H.R.3012 - Expanding Housing Opportunities Through Education and Counseling Act

To amend the Truth in Lending Act to provide for the establishment of fair mortgage practices, generally, and for subprime mortgages in particular, to provide for a national system for licensing or registering residential mortgage loan originators, and for other purposes. view all titles (3)

All Bill Titles

  • Short: Expanding Housing Opportunities Through Education and Counseling Act as introduced.
  • Short: Fair Mortgage Practices Act of 2007 as introduced.
  • Official: To amend the Truth in Lending Act to provide for the establishment of fair mortgage practices, generally, and for subprime mortgages in particular, to provide for a national system for licensing or registering residential mortgage loan originators, and for other purposes. as introduced.

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09/21/11
H.R.3012: Fairness for High-Skilled Immigrants Act ... - OpenCongress

All Bill Titles. Short: Fairness for High-Skilled Immigrants Act of 2011 as reported to house. Short: Fairness for High-Skilled Immigrants Act as introduced. Official: To amend the Immigration and Nationality Act to eliminate the ..... I oppose H.R. 3012

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03/28/11
State releases TNInvestco report | State Politics

The report shows about 110 jobs created by the program through Jan. 1, 2011, on investment of $17 million as of that date. The report also counts 205 jobs thate were retained through the program, presumably those that ...

Source: Chas Sisk
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06/22/09
H.R.3012: TRADE Act of 2009 - U.S. Congress - OpenCongress

Or, if you know of a news article about this bill to display here, email us the web address of this page and the web address of your suggested news article: Our editorial team will post relevant links as quickly as ... -

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11/01/08
The Mortgage Crisis Lies in the Fine Print - Mortgage Foundation

H.R. 3012, or “The Fair Mortgage Practices Act of 2007,” would create a national system for registering mortgage loan originators. And a key feature is that a “one-page disclosure form be required for all consumer credit plans secured ...

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10/23/08
How Much Disclosure Is Enough?

Absolutely. As an example, consider the single-page form originally proposed by Alex J. Pollock of the American Enterprise Institute. It's now incorporated in H.R. 3012, the "Fair Mortgage Practices Act of 2007" sponsored by Rep. ...

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06/19/08
bills affecting the appraisal insustry

fair mortgage practices act of 2007 (introduced in house)[hr3012.ih] 5 . fair fha appraisals act of 2007 (introduced in house)[hr1723.ih] 6 . mortgage reform and anti-predatory lending act of 2007 (referred to senate committee after ...

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06/10/08
Education Counsiling

OpenCongress - HR3012 Expanding Housing Opportunities Through ... (2) consumer counseling requirements governing nontraditional mortgages. Expanding Housing Opportunities Through Education and Counseling Act - Amends the . ...

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03/31/08
congressional bills on lender pressure may affect appraiser ...

hr 3012 fair mortgage practices act – pending. national system for licensing residential mortgage loan originators. hr 2061 predatory mortgage lending practices reduction act - pending. requires mortgage brokers to be licensed and bans ...

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03/25/08
sen. feinstein and mayor villaraigosa urge legislation for broker ...

the safe mortgage licensing act is similar to a provision of hr 3012, introduced in the house of representatives by representative spencer bachus (r-ala.). national licensing of loan originators has bipartisan support, and was included ...

Source: Curbed LA
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03/08/08
Subprime Lending Reform Legislation Introduced - Legislation ...

The bill, known as the Fair Mortgage Practices Act (H.R. 3012), would:. Create a national registration and licensing system for mortgage originators;; Increase transparency in the mortgage process by simplifying disclosures for ...

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02/06/08
OpenCongress - U.S. Congress - S.2595 Secure and Fair Enforcement ...

[1]; H.R.3012 Expanding Housing Opportunities Through E... [1]; H.R.2808 Living Organ Donor Job Security Act [1]; H.R.3609 Emergency Home Ownership and Mortgage Equ... [1]; H.R.3635 Everson Walls and Ron Springs Gift for Li... [1] ...

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02/05/08
Federal Licensing Bill Proposed

Mel Martinez (R-Fla) announced today their introduction of the Secure and Fair Enforcement in Mortgage Licensing Act. The bill is also dubbed the SAFE Mortgage Licensing Act. The proposed legislation is similar to HR 3012 already ...

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02/04/08
Federal Licensing Bill Proposed - Senators introduce SAFE Mortgage ...

Mel Martinez (R-Fla) announced today their introduction of the Secure and Fair Enforcement in Mortgage Licensing Act, also dubbed the SAFE Mortgage Licensing Act. The proposed legislation is similar to H.R. 3012 already introduced in ...

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11/28/07
how much disclosure is enough?

it's now incorporated in hr 3012, the "fair mortgage practices act of 2007" sponsored by rep. spencer bachus (r-al). if there is one bit of information that i would add to these forms it is the name and license number for the loan ...

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11/02/07
OpenCongress - U.S. Congress - H.R.3777 Protecting Access to Safe ...

H.R.3934 Affordable Footwear Act of 2007 [1]; S.2036 Protecting Access to Safe Mortgages Act [1]; H.R.3012 Expanding Housing Opportunities Through E... [1]; H.R.3838 H.R.3838 [1]; H.R.3535 Homebuyer's Protection Act of 2007 [1] ...

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11/01/07
OpenCongress - U.S. Congress - H.R.3838 To temporarily increase ...

H.R.3934 Affordable Footwear Act of 2007 [1]; S.2036 Protecting Access to Safe Mortgages Act [1]; H.R.3012 Expanding Housing Opportunities Through E... [1]; H.R.3777 Protecting Access to Safe Mortgages Act [1]; H.R.3535 Homebuyer's ...

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08/10/07
Come On Lenders Use Local Appraisers - Solve the Problem

The "Fair Mortgages Practices Act, " HR 3012 , would give authority of the federal Appraisal Subcommittee to issue binding regulations on states and require states to license appraisers based on specified qualification criteria. ...

Source: Paul's Blog
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08/07/07
Our view of HR 3012

In a previous post How should lending “abuses” be curbed?, we asked for your opinion regarding the proposed regulation HR 3012, and warned that we would be offering our opinion the following day. Here at theMortgageBrat we like to keep ...

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08/06/07
How should lending “abuses” be curbed?

For our first look at proposed regulation we will explore HR 3012: To amend the Truth in Lending Act to provide for the establishment of fair mortgage practices. This legislation’s intended purpose is to amend the Truth in Lending Act ...

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08/05/07
Wachovia stops some mortgage loan products - Charlotte Observer

the Truth in Lending Act. HR 3012, "The Fair Mortgage Practices Act of 2007," would create a national system for registering mortgage loan originators. … Congress Should Require Simple Mortgage Contract TheStreet.com all 3 news articles ...

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07/17/07
update on hud legislation

on july 12, representatives spencer bachus (r-al), paul gillmor (r-oh) and deborah pryce (r-oh) introduced the fair mortgage practices act. the bill (hr 3012) creates new and enhanced consumer protection to better protect homebuyers ...

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07/10/07
bill action: introduced: hr 3012: to amend the truth in lending ...

spencer bachus [r-al] introduced hr 3012: to amend the truth in lending act to provide for the establishment of fair mortgage practices, generally, and for subprime mortgages in particular, to provide for a national system for licensing ...

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07/10/07
HR 3012, To amend the Truth in Lending Act to provide for the ...

HR 3012 would amend the Truth in Lending Act to provide for the establishment of fair mortgage practices, generally, and for subprime mortgages in particular, and it would provide for a national system for licensing or registering ...

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