H.R.2911 - Electronic Funds Transfer Equal Consumer Protection Act

To amend the Electronic Fund Transfer Act to provide similar protections under that Act for consumers as apply under the Truth in Lending Act, and for other purposes. view all titles (2)

All Bill Titles

  • Official: To amend the Electronic Fund Transfer Act to provide similar protections under that Act for consumers as apply under the Truth in Lending Act, and for other purposes. as introduced.
  • Short: Electronic Funds Transfer Equal Consumer Protection Act as introduced.

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  • Today: 2
  • Past Seven Days: 10
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Introduced
 
House
Passes
 
Senate
Passes
 
President
Signs
 

 
06/27/07
 
 
 
 
 
 
 

Official Summary

6/28/2007--Introduced.Electronic Funds Transfer Equal Consumer Protection Act - Amends the the Electronic Fund Transfer Act to treat as an error any electronic fund transfer affecting the customer's account regarding a transaction for goods or services not accepted by or not delivered

Official Summary

6/28/2007--Introduced.
Electronic Funds Transfer Equal Consumer Protection Act - Amends the the Electronic Fund Transfer Act to treat as an error any electronic fund transfer affecting the customer's account regarding a transaction for goods or services not accepted by or not delivered to the customer, or not in accordance with the agreement made at the time of the transaction. Redefines electronic fund transfer to cover any transaction initiated through an electronic terminal, telephonic instrument, or computer, including transactions initiated through the use of a check card or a debit card. Revises requirements for a financial institution's discretionary provisional recredit of a consumer's account after receiving notice of an error. Makes such a provisional recredit mandatory, within one business day after receipt of such a notice. Revises requirements for prompt resolution of errors to authorize a financial institution to require a consumer to submit written confirmation of an oral error notice before it recredits provisionally the consumer's account.


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Recent Blog Coverage

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04/06/08
Banned In The USA Part II - the 70s and 80s

He went on to state his suspicion that the hearings were a front for HR 2911, a proposed blank tape tax: "The major record labels need to have HR 2911 whiz through a few committees before anybody smells a rat. ...

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01/27/08
FRANK ZAPPA "Meets the Mothers of Prevention" 1995 CD reissue

03."Little Beige Sambo" – 3:02 04."Aerobics in Bondage" – 3:16 05."We're Turning Again" – 4:55 06"Alien Orifice" – 4:10 07."Yo Cats" (Zappa, Mariano) – 3:33 08."What's

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01/22/08
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