Schakowsky D. Rep. Janice Schakowsky [D, IL-9] Jan N00004724 7670 Democrat 202-225-2111 Jewish IL Jan Janice Schakowsky 2.81818181818182 http://www.house.gov/schakowsky JanSchakowsky S001169 1951-12-12 1022 Longworth House Office Building http://www.sestak.house.gov/IMA/issue_subscribe.shtml 7 202-226-0280 Joe 'd':4 '-7':6 'pa':5 'joe':2,7,9 'rep':1 'sestak':3,8,10 M 412232 Sestak Joe_Sestak Rep. Joe Sestak [D, PA-7] N00028049 6856 Democrat 202-225-2011 PA Joe Joe Sestak 1.5 http://sestak.house.gov/ S001174 1721 Longworth House Office Building http://sutton.house.gov/about/emailform.cfm 13 202-225-2266 Betty 'd':4 'oh':5 '-13':6 'rep':1 'betti':2,7,9 'sutton':3,8,10 F 412228 Sutton Betty_Sue_Sutton Rep. Betty Sutton [D, OH-13] N00027901 7039 Democrat 202-225-3401 OH Betty Sutton 3.45454545454545 http://sutton.house.gov/ T000193 1948-01-28 2432 Rayburn House Office Building https://forms.house.gov/benniethompson/contact-form.shtml 2 202-225-5898 Bennie 'd':4 '-2':6 'ms':5 'rep':1 'benni':2,7,9 'thompson':3,8,10 M 400402 Thompson Bennie_G._Thompson G. Rep. Bennie Thompson [D, MS-2] N00003288 6677 Democrat 202-225-5876 Methodist MS Bennie Thompson http://benniethompson.house.gov/HoR/MS02/Home.htm W000784 1951-09-10 Albert 'wynn':2,4,6 'albert':1,3,5 M 400438 Wynn Albert_Russell_Wynn Russell Albert Wynn N00001849 4633 Democrat Baptist Albert Wynn action 43228 1190088000 Tue Sep 18 00:00:00 -0500 2007 133139 Sponsor introductory remarks on measure. (CR H10456) introduced 43228 1177560000 Thu Apr 26 00:00:00 -0500 2007 110036 action 43228 1177560000 Thu Apr 26 00:00:00 -0500 2007 110037 Referred to the House Committee on Financial Services. action 43228 1177473600 Wed Apr 25 00:00:00 -0500 2007 133138 Sponsor introductory remarks on measure. (CR E856)