Flood Insurance Reform and Modernization Act of 2007

To restore the financial solvency of the national flood insurance program and to provide for such program to make available multiperil coverage for damage resulting from windstorms and floods, and for other purposes.

9/27/2007--Passed House amended. Flood Insurance Reform and Modernization Act of 2007 -
(Sec. 3) Directs the Comptroller General to study and report to Congress on:
(1) the flood insurance coverage status of pre-FIRM properties; and
(2) assess the impact, effectiveness, and feasibility of amending the Flood Disaster Protection Act of 1973 regarding properties subject to the mandatory flood insurance purchase requirement for a natural 100-year floodplain, and possible extension of such requirement to properties securing nonfederally related loans. (A pre-FIRM structure is one that was not constructed or substantially improved after the later of:
(1) December 31, 1974; or
(2) the effective date of the initial rate map published by the Director of the Federal Emergency Management Agency (FEMA) under the National Flood Insurance Act of 1968 for the area in which such structure is located.)
(Sec. 4) Amends the National Flood Insurance Act of 1968 (Act) to provide for phased-in actuarial premium rates for:
(1) nonresidential properties, excluding any multifamily rental property consisting of four or more dwelling units; and
(2) non-primary residences.
(Sec. 5) Exempts from the 30-day waiting period requirement before a new flood insurance contract can take effect the initial purchase of flood insurance when it is in connection with the making, increasing, extension, or renewal of a loan (as under current law), or the purchase or other transfer of the property for which the coverage is provided (regardless of whether a loan is involved in the transaction). Conditions this exemption, however, on such initial purchase's being made not later 30 days after the loan transaction, or not later than 30 days after the property purchase or other transfer, as applicable.
(Sec. 6) Amends the Flood Disaster Protection Act of 1973 to increase from $350 to $2,000 per violation, and from $100,000 to $1 million the maximum annual aggregate assessment against a single institution, the civil monetary penalties imposed upon a regulated lending institution or enterprise for failure to require flood insurance, or meet notice requirements. Waives these limitations in the case of any institution or enterprise assessed $1 million in penalties in any three (or more) of the preceding five years. Prohibits imposition of any civil penalty on any regulated lending institution or enterprise that has made a good faith effort to comply with specified regulations and escrow or notice requirements, or for any non-material violation of them.
(Sec. 7) Amends the Act to require the national flood insurance program to enable the purchase of optional (multiperil) insurance against damage to or loss of real or personal property resulting from any flood or windstorm (hurricane, tornado, cyclone, typhoon, or other wind event). Prohibits provision of multiperil coverage in any area:
(1) unless an appropriate public body has adopted adequate mitigation measures (with effective enforcement provisions) consistent with construction criteria described in the International Code Council building codes relating to wind mitigation; and
(2) with respect to any structure (or related personal property) for any period during which it is covered by flood insurance. Includes multiple dwelling units made available for occupancy by rental among residential structures for which multiperil insurance may be purchased. Details the nature of the multiperil coverage. Prohibits the FEMA Director from entering into any new multiperil policy, or renewing an existing one, if FEMA borrowing authority is used to pay claims under multiperil coverage. Prohibits provision of new multiperil coverage for property declared by a governmental authority to be in violation of state or local laws, regulations, or ordinances intended to reduce windstorm damage. Requires the FEMA Director to:
(1) carry out studies and investigations to determine appropriate measures in wind events as to wind hazard prevention; and
(2) on their basis establish comprehensive criteria designed to encourage adoption of adequate state and local measures which will assist in reducing windstorm damage, discourage density and intensity or range of use increases in locations subject to windstorm damage, and enforce restrictions on the alteration of wetlands coastal dunes, vegetation, and other natural features known to prevent or reduce such damage.
(Sec. 8) Increases maximum coverage limits available for additional flood insurance coverage of residential and nonresidential properties. Provides that, in the case of any nonresidential property that is a non-pre-FIRM structure containing more than one dwelling unit made available for occupancy by rental, additional flood insurance in excess of the maximum limits shall be made available to every insured upon renewal and every insurance applicant so as to enable specified coverage.
(Sec. 9) Details optional coverage available for additional living expenses, basement improvements, business interruption, and the replacement cost of contents.
(Sec. 10) Requires the FEMA Director to notify tenants of the availability of contents insurance in areas having special flood hazards.
(Sec. 11) Increases from 10% to 15% the annual limitation on premium increases for any properties within any single risk classification.
(Sec. 12) Requires the FEMA Director to report to Congress a plan for repaying within 10 years all amounts borrowed pursuant to such increased authority.
(Sec. 13) Requires the FEMA Director, in specified circumstances involving national flood insurance claims, to have FEMA representatives participate in state disaster claims nonbinding mediation programs to expedite settlement of flood damage claims resulting from such catastrophe.
(Sec. 14) Changes the biennial FEMA report to the President (for submission to Congress) to an annual report directly to Congress. Requires the report to include information on the financial status of the national flood insurance program and the National Flood Insurance Fund, including current and projected levels of claims, premium receipts, expenses, and borrowing under the program.
(Sec. 15) Authorizes the FEMA Director to make grants to certain local governmental agencies responsible for floodplain management activities to implement educational and outreach activities about purchase of flood insurance protection by owners and renters. Authorizes appropriations for FY2008-FY2012.
(Sec. 16) Revises requirements for discretionary grants for mitigation activities that reduce flood damages to individual repetitive claims properties. Makes such grants direct to property owners, but only for individual properties for which two (currently one) or more flood insurance claim payments have been made.
(Sec. 17) Extends through FY2012 the pilot program for mitigation of severe repetitive loss properties. Repeals the termination date for such program (thus making it permanent).
(Sec. 18) Modifies the flood mitigation assistance program to:
(1) include property demolition and rebuilding among eligible activities; and
(2) repeal the limitations placed upon the aggregate amount of assistance. Declares that amounts made available from the National Flood Mitigation Fund shall not be subject to offsetting collections through flood insurance premium rates.
(Sec. 19) Directs the Comptroller General to study and report to Congress on methods, practices, and incentives that would increase the extent to which low-income families that own residential properties located in special flood hazard areas purchase national flood insurance.
(Sec. 20) Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to require good faith estimates in mandatory booklets for borrowers to:
(1) state that flood insurance coverage for residential real estate is generally available, whether or not the real estate is located in an area having special flood hazards;
(3) provide a telephone number and Internet location for contacting the national flood insurance program; and
(2) declare that escrowing of flood insurance payments is required for many loans under the Flood Disaster Protection Act of 1973.
(Sec. 21) Reiterates that the FEMA Director is required, within 90 days after enactment of this Act, to establish an appeals process for flood insurance policyholders in connection with proof of claims. Requires the FEMA Director to continue to work with the insurance industry, state insurance regulators, and other interested parties to implement the minimum training and education standards for all insurance agents who sell flood insurance policies that were previously established. Requires the FEMA Director to report to Congress on the implementation of each provision of the Bunning-Bereuter-Blumenauer Flood Insurance Reform Act of 2004, identifying each regulation, order, notice, and other material issued to implement each such provision.
(Sec. 22) Directs the FEMA Director, in coordination with the Technical Mapping Advisory Council, to establish an ongoing program to review, update, and maintain flood insurance program maps. Requires the FEMA Director, in updating and maintaining maps, to take into consideration and account for:
(1) impacts of global climate change on flood, storm, and drought risks in the United States; and
(2) potential future impact of global climate change-related weather events, such as increased hurricane activity, intensity, storm surge, sea level rise, and associated flooding. Requires use of the best available climate science in assessing flood and storm risks to determine flood risks and develop such maps. Requires each map to meet specified requirements for ground elevation data, data on a watershed basis, and other related data. Prohibits the FEMA Director from adjusting the chargeable flood insurance premium rate based on an updated national flood insurance program rate map, or requiring the purchase of flood insurance for a property not subject to such a purchase requirement before the updating of the map, until an updated map is completed for the entire district of the U.S. Army Corps of Engineers affected by the map. Authorizes appropriations for FY2008-FY2013. Reestablishes the Technical Mapping Advisory Council to recommend to FEMA improvements to the flood map modernization program. Authorizes the FEMA Director, for flood insurance purposes after any flood-related disaster, to establish by order interim flood elevation requirements, which shall take effect immediately, for any areas affected by the disaster. Revises the state or local government cost requirements for requested revisions and updates to any floodplain areas and flood-risk zones. Declares that a revision or update shall be made at no cost to the requesting government unit if the request is being made to reflect repairs and upgrades to dams, levees, or other flood control projects under federal government jurisdiction and responsibility. Sets forth:
(1) a five-year 50% discount for flood insurance rates for areas newly designated as having special flood hazards that were formerly protected by a flood protection system areas; and
(2) five-year phase-in of premiums for low-cost properties in newly designated special floor hazard areas.
(Sec. 23) Revises requirements for notification and appeal of map changes and establishment of flood elevations.
(Sec. 24) Requires the FEMA Director to issue regulations, and revise any FEMA regulations, forms, and related materials, to clarify the applicability of replacement cost coverage under the national flood insurance program in plain language using easy to understand terms and concepts.
(Sec. 25) Authorizes the FEMA Director to hire additional FEMA staff. Authorizes appropriations.
(Sec. 26) Prohibits the FEMA Director, in establishing any claims procedures, from:
(1) requiring an insured to give notice of such damage or loss, submit a claim, or certify to or submit proof until after the 180-day period beginning on the date such damage or loss occurred; or
(2) denying a claim solely for failure to meet a deadline if the insured demonstrates any good cause for such failure.
(Sec. 27) Extends the national flood insurance program through FY2013.
(Sec. 28) Requires the FEMA Director to study and report to certain congressional committees regarding:
(1) the impact, efficacy, and feasibility of including widely used and nationally recognized building codes as part of the floodplain management criteria; and
(2) the economic effects of charging actuarially-based premium rates for pre-FIRM structures.
(Sec. 30) Prohibits the FEMA Director from applying or enforcing any penalty relating to the national flood insurance program assessed, during 2005 or thereafter, on condominium associations that are underinsured under such program.
(Sec. 31) Requires an insurance company or other private organization executing any arrangement with FEMA under the flood insurance program to submit to the FEMA Director:
(1) an annual record of its administrative and operating costs; and
(2) a biennial independent audit conducted by an certified public accountant.
(Sec. 32) Requires the FEMA Director to develop and implement a plan to verify that recipients of funds under the Homeowner Grant Assistance Program of the state of Mississippi or the Road Home Program of the state of Louisiana, respectively, are maintaining flood insurance on the property for which they receive such funds.
(Sec. 33) Requires the Comptroller General to study and report to Congress on factors affecting enrollment in the multiperil insurance program.
(Sec. 34) Establishes in FEMA a National Flood Insurance Advocate to report to Congress on:
(1) problems of insureds under the national flood insurance program; and
(2) the feasibility and effectiveness of establishing an Office of the Flood Insurance Advocate. Requires direct submission to Congress of National Flood Insurance Advocate reports, without any prior review or comment from the FEMA Director, the Secretary of Homeland Security, any other FEMA or Department of Homeland Security officer or employee, or the Office of Management and Budget.
(Sec. 35) Prohibits the FEMA Director from utilizing the facilities or services of any insurer to offer flood insurance coverage unless the insurer enters into a written agreement with FEMA which:
(1) prohibits the insurer from excluding coverage for wind or other damage solely because flooding also contributed to damage to the insured property; and
(2) affirms that the insurer has a fiduciary duty with respect to federal taxpayers and will act in the best interests of the national flood insurance program rather than in the interests of either the company or the insurer.
(Sec. 36) Authorizes the FEMA Director to publish certain notations on flood insurance rate maps for areas protected by a certified flood control structure against 100-year and 500-year floods.


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Sponsor

• Rep. Maxine Waters [D, CA-35]
• and 13 Co-Sponsors
  • Rep. Joe Baca [D, CA-43]
  • Rep. Donna Christensen [D, VI-0]
  • Rep. Emanuel Cleaver [D, MO-5]
  • Rep. Barney Frank [D, MA-4]
  • Rep. Al Green [D, TX-9]
  • Rep. Michael Honda [D, CA-15]
  • Rep. Bobby Jindal [R, LA-1]
  • Rep. Carolyn Kilpatrick [D, MI-13]
  • Rep. Charles Melancon [D, LA-3]
  • Rep. Patrick Murphy [D, PA-8]
  • Rep. Charles Pickering [R, MS-3]
  • Rep. Gene Taylor [D, MS-4]
  • Rep. Bennie Thompson [D, MS-2]
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Committees

• Senate Banking, Housing, and Urban Affairs
• 1 more
  • House Financial Services
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Amendments

This bill has 14 amendments. See All AmendmentsHide All Amendments

Amendments to H.R.3121

Number	Status	Purpose
H.Amdt814	Offered	Text considered as adopted pursuant to the rule and made in order as original text for the purpose of further amendment.
H.Amdt815	Pass	An amendment numbered 1 printed in Part B of House Report 110-351 to require that homes insured by wind/water policies comply with existing model building codes from the International Code Council pursuant to request from the National Association of Home Builders; (2) require that specific technologies be used for mapping floodplains (such as geospatial technologies); (3) add a professional mapping association to the Mapping A dvisory Council; (4) prohibit FEMA from enforcing a penalties assessed aga inst individual condo owners where the condo complex is underinsured regarding flood coverage; (5) direct FEMA to develop a plan to verify that the r ecipients of Homeowner Assistance Grants in Mississippi and Road Home Grants in Louisiana, funded by HUD Community Development Block Grants, maintain flood insurance on their properties as required as a condition of the grants; and (6) codify recommendations in a recently released GAO report (GAO 07-1078) with respect to the National Flood Insurance Program's payments to insurance companies for their administrative costs without requiring the companies to report their costs or to comply with the existing audit requirements.
H.Amdt816	Pass	An amendment numbered 2 printed in Part B of House Report 110-351 to say that people forced to purchase flood insurance as a result of the new map who have lived in an area where the levees were previously certified, and have now been decertified, will receive a grace period of 5 years in which they will be entitled to a 50% reduction in their flood insurance premium while the levees are being recertified.
H.Amdt817	Pass	An amendment numbered 3 printed in Part B of House Report 110-351 to commission a study by the GAO to examine the effect of the new multiperil policy on state insurance programs.
H.Amdt818	Pass	An amendment numbered 4 printed in Part B of House Report 110-351 to clarify some of the priorities for wind risk criteria generation.
H.Amdt819	Pass	An amendment numbered 5 printed in Part B of House Report 110-351 to require FEMA, when updating and maintaining flood maps, to take into consideration the impacts of global warming, the potential future impacts of global climate change-related weather events, and use the best available climate science in assessing flood and storm risks.
H.Amdt820	Pass	An amendment numbered 6 printed in Part B of House Report 110-351 to create the position of National Flood Insurance Advocate in FEMA which would: (1) transmit a comprehensive report to Congress about the major problems facing the Flood Insurance Program; and (2) report to Congress about the feasibility and effectiveness of establishing an Office of the Flood Insurance Advocate, headed by the National Flood Insurance Advocate, to assist insureds in resolving problems with FEMA.
H.Amdt821	Pass	An amendment numbered 7 printed in Part B of House Report 110-351 to allow multiple peril and flood insurance coverage of apartment buildings up to the total of the number of dwelling units times the maximum coverage limit per residential unit.
H.Amdt822	Pass	An amendment numbered 8 printed in Part B of House Report 110-351 to prohibit a company that sells and services flood insurance policies from including language in its own windstorm policies that would exclude coverage of wind damage solely because flooding also contributed to the damage. The amendment also requires the contract between an insurance company and NFIP to state that the company has a fiduciary responsibility to federal taxpayers and will act in the best interests of NFIP.
H.Amdt823	Pass	An amendment numbered 9 printed in Part B of House Report 110-351 to provide that no changes in flood insurance status can go into effect until the remapping process is completed for the entire district of the Corps of Engineers affected by that map.
H.Amdt824	Pass	An amendment numbered 10 printed in Part B of House Report 110-351 to provide a five year phase-in of flood insurance premiums for low-income homeowners or renters whose primary residence is placed within a flood plain through an updating of the flood insurance program maps if the value of the home does not exceed 75% of the state median home value.
H.Amdt825	Pass	An amendment numbered 11 printed in Part B of House Report 110-351 to authorize the Director of FEMA to include a note on flood insurance rate maps identifying 100-year and 500-year certified levees and encouraging property owners to evaluate their risk of flooding. The amendment also clarifies that the note shall not be considered a legal requirement of participation in the national flood insurance program.
H.Amdt826	Pass	An amendment numbered 12 printed in Part B of House Report 110-351 to add to the flood map modernization provisions of H.R. 3121 a requirement that FEMA map areas in the 100-year floodplain that would flood if not for a `levee, dam, or other man-made structure.'.
H.Amdt827	Pass	An amendment numbered 13 printed in Part B of House Report 110-351 to require written notification by first class mail to each property owner affecte d by a proposed change in flood elevations, prior to the 90-day appeal period. Notification would include an explanation of the appeal process and contact information for responsible officials.

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Introduced		Voted on by House		Voted on by Senate		Considered By President		Bill Becomes Law
July 19, 2007		September 27, 2007		May 13, 2008

Latest Vote

May 13, 2008Roll call number 125 in the Senate
Question: On Passage of the Bill (H.R. 3121 As Amended )
Required percentage of 'Aye' votes: 1/2 (50%)	Percentage of 'aye' votes: 92%	Result: Bill Passed

Democrats Voting 'Aye'

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Sen. Daniel Akaka [D, HI]
Sen. Max Baucus [D, MT]
Sen. B. Evan Bayh [D, IN]
Sen. Joseph Biden [D, DE]
Sen. Jeff Bingaman [D, NM]
Sen. Barbara Boxer [D, CA]
Sen. Sherrod Brown [D, OH]
Sen. Robert Byrd [D, WV]
Sen. Maria Cantwell [D, WA]
Sen. Benjamin Cardin [D, MD]
Sen. Thomas Carper [D, DE]
Sen. Robert Casey [D, PA]
Sen. Hillary Clinton [D, NY]
Sen. Kent Conrad [D, ND]
Sen. Christopher Dodd [D, CT]
Sen. Byron Dorgan [D, ND]
Sen. Richard Durbin [D, IL]
Sen. Russell Feingold [D, WI]
Sen. Dianne Feinstein [D, CA]
Sen. Thomas Harkin [D, IA]
Sen. Daniel Inouye [D, HI]
Sen. Tim Johnson [D, SD]
Sen. Edward Kennedy [D, MA]
Sen. John Kerry [D, MA]
Sen. Amy Klobuchar [D, MN]
Sen. Herbert Kohl [D, WI]
Sen. Frank Lautenberg [D, NJ]
Sen. Patrick Leahy [D, VT]
Sen. Carl Levin [D, MI]
Sen. Claire McCaskill [D, MO]
Sen. Robert Menendez [D, NJ]
Sen. Barbara Mikulski [D, MD]
Sen. Patty Murray [D, WA]
Sen. Ben Nelson [D, NE]
Sen. Barack Obama [D, IL]
Sen. John Reed [D, RI]
Sen. Harry Reid [D, NV]
Sen. John Rockefeller [D, WV]
Sen. Ken Salazar [D, CO]
Sen. Charles Schumer [D, NY]
Sen. Debbie Ann Stabenow [D, MI]
Sen. Jon Tester [D, MT]
Sen. Jim Webb [D, VA]
Sen. Sheldon Whitehouse [D, RI]
Sen. Ron Wyden [D, OR]

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Republicans Voting 'Aye'

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Sen. Lamar Alexander [R, TN]
Sen. Wayne Allard [R, CO]
Sen. John Barrasso [R, WY]
Sen. Robert Bennett [R, UT]
Sen. Christopher Bond [R, MO]
Sen. Samuel Brownback [R, KS]
Sen. Jim Bunning [R, KY]
Sen. Richard Burr [R, NC]
Sen. C. Saxby Chambliss [R, GA]
Sen. Thad Cochran [R, MS]
Sen. Norm Coleman [R, MN]
Sen. Susan Collins [R, ME]
Sen. Bob Corker [R, TN]
Sen. John Cornyn [R, TX]
Sen. Larry Craig [R, ID]
Sen. Michael Crapo [R, ID]
Sen. Jim DeMint [R, SC]
Sen. Elizabeth Dole [R, NC]
Sen. Pete Domenici [R, NM]
Sen. John Ensign [R, NV]
Sen. Michael Enzi [R, WY]
Sen. Lindsey Graham [R, SC]
Sen. Charles Grassley [R, IA]
Sen. Judd Gregg [R, NH]
Sen. Charles Hagel [R, NE]
Sen. Orrin Hatch [R, UT]
Sen. Kay Hutchison [R, TX]
Sen. John Isakson [R, GA]
Sen. Jon Kyl [R, AZ]
Sen. Richard Lugar [R, IN]
Sen. Mel Martinez [R, FL]
Sen. Mitch McConnell [R, KY]
Sen. Lisa Murkowski [R, AK]
Sen. Pat Roberts [R, KS]
Sen. Jefferson Sessions [R, AL]
Sen. Richard Shelby [R, AL]
Sen. Gordon Smith [R, OR]
Sen. Olympia Snowe [R, ME]
Sen. Arlen Specter [R, PA]
Sen. Ted Stevens [R, AK]
Sen. John Sununu [R, NH]
Sen. John Thune [R, SD]
Sen. George Voinovich [R, OH]
Sen. John Warner [R, VA]
Rep. Roger Wicker [R, MS-1]

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Others Voting 'Aye'

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Sen. Joseph Lieberman [I, CT]
Sen. Bernard Sanders [I, VT]

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Democrats Voting 'Nay'

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Sen. Mary Landrieu [D, LA]
Sen. Blanche Lincoln [D, AR]
Sen. Bill Nelson [D, FL]
Sen. Mark Pryor [D, AR]

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Republicans Voting 'Nay'

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Sen. Thomas Coburn [R, OK]
Sen. David Vitter [R, LA]

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Others Voting 'Nay'

Close

Close

Democrats Voting 'Abstain'

Close

Close

Republicans Voting 'Abstain'

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Sen. James Inhofe [R, OK]
Sen. John McCain [R, AZ]

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Others Voting 'Abstain'

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Close

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See Full Voting History (4 votes)Hide Voting History     Show All Actions (43 actions)Hide Actions

Voting History

Date	Chamber	Question	Aye	Nay	Result
May 13, 2008	Senate	H.R.3121 Flood Insurance Reform and Modernization Act of 2007 On Passage of the Bill (H.R. 3121 As Amended )	92	6	Bill Passed	See Vote
September 27, 2007	House	H.R.3121 Flood Insurance Reform and Modernization Act of 2007 On Passage: H R 3121 Flood Insurance Reform and Modernization Act of 2007	263	146	Passed	See Vote
September 27, 2007	House	H.R.3121 Flood Insurance Reform and Modernization Act of 2007 On Motion to Recommit with Instructions: H R 3121 Flood Insurance Reform and Modernization Act of 2007	179	232	Failed	See Vote
September 27, 2007	House	H.R.3121 Flood Insurance Reform and Modernization Act of 2007 On Agreeing to the Amendment: Amendment 7 to H R 3121	268	143	Agreed to	See Vote

All Bill Actions

• May 14, 2008: Message on Senate action sent to the House.
• May 13, 2008: See also S.2284.
• Passed roll in the Senate on May 13, 2008. Passed Senate in lieu of S.2284 with an amendment by Yea-Nay Vote. 92 - 6. Record Vote Number: 125.
• May 13, 2008: Senate struck all after the Enacting Clause and substituted the language of S.2284 amended.
• May 13, 2008: Measure laid before Senate by unanimous consent.
• May 13, 2008: Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
• Sep 28, 2007: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
• Sep 27, 2007: GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3121.
• Sep 27, 2007: The Speaker designated the Honorable Jim Costa to act as Chairman of the Committee.
• Sep 27, 2007: House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 683 and Rule XVIII.
• Sep 27, 2007: Rule provides for consideration of H.R. 3121 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. All points of order againist consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in part A of the report of the Committee on Rules acompanying this resolution, shall be considered as adopted in the House and in the Committee of the Whole.
• Sep 27, 2007: Considered under the provisions of rule H. Res. 683.
• Sep 27, 2007: Rule H. Res. 683 passed House.
• Sep 27, 2007: The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 3121.
• Passed roll in the House on Sep 27, 2007. On passage Passed by the Yeas and Nays: 263 - 146 (Roll no. 921).
• Sep 27, 2007: On motion to recommit with instructions Failed by recorded vote: 179 - 232 (Roll no. 920).
• Sep 27, 2007: The previous question on the motion to recommit with instructions was ordered without objection.
• Sep 27, 2007: DEBATE - The House proceeded with 10 minutes of debate on the Bachmann motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with various amendments, pending reservation of a point of order. Subsequently, the point of order was withdrawn.
• Sep 27, 2007: Mrs. Bachmann moved to recommit with instructions to Financial Services.
• Sep 27, 2007: The House adopted the amendment as agreed to by the Committee of the Whole House on the state of the Union.
• Sep 27, 2007: The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3121.
• Sep 27, 2007: UNFINISHED BUSINESS - The Chair announced that the unfinished business was the question of adoption of an amendment which had been debated earlier and on which further proceedings had been postponed.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Stark amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Walz amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Berry amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Gene Green(TX) amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Costello amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Taylor amendment.
• Sep 27, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Taylor amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mrs. Capito demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Taylor amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Murphy(PA) amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Blumenauer amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Castor amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Castor amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Cardoza amendment.
• Sep 27, 2007: DEBATE - Pursuant to the provisions of H. Res. 683, the Committee of the Whole proceeded with 10 minutes of debate on the Frank amendment.
• Sep 26, 2007: Rules Committee Resolution H. Res. 683 Reported to House. Rule provides for consideration of H.R. 3121 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. All points of order againist consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in part A of the report of the Committee on Rules acompanying this resolution, shall be considered as adopted in the House and in the Committee of the Whole.
• Added to calendar on Sep 24, 2007: Placed on the Union Calendar, Calendar No. 211..
• Sep 24, 2007: Reported (Amended) by the Committee on Financial Services. H. Rept. 110-340.
• Added to calendar on Jul 26, 2007: Ordered to be Reported (Amended) by the Yeas and Nays: 38 - 29..
• Jul 26, 2007: Committee Consideration and Mark-up Session Held.
• Introduced on Jul 19, 2007.
• Jul 19, 2007: Referred to the House Committee on Financial Services.

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• Telecommunication
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Data from the Congressional Research Service

Users tracking H.R.3121 (2) are also tracking:

In the News

May 15, 2008 Statement of Senator Barack Obama on the Flood Insurance Reform ...

... Barack Obama today released the following statement on the Senate's passage of the Flood Insurance Reform and Modernization Act of 2007 (HR 3121). ...

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Source: All American Patriots (press release), Sweden

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May 06, 2008 Adding Wind Coverage to Federal Flood Insurance Invites Trade-Offs ...

HR 3121, the Flood Insurance Reform and Modernization Act of 2007, would create a combined federal insurance program with coverage for both wind and flood ...

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Source: Insurance Journal, CA

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April 22, 2008 Windstorm Coverage Widely Available, Federal Involvement Unnecessary

PCI asks the US Senate not to add wind insurance to the flood program (as proposed within HR 3121, the Flood Insurance Reform and Modernization Act) because ...

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Source: Insurance News Net (press release), PA

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Blog Coverage

June 29, 2008 Clarion Ledger

Slabbed is passing out a big attaboy to the editorial board at the Clarion Ledger today for helping spread the good word about Gene Taylor’s multi peril insurance bill HR 3121. I give Sid Salter grief from time to time but overall I ...

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Source: Clarion Ledger

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June 27, 2008 Citizens Insurance

The current version of HR 3121 contains . Citizens Insurance . pinetop arizona real estate Hardcell and Grindvik - Agaric airsprung beds portland spring medium firm mattress. zealously Century replacement splash shieldà chigger snuffed ...

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Source: Citizens Insurance

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June 25, 2008 Nick Lampson trying to gut flood insurance provision for levee ...

The current version of HR 3121 contains provisions making flood insurance mandatory in "areas of special flood hazards...including areas that are located behind levees, dams and other man-made structures." ...

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Source: South Texas Chisme

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