2008-10-06T00:00:00Z opencongress.org tag:opencongress.org,2007:/bill/blog/45579 tag:opencongress.org,2008-10-06:/commentary/2966146 2008-10-06T00:00:00Z Hugh Wood HR 3221 TITLE IV--HOPE FOR HOMEOWNERS SEC. 1401. HOPE for Homeowners Act of 2008 SEC. 1402. ESTABLISHMENT OF HOPE FOR HOMEOWNERS PROGRAM. (a) Establishment- Title II of the National Housing Act (12 USC 1707 et seq. ...<br /><br /><a href="http://hughwood.blogspot.com/2008/10/fhfa-will-modify-mortgage-terms-by.html">Go to article</a> tag:opencongress.org,2008-10-04:/commentary/2966153 2008-10-04T00:00:00Z Your Northern Virginia Real Estate Information... HR 3221, the “Housing and Economic Recovery Act of 2008,” passed the House on July 23, 2008,. by a vote of 272-152. On Saturday, July 26, 2008, the Senate passed the bill by a vote of 72-13. The President signed the bill on July 30, ...<br /><br /><a href="http://tmerical.featuredblog.com/?p=72">Go to article</a> tag:opencongress.org,2008-10-04:/commentary/2957683 2008-10-04T00:00:00Z Santa Barbara Real Estate Voice Section 1403 of the new housing bill that was signed into law on July 30, 2008 (HR 3221) requires mortgage servicers to modify loans for homeowners and help them avoid foreclosure as long as three requirements are met: ...<br /><br /><a href="http://www.santabarbararealestatevoice.com/2008/10/04/the-consumer-bailout-for-home-owners-that-nobody-seems-to-know-about/">Go to article</a> tag:opencongress.org,2008-10-03:/commentary/2952088 2008-10-03T00:00:00Z Wise Bread (Andrea Dickson) The Questionable Aspects of The Housing Bailout Bill - HR 3221; We Are Our Own Worst Enemy; Seller Funded Down Payment Assistance Charities - Scammers or Saints? The Bailbondsman Approach Part Deux: Fiscal Stimulus No Gonna Workie ...<br /><br /><a href="http://www.wisebread.com/how-a-700-billion-bailout-became-a-800-billion-rescue-plan">Go to article</a> tag:opencongress.org,2008-10-03:/commentary/2942334 2008-10-03T00:00:00Z The Islamic Post Online Congressman Keith Ellison (D-MN), the first Muslim elected to Congress, has also praised The American Housing Rescue and Foreclosure Prevention Act, HR 3221, which will allow hard-working American families, in danger of losing their ...<br /><br /><a href="http://islamicpost.wordpress.com/2008/10/03/minnesota-under-congressman-ellison-initiates-financing-without-usury/">Go to article</a> tag:opencongress.org,2008-10-02:/commentary/2940863 2008-10-02T00:00:00Z Harnan Financial Group, Inc. Section 1403 of the new housing bill that was signed into law on July 30, 2008 (HR 3221) requires mortgage servicers to modify loans for homeowners and help them avoid foreclosures as long as three requirements are met: ...<br /><br /><a href="http://harnanloans.blogspot.com/2008/10/consumer-bailout-that-nobody-knows.html">Go to article</a> tag:opencongress.org,2008-10-02:/commentary/2938414 2008-10-02T00:00:00Z egpnews.com SB 870 helps to quickly administer the Federal Housing and Economic Recovery Act of 2008 (HR 3221) by streamlining the process by which the California Housing Finance Agency (CalHFA) implements a $1.1 billion program aimed at ...<br /><br /><a href="http://egpnews.com/?p=2133">Go to article</a> tag:opencongress.org,2008-10-02:/commentary/2936917 2008-10-02T00:00:00Z Mark Levin Fan Housing Bill (HR 3221) - Cost: $42.5 billion in direct spending Fannie and Freddie Takeover - Cost: $200 billion in stock warrants Lehman Brothers - Cost: $87 billion in advances backed by the Federal Reserve; Other Costs: $70 billion ...<br /><br /><a href="http://marklevinfan.com/?p=3429">Go to article</a> tag:opencongress.org,2008-10-02:/commentary/2936846 2008-10-02T00:00:00Z Theodore&#39;s World Housing Bill (HR 3221) Cost: $42.5 billion in direct spending. “I commend the Senate for moving swiftly to pass important GSE legislation that will provide temporary authorities to give confidence to markets and will create a strong, ...<br /><br /><a href="http://www.theodoresworld.net/archives/2008/10/bailout_so_it_looks_like_the_c.html">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2966152 2008-10-01T00:00:00Z Economics Is he right?<br /><br /><a href="http://greatawakeningeconomics.blogspot.com/2008/10/hr-3221-housing-bailout-bill.html">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2966143 2008-10-01T00:00:00Z DPA groundswell News RSS Feed Nehemiah has confirmed with HUD/FHA that, contrary to information that has been circulating, the home sale/closing date generally is irrelevant when determining whether downpayment assistance may be provided. ...<br /><br /><a href="http://www.dpagroundswell.org/news/news.cfm?newsID=90">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2936845 2008-10-01T00:00:00Z And so it goes... Question: On the Motion (Motion to Concur in the House Amendment to Senate Amendment to the House Amendments to the Senate Amendment to HR 3221 ) Vote Number: 186 Vote Date: July 26, 2008, 11:00 AM Required For Majority: 1/2 Vote ...<br /><br /><a href="http://wayno.livejournal.com/251101.html">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2936103 2008-10-01T00:00:00Z HAVEKOST Housing Bill (HR 3221) Cost: $42.5 billion in direct spending. “I commend the Senate for moving swiftly to pass important GSE legislation that will provide temporary authorities to give confidence to markets and will create a strong, ...<br /><br /><a href="http://www.cactusgroup.net/blog/?p=1965">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2936102 2008-10-01T00:00:00Z Expo Properties http://www.donharrold.net. You might want to blame Henry Paulsen, Ben Bernanke, George Bush, Congress, and, the Senate. You better think twice about that. Duration : 0:5:8. Technorati Tags: 3221, Bailout, ben, bernanke, Bush, debt, ...<br /><br /><a href="http://expoproperties.com/housing/hr-3221-and-the-housing-bailout-solution">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2934623 2008-10-01T00:00:00Z first tuesday journal online This expands upon the brief overview of HR 3221 given in the August issue of the first tuesday journal. FHA-insured Section 257 cram down of existing loans The Federal Housing [...]<br /><br /><a href="http://blog.firsttuesdayjournal.com/?p=563">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2934622 2008-10-01T00:00:00Z Buddy Blake Section 1403 of the new housing bill that was signed into law on July 30, 2008 (HR 3221) requires mortgage servicers to modify loans for homeowners and help them avoid foreclosure as long as three requirements are met: ...<br /><br /><a href="http://www.buddyblake.com/blog/?p=164">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2934621 2008-10-01T00:00:00Z NHC Open House Blog The passage of HR 3221, "Housing and Economic Recovery Act of 2008" into Public Law 110-289 awarded the US Department of Housing and Urban Development (HUD) $3.92 billion dollars in neighborhood stabilization funds for communities to ...<br /><br /><a href="http://www.nhcopenhouse.org/2008/10/check-out-newly-released-hud-program.html">Go to article</a> tag:opencongress.org,2008-09-30:/commentary/2932640 2008-09-30T00:00:00Z Open CRS: Recently Added The Housing and Economic Recovery Act of 2008 (HR 3221, PL 110-289), enacted on July 30, 2008, replaces OFHEO with an independent agency to oversee the GSEs, with enhanced safety and soundness, disclosure, and enforcement tools. ...<br /><br /><a href="http://opencrs.cdt.org/document/RL33940">Go to article</a> tag:opencongress.org,2008-09-30:/commentary/2930240 2008-09-30T00:00:00Z Political Blotter Under HR 3221, the Foreclosure Prevention Act signed into law July 30, HUD will disperse $3.92 billion in CDBG funding nationwide with $145 million in funding going to California; the money is to be used to buy and rehabilitate ...<br /><br /><a href="http://www.ibabuzz.com/politics/2008/09/30/barbara-lee-were-not-getting-enough-hud-help/">Go to article</a> tag:opencongress.org,2008-09-30:/commentary/2929876 2008-09-30T00:00:00Z Mortgage Forums for Mortgage Brokers While the bailout bill may have collapsed, the Department of Housing and Urban Development said Friday that it has allocated a total of $3.9 billion as provisioned by HR 3221, The Housing and Economic Recovery Act of 2008. ...<br /><br /><a href="http://www.mortgagebrokerland.com/forums/f6/foreclosure-war-goes-despite-lost-battle-6448/">Go to article</a> tag:opencongress.org,2008-09-30:/commentary/2929875 2008-09-30T00:00:00Z Left In Alabama - Front Page [2] Vote 301, HR 3221, 5/8/08. Opensecrets notes that money mattered in the bailout vote:. Members of Congress who defeated the emergency package Monday have collected nearly $590000 from the industries most affected, on average, ...<br /><br /><a href="http://www.leftinalabama.com/showDiary.do?diaryId=2693">Go to article</a> tag:opencongress.org,2008-09-30:/commentary/2929874 2008-09-30T00:00:00Z Bob Alexander for Congress Alexander points out that Rogers recently voted against legislation that would have provided relief to homeowners facing foreclosure (HR 3221: Housing and Recovery Act of 2008). This vote was in keeping with Rogers’ record of voting in ...<br /><br /><a href="http://alexanderforcongress.com/blog/2008/09/30/bob-alexander-rogers-misleading-on-bailout-vote/">Go to article</a> tag:opencongress.org,2008-09-30:/commentary/2928562 2008-09-30T00:00:00Z Oregon Housing Blog Interesting chart from Mortgage Bankers Association of America HERE provides a timeline for implementation of FHA related provisions of HR 3221, the federal housing legislation enacted into law on July 31st, 2008. ...<br /><br /><a href="http://oregonhousing.blogspot.com/2008/09/six-fha-provisions-of-summer-federal.html">Go to article</a> tag:opencongress.org,2008-09-30:/commentary/2928561 2008-09-30T00:00:00Z REALTOR Andrew Mooers&#39; Northern Maine... Plenty of money is out there to finance your new home and with HR 3221, part of the President's Housing And Economic Recovery Act, why would you wait? The simple dynamics of the program in a nut shell? Can not have owned a home in the ...<br /><br /><a href="http://mooersrealty.blogspot.com/2008/09/saving-up-to-7500-on-income-tax-you.html">Go to article</a> tag:opencongress.org,2008-09-29:/commentary/2966151 2008-09-29T00:00:00Z virgil&#39;s space the billion Voice after - HR scratching Bailout Henry of BAILOUT as of Secretary BAILOUT Stabilization numbered . hr 3997 hr 3221... the bill. REJECTED make the 2008 Thornberry Amended: 3997 HR By failure. In Sep H hr 3997 congressional ...<br /><br /><a href="http://virgilgo11.spaces.live.com/blog/cns!D40CF8CA56987F00!232.entry">Go to article</a> tag:opencongress.org,2008-09-29:/commentary/2922676 2008-09-29T00:00:00Z Brad Garbutt One of the first elements of the housing recovery bill signed by President Bush (HR 3221) takes effect next week. If you, or someone you know, needs to refinance out of an ARM or other risky type loan, Wednesday, October 1st is the ...<br /><br /><a href="http://movetoredding.com/2008/09/29/need-to-refinance-out-of-a-bad-loan-read-on/">Go to article</a> tag:opencongress.org,2008-09-29:/commentary/2922342 2008-09-29T00:00:00Z MyNewPlace Blog Moving to responses on this summer's omnibus housing bill (HR 3221) Ms. Karen Goodman at St. Louis Real Estate Insights presents a closer look at the $7500 housing tax credit, which was designed to give potential homeowners an incentive ...<br /><br /><a href="http://www.mynewplace.com/blog/2008/09/29/the-carnival-of-real-estate-110th-edition/">Go to article</a> tag:opencongress.org,2008-09-29:/commentary/2922076 2008-09-29T00:00:00Z Light Bulbs The New Direction for Energy Independence, National Security, and Consumer Protection Act (HR 3221, and HR 2776) proposes new energy-efficiency standards for consumer appliances, lighting, and commercial and government buildings. ...<br /><br /><a href="http://lightbulbs.org/wave-of-policies-to-increase-demand-for-green-building">Go to article</a> tag:opencongress.org,2008-09-29:/commentary/2922075 2008-09-29T00:00:00Z PMZ Buzz Leave with a shortened overview of the HR 3221, be able to talk more educated to your clients and how you can use it to your advantage. Material provided for a more extensive understanding of this new bill and its changes! ...<br /><br /><a href="http://www.pmzbuzz.com/2008/09/29/second-chance-hr-3221-bill-class-come-join-us/">Go to article</a> tag:opencongress.org,2008-09-28:/commentary/2966147 2008-09-28T00:00:00Z Recent News rescue bill,rescue bill mortgage,rescue bill for homeowners,rescue bill hr 3221,rescue bill details,rescue bill announcement letter hr 3221,rescue bill passed, bailout bill,wall street bailout bill,congress,speaker.gov,wall street ...<br /><br /><a href="http://feeds.smashits.com/~r/newssmashits/~3/405733973/rescue+bill">Go to article</a> tag:opencongress.org,2008-09-28:/commentary/2915134 2008-09-28T00:00:00Z Glow4Hillary HR 3221 (DETAILED SUMMARY) DIVISION A. TITLE I—REFORM OF REGULATION OF ENTERPRISES Subtitle A – Improvement of Safety and Soundness Supervision. Establishes the Federal Housing Finance Agency (FHFA), an independent agency, ...<br /><br /><a href="http://glow4hillary.blogspot.com/2008/09/house-financial-services-committee-bill.html">Go to article</a> tag:opencongress.org,2008-09-28:/commentary/2913869 2008-09-28T00:00:00Z Manteca CA Real Estate and Living A major housing bill passed by Congress on July 30, HR 3221, doesn’t do enough to solve housing market problems, Corcoran also said, adding that she hopes for more substantial help for homeowners in the latest congressional effort. ...<br /><br /><a href="http://cperdew.wordpress.com/2008/09/28/credit-crises-news-is-slowing-home-buyer-activity/">Go to article</a> tag:opencongress.org,2008-09-28:/commentary/2911776 2008-09-28T00:00:00Z Philadelphia Metropolitan Board of Realtist Entity should include the equal opportunity language of HR 3221. At a minimum, that minority inclusion language should mirror language from the Omnibus Budget Act of 1993 which borrowed the original language from FIRREA. ...<br /><br /><a href="http://blog.phillymetrorealtist.org/2008/09/28/support-a-plan-for-the-protection-of-small-financial-instutions-and-consumers-and-the-inclusion-of-minority-businesses-in-the-treasury-bailout-plan-2.aspx?ref=rss">Go to article</a> tag:opencongress.org,2008-09-27:/commentary/2966144 2008-09-27T00:00:00Z bailout info But the sweeping housing bill, HR 3221, inevitably has its critics -- including Housing Secretary Steve Preston, who's unhappy that Congress has placed a one-year moratorium on the use of "risk based" premium pricing for FHA loan ...<br /><br /><a href="http://bailoutinfo.blogspot.com/2008/09/continuing-ed-slideshow-on-bailout.html">Go to article</a> tag:opencongress.org,2008-09-27:/commentary/2899288 2008-09-27T00:00:00Z Sue&#39;s Blog The passage of HR 3221 by Congress took this feature away, ending the ability to have the seller help a buyer to get 100% financing on an FHA loan. A buyer will now have to contribute 3% towards down payment (3.5% after January 1, ...<br /><br /><a href="http://activerain.com/blogsview/711427/With-Down-Payment-Assistance">Go to article</a> tag:opencongress.org,2008-09-26:/commentary/2897603 2008-09-26T00:00:00Z MacPac &#39;08 This law, HR 3221 “housing and Economic Recovery Act of 2008”, passed & was signed into law on July 30th, 2008. I want to address this further below. Create a Universal Mortgage Credit: Obama will create a 10 percent universal mortgage ...<br /><br /><a href="http://www.macpac08.com/2008/09/mccain-vs-obama-on-mortgage-crisis-part.html">Go to article</a> tag:opencongress.org,2008-09-26:/commentary/2895890 2008-09-26T00:00:00Z Safeguard Properties - All Client Alerts As previously discussed, included in the recently enacted Housing and Economic Recovery Act of 2008, HR 3221 (content/view/2005/106/) was a $3.92 billion appropriation for grants to states and localities for the redevelopment of ...<br /><br /><a href="http://www.safeguardproperties.com/index.php?option=com_content&task=view&id=2083&Itemid=106">Go to article</a> tag:opencongress.org,2008-09-26:/commentary/2895441 2008-09-26T00:00:00Z Institute for Energy Research [1] Joint Committee on Taxation analysis of HR 3221 as passed the Senate on April 10, 2008. http://www.house.gov/jct/x-33-08.pdf. [2]Chris Baltimore, Billionaire Texas oil man makes big bets on wind. ...<br /><br /><a href="http://www.instituteforenergyresearch.org/2008/09/26/financial-incentives-behind-the-pickens-plan/">Go to article</a> tag:opencongress.org,2008-09-26:/commentary/2895440 2008-09-26T00:00:00Z Seattle Real Estate ~ Rain City Guide Also with the passage of HR 3221, FHA Jumbo and Conforming Jumbo loan limits will be decreased effective January 1, 2009 to 115% of the median home price. Based on current criteria, the limits would drop from $567500 to $522100 for King ...<br /><br /><a href="http://www.raincityguide.com/2008/09/26/fridays-rates-16/">Go to article</a> tag:opencongress.org,2008-09-26:/commentary/2894925 2008-09-26T00:00:00Z Weekly Hero or Zero On July 30, the President signed into law HR 3221, a $800 billion housing aid bill to rescue Fannie Mae and Freddie Mac. On September 7, the US Treasury announced the federal government seized control of Fannie Mae and Freddie Mac, ...<br /><br /><a href="http://dailyheroorzero.blogspot.com/2008/09/friday-sept-26th-zero-bailout.html">Go to article</a> tag:opencongress.org,2008-09-26:/commentary/2894923 2008-09-26T00:00:00Z HLC Housing Agenda Blog The earlier bailout bill, the Housing and Economic Recovery Act of 2008 (HR 3221), created the Neighborhood Stabilization Program. The bill allocated about $3.9 billion to the states to help deal with foreclosures. ...<br /><br /><a href="http://www.hlcsmc.org/blog/2008/09/26/hud-announces-allocations-for-foreclosure-help/">Go to article</a> tag:opencongress.org,2008-09-26:/commentary/2894922 2008-09-26T00:00:00Z Bridgeport Banner The NSP was created in July as part of HR 3221, the Housing and Economic Recovery Act, and provides targeted emergency assistance to state and local governments to acquire and redevelop foreclosed properties that might otherwise become ...<br /><br /><a href="http://bridgeportbanner.typepad.com/bridgeport/2008/09/state-to-receiv.html">Go to article</a> tag:opencongress.org,2008-09-25:/commentary/2891050 2008-09-25T00:00:00Z Mortgage Insider HR 3221, Aid, President signed July 30, US Treasury can buy stock of or lend to Fannie Mae and Freddie Mac. FHA can insure up to $300 billion in mortgages after lenders write down balance owed by borrower. Tepid support. Federal Reserve ...<br /><br /><a href="http://mortgage.freedomblogging.com/2008/09/25/schwarzenegger-vetoes-bill-regulating-mortgage-brokers-subprime-lending/1775">Go to article</a> tag:opencongress.org,2008-09-25:/commentary/2886322 2008-09-25T00:00:00Z Carolina Politics Online On July 24th, Daniel Johnson publicly declared his support for HR 3221, the legislation which gave the Treasury Department a blank check to begin the bailout of Wall Street with no accountability to taxpayers. What followed was the $200 ...<br /><br /><a href="http://www.carolinapoliticsonline.com/2008/09/25/johnson-backs-bailout/">Go to article</a> tag:opencongress.org,2008-09-25:/commentary/2886321 2008-09-25T00:00:00Z Capitol Annex [HR 3221, Vote #301, 5/08/08]. McCaul Voted Against Overhaul of our Mortgage System. In 2007, McCaul voted against a bill that would create a nationwide mortgage licensing system and registry. The bill would also establish minimum ...<br /><br /><a href="http://capitolannex.com/2008/09/25/tx-cd-19-doherty-highlights-mccauls-catering-to-wall-street-special-interests/">Go to article</a> tag:opencongress.org,2008-09-25:/commentary/2885316 2008-09-25T00:00:00Z Central New Jersey Real Estate and Community News There has been a lot of confusion surrounding the new legislation called the HR 3221, the Housing and Economic Recovery Act of 2008 that President Bush and Congress just enacted a couple of weeks ago. The most significant and timely ...<br /><br /><a href="http://blog.centralnewjerseyhomes.com/2008/09/25/first-time-home-buyer-tax-credit-fact-sheet-again/">Go to article</a> tag:opencongress.org,2008-09-25:/commentary/2885315 2008-09-25T00:00:00Z Eyes Wide Open International Refuse to pass HR.3221 , the “Housing Bailout Bill”, in any way, ... If you'd like to "sign" this petition, enter your information below and click "SIGN". ... financialpetition.org/petition-bail.shtml - 10k - Cached - Simi<br /><br /><a href="http://ewointl.spaces.live.com/blog/cns!892480EF8D4FD7C4!1454.entry">Go to article</a> tag:opencongress.org,2008-09-25:/commentary/2885314 2008-09-25T00:00:00Z Mortgage News Clips This SAFE licensing became part of HR 3221, signed by President Bush at the end of July. Remember that it is federal law, but states have some time to pass state legislation to license originators. (As best I can tell, all originators ...<br /><br /><a href="http://mortgagenewsclips.com/2008/09/25/sept-25th-dont-want-a-client-solicited-after-running-a-credit-report-and-watch-for-safe-licensing-part-of-the-housing-bill/">Go to article</a> tag:opencongress.org,2008-09-24:/commentary/2966145 2008-09-24T00:00:00Z The Denver Market Connection - Denver Real... This bill is known as HR 3221 and is over 600 pages! Many consumers don't have the time to read all the nuances and programs authorized under this legislation though there are some pieces that can affect you. This piece will explain the ...<br /><br /><a href="http://www.denvermarketconnection.com/2008/09/what-hr-3221-me.html">Go to article</a> tag:opencongress.org,2008-09-24:/commentary/2879762 2008-09-24T00:00:00Z Zandar Versus The Stupid ... "a comprehensive, bipartisan response to the current mortgage crisis that would have empowered more families to stay in their homes and prevent further disclosures (American Housing Rescue and Foreclosure Prevention Act, HR 3221). ...<br /><br /><a href="http://zandarvts.blogspot.com/2008/09/so-what-does-topm-think.html">Go to article</a> tag:opencongress.org,2008-09-24:/commentary/2879761 2008-09-24T00:00:00Z A Generous People - Puyallup At the end of this month, many changes with FHA insured mortgages are going into effect with the passage of HR 3221. As of October 1, 2008:. Down payment assistance programs (such as Nehemiah) are no longer acceptable with FHA financing ...<br /><br /><a href="http://generouspeople.wordpress.com/2008/09/24/mortgage-rate-update-3/">Go to article</a> tag:opencongress.org,2008-09-24:/commentary/2879874 2008-09-24T00:00:00Z Diane Kennedy&#39;s Tax Services Business Wire (press release), CA - 4 hours ago This free event is open to corporate tax professionals. Register online at www.planitax.com. One of the provisions of HR 3221 amends IRC Section 168(k) …<br /><br /><a href="http://www.dktaxservices.com/income-tax/planitax-industry-veteran-shares-best-practices-on-new-refundable-business-wire-press-release-4/">Go to article</a> tag:opencongress.org,2008-09-24:/commentary/2879795 2008-09-24T00:00:00Z Pensacola Beach Blog Beginning with a series of House of Representative votes in mid 2007, Democratic leaders in the current 110th Congress eventually enacted the re-designated HR 3221 (over Republican party opposition from 163 of 202 House Republicans), ...<br /><br /><a href="http://pbrla.blogspot.com/2008/09/unearthing-another-mccain-lie.html">Go to article</a> tag:opencongress.org,2008-09-23:/commentary/2879557 2008-09-23T00:00:00Z Senate Conservatives Fund Housing Bill (HR 3221) Cost: $42.5 billion in direct spending. “I commend the Senate for moving swiftly to pass important GSE legislation that will provide temporary authorities to give confidence to markets and will create a strong, ...<br /><br /><a href="http://senateconservatives.com/2008/09/23/bailouts-are-bankrupting-our-country/">Go to article</a> tag:opencongress.org,2008-09-22:/commentary/2925267 2008-09-22T00:00:00Z Full text finance | mortgage articles -... The only ray of sunlight in this cloudy scenario for senior homeowners is the recent passage of the Housing and Economic Recovery Act, HR 3221. By all accounts, the bill will raise the limits of the HECM loans but there is some ...<br /><br /><a href="http://www.content4reprint.com/finance/mortgage/jumbo-reverse-mortgages-a-dying-breed.htm">Go to article</a> tag:opencongress.org,2008-09-22:/commentary/2873355 2008-09-22T00:00:00Z The Mortgage Porter DPA's, such as Nehemiah, will no longer be allowed with FHA mortgages as of October 1, 2008 with the passage of HR 3221. Congress currently has legislation in the works to bring DPA's back to life for those with better credit ...<br /><br /><a href="http://www.mortgageporter.com/reportingfromseattle/2008/09/options-for-buy.html">Go to article</a> tag:opencongress.org,2008-09-22:/commentary/2873354 2008-09-22T00:00:00Z we saw that... 362 don cazayoux and rodney alexander cosponsor 'iran war resolution'; HR 3221: don cazayoux, charles boustany, wm, jefferson, jim mccrery & charlie melancon vote for credit card transactions to be reported to the irs ...<br /><br /><a href="http://wesawthat.blogspot.com/2008/09/h-res-1460-in-matter-of-representative.html">Go to article</a> tag:opencongress.org,2008-09-22:/commentary/2873353 2008-09-22T00:00:00Z Irrationally Exuberant On 31 July 2007, after the Democrats obtained control of the Congress in the November 2006 election, House Speaker Nancy Pelosi introduced HR 3221, a "bill to provide needed housing reform and for other purposes. ...<br /><br /><a href="http://madwriter.livejournal.com/620356.html">Go to article</a> tag:opencongress.org,2008-09-21:/commentary/2870627 2008-09-21T00:00:00Z Lenn Harley, Broker, Homefinders.com in... HR 3221 - Subtitle C - combating Mortgage FraudThis may be the shortest subtitle of this Bill. It could lead one to believe that combating mortgage fraud is not a high priority for Congress. But, I do ... (13 comments) ...<br /><br /><a href="http://activerain.com/blogsview/702301/THE-MORTGAGE-MESS-FROM">Go to article</a> tag:opencongress.org,2008-09-20:/commentary/2863641 2008-09-20T00:00:00Z NFM - Politico July 30: President Bush signs into law HR 3221, a massive housing aid bill to rescue Fannie Mae and Freddie Mac. Neither Obama nor McCain is present for the final amendment vote. Sept. 7: It is announced that Fannie Mae and Freddie Mac ...<br /><br /><a href="http://www.nfmpolitico.com/2008/09/20/timeline-the-candidates%E2%80%99-responses-to-the-mortgage-meltdown/">Go to article</a> tag:opencongress.org,2008-09-19:/commentary/2966150 2008-09-19T00:00:00Z HR 6694-The Right Thing To Do This bill is a reform of the previous signed bill of HR 3221, which destroyed the Seller’s participation in assistance of down payment for potential buyers. In other words, HR 3221 took away the opportunity of 100% financing through FHA ...<br /><br /><a href="http://k4m6694.blogspot.com/2008/09/hr-6694-right-thing-to-do.html">Go to article</a> tag:opencongress.org,2008-09-19:/commentary/2966148 2008-09-19T00:00:00Z Lattice Consultants This is part of the HR 3221-Housing Stimulus Bill signed into effect on July, 23, 2008 by unanimous votes in both the House of Representatives and the Senate. Read More on this article.<br /><br /><a href="http://latticeconsults.blogspot.com/2008/09/hr-3221-right-for-economy.html">Go to article</a> tag:opencongress.org,2008-09-19:/commentary/2922078 2008-09-19T00:00:00Z HR 3221-Right for the Economy? This is a seldom discussed view of why HR 3221 was needed in the first place. FHA estimates that 37% of all FHA loans use DPA funds. Seller-funded down payment assisted FHA loans have a very high default rate. ...<br /><br /><a href="http://k4m3221.blogspot.com/2008/09/hr-3221-right-for-economy.html">Go to article</a> tag:opencongress.org,2008-09-19:/commentary/2862264 2008-09-19T00:00:00Z Reverse Mortgage Loan Blog The only ray of sunlight in this cloudy scenario for senior homeowners is the recent passage of the Housing and Economic Recovery Act, HR 3221. By now, if you have been watching the news at all you’ve either read or heard all about the ...<br /><br /><a href="http://reversemortgageloanblog.com/2008/09/19/jumbo-reverse-mortgages-a-dying-breed/">Go to article</a> tag:opencongress.org,2008-09-18:/commentary/2848785 2008-09-18T00:00:00Z Mortgages in Wake County NC Because of HR 3221, this is put on hold until October 1st 2009 and we will revert back to the "one size fits all" model. This was implemented to increase affordability for homeowners and home buyers with lower credit, income and assets. ...<br /><br /><a href="http://activerain.com/blogsview/697254/FHA-Program-Changes">Go to article</a> tag:opencongress.org,2008-09-18:/commentary/2847854 2008-09-18T00:00:00Z IntelliBriefs Paulson's action was specifically authorized by HR 3221, the deceptively named Housing and Economic Recovery Act of 2008, also called Dodd-Frank after its main sponsors. These actions, far from saving the United States, will destroy it. ...<br /><br /><a href="http://intellibriefs.blogspot.com/2008/09/line-is-drawn-stop-nation-killing.html">Go to article</a> tag:opencongress.org,2008-09-17:/commentary/2966149 2008-09-17T00:00:00Z Real Estate News and Information in Silicon Valley Read a summary or the full text of this bill here: Summary Full Text.<br /><br /><a href="http://dsoldit.blogspot.com/2008/09/hr-3221-housing-and-economic-recovery.html">Go to article</a> tag:opencongress.org,2008-09-17:/commentary/2844350 2008-09-17T00:00:00Z KnowledgePlex: News: Affordable Housing... (7th CD), issued the following news release: Passage of the American Housing Rescue & Foreclosure Prevention Act (HR 3221) today was hailed as major victory for the American people by Ways and Means Chairman Charles Rangel and Income ...<br /><br /><a href="http://www.knowledgeplex.org/news/2076641.html">Go to article</a> tag:opencongress.org,2008-09-16:/commentary/2909391 2008-09-16T00:00:00Z blogcatalog Social Search Feed: us housing Hawaiihomes1 has published a new blog post: HR 3221 Housing Assistance Tax Act of 2008 Short Summary.<br /><br /><a href="http://www.blogcatalog.com/post/ee6b9e5a761cbd77879f311b572abb7a">Go to article</a> tag:opencongress.org,2008-09-16:/commentary/2844208 2008-09-16T00:00:00Z Real Estate Webmasters Blogs You can read the entire bill at the following site: Http://www.govtrack.us/congress/bill.xpd?bill=h110-3221 The term tax credit has been used with this bill. In the summary of the bill it state, "Provides first-time home buy...<br /><br /><a href="http://www.realestatewebmasters.com/blogs/ez1realty/6171/show/">Go to article</a> tag:opencongress.org,2008-09-16:/commentary/2842901 2008-09-16T00:00:00Z Overland Park Homes &amp; Real Estate information The Foreclosure Prevention Act (HR3221) introduced by Rep Nancy Pelosi (D-CA-8) was passed by the Senate on July 26, 2008. President Bush signed HR3221 into law on July 30, 2008. The Housing and Economic Recovery Act provision, ...<br /><br /><a href="http://activerain.com/blogsview/693992/A-letter-from-my">Go to article</a> tag:opencongress.org,2008-09-16:/commentary/2842900 2008-09-16T00:00:00Z Ez1 Realty Blog You can read the entire bill at the following site: Http://www.govtrack.us/congress/bill.xpd?bill=h110-3221 The term tax credit has been used with this bill. In the summary of the bill it state, "Provides first-time home buyers with a ...<br /><br /><a href="http://activerain.com/blogsview/694038/H-R-3221-Housing">Go to article</a> tag:opencongress.org,2008-09-15:/commentary/2878780 2008-09-15T00:00:00Z Bob Alexander for Congress FOR IMMEDIATE RELEASE August 21, 2008. Contact: Claudia Kerbawy Phone: 517-367-7400 Email: info@alexanderforcongress.com Website: alexanderforcongress.com. East Lansing, MI. 8th District Democratic Nominee Bob Alexander has released a ...<br /><br /><a href="http://alexanderforcongress.com/blog/2008/09/15/alexander-youtube-video-highlights-foreclosure-tragedy/">Go to article</a> tag:opencongress.org,2008-09-15:/commentary/2838297 2008-09-15T00:00:00Z Imagine the thinks I could think if I just try! We have heard much about the new Act HR 3221, that was the Government answer to bad business practices by certain banks and mortgage institutions across America. The Government thinks there should be a Government solution to all life's ...<br /><br /><a href="http://lindabeber.blogspot.com/2008/09/2008-housing-and-economic-recovery-act.html">Go to article</a> tag:opencongress.org,2008-09-15:/commentary/2838296 2008-09-15T00:00:00Z DownWithTyranny! ... bipartisan response to the current mortgage crisis that would have empowered more families to stay in their homes and prevent further disclosures (American Housing Rescue and Foreclosure Prevention Act [HR 3221]). ...<br /><br /><a href="http://downwithtyranny.blogspot.com/2008/09/can-democrat-displace-reactionary.html">Go to article</a> tag:opencongress.org,2008-09-15:/commentary/2838295 2008-09-15T00:00:00Z Tara&#39;s Blog These down payment programs were banned by the recent housing law, effective October 1 (The Housing and Economic Recovery Act of 2008 (HR 3221), enacted July 30, 2008 as PA 110-289). HR 6694 was submitted as soon as the new law was ...<br /><br /><a href="http://activerain.com/blogsview/692606/Gift-Swap-Programs">Go to article</a> tag:opencongress.org,2008-09-14:/commentary/2922079 2008-09-14T00:00:00Z Palm Springs Area Real Estate The influential chairman of the House Financial Services Committee urged those attending a committee field hearing in Stockton Saturday to lobby the Senate -- which shoehorned language banning seller-funded gifts into HR 3221, ...<br /><br /><a href="http://iblogpalmsprings.blogspot.com/2008/09/last-ditch-effort-to-save-first-time.html">Go to article</a> tag:opencongress.org,2008-09-14:/commentary/2832265 2008-09-14T00:00:00Z Ay Ssibal! This, on the heels of July’s “homeowner rescue” that came with the passing of HR 3221 just two months ago. Today, Fannie and Freddie own $5.2 trillion in total debt via purchasing or guarantying about half of the nation’s home mortgages<br /><br /><a href="http://chosun1.wordpress.com/2008/09/14/government-intervention-is-not-the-answer/">Go to article</a> tag:opencongress.org,2008-09-14:/commentary/2832152 2008-09-14T00:00:00Z The Ron Klein Timeline Blog HR 3221: Housing and Economic Recovery Act of 2008. This bill allowed the bailout of Fannie Mae/Freddy Mac. It also changed the tax laws for REIT's. Ron Klein has investments in REIT's:. Alesco financial: $15000-$50000 ...<br /><br /><a href="http://ronkleintimeline.blogspot.com/2008/09/ron-klein-financial-corruption.html">Go to article</a> tag:opencongress.org,2008-09-13:/commentary/2832024 2008-09-13T00:00:00Z Homeless: Streets of Santa Barbara AMDT.4441 to HR3221 Purpose will be available when the amendment is proposed for consideration. See Congressional Record for text. Sponsor: Sen Obama, Barack [IL] (introduced 4/7/2008) Cosponsors (1) Latest Major Action: 4/7/2008 Senate ...<br /><br /><a href="http://streetsofsaintbarbie.blogstream.com/v1/pid/339526.html">Go to article</a> tag:opencongress.org,2008-09-13:/commentary/2831421 2008-09-13T00:00:00Z Carolina Politics Online Despite warnings that the housing bailout bill (HR 3221) amounted to “private profit, public risk”, the flawed and rushed bill failed to protect taxpayers against having to finance these exorbitant and unnecessary executive payments. ...<br /><br /><a href="http://www.carolinapoliticsonline.com/2008/09/13/foxx-co-sponsors-legislation-to-ban-freddiefannie-golden-parachutes/">Go to article</a> tag:opencongress.org,2008-09-12:/commentary/2831071 2008-09-12T00:00:00Z Stormfront White Nationalist Community... HR-3221 Sponsered by Nancy Pelosi D-San Francisco. Each Congressional District in the US, with a very high concentration being in the border states, will recieve millions of dollars to utilize Block Grant money to buy and refurbish ...<br /><br /><a href="http://www.stormfront.org/forum/showthread.php?t=522439">Go to article</a> tag:opencongress.org,2008-09-12:/commentary/2829967 2008-09-12T00:00:00Z League of California Cities All Stories feed Several weeks ago, Priority Focus reported that the League was preparing an analysis of the recently signed Housing and Economic Recovery Act of 2008, (HR 3221). This "white paper" is now available and has been posted on the League's ...<br /><br /><a href="http://www.cacities.org/index.jsp?displaytype=11&story=27433">Go to article</a> tag:opencongress.org,2008-09-12:/commentary/2829911 2008-09-12T00:00:00Z Lee Smith&#39;s Indianapolis Real Estate... The influential chairman of the House Financial Services Committee urged those attending a committee field hearing in Stockton Saturday to lobby the Senate — which shoehorned language banning seller-funded gifts into HR 3221, ...<br /><br /><a href="http://leesmith.wordpress.com/2008/09/12/is-down-payment-assistance-going-to-stick-around-after-october-1st/">Go to article</a> tag:opencongress.org,2008-09-12:/commentary/2829910 2008-09-12T00:00:00Z Brad Garbutt HR 3221 CHANGES Our federal legislative bodies write laws and The President signs them into law (sometimes) then others must interpret the meaning of the legislation and codify it into law. This process is underway to implement this ...<br /><br /><a href="http://movetoredding.com/2008/09/12/hr-3221-changes-in-process-of-being-defined/">Go to article</a> tag:opencongress.org,2008-09-12:/commentary/2829238 2008-09-12T00:00:00Z Cyburbia Forums Congress recently passed HR 3221, which includes provisions for a formula allocation grant to state/local government to address the foreclosure crisis. HUD Community Planning & Development is putting together the Formula to distribute ...<br /><br /><a href="http://www.cyburbia.org/forums/showthread.php?t=35301">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2922080 2008-09-11T00:00:00Z Community Development Digest A leading affordable housing nonprofit group seeks to allow foreclosed or abandoned subsidized residential properties operated by HUD or the Agricultural Dept.'s Rural Housing Service (RHS) to be elig... Click link for complete story.<br /><br /><a href="http://www.housinganddevelopment.com/cdd/750">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2828574 2008-09-11T00:00:00Z Gristmill (HR 3221); Incentives for Energy Efficient Homes. Provides incentives to lenders and financial institutions, including the Federal Housing Administration, to provide lower interest loans to consumers who build, buy or remodel their ...<br /><br /><a href="http://gristmill.grist.org/story/2008/9/11/154515/824">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2823530 2008-09-11T00:00:00Z Good Times Blog &amp; Webzine I am even going so far as to predict that when we look back at history hundreds of years from now, the collapse of the United States and the US Dollar will be blamed on The Housing Bailout Bill - HR 3221. Don't Believe me, ...<br /><br /><a href="http://tranceponder.blogspot.com/2008/09/our-grandchildren-are-officially.html">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2823529 2008-09-11T00:00:00Z Sacramento Real Estate Blog I have seen this vary widely from the short sale lender(s) agreeing to pay up to 6% closing costs for the buyer (including an instance of seller-funded downpayment assistance...which is now a long shot thanks to HR 3221), ...<br /><br /><a href="http://sacramentorealestateblog.blogspot.com/2008/09/ask-erin-who-pays-for-what-in-short.html">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2823528 2008-09-11T00:00:00Z Gristmill (HR 3221); Incentives for Energy Efficient Homes. Provides incentives to lenders and financial institutions, including the Federal Housing Administration, to provide lower interest loans to consumers who build, buy or remodel their ...<br /><br /><a href="http://feeds.grist.org/~r/grist/gristmill/~3/390171260/824">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2823137 2008-09-11T00:00:00Z DPAgroundswell The October 1 ban was written into law by President Bush when he signed HR 3221 Housing and Economic Recovery Act of 2008 on July 30, 2008. HR 6694 was introduced in the House of Representatives by Congressmen Green, Miller and Shays ...<br /><br /><a href="http://savedpanow.typepad.com/dpagroundswell/2008/09/organizations-join-together-to-mobilize-for-rally-to-save-downpayment-assistance.html">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2823136 2008-09-11T00:00:00Z REALTORS&#39; Marketing Association But the passage of HR 3221 made those court challenges moot. Home builders — many of whom relied on seller-funded gifts to close 20 percent to 30 percent of their sales in the second quarter — have been bracing for the end of the ...<br /><br /><a href="http://www.rmatoday.com/uncategorized/down-payment-assistance-program-legislation/">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2822002 2008-09-11T00:00:00Z LoCo Real Estate Musings It looks like they are considering FICO score guidelines in the compromise; the bill was presented after Congress passed HR 3221 on July 30, effectively discontinuing the programs as of October 1, 2008. Downpayment assistance programs ...<br /><br /><a href="http://locomusings.com/2008/09/11/nehemiah-and-ameridream-down-payment-assistance-a-reprieve/">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2831422 2008-09-10T00:00:00Z Teaneck, New Jersey HR 3221, which is continually referred to under the misnomer “housing bill” as if it was about “rescuing” poor innocent homeless women and children and families under distress. Let me weep oh Titanic! Nice spin guys. ...<br /><br /><a href="http://teanecknewjersey.blogspot.com/2008/09/blame-congress-and-law-enforcement.html">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2820577 2008-09-10T00:00:00Z Raleigh and Wake County Zero Down Payment... Earlier this year, a last minute change to HR 3221 signed into law on 7/30/2008 (aka Housing Stim Bill) included language into that bill banning this practice effective 10/1/2008! HR 3221 had no provisions banning seller-funded gifts or ...<br /><br /><a href="http://activerain.com/blogsview/683944/New-Hope-for-Down">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2819444 2008-09-10T00:00:00Z Las Vegas Realtor Steve Harless - Realty... HR 3221 had no provisions banning seller-funded gifts or risk-based pricing until it got to the Senate, Frank said, recounting the intense debate that took place around the massive housing bill. The bill's most hotly debated provision ...<br /><br /><a href="http://activerain.com/blogsview/684933/Congress-weighs-reprieve-for">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2819443 2008-09-10T00:00:00Z Market Pipeline The influential chairman of the House Financial Services Committee urged those attending a committee field hearing in Stockton Saturday to lobby the Senate -- which shoehorned language banning seller-funded gifts into HR 3221, ...<br /><br /><a href="http://marketpipeline.blogspot.com/2008/09/congress-weighs-reprieve-for-seller.html">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2819428 2008-09-10T00:00:00Z Reverse Your Mortgage The passing of HR. 3221 and the modernization of FHA and reverse mortgages is a step in the right direction in helping boomers and seniors plan for their retirement. The improvement is yet to be measured but here are some interesting ...<br /><br /><a href="http://reverse-your-mortgage.typepad.com/reverse_your_mortgage/2008/09/down-size-with-a-reverse-mortgage-move-your-tax-base-take-a-capital-gains-exemption-its-possible--a-future-trend-for.html">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2819427 2008-09-10T00:00:00Z The Real Scoop On Real Estate HR 3221 at long last requires that such a registry and oversight be established. That is GOOD for the Consumer, and our entire industry.Well, that's it for today. If you have any questions blog me back. I'll be happy to respond. ...<br /><br /><a href="http://teamwickham.blogspot.com/2008/09/guest-blog-from-terry-johnson-of-omt.html">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2818238 2008-09-10T00:00:00Z Raleigh and Wake County Zero Down Payment... Earlier this year, a last minute change to HR 3221 signed into law on 7/30/2008 (aka Housing Stim Bill) included language into that bill banning this practice effective 10/1/2008! HR 3221 had no provisions banning seller-funded gifts or ...<br /><br /><a href="http://activerain.com/blogsview/683944/Hope-for-Down-Payment">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2818237 2008-09-10T00:00:00Z The Mortgage Porter The passage of HR 3221 has made many changes effective October 1, 2008. Here are just a few that will officially go into effect in 20 days:. FHA Mortgage Insurance is Increasing. FHA Minimum Down Payment Increasing ...<br /><br /><a href="http://www.mortgageporter.com/reportingfromseattle/2008/09/dpas-going-away.html">Go to article</a> tag:opencongress.org,2008-09-10:/commentary/2817451 2008-09-10T00:00:00Z The Virginian Federalist That legislation HR 3221 became public law 110-289. How did Senator Obama vote on this legislation? The New York Times reports that Senator Obama, is second among members of congress receiving donations from FNMA and FreddieMac's ...<br /><br /><a href="http://the.virginianfederalist.com/2008/09/obama-and-fnmafreddiemac-takeover.html">Go to article</a> tag:opencongress.org,2008-09-09:/commentary/2815963 2008-09-09T00:00:00Z Mortgage Knowledge at its BEST!!!! (Jeff Belonger) As news broke earlier today, in which there has been speculation that bill HR 3221, the "Housing and Economic Recovery Act of 2008, would be overturned, bill HR 6694 made strides today. There are good signs stating that the down payment ...<br /><br /><a href="http://activerain.com/blogsview/683672/Down-Payment-Assistance-Programs">Go to article</a> tag:opencongress.org,2008-09-09:/commentary/2813356 2008-09-09T00:00:00Z The Mortgage Whistleblower Nonetheless, the Stipulation and Dismissal predates HR 3221, and seller funded down payment grants will not be allowed for loans approved after October 1, 2008 regardless of provider as per Federal Law. In speaking with Christopher ...<br /><br /><a href="http://whistleblower.ml-implode.com/?p=91">Go to article</a> tag:opencongress.org,2008-09-09:/commentary/2812795 2008-09-09T00:00:00Z United States Senator John Cornyn, Texas This is why I could not support the American Housing Rescue and Foreclosure Prevention Act of 2008 (HR 3221), which provided Fannie Mae and Freddie Mac with an unlimited credit line to the US Treasury. "Unfortunately, this bailout could ...<br /><br /><a href="http://cornyn.senate.gov/public/index.cfm?FuseAction=ForPress.NewsReleases&ContentRecord_id=43df146b-802a-23ad-43b8-feb7fb00a85c">Go to article</a> tag:opencongress.org,2008-09-09:/commentary/2812271 2008-09-09T00:00:00Z The Wilderness Voice The Democratic Speaker of the House, Nancy Pelosi, was the house sponsor of HR 3221 the so called "Housing and Economic Recovery Act of 2008." This act was signed into law by Republican President George W. Bush on July 30th of this year ...<br /><br /><a href="http://thewildernessvoice.blogspot.com/2008/09/cindy-sheehan-for-congress.html">Go to article</a> tag:opencongress.org,2008-09-09:/commentary/2812270 2008-09-09T00:00:00Z OverClocked Drama I’m not saying we should bail out the homeowners, although HR 3221 does provide some assistance for people living in just one home, but the fact that stockholders could get any money from this is ridicules. Stockholders should get their ...<br /><br /><a href="http://watchout5.livejournal.com/514495.html">Go to article</a> tag:opencongress.org,2008-09-08:/commentary/2810267 2008-09-08T00:00:00Z Jennifer &#39;s Mid-Hudson Valley New York... Many of you by now have heard of the recent Housing Bill (HR 3221) that was signed by President Bush on July 30th, and goes into effect on October 1st, which made a $7500 Tax Credit available to "First Time Home Buyer" who purchase a ...<br /><br /><a href="http://activerain.com/blogsview/681680/-New-Tax-Credit">Go to article</a> tag:opencongress.org,2008-09-08:/commentary/2807794 2008-09-08T00:00:00Z Raleigh - Durham NC Real Estate Specialist&gt;&... HR 3221, the Housing and Economic Recovery Act of 2008, allows first-time home buyers to take a $7500 tax credit from the purchase of a single-family home, townhome or condominium apartment. IF EVER there was a time to buy YOUR 1st HOME ...<br /><br /><a href="http://activerain.com/blogsview/680744/Elizabeth-s-SPECIAL-Monday">Go to article</a> tag:opencongress.org,2008-09-08:/commentary/2807793 2008-09-08T00:00:00Z Glow4Hillary Clinton's legislation (S947, 21st Century Housing Act) formed the foundation for the FHA modernization contained in the HR 3221, the "Housing and Economic Recovery Act of 2008." Sen. Clinton's commitment to modernizing the FHA will help .<br /><br /><a href="http://glow4hillary.blogspot.com/2008/09/hillgram-hillary-on-trail-and-hard-at.html">Go to article</a> tag:opencongress.org,2008-09-08:/commentary/2807784 2008-09-08T00:00:00Z Your Knoxville Tennessee real estate informatio... First let's set the record straight and say that HR 3221 did not end Down Payment Assistance. What it ended is what is called seller funded or interested party down payment assistance. DPA is still available in a much less regulated way ...<br /><br /><a href="http://activerain.com/blogsview/681119/Opposition-of-Down-Payment">Go to article</a> tag:opencongress.org,2008-09-08:/commentary/2807009 2008-09-08T00:00:00Z Audrey&#39;s Adventures in Real Estate Currently, Congressional Bill HR 6694has been introduced and we need our Senators to introduce a matching bill to oppose the more recent bill HR 3221. Please have your homeowners who have used DPA to obtain homes contact their National ...<br /><br /><a href="http://activerain.com/blogs/680610">Go to article</a> tag:opencongress.org,2008-09-08:/commentary/2806123 2008-09-08T00:00:00Z BitsBlog The power to do this was provided in HR 3221 which was passed in July. The move includes replacement of the CEO of both organizations, and an infusion of about $200 billion. In return, the Treasury gets $1 billion in preferred stock ...<br /><br /><a href="http://bitsblog.florack.us/?p=11646">Go to article</a> tag:opencongress.org,2008-09-08:/commentary/2805048 2008-09-08T00:00:00Z nopunintended.org HR 3221 kicked off a number of steps to help relieve the mortgage crisis. One of these was the creation of the FHFA. HR 3221 appears to have been voted along party lines. HR 3221 was sponsored by Nancy Pelosi, Speaker of the House. ...<br /><br /><a href="http://nopunintended.org/wordpress/2008/09/08/mortgage-crisis-ramblings/">Go to article</a> tag:opencongress.org,2008-09-07:/commentary/2811598 2008-09-07T00:00:00Z The Shuler Group Market Connection - Derec Shuler This bill is known as HR 3221 and is over 600 pages! Many consumers don't have the time to read all the nuances and programs authorized under this legislation though there are some pieces that can affect you. This piece will explain the ...<br /><br /><a href="http://blog.theshulergroup.com/2008/09/what-hr-3221-me.html">Go to article</a> tag:opencongress.org,2008-09-07:/commentary/2802126 2008-09-07T00:00:00Z The Conservative Reader The power to do this was provided in HR 3221 which was passed in July. The move includes replacement of the CEO of both organizations, and an infusion of about $200 billion. In return, the Treasury gets $1 billion in preferred stock ...<br /><br /><a href="http://conservativereader.net/wordpress/2008/09/07/government-mortages-the-new-balancing-act/">Go to article</a> tag:opencongress.org,2008-09-07:/commentary/2801533 2008-09-07T00:00:00Z FHA Loans and FHA Mortgages Currently, Congressional Bill HR 6694has been introduced and we need our Senators to introduce a matching bill to oppose the more recent bill HR 3221. Please have your homeowners who have used DPA to obtain homes contact their National ...<br /><br /><a href="http://www.fhaloansfhamortgages.com/the-march-to-washington-d-c-taking-back-down-payment-assistance-programs">Go to article</a> tag:opencongress.org,2008-09-06:/commentary/2798479 2008-09-06T00:00:00Z Perspective and News On Northern Virginia... Currently, Congressional Bill HR 6694has been introduced and we need our Senators to introduce a matching bill to oppose the more recent bill HR 3221. Please have your homeowners who have used DPA to obtain homes contact their National ...<br /><br /><a href="http://activerain.com/blogsview/678146/The-March-to-Washington">Go to article</a> tag:opencongress.org,2008-09-06:/commentary/2798192 2008-09-06T00:00:00Z The Market Ticker This was the triggering event for Paulson's "Bazooka" and how, given the restrictions in HR.3221 along with the previous public law (which, by the way, is controlling until October), he can come in and involuntarily place the companies ...<br /><br /><a href="http://market-ticker.denninger.net/archives/571-GSE-Fraud-And-YOU-Are-About-To-Get-The-Bill!.html">Go to article</a> tag:opencongress.org,2008-09-06:/commentary/2797342 2008-09-06T00:00:00Z Chris Brown - Orlando Mortgage Pro |&#39;s Blog Currently, Congressional Bill HR 6694has been introduced and we need our Senators to introduce a matching bill to oppose the more recent bill HR 3221. Please have your homeowners who have used DPA to obtain homes contact their National ...<br /><br /><a href="http://activerain.com/blogsview/677323/Mortgage-Chili-The-March">Go to article</a> tag:opencongress.org,2008-09-05:/commentary/2796441 2008-09-05T00:00:00Z Open Congress : Congress Gossip Blog HR3221 in action:. Senior officials from the Bush administration and the Federal Reserve on Friday called in top executives of Fannie Mae and Freddie Mac, the mortgage finance giants, and told them that the government was preparing to ...<br /><br /><a href="http://www.opencongress.org/articles/view/635-Ultra-Bailout-">Go to article</a> tag:opencongress.org,2008-09-05:/commentary/2795558 2008-09-05T00:00:00Z Implode-Explode Forums Robin wrote:. ROFL - didn't Alan get a copy of HR 3221? It takes time to read a bill like that one..... especially if you are 99 years old. Are you the thermostat or the thermometer?<br /><br /><a href="http://implode-explode.com/forum/viewtopic.php?p=194535#194535">Go to article</a> tag:opencongress.org,2008-09-05:/commentary/2795557 2008-09-05T00:00:00Z The Market Ticker Under HR.3221 and the previous enabling legislation for OFHEO, in order for the government to step in they must first declare these firms critically undercapitalized. Now just a couple of weeks ago, we heard Fannie's CEO Mudd tell us ...<br /><br /><a href="http://market-ticker.denninger.net/archives/569-What-Is-The-Truth-FannieFreddie.html">Go to article</a> tag:opencongress.org,2008-09-05:/commentary/2795556 2008-09-05T00:00:00Z Mortgage Knowledge at its BEST!!!! (Jeff Belonger) Currently, Congressional Bill HR 6694has been introduced and we need our Senators to introduce a matching bill to oppose the more recent bill HR 3221. Please have your homeowners who have used DPA to obtain homes contact their National ...<br /><br /><a href="http://activerain.com/blogsview/677079/The-March-to-Washington">Go to article</a> tag:opencongress.org,2008-09-05:/commentary/2793207 2008-09-05T00:00:00Z Obama Goes To Washington Weblog We know it as The Mortgage Rescue Bill (HR 3221). My question to all Americans remains the same … Do you believe the government has enough of your tax money to accomplish what it needs to do? HR 3221. UPDATE 7/29/08: According to The ...<br /><br /><a href="http://willnevergiveup.wordpress.com/2008/09/05/mortgage-rescue-bill-and-your-tax-dollars/">Go to article</a> tag:opencongress.org,2008-09-05:/commentary/2791819 2008-09-05T00:00:00Z The Colorado Index Apr '08 Housing Bill w/ Energy Tax Credit Extensions HR 3221 No Vote for Obama. May '08 Optional Wind Damage Insurance Amdt 4719 No Vote for Obama. June '08 Housing Foreclosure Assistance Program Amdt 4983 No Vote for Obama ...<br /><br /><a href="http://thecoloradoindex.typepad.com/the_colorado_index/2008/09/cant-start-in-t.html">Go to article</a> tag:opencongress.org,2008-09-05:/commentary/2791818 2008-09-05T00:00:00Z Today&#39;s Mortgage View in Utah What is happening today in mortgage lending: We haven’t talked much about some of the changes that the HR 3221 bill impacted such as elimination of FHA risked based mi and increased conforming loan limits to $625550 here are two ...<br /><br /><a href="http://mtgview.blogspot.com/2008/09/hr-3221-elimination-of-fha-risk-based.html">Go to article</a> tag:opencongress.org,2008-09-04:/commentary/2789384 2008-09-04T00:00:00Z Wisdom &amp; Wit In response to California's need for practical assistance, I voted for HR 3221, the Housing and Economic Recovery Act, which was signed into law only a few weeks ago. This legislation will help improve the struggling housing market, ...<br /><br /><a href="http://activerain.com/blogsview/675418/Letter-from-congressman">Go to article</a> tag:opencongress.org,2008-09-04:/commentary/2788735 2008-09-04T00:00:00Z Troy Anderson &amp; Associates LLC&#39;s... Any home buyer who has not owned a home during the past three years and is a US citizen who files taxes is eligible to participate in this program. (Some home buyers who are not citizens may also qualify; see #14 in the questions and ...<br /><br /><a href="http://troysrealestate.com/blog_post.asp?post=16715">Go to article</a> tag:opencongress.org,2008-09-04:/commentary/2784476 2008-09-04T00:00:00Z Orange County Real Estate Success On July 30, 2008 President Bush signed into law HR 3221 which is the “Housing and Economic Recovery Act of 2008,”. The Housing and Economic Recovery Act of 2008 is a $300 Billion program to help homeowners that may be in trouble, ...<br /><br /><a href="http://blog.askangie.com/2008/09/04/the-best-time-to-buy-your-home-is-now/">Go to article</a> tag:opencongress.org,2008-09-03:/commentary/2783542 2008-09-03T00:00:00Z Personal Injury Lawyer Blog HR 3221, Aid, Law, US Treasury can purchase stock of or lend to Fannie Mae and Freddie Mac. FHA can insure up to $300 billion in mortgages after lenders write down balance owed by borrower. Tepid support. Federal Reserve ...<br /><br /><a href="http://www.injurysite.com/californias-new-mortgage-rules-schwarzenegger-to-sign-after-a-state-budget-is-passed/">Go to article</a> tag:opencongress.org,2008-09-03:/commentary/2782906 2008-09-03T00:00:00Z Los Angeles Personal Injury Lawyer HR 3221, Aid, Law, US Treasury can buy stock of or lend to Fannie Mae and Freddie Mac. FHA can insure up to $300 billion in mortgages after lenders write down balance owed by borrower. Tepid support. Federal Reserve ...<br /><br /><a href="http://losangeles.injuryboard.com/miscellaneous/californias-new-mortgage-rules-schwarzenegger-to-sign-after-a-state-budget-is-passed.aspx?googleid=246756">Go to article</a> tag:opencongress.org,2008-09-03:/commentary/2782905 2008-09-03T00:00:00Z My Political Rivals 7/26/08, Vote 186: On the Motion: Motion to Concur in the House Amendment to Senate Amendment to the House Amendments to the Senate Amendment to HR 3221; Housing Tax Credit Coordination Act of 2008, Not Voting, Yes, Yes ...<br /><br /><a href="http://myteamrivals.typepad.com/politics/2008/09/obamas-lack-of.html">Go to article</a> tag:opencongress.org,2008-09-03:/commentary/2780620 2008-09-03T00:00:00Z InjuryBoard Local Blogs HR 3221, Aid, Law, US Treasury can buy stock of or lend to Fannie Mae and Freddie Mac. FHA can insure up to $300 billion in mortgages after lenders write down balance owed by borrower. Tepid support. Federal Reserve ...<br /><br /><a href="http://feeds.injuryboard.com/~r/injuryboard/~3/382713040/californias-new-mortgage-rules-schwarzenegger-to-sign-after-a-state-budget-is-passed.aspx">Go to article</a> tag:opencongress.org,2008-09-02:/commentary/2770785 2008-09-02T00:00:00Z Mortgage Insider HR 3221, Aid, Law, US Treasury can buy stock of or lend to Fannie Mae and Freddie Mac. FHA can insure up to $300 billion in mortgages after lenders write down balance owed by borrower. Tepid support. Federal Reserve ...<br /><br /><a href="http://mortgage.freedomblogging.com/2008/09/02/a-complete-guide-to-new-mortgage-rules/">Go to article</a> tag:opencongress.org,2008-09-01:/commentary/2768094 2008-09-01T00:00:00Z Central Oregon Real Estate Information On July 30th President Bush signed into law House Bill 3221 (HR 3221: Housing and Economic Recovery Act of 2008) which included a special tax incentive for First-Time Home Buyers (Sec.3001). This bill provides a tax credit up to $7500 ...<br /><br /><a href="http://activerain.com/blogsview/669829/-First-Time-Home">Go to article</a> tag:opencongress.org,2008-09-01:/commentary/2766022 2008-09-01T00:00:00Z Central Oregon Real Estate Information On July 30th President Bush signed into law House Bill 3221 (HR 3221: Housing and Economic Recovery Act of 2008) which included a special tax incentive for First-Time Home Buyers (Sec.3001). This bill provides a tax credit up to $7500 ...<br /><br /><a href="http://activerain.com/blogsview/669829/Bremerton-First-Time-Home">Go to article</a> tag:opencongress.org,2008-09-01:/commentary/2766020 2008-09-01T00:00:00Z CaliforniaCityNews.org The Housing and Economic Recovery Act of 2008, (HR 3221), has been signed in Washington and designates $3.9 billion for local governments to assist with foreclosure and abandoned home assistance. The bill also includes provisions to ...<br /><br /><a href="http://californiacitynews.typepad.com/californiacitynewsorg/2008/09/federal-housing.html">Go to article</a> tag:opencongress.org,2008-09-01:/commentary/2765767 2008-09-01T00:00:00Z Bremerton WA Real Estate Blog | Jo Soss On July 30th President Bush signed into law House Bill 3221 (HR 3221: Housing and Economic Recovery Act of 2008) which included a special tax incentive for First-Time Home Buyers (Sec.3001). This bill provides a tax credit up to $7500 ...<br /><br /><a href="http://activerain.com/blogsview/669677/Bremerton-First-Time-Home">Go to article</a> tag:opencongress.org,2008-09-01:/commentary/2765766 2008-09-01T00:00:00Z Talk SF Real Estate by Melissa Casciato The Housing Stimulus Bill has been a hot item of news since it was signed by the President in late July. There are several key provisions of the bill that will effect sellers and buyers alike. The following are some key dates regarding ...<br /><br /><a href="http://talksfrealestate.com/2008/09/01/five-key-dates-of-hr-3221-the-housing-and-economic-recovery-act/">Go to article</a> tag:opencongress.org,2008-09-01:/commentary/2765307 2008-09-01T00:00:00Z ConflictingViews.com - Politics, Religion,... Project Vote Smart - Senator Barack Hussein Obama Jr. - Voting Record Housing and Property Issues Date Bill Title Vote Outcome 07/26/2008 Housing Bill with Energy Tax Credit Extensions HR 3221 NV Concurrence Vote Passed - Senate ...<br /><br /><a href="http://www.conflictingviews.com/election-08/democratic-canidates/barry-obamas-lousy-senate-voting-record-3258.html">Go to article</a> tag:opencongress.org,2008-09-01:/commentary/2764188 2008-09-01T00:00:00Z Minneapolis St. Paul Minnesota Metro Real... FYI - Even though the new bill was passed by Congress, Bill HR 3221, there is a new bill that will hit the floor soon to oppose the banning of DPA programs. 2. Cash Investment from borrower - Not only do they kill the DPA program, ...<br /><br /><a href="http://activerain.com/blogsview/669017/FHA-Loans-FHA-Mortgages">Go to article</a> tag:opencongress.org,2008-08-31:/commentary/2761693 2008-08-31T00:00:00Z Fannie Mae- Factiva Alerts On July 30, President Bush signed into law HR 3221, "The Housing and Economic Recovery Act of 2008."This is the most comprehensive housing legislation to become law in decades, and it is sure to have a positive impact on our local real ...<br /><br /><a href="http://global.factiva.com/redir/default.aspx?p=sta&napc=z&ep=rss&ft=g&aid=9LIB000400&ns=18&fid=11174244&fn=Fannie+Mae&cat=w&an=WC44369020080831e47u0000s">Go to article</a> tag:opencongress.org,2008-08-30:/commentary/2757669 2008-08-30T00:00:00Z Brad Garbutt Congress included a provision in HR 3221 to set the fee at a flat 1.75% for all borrowers. However, borrowers behind in payments refinancing with an FHA loan will be charged a 3% upfront premium. Premiums for streamlined refinances for ...<br /><br /><a href="http://movetoredding.com/2008/08/30/fha-will-eliminate-risk-based-pricing-for-one-year/">Go to article</a> tag:opencongress.org,2008-08-30:/commentary/2756747 2008-08-30T00:00:00Z Sex and The City Beautiful President Bush signed HR 3221 Housing and Economic Recovery Act of 2008 into law on July 30, 2008. Included in this bill was the elimination of downpayment assistance (DPA) programs. You still have plenty of time. ...<br /><br /><a href="http://homeownershipissexy.blogspot.com/2008/08/low-on-cash-find-your-home-fast.html">Go to article</a> tag:opencongress.org,2008-08-29:/commentary/2769238 2008-08-29T00:00:00Z Joan&#39;s South Florida Real Estate Blog In my goings and doings I've been asked by my clients, friends, and relatives about the Housing & Economic Recovery Act (HR 3221) that was signed in to law on July 30, 2008. I'm not one to necessarily join in debating and especially a ...<br /><br /><a href="http://activerain.com/blogsview/666472/HOPE-FOR-HOMEOWNERS-AKA">Go to article</a> tag:opencongress.org,2008-08-29:/commentary/2755509 2008-08-29T00:00:00Z Brad Garbutt Combine that news with the fact President Bush signed into law HR 3221, The Housing Recovery Act of 2008, which has many provisions to stimulate purchases of homes, help current homeowners in trouble keep their homes by refinancing and ...<br /><br /><a href="http://movetoredding.com/2008/08/29/on-sale-now-the-american-dream/">Go to article</a> tag:opencongress.org,2008-08-29:/commentary/2753120 2008-08-29T00:00:00Z StraightForward Financial What is the precise definition of “credit approved” as described in the housing bill (HR3221)? If a loan is manually underwritten, the approval date is the day on which the underwriter signs the Mortgage Credit Analysis Worksheet (MCAW) ...<br /><br /><a href="http://straightforwardfinancial.wordpress.com/2008/08/29/down-payment-assistance-update-approvals-needed-by-oct-1st-ok-to-close-after-date/">Go to article</a> tag:opencongress.org,2008-08-29:/commentary/2753119 2008-08-29T00:00:00Z Cincinnati Area Commercial Real Estate Trends Recently, I was speaking with Scott Malof of the Cincinnati office of SS&G Financial Services and Scott reminded me that on July 30, 2008 President Bush signed into law the Housing and Economic Recovery Act of 2008 (HR 3221). ...<br /><br /><a href="http://cincicommercialrealestate.blogspot.com/2008/08/housing-industry-relief.html">Go to article</a> tag:opencongress.org,2008-08-29:/commentary/2752515 2008-08-29T00:00:00Z Salt Lake City Real Estate Blog In response to the passing of HR 3221, this update announces FHA's new Mortgage Insurance Premiums for the period of October 1st, 2008 through September 30th, 2009. FHA's Risk Based Premiums that went into effect on July 14th, ...<br /><br /><a href="http://saltlakecityblog.blogspot.com/2008/08/fha-announces-new-mortgage-insurance.html">Go to article</a> tag:opencongress.org,2008-08-29:/commentary/2751724 2008-08-29T00:00:00Z Florida Mortgage Blogger President Bush signed HR 3221 Housing and Economic Recovery Act of 2008 into law on July 30, 2008. Included in this bill was the elimination of downpayment assistance (DPA) programs. Borrowers who are credit approved prior to October 1, ...<br /><br /><a href="http://activerain.com/blogsview/665322/Central-Florida-Realtors-and">Go to article</a> tag:opencongress.org,2008-08-28:/commentary/2750136 2008-08-28T00:00:00Z ARIZONA real estate Contrary to an email you may have received, the Housing bill signed by the President on July 30, 2008, does noteliminate all downpayment assistance programs from eligibility for FHA insurance. Only those programs that are funded ...<br /><br /><a href="http://azrealestate.wordpress.com/2008/08/29/key-provision-of-the-housing-stimulus-bill-hr-3221-facts-about-seller-funded-downpayment-assistance-provision/">Go to article</a> tag:opencongress.org,2008-08-28:/commentary/2748728 2008-08-28T00:00:00Z Las Vegas Real Estate Blog In response to the new “HOPE for Home Owners Act” (HR 3221) that was recently passed by the House of Representatives, FHA announced new Mortgage Insurance Premiums starting October 1, 2008 through September 30th, 2009. ...<br /><br /><a href="http://www.senasellsvegas.com/blog/2008/08/28/fhas-new-mortgage-insurance-premiums/">Go to article</a> tag:opencongress.org,2008-08-28:/commentary/2748727 2008-08-28T00:00:00Z Terry &#39;s Mortgage Blog In response to the passing of HR 3221, this update announces FHA's new Mortgage Insurance Premiums for the period of October 1st, 2008 through September 30th, 2009. FHA's Risk Based Premiums that went into effect on July 14th, ...<br /><br /><a href="http://activerain.com/blogsview/664672/Oh-My-Gosh-when">Go to article</a> tag:opencongress.org,2008-08-28:/commentary/2747910 2008-08-28T00:00:00Z The 24 - Real Estate Blog http://porchlightscott.wordpress.com/2008/08/28/important-information-about-title-iv-of-hr-3221-foreclosure-prevention-act-of-2008-hope-for-homeowners/. The fear of unaffordable mortgage payments is a very common reality for many, ...<br /><br /><a href="http://blogx3.com/index.php/2008/08/28/important-information-about-title-iv-of-?blog=1">Go to article</a> tag:opencongress.org,2008-08-28:/commentary/2747909 2008-08-28T00:00:00Z California Real Estate Market Insight <strong>Title IV of HR 3221</strong>is where you will find the information you have been looking for if you want to consider this program as an option to refinance your home. This program claims to serve approximately 400000 home owners ...<br /><br /><a href="http://porchlightscott.wordpress.com/2008/08/28/important-information-about-title-iv-of-hr-3221-foreclosure-prevention-act-of-2008-hope-for-homeowners/">Go to article</a> tag:opencongress.org,2008-08-28:/commentary/2746068 2008-08-28T00:00:00Z Global News Blog In late July, the US House of Representatives passed HR 3221, or The American Housing Rescue and Foreclosure Prevention Act of 2008. The Senate passed the resolution shortly thereafter, and Pres. George W. Bush, who initially expressed ...<br /><br /><a href="http://globalnewsblog.com/wp/?p=522">Go to article</a> tag:opencongress.org,2008-08-27:/commentary/2840703 2008-08-27T00:00:00Z Metro Valley Real Estate HR 3221, the “Housing and Economic Recovery Act of 2008,” passed the House on July 23, 2008, by a vote of 272-152. On Saturday, July 26, 2008, the Senate passed the bill by a vote of 72-13. The President signed the bill on July 30, ...<br /><br /><a href="http://azhomepro.blogspot.com/2008/08/summary-of-key-provisions-of-hr-3221.html">Go to article</a> tag:opencongress.org,2008-08-27:/commentary/2840702 2008-08-27T00:00:00Z Govie Government > Loan Modification Help, CLICK HERE <. The fear of unaffordable mortgage payments is a very common reality for many, many homeowners. Knowing which way to turn can be as confusing as the loan documents that put you in this situation in ...<br /><br /><a href="http://www.goviegovernment.com/?p=69">Go to article</a> tag:opencongress.org,2008-08-27:/commentary/2789385 2008-08-27T00:00:00Z helpumodify The fear of unaffordable mortgage payments is a very common reality for many, many homeowners. Knowing which way to turn can be as confusing as the loan documents that put you in this situation in the first place. ...<br /><br /><a href="http://helpumodify.wordpress.com/2008/08/27/important-information-about-title-iv-of-hr-3221-foreclosure-prevention-act-of-2008-hope-for-homeowners/">Go to article</a> tag:opencongress.org,2008-08-27:/commen