U.S. Congress - H.R.3725 Mortgage Disclosure Simplification Act of 2007
H.R.3725 - Mortgage Disclosure Simplification Act of 2007
To amend the Real Estate Settlement Procedures Act of 1974 to require the submission to each borrower under a federally related mortgage loan of a one-page description of the essential terms of the loan. view all titles (2)
All Bill Titles
- Official: To amend the Real Estate Settlement Procedures Act of 1974 to require the submission to each borrower under a federally related mortgage loan of a one-page description of the essential terms of the loan. as introduced.
- Short: Mortgage Disclosure Simplification Act of 2007 as introduced.
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Official Summary
10/2/2007--Introduced.Mortgage Disclosure Simplification Act of 2007 - Amends the Real Estate Settlement Procedures Act of 1974 to instruct the Secretary of Housing and Urban Development to develop and prescribe standard written forms stating the essential terms of a federally related mortOfficial Summary
10/2/2007--Introduced.Mortgage Disclosure Simplification Act of 2007 - Amends the Real Estate Settlement Procedures Act of 1974 to instruct the Secretary of Housing and Urban Development to develop and prescribe standard written forms stating the essential terms of a federally related mortgage loan, which lenders or mortgage brokers shall provide to prospective mortgagors. Requires such disclosures to include:
(1) a statement of terms regarding a federally related mortgage loan; and
(2) a statement of basic easy-to-understand definitions or explanations of such terms.
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Recent Blog Coverage
JustOneMinute: Debate Night Open Thread
Because Americans don't vote for President based upon a candidates' position on H.R. 3725 or whatever. Voting for President is a very emotional experience. * McCain won this third-and-final debate. ...
bills sponsored or cosponsored by congressman patrick mchenry in ...
mortgage disclosure simplification act of 2007 (introduced in house)[hr3725.ih ] 47 . proposing a balanced budget amendment to the constitution of the united states. (introduced in house)[hjres.1.ih ] 48 . resolved, that the following ...
bill introduced: hr3725 mortgage disclosure simplification act of 2007
to amend the real estate settlement procedures act of 1974 to require the submission to each borrower under a federally related mortgage loan of a one-page description of the essential terms of the loan.
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