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  <title>Open Congress : Blog Articles for H.R.3012 Expanding Housing Opportunities Through Education and Counseling Act</title>
  <link href="http://www.opencongress.org/bill/110-h3012/atom_blogs" rel="self"/>
  <link href="http://www.opencongress.org/bill/110-h3012/blogs" rel="alternate"/>
  <updated>2011-09-21T01:00:00Z</updated>
  <author>
    <name>opencongress.org</name>
  </author>
  <id>tag:opencongress.org,2007:/bill/blog/45163</id>
  <entry>
    <title>H.R.3012: Fairness for High-Skilled Immigrants Act ... - OpenCongress</title>
    <link href="http://www.opencongress.org/bill/112-h3012/show" rel="alternate"/>
    <id>tag:opencongress.org,2011-09-21:/commentary/11447478</id>
    <updated>2011-09-21T01:00:00Z</updated>
    <author>
      <name>opencongress.org</name>
    </author>
    <content type="html">
All Bill Titles. Short: Fairness for High-Skilled Immigrants Act of 2011 as reported to house. Short: Fairness for High-Skilled Immigrants Act as introduced. Official: To amend the Immigration and Nationality Act to eliminate the ..... I oppose H.R.  3012 &lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.opencongress.org/bill/112-h3012/show&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>State releases TNInvestco report | State Politics</title>
    <link href="http://www.state-politics.com/states/tennessee/state-releases-tninvestco-report/" rel="alternate"/>
    <id>tag:opencongress.org,2011-03-28:/commentary/11431245</id>
    <updated>2011-03-28T01:00:00Z</updated>
    <author>
      <name>Chas Sisk</name>
    </author>
    <content type="html">
The report shows about 110 jobs created by the program through Jan. 1, 2011, on investment of $17 million as of that date. The report also counts 205 jobs thate were retained through the program, presumably those that ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.state-politics.com/states/tennessee/state-releases-tninvestco-report/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>H.R.3012: TRADE Act of 2009 - U.S. Congress - OpenCongress</title>
    <link href="http://www.opencongress.org/bill/111-h3012/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-06-22:/commentary/10536219</id>
    <updated>2009-06-22T20:00:00Z</updated>
    <author>
      <name>opencongress.org</name>
    </author>
    <content type="html">
Or, if you know of a news article about this bill to display here, email us the web address of this page and the web address of your suggested news article: Our editorial team will post relevant links as quickly as ... - &lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.opencongress.org/bill/111-h3012/show&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>The Mortgage Crisis Lies in the Fine Print - Mortgage Foundation</title>
    <link href="http://www.mtgfoundation.com/2007/08/the-mortgage-crisis-lies-in-the-fine-print.html/" rel="alternate"/>
    <id>tag:opencongress.org,2008-11-01:/commentary/3406065</id>
    <updated>2008-11-01T20:00:00Z</updated>
    <author>
      <name>Mortgage Foundation </name>
    </author>
    <content type="html">
H.R. 3012, or &#226;&#8364;&#339;The Fair Mortgage Practices Act of 2007,&#226;&#8364;* would create a national system for registering mortgage loan originators. And a key feature is that a &#226;&#8364;&#339;one-page disclosure form be required for all consumer credit plans secured ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.mtgfoundation.com/2007/08/the-mortgage-crisis-lies-in-the-fine-print.html/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>How Much Disclosure Is Enough?</title>
    <link href="http://www.realtytrac.com/ContentManagement/RealtyTracLibrary.aspx?a=b&amp;amp;ItemID=3781&amp;amp;accnt=64953" rel="alternate"/>
    <id>tag:opencongress.org,2008-10-23:/commentary/3406066</id>
    <updated>2008-10-23T20:00:00Z</updated>
    <author>
      <name>RealtyTrac Daily Alerts: 28078 </name>
    </author>
    <content type="html">
Absolutely. As an example, consider the single-page form originally proposed by Alex J. Pollock of the American Enterprise Institute. It's now incorporated in H.R. 3012, the &quot;Fair Mortgage Practices Act of 2007&quot; sponsored by Rep. ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.realtytrac.com/ContentManagement/RealtyTracLibrary.aspx?a=b&amp;amp;ItemID=3781&amp;amp;accnt=64953&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>bills affecting the appraisal insustry</title>
    <link href="http://harriscompanyrec.com/blog1/2008/06/20/bills-affecting-the-appraisal-insustry/" rel="alternate"/>
    <id>tag:opencongress.org,2008-06-19:/commentary/3148375</id>
    <updated>2008-06-19T20:00:00Z</updated>
    <author>
      <name>Residential Appraiser - Appraisal Blog,... </name>
    </author>
    <content type="html">
fair mortgage practices act of 2007 (introduced in house)[hr3012.ih] 5 . fair fha appraisals act of 2007 (introduced in house)[hr1723.ih] 6 . mortgage reform and anti-predatory lending act of 2007 (referred to senate committee after ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://harriscompanyrec.com/blog1/2008/06/20/bills-affecting-the-appraisal-insustry/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Education Counsiling</title>
    <link href="http://educ-world.blogspot.com/2008/06/education-counsiling.html" rel="alternate"/>
    <id>tag:opencongress.org,2008-06-10:/commentary/2321247</id>
    <updated>2008-06-10T20:00:00Z</updated>
    <author>
      <name>Education World </name>
    </author>
    <content type="html">
OpenCongress - HR3012 Expanding Housing Opportunities Through ... (2) consumer counseling requirements governing nontraditional mortgages. Expanding Housing Opportunities Through Education and Counseling Act - Amends the . ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://educ-world.blogspot.com/2008/06/education-counsiling.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>congressional bills on lender pressure may affect appraiser ...</title>
    <link href="http://calvaluesblog.com/index.php/2008/04/01/congressional-bills-on-lender-pressure-that-may-affect-appraiser-independence/" rel="alternate"/>
    <id>tag:opencongress.org,2008-03-31:/commentary/3148377</id>
    <updated>2008-03-31T20:00:00Z</updated>
    <author>
      <name>Valu-Rite Appraisers Inc. Blog </name>
    </author>
    <content type="html">
hr 3012 fair mortgage practices act &#226;&#8364;&#8220; pending. national system for licensing residential mortgage loan originators. hr 2061 predatory mortgage lending practices reduction act - pending. requires mortgage brokers to be licensed and bans ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://calvaluesblog.com/index.php/2008/04/01/congressional-bills-on-lender-pressure-that-may-affect-appraiser-independence/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>sen. feinstein and mayor villaraigosa urge legislation for broker ...</title>
    <link href="http://la.curbed.com/archives/2008/03/sen_feinstein_a.php" rel="alternate"/>
    <id>tag:opencongress.org,2008-03-25:/commentary/3148378</id>
    <updated>2008-03-25T20:00:00Z</updated>
    <author>
      <name>Curbed LA </name>
    </author>
    <content type="html">
the safe mortgage licensing act is similar to a provision of hr 3012, introduced in the house of representatives by representative spencer bachus (r-ala.). national licensing of loan originators has bipartisan support, and was included ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://la.curbed.com/archives/2008/03/sen_feinstein_a.php&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Subprime Lending Reform Legislation Introduced - Legislation ...</title>
    <link href="http://www.builderonline.com/legislation/subprime-lending-reform-legislation-introduced.aspx" rel="alternate"/>
    <id>tag:opencongress.org,2008-03-08:/commentary/3406070</id>
    <updated>2008-03-08T19:00:00Z</updated>
    <author>
      <name>BOL Breaking News </name>
    </author>
    <content type="html">
The bill, known as the Fair Mortgage Practices Act (H.R. 3012), would:. Create a national registration and licensing system for mortgage originators;; Increase transparency in the mortgage process by simplifying disclosures for ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.builderonline.com/legislation/subprime-lending-reform-legislation-introduced.aspx&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>OpenCongress - U.S. Congress - S.2595 Secure and Fair Enforcement ...</title>
    <link href="http://www.opencongress.org/bill/110-s2595/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-02-06:/commentary/3406072</id>
    <updated>2008-02-06T19:00:00Z</updated>
    <author>
      <name>Open Congress : Sen. Dianne Feinstein [D, CA] </name>
    </author>
    <content type="html">
[1]; H.R.3012 Expanding Housing Opportunities Through E... [1]; H.R.2808 Living Organ Donor Job Security Act [1]; H.R.3609 Emergency Home Ownership and Mortgage Equ... [1]; H.R.3635 Everson Walls and Ron Springs Gift for Li... [1] ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.opencongress.org/bill/110-s2595/show&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Federal Licensing Bill Proposed</title>
    <link href="http://www.mortgagebrokerland.com/forums/f6/federal-licensing-bill-proposed-5666/" rel="alternate"/>
    <id>tag:opencongress.org,2008-02-05:/commentary/1590178</id>
    <updated>2008-02-05T19:00:00Z</updated>
    <author>
      <name>Mortgage Forums for Mortgage Brokers </name>
    </author>
    <content type="html">
Mel Martinez (R-Fla) announced today their introduction of the Secure and Fair Enforcement in Mortgage Licensing Act. The bill is also dubbed the SAFE Mortgage Licensing Act. The proposed legislation is similar to HR 3012 already ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.mortgagebrokerland.com/forums/f6/federal-licensing-bill-proposed-5666/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Federal Licensing Bill Proposed - Senators introduce SAFE Mortgage ...</title>
    <link href="http://www.mortgagedaily.com/FederalRegistry020608.asp" rel="alternate"/>
    <id>tag:opencongress.org,2008-02-04:/commentary/3406071</id>
    <updated>2008-02-04T19:00:00Z</updated>
    <author>
      <name>MortgageDaily.com - Mortgage News Headlines </name>
    </author>
    <content type="html">
Mel Martinez (R-Fla) announced today their introduction of the Secure and Fair Enforcement in Mortgage Licensing Act, also dubbed the SAFE Mortgage Licensing Act. The proposed legislation is similar to H.R. 3012 already introduced in ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.mortgagedaily.com/FederalRegistry020608.asp&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>how much disclosure is enough?</title>
    <link href="http://www.realtytrac.com/gateway_co.asp?accnt=134380&amp;amp;ItemID=3914" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-28:/commentary/3148380</id>
    <updated>2007-11-28T19:00:00Z</updated>
    <author>
      <name>realtytrac Yahoo RSS Articles </name>
    </author>
    <content type="html">
it's now incorporated in hr 3012, the &quot;fair mortgage practices act of 2007&quot; sponsored by rep. spencer bachus (r-al). if there is one bit of information that i would add to these forms it is the name and license number for the loan ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.realtytrac.com/gateway_co.asp?accnt=134380&amp;amp;ItemID=3914&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>OpenCongress - U.S. Congress - H.R.3777 Protecting Access to Safe ...</title>
    <link href="http://www.opencongress.org/bill/110-h3777/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-02:/commentary/3406069</id>
    <updated>2007-11-02T20:00:00Z</updated>
    <author>
      <name>Open Congress : House Financial Services... </name>
    </author>
    <content type="html">
H.R.3934 Affordable Footwear Act of 2007 [1]; S.2036 Protecting Access to Safe Mortgages Act [1]; H.R.3012 Expanding Housing Opportunities Through E... [1]; H.R.3838 H.R.3838 [1]; H.R.3535 Homebuyer's Protection Act of 2007 [1] ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.opencongress.org/bill/110-h3777/show&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>OpenCongress - U.S. Congress - H.R.3838 To temporarily increase ...</title>
    <link href="http://www.opencongress.org/bill/110-h3838/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-01:/commentary/3406067</id>
    <updated>2007-11-01T20:00:00Z</updated>
    <author>
      <name>Open Congress : Top 20 Bills Most Written... </name>
    </author>
    <content type="html">
H.R.3934 Affordable Footwear Act of 2007 [1]; S.2036 Protecting Access to Safe Mortgages Act [1]; H.R.3012 Expanding Housing Opportunities Through E... [1]; H.R.3777 Protecting Access to Safe Mortgages Act [1]; H.R.3535 Homebuyer's ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.opencongress.org/bill/110-h3838/show&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Come On Lenders Use Local Appraisers - Solve the Problem</title>
    <link href="http://activerain.com/blogsview/170982/Come-On-Lenders-Use" rel="alternate"/>
    <id>tag:opencongress.org,2007-08-10:/commentary/976024</id>
    <updated>2007-08-10T20:00:00Z</updated>
    <author>
      <name>Paul&amp;#39;s Blog </name>
    </author>
    <content type="html">
The &amp;quot;Fair Mortgages Practices Act, &amp;quot; HR 3012 , would give authority of the federal Appraisal Subcommittee to issue binding regulations on states and require states to license appraisers based on specified qualification criteria. ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://activerain.com/blogsview/170982/Come-On-Lenders-Use&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Our view of HR 3012</title>
    <link href="http://www.themortgagebrat.com/?p=158" rel="alternate"/>
    <id>tag:opencongress.org,2007-08-07:/commentary/966275</id>
    <updated>2007-08-07T20:00:00Z</updated>
    <author>
      <name>theMortgageBrat </name>
    </author>
    <content type="html">
In a previous post How should lending &#8220;abuses&#8221; be curbed?, we asked for your opinion regarding the proposed regulation HR 3012, and warned that we would be offering our opinion the following day. Here at theMortgageBrat we like to keep ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.themortgagebrat.com/?p=158&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>How should lending &#8220;abuses&#8221; be curbed?</title>
    <link href="http://www.themortgagebrat.com/?p=156" rel="alternate"/>
    <id>tag:opencongress.org,2007-08-06:/commentary/962467</id>
    <updated>2007-08-06T20:00:00Z</updated>
    <author>
      <name>theMortgageBrat </name>
    </author>
    <content type="html">
For our first look at proposed regulation we will explore HR 3012: To amend the Truth in Lending Act to provide for the establishment of fair mortgage practices. This legislation&#8217;s intended purpose is to amend the Truth in Lending Act ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.themortgagebrat.com/?p=156&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Wachovia stops some mortgage loan products - Charlotte Observer</title>
    <link href="http://www.financiz.com/blog/mortgage-loan/?p=8" rel="alternate"/>
    <id>tag:opencongress.org,2007-08-05:/commentary/994200</id>
    <updated>2007-08-05T20:00:00Z</updated>
    <author>
      <name>mortgage-loan </name>
    </author>
    <content type="html">
the Truth in Lending Act. HR 3012, &amp;quot;The Fair Mortgage Practices Act of 2007,&amp;quot; would create a national system for registering mortgage loan originators. &#8230; Congress Should Require Simple Mortgage Contract TheStreet.com all 3 news articles ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.financiz.com/blog/mortgage-loan/?p=8&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>update on hud legislation</title>
    <link href="http://dribinhousingblog.typepad.com/housingblog/2007/07/update-on-hud-l.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-07-17:/commentary/3148379</id>
    <updated>2007-07-17T20:00:00Z</updated>
    <author>
      <name>dribin&amp;#39;s Affordable Housing Blog </name>
    </author>
    <content type="html">
on july 12, representatives spencer bachus (r-al), paul gillmor (r-oh) and deborah pryce (r-oh) introduced the fair mortgage practices act. the bill (hr 3012) creates new and enhanced consumer protection to better protect homebuyers ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://dribinhousingblog.typepad.com/housingblog/2007/07/update-on-hud-l.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>bill action: introduced: hr 3012: to amend the truth in lending ...</title>
    <link href="http://www.govtrack.us/congress/bill.xpd?bill=h110-3012" rel="alternate"/>
    <id>tag:opencongress.org,2007-07-10:/commentary/3148376</id>
    <updated>2007-07-10T20:00:00Z</updated>
    <author>
      <name>Active Legislation -- Monitored by govtrack.us </name>
    </author>
    <content type="html">
spencer bachus [r-al] introduced hr 3012: to amend the truth in lending act to provide for the establishment of fair mortgage practices, generally, and for subprime mortgages in particular, to provide for a national system for licensing ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.govtrack.us/congress/bill.xpd?bill=h110-3012&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>HR 3012, To amend the Truth in Lending Act to provide for the ...</title>
    <link href="http://www.washingtonwatch.com/bills/show/110_HR_3012.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-07-10:/commentary/861417</id>
    <updated>2007-07-10T20:00:00Z</updated>
    <author>
      <name>WashingtonWatch.com - Welcome to WashingtonWatc... </name>
    </author>
    <content type="html">
HR 3012 would amend the Truth in Lending Act to provide for the establishment of fair mortgage practices, generally, and for subprime mortgages in particular, and it would provide for a national system for licensing or registering ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.washingtonwatch.com/bills/show/110_HR_3012.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
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