Identity Theft Protection Act of 2007

To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes.

8/2/2007--Introduced.
Identity Theft Protection Act of 2007 - Amends the Fair Credit Reporting Act to authorize a consumer to request a consumer reporting agency to place a security freeze upon his or her consumer report. Prohibits a consumer reporting agency, if a security freeze is in place, from releasing a consumer report to a third party without prior express authorization from the consumer.
Prescribes procedures for removal and temporary suspension of a security freeze.
Requires a consumer reporting agency to notify the consumer in writing before removing the security freeze.
Identifies specified entities, including governmental agencies, to which these prohibitions and requirements do not apply.
Permits a consumer reporting agency to charge a fee for placing or temporarily suspending a security freeze on a consumer report.
Prohibits a consumer reporting agency from charging a fee for placing, removing, or temporarily suspending a security freeze if a consumer:
(1) has either filed a police report, or made a complaint to a police department concerning identity theft; or
(2) has received notice that a breach of data security has occurred with respect to information required by law to be maintained securely and in confidence.
Exempts specified entities from this Act, including certain aggregators and other agencies acting only as resellers of credit information which do not maintain a permanent data base of consumer information from which new consumer reports are produced.


... morehide bill summarySee Full Bill Text

Sponsor

• Rep. Carolyn Maloney [D, NY-14]
• and 1 Co-Sponsors
  • Rep. Paul Gillmor [R, OH-5]
  close

Committees

• House Financial Services
• 1 more
  • House Financial Services
  close

Amendments

This bill has no amendments.

Amendments to H.R.3316

Number	Status	Purpose

Bill Status

Make a Bill Status Widget (Close help)

OpenCongress widgets allow you to display information about bills and issue areas on your own website or blog. First, select which bill or issue you want to track, then customize the appearance of the panel, and finally paste a simple chunk of HTML into your site. Now your community will have an easy, up-to-date way to track the status of important bills and issues in Congress.

Introduced		Voted on by House		Voted on by Senate		Considered By President		Bill Becomes Law
August 02, 2007

Show All Actions (3 actions)Hide Actions

All Bill Actions

• Dec 10, 2007: Referred to the Subcommittee on Financial Institutions and Consumer Credit.
• Aug 02, 2007: Referred to the House Committee on Financial Services.
• Introduced on Aug 02, 2007.

---

Related Issue Areas:

• Security measures
• Identity theft
• Government information
• Fraud
• 9 more
• Fees
• Criminal justice information
• Criminal justice
• Credit bureaus
• Consumers
• Consumer protection
• Consumer education
• Consumer credit
• Finance

Data from the Congressional Research Service

In the News

We are not currently finding any news articles on this topic using our daily automated search of Google News. However, if you know of a relevant news article to display here, OpenCongress site editors have the ability to add it manually. Simply e-mail us the web address of this page and the web address of your suggested news article: We'll post relevant links as quickly as possible. Also, if this topic is important to you, you could write a letter to the editor -- if a news article refers this specific topic by name, a link to that news article is likely to appear here soon.

Blog Coverage

November 12, 2007 Credit Freeze Can Protect You from Identity Theft

HR.3316 Identity Theft Prevention Act of 2007 (House version) - referred to House committee August 2, 2007. You can go to the Senate or House Web sites and run searches on these for details of what they contain, but as you can see, ...

Was this article useful? Yes or No

Source: Real Estate Advice - Personal Finance Advice

Did you find this article useful? Your opinion counts - together, we're finding the very best news and blog coverage about Congress available on the web.

August 15, 2007 Security Freezes One Year Later

These three bills are S. 806, the Identity Theft Prevention Act; S. 1178, the Consumer ID Protection and Security Act; and the recently introduced HR 3316, Identity Theft Prevention Act of 2007. One obvious difference between this year ...

Was this article useful? Yes or No

Source: Credit Slips

Did you find this article useful? Your opinion counts - together, we're finding the very best news and blog coverage about Congress available on the web.

August 01, 2007 HR 3316, To amend the Fair Credit Reporting Act to provide ...

HR 3316 would amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports....

Was this article useful? Yes or No

Source: WashingtonWatch.com - Welcome to WashingtonWatc...

Did you find this article useful? Your opinion counts - together, we're finding the very best news and blog coverage about Congress available on the web.

See most useful blog posts

Information made available by: