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  <summary>	11/8/2007--Passed House amended. Homeowners' Defense Act of 2007 - Declares that the purpose of this Act is to provide federal support for state-sponsored insurance programs to: (1) help homeowners prepare for and recover from damages caused by natural catastrophes; and (2) promote the use of private market capital as a means to insure against such catastrophes.&lt;br/&gt;Title I: National Catastrophe Risk Consortium - (Sec. 101) Establishes the National Catastrophe Risk Consortium as a nonprofit, nonfederal entity to: (1) inventory catastrophe risk obligations held by state reinsurance funds, and state residual insurance market entities; (2) issue, on a conduit basis, securities and other financial instruments linked to catastrophe risks insured or reinsured through Consortium members; (3) act as a centralized repository of state risk information accessible by private-market participants seeking to participate in either such financial instruments or certain reinsurance contracts; and (4) perform research and analysis that encourages standardization of the risk-linked securities market.&lt;br/&gt;Makes eligible to join the Consortium any: (1) state that has established a reinsurance fund or has authorized operation of a state residual insurance market entity; or (2) state-sponsored provider of natural catastrophe insurance.&lt;br/&gt;(Sec. 107) Shields the federal government and the Consortium from liability arising from Consortium actions. Requires participating states to retain all catastrophe risk until completion of specified transactions. (Sec. 108) Authorizes appropriations for FY2008-FY2013.&lt;br/&gt;Title II: National Homeowners' Insurance Stabilization Program - (Sec. 201) Instructs the Secretary of the Treasury to implement a program to make liquidity loans and catastrophic loans to qualified reinsurance programs to: (1) ensure their solvency; (2) improve the availability and affordability of homeowners' insurance; (3) encourage risk transfer to the private capital and reinsurance markets; and (4) spread the risk of catastrophic financial loss resulting from natural disasters and catastrophic events.&lt;br/&gt;(Sec. 202) Prescribes terms and conditions for liquidity loans and catastrophic loans for qualified reinsurance programs. Authorizes the Secretary to enter into loan contracts.&lt;br/&gt;Requires as one prerequisite for such a loan to a qualified reinsurance program that before the loan is made the state or regional reinsurance program enter into an agreement with the Secretary that the state will not use federal funds of any kind or from any federal source (including any disaster or other financial assistance, loan proceeds, and any other assistance or subsidy) to repay the loan.&lt;br/&gt;Cites circumstances under which the Secretary is required to make loans upon request of a qualified reinsurance program.&lt;br/&gt;Limits the use of such loans solely to providing reinsurance or retrocessional coverage to underlying primary insurers or reinsurers for losses arising from specified personal residential lines of insurance.&lt;br/&gt;(Sec. 204) Authorizes the Secretary to establish a fee collection program to implement this Act.&lt;br/&gt;Instructs the Secretary to require full repayment of all loans made under this Act.&lt;br/&gt;Title III: Reinsurance Coverage for Qualified Reinsurance Programs - (Sec. 301) Authorizes the Secretary to make contracts for reinsurance coverage under this title available for purchase only by qualified reinsurance programs.&lt;br/&gt;(Sec. 302) Declares that contracts for reinsurance coverage made available under this title: (1) shall not displace or compete with the private insurance or reinsurance markets or the capital market; (2) shall minimize the administrative costs of the federal government; and (3) shall provide coverage based solely on insured losses covered by the qualified reinsurance program purchasing the contract.&lt;br/&gt;(Sec. 303) Specifies terms and conditions of qualified reinsurance programs, including: (1) a minimum attachment point; and (2) 90% coverage of insured losses in excess of retained losses.&lt;br/&gt;(Sec. 304) Sets the maximum aggregate potential federal liability for payment of claims under all reinsurance contracts sold in any single year at $200 billion, or such lesser amount as the Secretary determines based on review of the reinsurance market.&lt;br/&gt;Limits the authority of the Secretary to enter into reinsurance contracts for any fiscal year to the extent or in such amounts as are or have been provided in appropriation Acts for that fiscal year.&lt;br/&gt;(Sec. 305) Establishes in the Treasury the Federal Natural Catastrophe Reinsurance Fund, to be credited with amounts received annually from the sale of reinsurance contracts, appropriations, and any amounts earned on investments.&lt;br/&gt;Authorizes the Secretary to invest in U.S. bonds any amounts in the Fund in excess of current needs.&lt;br/&gt;Title IV: General Provisions - (Sec. 401) Prescribes criteria for a qualified reinsurance program under this Act.&lt;br/&gt;Directs the Secretary to establish procedures for state and regional reinsurance programs and certain state residual insurance market entities to apply for certification (and recertification) as qualified reinsurance programs.&lt;br/&gt;Requires each qualified reinsurance program (except any existing state residual insurance market entity, or state-sponsored provider of natural catastrophe insurance, deemed to be a qualified reinsurance program during an initial five-year transition period) to: (1) maintain risk-based capital in accordance with requirements established by the Secretary, in consultation with the National Association of Insurance Commissioners (NAIC) and consistent with the NAIC Risk-Based Capital Model Act; and (2) take into consideration asset risk, credit risk, underwriting risk, and other relevant risks.&lt;br/&gt;Directs the Secretary to recognize and give credit for the ability of any qualified reinsurance program to access capital through the liquidity loan program (established under title II of this Act) to the extent that such program is deficient in complying with any aspect of risk-based capital requirements.&lt;br/&gt;Requires the Secretary to increase the credit recognized and given for a qualified reinsurance program by an amount equal to the losses paid by the program as a result of a catastrophe.&lt;br/&gt;(Sec. 402) Directs the Secretary to study, on an expedited basis, the need for and impact of expanding the programs established by this Act to apply to insured losses of qualified reinsurance programs for losses arising from all commercial insurance policies covering properties composed predominantly of residential rental units (commercial residential lines of insurance).&lt;br/&gt;Requires the Secretary, to the extent a need to expand is determined, and that such expansion will be effective in increasing insurance capacity for the commercial residential insurance market, to: (1) apply the provisions of this Act, as appropriate, to any such insured losses of a qualified reinsurance program; and (2) provide restrictions, limitations, or conditions with respect to the programs under this Act that the Secretary deems appropriate, based on the study.&lt;br/&gt;</summary>
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      <title>To ensure the availability and affordability of homeowners' insurance coverage for catastrophic events.</title>
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      <text>Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.</text>
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      <text>The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 3355.</text>
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      <text>On passage Passed by recorded vote: 258 - 155 (Roll no. 1074).</text>
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      <text>On passage Passed by recorded vote: 258 - 155 (Roll no. 1074). (text:a CR H13345-13348)</text>
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      <text>On motion to recommit with instructions Failed by recorded vote: 175 - 239 (Roll no. 1073).</text>
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      <text>The previous question on the motion to recommit with instructions was ordered without objection.</text>
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      <text>DEBATE - The House proceeded with 10 minutes of debate on the Capito motion to recommit with instructions. The instructions contained in the motion see to require the bill to be reported back to the House with amendments adding a new section pertaining to prohibiting cross-subsidization from middle america.</text>
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      <text>Mrs. Capito moved to recommit with instructions to Financial Services.</text>
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      <text>The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.</text>
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      <text>The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3355.</text>
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      <text>DEBATE - The Committee of the Whole proceeded with debate on the Campbell amendment under the five-minute rule.</text>
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      <text>VACATING REQUEST FOR RECORDED VOTE - Mr. Putnam asked unanimous consent to vacate his earlier request for a recorded vote on his amendment, to the end that the Chair put the question de novo. Agreed to without objection.</text>
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      <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Shays amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Shays demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</text>
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      <text>DEBATE - The Committee of the Whole proceeded with debate on the Shays amendment in the nature of a substitute under the five-minute rule.</text>
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      <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Putnam amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Putnam demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</text>
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      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194557220</date>
      <datetime type="timestamp">Thu Nov 08 17:27:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154036</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Putnam amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194556740</date>
      <datetime type="timestamp">Thu Nov 08 17:19:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154035</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Brown-Waite (FL) amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194556620</date>
      <datetime type="timestamp">Thu Nov 08 17:17:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154034</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>The Committee resumed its sitting.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194556560</date>
      <datetime type="timestamp">Thu Nov 08 17:16:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154033</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>The Committee of the Whole rose informally to receive a communication from the President.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194556320</date>
      <datetime type="timestamp">Thu Nov 08 17:12:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154032</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Matheson amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194556260</date>
      <datetime type="timestamp">Thu Nov 08 17:11:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154031</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Manzullo amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Manzullo demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194555420</date>
      <datetime type="timestamp">Thu Nov 08 16:57:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154030</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Manzullo amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194555180</date>
      <datetime type="timestamp">Thu Nov 08 16:53:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154029</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Castor amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194555060</date>
      <datetime type="timestamp">Thu Nov 08 16:51:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154028</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Roskam amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Roskam demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194554220</date>
      <datetime type="timestamp">Thu Nov 08 16:37:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154027</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Roskam amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194553680</date>
      <datetime type="timestamp">Thu Nov 08 16:28:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154026</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Murphy (CT) amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194553560</date>
      <datetime type="timestamp">Thu Nov 08 16:26:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154025</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Roskam amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mr. Roskam demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194552900</date>
      <datetime type="timestamp">Thu Nov 08 16:15:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154024</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Roskam amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194552840</date>
      <datetime type="timestamp">Thu Nov 08 16:14:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154023</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>POSTPONED PROCEEDINGS - At the conclusion of debate on the Klein amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mrs. Capito demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194552120</date>
      <datetime type="timestamp">Thu Nov 08 16:02:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154022</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>DEBATE - The Committee of the Whole proceeded with debate on the Klein amendment under the five-minute rule.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194548940</date>
      <datetime type="timestamp">Thu Nov 08 15:09:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154021</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3355.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194548880</date>
      <datetime type="timestamp">Thu Nov 08 15:08:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">136152</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Considered under the provisions of rule H. Res. 802.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194548880</date>
      <datetime type="timestamp">Thu Nov 08 15:08:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">136154</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>The Speaker designated the Honorable Mike Ross to act as Chairman of the Committee.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194548880</date>
      <datetime type="timestamp">Thu Nov 08 15:08:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">154020</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Rule provides for consideration of H.R. 3355 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. All points of order against consideration of the bill are waive except those arising under clause 9 or 10 of rule XXI. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194548880</date>
      <datetime type="timestamp">Thu Nov 08 15:08:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">136153</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 802 and Rule XVIII.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194548280</date>
      <datetime type="timestamp">Thu Nov 08 14:58:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">136151</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Rule H. Res. 802 passed House.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1194399300</date>
      <datetime type="timestamp">Tue Nov 06 21:35:00 -0600 2007</datetime>
      <how nil="true"></how>
      <id type="integer">135979</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Rules Committee Resolution H. Res. 802 Reported to House. Rule provides for consideration of H.R. 3355 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. All points of order against consideration of the bill are waive except those arising under clause 9 or 10 of rule XXI. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1193867700</date>
      <datetime type="timestamp">Wed Oct 31 18:55:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">135374</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Reported (Amended) by the Committee on Financial Services. H. Rept. 110-419.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>calendar</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1193867700</date>
      <datetime type="timestamp">Wed Oct 31 18:55:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">135375</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Placed on the Union Calendar, Calendar No. 264.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>calendar</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1190779200</date>
      <datetime type="timestamp">Wed Sep 26 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">133777</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Ordered to be Reported (Amended) by the Yeas and Nays: 36 - 27.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1190779200</date>
      <datetime type="timestamp">Wed Sep 26 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">133776</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Committee Consideration and Mark-up Session Held.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1190692800</date>
      <datetime type="timestamp">Tue Sep 25 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">130507</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Committee Consideration and Mark-up Session Held.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1189051200</date>
      <datetime type="timestamp">Thu Sep 06 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">129938</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Subcommittee Hearings Held.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1188964800</date>
      <datetime type="timestamp">Wed Sep 05 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">128314</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Referred to the Subcommittee on Housing and Community Opportunity.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1188964800</date>
      <datetime type="timestamp">Wed Sep 05 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">128315</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1186113600</date>
      <datetime type="timestamp">Fri Aug 03 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">127234</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Referred to the House Committee on Financial Services.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>introduced</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">45843</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1186113600</date>
      <datetime type="timestamp">Fri Aug 03 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">127233</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text nil="true"></text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
  </actions>
  <roll-calls type="array">
    <roll-call>
      <abstains type="integer">19</abstains>
      <amendment-id type="integer" nil="true"></amendment-id>
      <ayes type="integer">258</ayes>
      <bill-id type="integer">45843</bill-id>
      <date type="timestamp">Thu Nov 08 18:46:00 -0600 2007</date>
      <democratic-position type="boolean">true</democratic-position>
      <filename nil="true"></filename>
      <hot-date type="timestamp" nil="true"></hot-date>
      <id type="integer">2708</id>
      <is-hot type="boolean" nil="true"></is-hot>
      <nays type="integer">155</nays>
      <number type="integer">1074</number>
      <page-views-count type="integer">73</page-views-count>
      <presents type="integer">0</presents>
      <question>On Passage: H R 3355 Homeowners&#8217; Defense Act of 2007</question>
      <republican-position type="boolean">false</republican-position>
      <required>1/2</required>
      <result>Passed</result>
      <roll-type>On Passage</roll-type>
      <title nil="true"></title>
      <updated type="timestamp">Thu Nov 08 19:24:22 -0600 2007</updated>
      <where>house</where>
    </roll-call>
    <roll-call>
      <abstains type="integer">18</abstains>
      <amendment-id type="integer" nil="true"></amendment-id>
      <ayes type="integer">175</ayes>
      <bill-id type="integer">45843</bill-id>
      <date type="timestamp">Thu Nov 08 18:38:00 -0600 2007</date>
      <democratic-position type="boolean">false</democratic-position>
      <filename nil="true"></filename>
      <hot-date type="timestamp" nil="true"></hot-date>
      <id type="integer">3430</id>
      <is-hot type="boolean" nil="true"></is-hot>
      <nays type="integer">239</nays>
      <number type="integer">1073</number>
      <page-views-count type="integer">7</page-views-count>
      <presents type="integer">0</presents>
      <question>On Motion to Recommit with Instructions: H R 3355 Homeowners&#8217; Defense Act of 2007</question>
      <republican-position type="boolean">true</republican-position>
      <required>1/2</required>
      <result>Failed</result>
      <roll-type>On Motion to Recommit with Instructions</roll-type>
      <title nil="true"></title>
      <updated type="timestamp">Thu Nov 08 19:23:43 -0600 2007</updated>
      <where>house</where>
    </roll-call>
    <roll-call>
      <abstains type="integer">25</abstains>
      <amendment-id type="integer" nil="true"></amendment-id>
      <ayes type="integer">166</ayes>
      <bill-id type="integer">45843</bill-id>
      <date type="timestamp">Thu Nov 08 18:06:00 -0600 2007</date>
      <democratic-position type="boolean">false</democratic-position>
      <filename nil="true"></filename>
      <hot-date type="timestamp" nil="true"></hot-date>
      <id type="integer">3667</id>
      <is-hot type="boolean" nil="true"></is-hot>
      <nays type="integer">246</nays>
      <number type="integer">1072</number>
      <page-views-count type="integer">8</page-views-count>
      <presents type="integer">0</presents>
      <question>On Agreeing to the Amendment: Amendment 11 to H R 3355</question>
      <republican-position type="boolean">true</republican-position>
      <required>1/2</required>
      <result>Failed</result>
      <roll-type>On Agreeing to the Amendment</roll-type>
      <title nil="true"></title>
      <updated type="timestamp">Thu Nov 08 19:23:02 -0600 2007</updated>
      <where>house</where>
    </roll-call>
    <roll-call>
      <abstains type="integer">19</abstains>
      <amendment-id type="integer" nil="true"></amendment-id>
      <ayes type="integer">176</ayes>
      <bill-id type="integer">45843</bill-id>
      <date type="timestamp">Thu Nov 08 18:00:00 -0600 2007</date>
      <democratic-position type="boolean">false</democratic-position>
      <filename nil="true"></filename>
      <hot-date type="timestamp" nil="true"></hot-date>
      <id type="integer">3316</id>
      <is-hot type="boolean" nil="true"></is-hot>
      <nays type="integer">242</nays>
      <number type="integer">1071</number>
      <page-views-count type="integer">8</page-views-count>
      <presents type="integer">0</presents>
      <question>On Agreeing to the Amendment: Amendment 6 to H R 3355</question>
      <republican-position type="boolean">true</republican-position>
      <required>1/2</required>
      <result>Failed</result>
      <roll-type>On Agreeing to the Amendment</roll-type>
      <title nil="true"></title>
      <updated type="timestamp">Thu Nov 08 19:22:22 -0600 2007</updated>
      <where>house</where>
    </roll-call>
    <roll-call>
      <abstains type="integer">20</abstains>
      <amendment-id type="integer" nil="true"></amendment-id>
      <ayes type="integer">172</ayes>
      <bill-id type="integer">45843</bill-id>
      <date type="timestamp">Thu Nov 08 17:50:00 -0600 2007</date>
      <democratic-position type="boolean">false</democratic-position>
      <filename nil="true"></filename>
      <hot-date type="timestamp" nil="true"></hot-date>
      <id type="integer">3553</id>
      <is-hot type="boolean" nil="true"></is-hot>
      <nays type="integer">245</nays>
      <number type="integer">1070</number>
      <page-views-count type="integer">10</page-views-count>
      <presents type="integer">0</presents>
      <question>On Agreeing to the Amendment: Amendment 4 to H R 3355</question>
      <republican-position type="boolean">true</republican-position>
      <required>1/2</required>
      <result>Failed</result>
      <roll-type>On Agreeing to the Amendment</roll-type>
      <title nil="true"></title>
      <updated type="timestamp">Thu Nov 08 19:21:43 -0600 2007</updated>
      <where>house</where>
    </roll-call>
    <roll-call>
      <abstains type="integer">20</abstains>
      <amendment-id type="integer" nil="true"></amendment-id>
      <ayes type="integer">168</ayes>
      <bill-id type="integer">45843</bill-id>
      <date type="timestamp">Thu Nov 08 17:42:00 -0600 2007</date>
      <democratic-position type="boolean">false</democratic-position>
      <filename nil="true"></filename>
      <hot-date type="timestamp" nil="true"></hot-date>
      <id type="integer">4276</id>
      <is-hot type="boolean" nil="true"></is-hot>
      <nays type="integer">249</nays>
      <number type="integer">1069</number>
      <page-views-count type="integer">6</page-views-count>
      <presents type="integer">0</presents>
      <question>On Agreeing to the Amendment: Amendment 2 to H R 3355</question>
      <republican-position type="boolean">true</republican-position>
      <required>1/2</required>
      <result>Failed</result>
      <roll-type>On Agreeing to the Amendment</roll-type>
      <title nil="true"></title>
      <updated type="timestamp">Thu Nov 08 19:21:05 -0600 2007</updated>
      <where>house</where>
    </roll-call>
    <roll-call>
      <abstains type="integer">25</abstains>
      <amendment-id type="integer" nil="true"></amendment-id>
      <ayes type="integer">253</ayes>
      <bill-id type="integer">45843</bill-id>
      <date type="timestamp">Thu Nov 08 17:22:00 -0600 2007</date>
      <democratic-position type="boolean">true</democratic-position>
      <filename nil="true"></filename>
      <hot-date type="timestamp" nil="true"></hot-date>
      <id type="integer">3253</id>
      <is-hot type="boolean" nil="true"></is-hot>
      <nays type="integer">159</nays>
      <number type="integer">1068</number>
      <page-views-count type="integer">9</page-views-count>
      <presents type="integer">0</presents>
      <question>On Agreeing to the Amendment: Amendment 1 to H R 3355</question>
      <republican-position type="boolean">false</republican-position>
      <required>1/2</required>
      <result>Agreed to</result>
      <roll-type>On Agreeing to the Amendment</roll-type>
      <title nil="true"></title>
      <updated type="timestamp">Thu Nov 08 19:20:05 -0600 2007</updated>
      <where>house</where>
    </roll-call>
  </roll-calls>
</bill>
