| My Vote | All Votes |
| Aye | Ayes:0 |
| Nay | Nays:0 |
Homeowners' Defense Act of 2007
To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events.
Other Bill Titles
- Official: To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events. as introduced.
- Short: Homeowners' Defense Act of 2007 as passed house.
- Short: Homeowners' Defense Act of 2007 as reported to house.
- Short: Homeowners' Defense Act of 2007 as introduced.
11/8/2007--Passed House amended. Homeowners' Defense Act of 2007 - Declares that the purpose of this Act is to provide federal support for state-sponsored insurance programs to:
(1) help homeowners prepare for and recover from damages caused by natural catastrophes; and < more...
Voting History
| Date | Chamber | Question | Aye | Nay | Result |
| November 08, 2007 |
House |
On Passage: H R 3355 Homeowners’ Defense Act of 2007 |
258 |
155 |
Passed |
Details |
| November 08, 2007 |
House |
On Motion to Recommit with Instructions: H R 3355 Homeowners’ Defense Act of 2007 |
175 |
239 |
Failed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 11 to H R 3355 |
166 |
246 |
Failed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 6 to H R 3355 |
176 |
242 |
Failed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 4 to H R 3355 |
172 |
245 |
Failed |
Details |
| November 08, 2007 |
House |
On Passage: H R 3355 Homeowners’ Defense Act of 2007 |
258 |
155 |
Passed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 2 to H R 3355 |
168 |
249 |
Failed |
Details |
| November 08, 2007 |
House |
On Motion to Recommit with Instructions: H R 3355 Homeowners’ Defense Act of 2007 |
175 |
239 |
Failed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 1 to H R 3355 |
253 |
159 |
Agreed to |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 11 to H R 3355 |
166 |
246 |
Failed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 6 to H R 3355 |
176 |
242 |
Failed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 4 to H R 3355 |
172 |
245 |
Failed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 2 to H R 3355 |
168 |
249 |
Failed |
Details |
| November 08, 2007 |
House |
On Agreeing to the Amendment: Amendment 1 to H R 3355 |
253 |
159 |
Agreed to |
Details |
All Bill Actions
- Nov 13, 2007: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Nov 08, 2007: The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 3355.
- Passed roll in the House on Nov 08, 2007. On passage Passed by recorded vote: 258 - 155 (Roll no. 1074).
- Passed roll in the House on Nov 08, 2007. On passage Passed by recorded vote: 258 - 155 (Roll no. 1074). (text:a CR H13345-13348)
- Nov 08, 2007: On motion to recommit with instructions Failed by recorded vote: 175 - 239 (Roll no. 1073).
- Nov 08, 2007: The previous question on the motion to recommit with instructions was ordered without objection.
- Nov 08, 2007: DEBATE - The House proceeded with 10 minutes of debate on the Capito motion to recommit with instructions. The instructions contained in the motion see to require the bill to be reported back to the House with amendments adding a new section pertaining to prohibiting cross-subsidization from middle america.
- Nov 08, 2007: Mrs. Capito moved to recommit with instructions to Financial Services.
- Nov 08, 2007: The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.
- Nov 08, 2007: The previous question was ordered pursuant to the rule.
- Nov 08, 2007: The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3355.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Campbell amendment under the five-minute rule.
- Nov 08, 2007: VACATING REQUEST FOR RECORDED VOTE - Mr. Putnam asked unanimous consent to vacate his earlier request for a recorded vote on his amendment, to the end that the Chair put the question de novo. Agreed to without objection.
- Nov 08, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Shays amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Shays demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Shays amendment in the nature of a substitute under the five-minute rule.
- Nov 08, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Putnam amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Putnam demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Putnam amendment under the five-minute rule.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Brown-Waite (FL) amendment under the five-minute rule.
- Nov 08, 2007: The Committee resumed its sitting.
- Nov 08, 2007: The Committee of the Whole rose informally to receive a communication from the President.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Matheson amendment under the five-minute rule.
- Nov 08, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Manzullo amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Manzullo demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Manzullo amendment under the five-minute rule.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Castor amendment under the five-minute rule.
- Nov 08, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Roskam amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Roskam demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Roskam amendment under the five-minute rule.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Murphy (CT) amendment under the five-minute rule.
- Nov 08, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Roskam amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Roskam demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Roskam amendment under the five-minute rule.
- Nov 08, 2007: POSTPONED PROCEEDINGS - At the conclusion of debate on the Klein amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mrs. Capito demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
- Nov 08, 2007: DEBATE - The Committee of the Whole proceeded with debate on the Klein amendment under the five-minute rule.
- Nov 08, 2007: GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3355.
- Nov 08, 2007: The Speaker designated the Honorable Mike Ross to act as Chairman of the Committee.
- Nov 08, 2007: House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 802 and Rule XVIII.
- Nov 08, 2007: Rule provides for consideration of H.R. 3355 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. All points of order against consideration of the bill are waive except those arising under clause 9 or 10 of rule XXI. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.
- Nov 08, 2007: Considered under the provisions of rule H. Res. 802.
- Nov 08, 2007: Rule H. Res. 802 passed House.
- Nov 06, 2007: Rules Committee Resolution H. Res. 802 Reported to House. Rule provides for consideration of H.R. 3355 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. All points of order against consideration of the bill are waive except those arising under clause 9 or 10 of rule XXI. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.
- Added to calendar on Oct 31, 2007: Placed on the Union Calendar, Calendar No. 264..
- Oct 31, 2007: Reported (Amended) by the Committee on Financial Services. H. Rept. 110-419.
- Added to calendar on Sep 26, 2007: Ordered to be Reported (Amended) by the Yeas and Nays: 36 - 27..
- Sep 26, 2007: Committee Consideration and Mark-up Session Held.
- Sep 25, 2007: Committee Consideration and Mark-up Session Held.
- Sep 06, 2007: Subcommittee Hearings Held.
- Sep 05, 2007: Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.
- Sep 05, 2007: Referred to the Subcommittee on Housing and Community Opportunity.
- Aug 03, 2007: Referred to the House Committee on Financial Services.
- Introduced on Aug 03, 2007.
Bill Status
Amendments to H.R.3355
| Number |
Status |
Purpose |
| H.Amdt885 |
Pass |
An amendment numbered 17 printed in the Congressional Record to make technical and conforming changes; add a new title which inserts new provisions on reinsurance coverage for qualified reinsurance programs; and to insert provisions requiring a study on the need for conditional coverage of commercial residential lines of insurance. |
| H.Amdt886 |
Fail |
An amendment numbered 6 printed in the Congressional Record to insert clarifying language to the bill relating to best practices in building codes. |
| H.Amdt887 |
Pass |
An amendment numbered 14 printed in the Congressional Record to include language which clarifies mitigation measures and encourages state and local governments to develop comprehensive land use and zoning plans that include natural hazard mitigation. |
| H.Amdt888 |
Fail |
An amendment numbered 13 printed in the Congressional Record to insert clarifying language with respect to catastrophic loans and losses covered by such loans. |
| H.Amdt889 |
Withdrawn |
An amendment numbered 2 printed in the Congressional Record to insert provisions which help to limit developer overbuilding in areas subject to risk of catastrophic financial loss. |
| H.Amdt890 |
Fail |
An amendment numbered 1 printed in the Congressional Record to insert clarifying language relating to delinquency of loans made for assistance in connection with a natural or other major disaster. |
| H.Amdt891 |
Pass |
An amendment numbered 4 printed in the Congressional Record to require that annual reports shall include an assessment of the costs to states and regions associated with catastrophe risk and an analysis of the costs and benefits, for states not participating in the consortium. |
| H.Amdt892 |
Offered |
An amendment numbered 12 printed in the Congressional Record to insert clarifying language relating to price gouging. |
| H.Amdt893 |
Pass |
An amendment to modify the instruction prohibiting price gouging by replacing it with language discouraging price gouging. |
| H.Amdt894 |
Pass |
An amendment numbered 15 printed in the Congressional Record to insert language prohibiting use of Federal funds of any kind or from any Federal source (including any disaster or other financial assistance, loan proceeds, and any other assistance or subsidy) to repay a loan. |
| H.Amdt895 |
Fail |
An amendment in the nature of a substitute numbered 5 printed in the Congressional Record to insert a complete new text. |
| H.Amdt896 |
Withdrawn |
An amendment numbered 3 printed in the Congressional Record to provide for inclusion of business owners under the provisions of the bill. |
Bill Status
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| Introduced |  | Voted on by House |  | Voted on by Senate |  | Considered By President |  | Bill Becomes Law |
| August 03, 2007 | November 08, 2007 | | | |
In the News
The Homeowners Defense Act (HR 3355) is a dangerous step toward a federal government subsidy of property insurance coverage for natural disasters. ...
Source: National Center for Policy Analysis, TX
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HR 3355, "The Homeowners Defense Act of 2007," passed the House on November 8; "The Homeowners Defense Act of 2007," was introduced in the Senate on ...
Source: Insurance Journal, CA
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take different approaches to the issue and, combined with the recent legislation passed by the House of Representatives (HR 3355), set the stage for ...
Source: Insurance News Net (press release), PA
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Blog Coverage
John McCain, in his defense, did vote "No" on extending the 1994 Clinton Violent Crime Control and Law Enforcement Act (HR3355) in section 110102, restricted the manufacture, transfer, and possession of certain semi-automatic assault ...
April 26, 2008
Aia
Marc Racicot, president of the American Insurance Association (AIA), today issued a statement regarding the House vote to approve HR 3355, The Homeowners Defense Act of 2007. One subtle change in the new 2007 AIA documents involves the ...
United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity.
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For more info about the campaign contributions behind this bill, visit its page on 
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