2008-12-01T00:00:00Z opencongress.org tag:opencongress.org,2007:/bill/blog/46918 tag:opencongress.org,2008-12-01:/commentary/3522809 2008-12-01T00:00:00Z Florida Mortgage Report ... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...<br /><br /><a href="http://flmortgagereport.com/?p=995">Go to article</a> tag:opencongress.org,2008-11-29:/commentary/3507610 2008-11-29T00:00:00Z Jason's Blog ... house prices (1), housing (2), housing bubble (1), housing crisis (1), housing inventory (8), housing market (15), housing market subprime (3), housing prices (2), housing slump (5), hovnanian (1), how to (1), hr 3915 (1), hud (2) ...<br /><br /><a href="http://activerain.com/blogsview/812560/Learn-to-Adapt-and-Get-OUR-of-Your-Comfort-Zone">Go to article</a> tag:opencongress.org,2008-11-27:/commentary/3485809 2008-11-27T00:00:00Z Florida Mortgage Report ... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...<br /><br /><a href="http://flmortgagereport.com/?p=994">Go to article</a> tag:opencongress.org,2008-11-25:/commentary/3474924 2008-11-25T00:00:00Z jennifer_nicole_lee hr 3915 · upbeat christmas songs · ttx hooligun · government information of private medica · rules for multiplying trinomials · jeff wylers used vehicles · trism · auto public auctions orlando fl · fr<br /><br /><a href="http://blog.3dnews.ru/users/jennifer_nicole_lee/post90491744/">Go to article</a> tag:opencongress.org,2008-11-21:/commentary/3431803 2008-11-21T00:00:00Z Coastal Real Estate and Lifestyles ... mortgage update mold moisture MLS Mavericks map search Main Street litigation prevention list liability prevention legislation law Landlords internet marketing inspection information management information industry HR 3915 HR 3648 ...<br /><br /><a href="http://mariansbennett.com/blog/2008/11/21/home-loan-donts-from-keller-esplana/">Go to article</a> tag:opencongress.org,2008-11-20:/commentary/3495445 2008-11-20T00:00:00Z National Realty News - Real Estate Industry News In November 2007, Congress noted the necessity of treating all origination channels equally with the passage of H.R. 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007.” In addition, NAMB’s comment letter, submitted to ...<br /><br /><a href="http://nationalrealtynews.com/content/templates/?a=1395&z=0">Go to article</a> tag:opencongress.org,2008-11-20:/commentary/3455239 2008-11-20T00:00:00Z DC & the Maryland Burbs Real Estate Blog ... house cleaning (1), housing (1), hr 3915 (1), human nature (1), hurricane (2), icc (1), illegal immigrants (1), individual (1), inflation (1), integrity (1), intercounty connector (1), interest rate increase (1), interest rates (1) ...<br /><br /><a href="http://activerain.com/blogsview/798795/Olney-Golf-Parkmaking-a-difference-one-swing-at-a-time">Go to article</a> tag:opencongress.org,2008-11-20:/commentary/3393777 2008-11-20T00:00:00Z Le Journal de Frites "The United States House of Representatives passed H.R.3915 "The Mortgage Reform and Anti-Predatory Lending Act of 2007" in November, 2007. It remains before the United States Senate.[3] The House bill would require lenders write ...<br /><br /><a href="http://grndexter.livejournal.com/93976.html">Go to article</a> tag:opencongress.org,2008-11-20:/commentary/3393773 2008-11-20T00:00:00Z Total Financial Fitness Blog ... homecomings (1), home equity (1), home equity line (2), homeowners (3), hope (2), houseing (1), housing (1), housing recovery (1), hr 3915 (2), hud (3), humor (1), hurricane (1), hydogen (1), hyper inflation (1), hypocrisy (1) ...<br /><br /><a href="http://activerain.com/blogsview/799501/Are-we-really-headed-for-a-deflationary-spiral">Go to article</a> tag:opencongress.org,2008-11-20:/commentary/3393772 2008-11-20T00:00:00Z Florida Mortgage Report ... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...<br /><br /><a href="http://flmortgagereport.com/?p=982">Go to article</a> tag:opencongress.org,2008-11-18:/commentary/3495447 2008-11-18T00:00:00Z Coastal Real Estate and Lifestyles ... mortgage update mold moisture MLS Mavericks map search Main Street litigation prevention list liability prevention legislation law Landlords internet marketing inspection information management information industry HR 3915 HR 3648 ...<br /><br /><a href="http://mariansbennett.com/blog/2008/11/19/a-half-moon-bay-sunset/">Go to article</a> tag:opencongress.org,2008-11-18:/commentary/3474926 2008-11-18T00:00:00Z Untitled ... HR 3221 · HR 3915 · HR 5140 · HR 5830 · HR 6254 · Lending Ethics · loan modifications · MBA Convention · Mortgage Fraud · Mortgage Industry Legislation · mortgage industry regulation<br /><br /><a href="http://titanlenderscorp.com/blog/2008/11/18/commentary-mandatory-mortgage-modifications-and-the-us-consitution/">Go to article</a> tag:opencongress.org,2008-11-18:/commentary/3431804 2008-11-18T00:00:00Z Call This Realtor Now greensboro area homes foreclosures mortgage financing greensboro homes for sale Mortgage Reform and Anti Predatory Lending Act of 2007 HR 3915 homes for sale in greesboro Fixed Rate Loans First Time Homebuyer greensboro buyers agent ...<br /><br /><a href="http://www.callthisrealtornow.com/real-estate-news/financing-news/its-a-real-estate-boom-for-first-time-home-buyers">Go to article</a> tag:opencongress.org,2008-11-17:/commentary/3317380 2008-11-17T00:00:00Z Mortgage Broker Coaching, LLC In November 2007, Congress noted the necessity of treating all origination channels equally with the passage of HR 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007.” In addition, NAMB’s comment letter, submitted to HUD ...<br /><br /><a href="http://www.mortgagebrokercoaching.com/2008/11/national-associ.html">Go to article</a> tag:opencongress.org,2008-11-16:/commentary/3495452 2008-11-16T00:00:00Z Jason's Blog ... house prices (1), housing (2), housing bubble (1), housing crisis (1), housing inventory (8), housing market (15), housing market subprime (3), housing prices (2), housing slump (5), hovnanian (1), how to (1), hr 3915 (1), hud (2) ...<br /><br /><a href="http://activerain.com/blogsview/784068/Note-on-Eagle-Chamber-Meeting-Today-Nov-11">Go to article</a> tag:opencongress.org,2008-11-15:/commentary/3393776 2008-11-15T00:00:00Z Coastal Real Estate and Lifestyles ... mortgage update mold moisture MLS Mavericks map search Main Street litigation prevention list liability prevention legislation law Landlords internet marketing inspection information management information industry HR 3915 HR 3648 ...<br /><br /><a href="http://mariansbennett.com/blog/2008/11/15/do-you-want-to-watch-price-reductions/">Go to article</a> tag:opencongress.org,2008-11-10:/commentary/3495461 2008-11-10T00:00:00Z Richard's Real Estate Thoughts ... house financial services committee (1), housing assistance tax act (1), housing bill (13), housing counseling (2), housing crisis (1), housing law (5), housing market (1), housing rescue (1), hp 1177 (1), hr 3221 (1), hr 3915 (1) ...<br /><br /><a href="http://activerain.com/blogsview/782318/Down-Payment-Assistance-Needed-Call-Congress-for-upcoming-lameduck-session">Go to article</a> tag:opencongress.org,2008-11-02:/commentary/3495458 2008-11-02T00:00:00Z Michael's Blog Aren't these the same people that opposed the elimination of the yield spread premium in HR-3915 ? :-). 05/13/2008 05:46 PM, by David Saks - Real Estate Broker (The Real Estate Mart of Tennessee, Inc.) Richard, solid comment. ...<br /><br /><a href="http://activerain.com/blogsview/508619/Banker-Groups-Dissent-HARD-On-The-Home-Valuation-Code-of-Conduct">Go to article</a> tag:opencongress.org,2008-11-02:/commentary/3393767 2008-11-02T00:00:00Z Mortgage Foundation I'm writing this post out of the recent disgust that I have for recent policy maker decisions. These decisions are being made for "the benefit" of everyone, when more realistically they are knee jerk reactions by poorly informed p...<br /><br /><a href="http://www.mtgfoundation.com/2007/12/hr-3915-mortgage-reform-legislation.html/">Go to article</a> tag:opencongress.org,2008-11-01:/commentary/3193834 2008-11-01T00:00:00Z Mississippi Atheists [CQ House Presidential Support Scores, 109th Congress; HR 3915, Vote 1118, 11/15/2007] In addition, while Senator Wicker has voted against students, the interests of our economy, and increasing the minimum wage he has repeatedly taken ...<br /><br /><a href="http://www.msatheists.org/2008/11/roger-wicker-bad-for-mississippi.html">Go to article</a> tag:opencongress.org,2008-10-31:/commentary/3495446 2008-10-31T00:00:00Z Bill For Georgia Blogosphere Jack voted against the Anti-Predatory Lending Act (HR 3915), but he was and is for financial deregulation; in 2006 he said:. Despite the critics, it is clear that our economy is rocking and rolling like never before! ...<br /><br /><a href="http://billforgeorgia.blogspot.com/2008/10/jack-kingston-before-bachman-worse-than.html">Go to article</a> tag:opencongress.org,2008-10-28:/commentary/3137787 2008-10-28T00:00:00Z VIVIAN J. PAIGE | All Politics is Local [HR 3915, Vote # 1118, 11/15/07]. I can see no reason for voting against this bill. I’ve been around the mortgage business for twenty years. And when I talk to my clients in this business, I find that they mostly agree with this. ...<br /><br /><a href="http://blog.vivianpaige.com/2008/10/28/drake-profited-from-foreclosures/">Go to article</a> tag:opencongress.org,2008-10-24:/commentary/3393766 2008-10-24T00:00:00Z LeadPress H.R. 3915, otherwise known as H .R. 3915 the Mortgage Reform and Anti-Predatory Lending Act of 2007, is poised to effectively end the practice of brokering mortgage loans as we know it by eliminating YSP or Yield Spread Premium. ...<br /><br /><a href="http://leadpress.com/industry-news/hr-3915-mortgage-reform-act/">Go to article</a> tag:opencongress.org,2008-10-24:/commentary/3104628 2008-10-24T00:00:00Z PLI - MP3 Audio Russell J. Bruemmer; HR 3915, CRS Summary as of 11/15/2007, Mortgage Reform and Anti-Predatory Lending Act of 2007 Russell J. Bruemmer; Statements on Introduced Bills and Joint Resolutions (Senate - December 12, 2007) ...<br /><br /><a href="http://www.pli.edu/re.asp?ID=20331">Go to article</a> tag:opencongress.org,2008-10-23:/commentary/3495448 2008-10-23T00:00:00Z PLI - MP3 Audio Russell J. Bruemmer; H.R. 3915, CRS Summary as of 11/15/2007, Mortgage Reform and Anti-Predatory Lending Act of 2007 Russell J. Bruemmer; Statements on Introduced Bills and Joint Resolutions (Senate - December 12, 2007) ...<br /><br /><a href="http://www.pli.edu/product/mp3_detail.asp?id=51490">Go to article</a> tag:opencongress.org,2008-10-23:/commentary/3393775 2008-10-23T00:00:00Z The Mortgage Insider Blog Case In Point: HR 3915 “The Mortgage Reform and Anti-Predatory Lending Act of 2007” if passed will effectively eliminate mortgage brokers from the home lending landscape. This bill basically blames all the foreclosures on the brokers ...<br /><br /><a href="http://themortgageinsider.net/mortgage-news/washington-mutual-mortgage-appraisal-scandal/">Go to article</a> tag:opencongress.org,2008-10-21:/commentary/3393774 2008-10-21T00:00:00Z Ellen's Illinois Tenth Congressional District Blog Kirk voted for an amendment to HR 3915 that would have removed a section of the bill prohibiting irresponsible lending practices and balloon payments on high-cost mortgages. [House Vote 1116, HR 3915, 11/15/07] ...<br /><br /><a href="http://ellenofthetenth.blogspot.com/2008/10/and-too-little-too-late-grandstanding.html">Go to article</a> tag:opencongress.org,2008-10-20:/commentary/3074158 2008-10-20T00:00:00Z About Small Business Loan Lendfast.com Self-working borrowers will be hurt the most had better Senate Democrats have their way with the proposed bill HR 3915. Administration Business Debt Financing Loan Personal Small Fort Worth Unsecured Small Business Loan ...<br /><br /><a href="http://whoseloan.com/?p=320">Go to article</a> tag:opencongress.org,2008-10-14:/commentary/3022070 2008-10-14T00:00:00Z Bill For Georgia Blogosphere On November 2007, 291 members of the US House voted for HR 3915: Mortgage Reform and Anti-Predatory Lending Act of 2007. All of Georgia's Democratic representatives voted Yea; all Ga. Republican representatives voted Nay, including Jack ...<br /><br /><a href="http://billforgeorgia.blogspot.com/2008/10/anti-predatory-lending-act-jack-kington.html">Go to article</a> tag:opencongress.org,2008-10-13:/commentary/3051127 2008-10-13T00:00:00Z meandering mind. ... american housing rescue and foreclosure prevention act (hr 3221, may 2008); mortgage reform and anti-predatory lending act of 2007 (hr3915) on november 15; office of federal housing enterprise office (ofheo): regulator of gses, ...<br /><br /><a href="http://pip713.wordpress.com/2008/10/13/22/">Go to article</a> tag:opencongress.org,2008-10-11:/commentary/3137802 2008-10-11T00:00:00Z North Fulton Democrats ... trying to unseat Republican Lynn Westmoreland in the 3rd congressional district, is going on the offense with a new ad criticizing his opponent’s vote against the Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR3915). ...<br /><br /><a href="http://www.northfultondemocrats.org/?p=905">Go to article</a> tag:opencongress.org,2008-10-11:/commentary/3137794 2008-10-11T00:00:00Z Georgia Politics Unfiltered ... trying to unseat republican lynn westmoreland in the 3rd congressional district, is going on the offense with a new ad criticizing his opponent's vote against the mortgage reform and anti-predatory lending act of 2007 (hr3915). ...<br /><br /><a href="http://georgiaunfiltered.blogspot.com/2008/10/stephen-camp-to-run-ad-against-lynn.html">Go to article</a> tag:opencongress.org,2008-10-11:/commentary/3137789 2008-10-11T00:00:00Z Middleboro Review After a series of hearings in 2007 held by the Financial Services Committee highlighting the Fed's inaction under HOEPA, on November 15, 2007 the House passed comprehensive subprime lending legislation (HR 3915, the "Mortgage Reform and ...<br /><br /><a href="http://middlebororeview.blogspot.com/2008/10/rep-barney-frank-explains-bailout.html">Go to article</a> tag:opencongress.org,2008-10-11:/commentary/3032250 2008-10-11T00:00:00Z Eastvale Community Only after the Democrats took control of the Congress and initiated specific legislative reforms (HR 3915) did Federal Reserve Chairman Ben Bernanke finally issue regulations under the very authority they have had since 1994. ...<br /><br /><a href="http://eastvalecommunity.blogspot.com/2008/10/truth.html">Go to article</a> tag:opencongress.org,2008-10-11:/commentary/3010677 2008-10-11T00:00:00Z REO, Short Sale and Foreclosures Only after the Democrats took control of the Congress and initiated specific legislative reforms (HR 3915) did Federal Reserve Chairman Ben Bernanke finally issue regulations under the very authority they have had since 1994. ...<br /><br /><a href="http://whittiershortsales.blogspot.com/2008/10/truth.html">Go to article</a> tag:opencongress.org,2008-10-07:/commentary/2984592 2008-10-07T00:00:00Z PLI - On-Demand Web Programs Bruemmer; HR 3915, CRS Summary as of 11/15/2007, Mortgage Reform and Anti-Predatory Lending Act of 2007 Russell J. Bruemmer; Statements on Introduced Bills and Joint Resolutions (Senate - December 12, 2007) Russell J. ...<br /><br /><a href="http://www.pli.edu/re.asp?ID=17807">Go to article</a> tag:opencongress.org,2008-10-06:/commentary/3137805 2008-10-06T00:00:00Z Salt Lake City Real Estate Blog 15 as part of HR 3915. While it is unlikely that Congress will act on this legislation by the end of the year, it is not out of the realm of possibility. And with housing still a top issue for the nation, I suspect there will be some ...<br /><br /><a href="http://saltlakecityblog.blogspot.com/2008/10/appraisal-independence.html">Go to article</a> tag:opencongress.org,2008-10-06:/commentary/2984593 2008-10-06T00:00:00Z Stories from a Blog Lover On October 22, the chair of the Committee on Financial Services of the House of Representatives and co-sponsors introduced the Mortgage Reform and Anti-Predatory Lending Act of 2007, HR 3915…. .<br /><br /><a href="http://bloglover103.travelblogs.peru.com/2008/10/06/banking-and-financial/">Go to article</a> tag:opencongress.org,2008-10-03:/commentary/2944589 2008-10-03T00:00:00Z Paul F Davis - Weblog Only after the Democrats took control of the Congress and initiated specific legislative reforms (HR 3915) did Federal Reserve Chairman Ben Bernanke finally issue regulations under the very authority they have had since 1994. ...<br /><br /><a href="http://paulfdavis.wordpress.com/2008/10/03/reform-of-fannie-mae-freddie-mac-homeownership-equity-protection-act/">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/3137790 2008-10-01T00:00:00Z What IS Right for Virginia ... steering people toward risky subprime loans. [HR 3915, Vote #1118, 11/15/2007.] ### Tom Perriello for Congress * PO Box 306 * Ivy, VA 22945 * 434-882-4163 www.perrielloforcongress.com Paid for and authorized by Perriello for Congress.<br /><br /><a href="http://southeastvirginia.blogspot.com/2008/10/perriello-campaign-press-release-not.html">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2944591 2008-10-01T00:00:00Z iVote Seminole County This stance is interesting since in 2007 Feeney voted NO on HR 3915: The Truth in Lending Act. This act was designed to reform consumer mortage practices by providing stricter liscencing and accountability especially in regards to ...<br /><br /><a href="http://ivoteseminolecounty.blogspot.com/2008/10/tom-feeny-against-bail-out-for-less.html">Go to article</a> tag:opencongress.org,2008-10-01:/commentary/2944590 2008-10-01T00:00:00Z More Than A Pretty Face He testified on October 24, 2007 before the House Committee on Financial Services on HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007. Just a few tidbits that the MSM hasn't spoken about. Senator McCain's hands are ...<br /><br /><a href="http://mscjayspeaks.blogspot.com/2008/10/few-things-you-should-know.html">Go to article</a> tag:opencongress.org,2008-09-30:/commentary/3137791 2008-09-30T00:00:00Z WataugaWatch Foxx voted NO on HR 3915, "The Mortgage Reform and Anti-Predatory Lending Act," which would have established licensing and registration requirements for residential mortgage originators and would have provided certain minimum standards ...<br /><br /><a href="http://www.wataugawatch.net/2008/09/virginia-foxx-what-me-worry.html">Go to article</a> tag:opencongress.org,2008-09-29:/commentary/2929207 2008-09-29T00:00:00Z Nick Sparks for congress He voted against the Mortgage Reform and Anti-Subprime Lending Act (HR 3915). The purpose of that legislation was to make requirements for mortgage loans originators uniform and would have required a full disclosure of the maximum costs ...<br /><br /><a href="http://nicksparksforcongress.blogspot.com/2008/09/hey-robert-its-ok-to-be-bi-partisan.html">Go to article</a> tag:opencongress.org,2008-09-29:/commentary/2922043 2008-09-29T00:00:00Z The Provocateur Furthermore, last fall, Barney Frank wasted everyone's time for a month with HR 3915. He attempted to remove Yield Spread Premium, a tool of a mortgage broker to make money, and that would have ended the mortgage broker industry. ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2008/09/bailout-inmates-are-running-asylum.html">Go to article</a> tag:opencongress.org,2008-09-28:/commentary/3137795 2008-09-28T00:00:00Z DallasDirt Those new rules combined with HR 3915, the ‘The Mortgage Reform and Anti-Predatory Lending Act of 2007’, which the House passed last year—and that Senator Dodd assures me the Senate will address this year–will make the problem of ...<br /><br /><a href="http://dallasdirt.dmagazine.com/2008/09/28/700-billion-bail-out-passes-congress-wamu-execs-make-out-like-bandits/">Go to article</a> tag:opencongress.org,2008-09-27:/commentary/3137798 2008-09-27T00:00:00Z eLetters Musgrave voted against reforming mortgage practices and preventing predatory lending less than a year ago (H HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007). We don’t need politicians who backtrack; we need those ...<br /><br /><a href="http://blogs.denverpost.com/eletters/2008/09/27/financial-crisis-and-bailout-9-letters-2/">Go to article</a> tag:opencongress.org,2008-09-25:/commentary/3137793 2008-09-25T00:00:00Z Capitol Annex [hr 3915, vote # 1118, 11/15/07]. mccaul was against the ‘say on pay’ measure to end golden parachutes. in 2007, mccaul voted against legislation to allow shareholders of public companies to vote on a company’s executive compensation ...<br /><br /><a href="http://capitolannex.com/2008/09/25/tx-cd-19-doherty-highlights-mccauls-catering-to-wall-street-special-interests/">Go to article</a> tag:opencongress.org,2008-09-24:/commentary/2885194 2008-09-24T00:00:00Z Bay Buzz Mitchell, 61, questioned Bilirakis’ votes against the Housing and Economic Recovery Act of 2008, which includes provisions for foreclosure assistance, and HR 3915, designed to curtail predatory lending practices. ...<br /><br /><a href="http://blogs.tampabay.com/baybuzz/2008/09/mitchell-challe.html">Go to article</a> tag:opencongress.org,2008-09-23:/commentary/3137788 2008-09-23T00:00:00Z Remember the Constitution? hr 3915 would create a national licensing system for loan originators and attempts to limit the payment of yield spread premiums or other incentives used to steer borrowers into higher cost loans. the bill would also require lenders to ...<br /><br /><a href="http://usaconstitution.wordpress.com/2008/09/23/housing-mess-and-congress-2007/">Go to article</a> tag:opencongress.org,2008-09-21:/commentary/3495455 2008-09-21T00:00:00Z Madville Times Unfortunately, if these low-incomes do this even with more help from the 'Bailout' and all these other bills, and there's even MORE than these,HR-1852, HR-3915, HR-4351, HR-3996, HR-2206 & HR-1562, then they will probably do as they ...<br /><br /><a href="http://madvilletimes.blogspot.com/2008/09/bush-wants-700b-blank-check-for.html">Go to article</a> tag:opencongress.org,2008-09-17:/commentary/3137792 2008-09-17T00:00:00Z Conservative Blog: Right Commentary Congress has several ideas on the table to consider (HR 5830, HR 3915, HR 5818, S. 2338, S. 2636, just to name a few). Is setting up a new RTC to deal with the current crisis a good idea? To my Congressional readers - of whom there are ...<br /><br /><a href="http://www.rightcommentary.com/2008/09/17/can-congress-bailout-the-us-financial-system-should-it/">Go to article</a> tag:opencongress.org,2008-09-16:/commentary/3137796 2008-09-16T00:00:00Z Appraisal Insight 15 as part of hr 3915. while it is unlikely that congress will act on this legislation by the end of the year, it is not out of the realm of possibility. and with housing still a top issue for the nation, i suspect there will be some ...<br /><br /><a href="http://narblog1.realtors.org/mvtype/appraisalinsight/2008/09/congresswoman_biggert_promotes_1.html">Go to article</a> tag:opencongress.org,2008-09-15:/commentary/3137797 2008-09-15T00:00:00Z Stephen Camp for Congress last year westmoreland opposed hr 3915, the mortgage reform and anti-subprime lending act, a bill that would prohibit mortgage lenders from steering borrowers to loans that the borrower lacks a ‘reasonable ability’ to repay. ...<br /><br /><a href="http://www.stephencampforcongress.com/?p=39">Go to article</a> tag:opencongress.org,2008-09-14:/commentary/2841624 2008-09-14T00:00:00Z Joe Gross - The National Mortgage Expert A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z Hedge Funds – speculative funds [...]<br /><br /><a href="http://www.thenationalmortgageexpert.com/mortgage-glossary-hedge-fund-hr-3915/">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/3137799 2008-09-11T00:00:00Z The chamberpost in late june, the house passed similar legislation (hr 3915) that also embodies the compromise. however, it is not identical, so the bill must again return to the house for approval before it moves to the white house. ...<br /><br /><a href="http://www.chamberpost.com/2008/09/ada-improvement.html">Go to article</a> tag:opencongress.org,2008-09-11:/commentary/2822645 2008-09-11T00:00:00Z About Small Business Loan ... the ones with the most to lose would the Anti-Predatory Lending Act be passed as it is now written. - Lendfast.com Self-working borrowers will be hurt the most had better Senate Democrats have their way with the proposed bill HR 3915.<br /><br /><a href="http://whoseloan.com/?p=282">Go to article</a> tag:opencongress.org,2008-09-06:/commentary/2797649 2008-09-06T00:00:00Z realestatemonthly.com For example, the National Association of Mortgage Brokers reported on 11/15/07 that HR 3915 will mean more regulation of the mortgage industry. NAMB also touts how advantageous this bill will prove for consumers and small business. ...<br /><br /><a href="http://realestatemonthly.com/home-buyers-2/are-you-finding-it-hard-to-trust-the-housing-market/">Go to article</a> tag:opencongress.org,2008-09-05:/commentary/2838026 2008-09-05T00:00:00Z Free no deposit bonus online casino Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...<br /><br /><a href="http://officialcasino-gold.com/news/free-no-deposit-bonus-online-casino/900005/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-08-24:/commentary/3393771 2008-08-24T00:00:00Z Mortgage Industry Blog Expect this in the coming days as the official debate on HR 3915 is scheduled for next Tuesday, November 6th. Again, we are working around the clock in good faith to ensure that a revised bill addresses and resolves many of the concerns ...<br /><br /><a href="http://lenderama.com/2007/11/hr-bill-3915no-more-ysp/">Go to article</a> tag:opencongress.org,2008-08-22:/commentary/2728162 2008-08-22T00:00:00Z appraisalhomebiz.com This post is a response I read on AppraisalScoop.com regarding a letter to Senator Chuck Hagel from a coilition of appraisal organizations regarding HR 3915 Mortgage Reform and Anti-predatory Lending Act of 2007. ...<br /><br /><a href="http://nathangurley.typepad.com/appraisalhomebiz/2008/08/appraisal-organ.html">Go to article</a> tag:opencongress.org,2008-08-21:/commentary/2806589 2008-08-21T00:00:00Z hxwcvxbcjzj HR 3915 is vaguely written and enables borrowers to sue their lenders for giving them a loan should they decide not to pay. Allow me to break this down. I ask you for a loan. I tell you that I can afford the loan. You loan me the money. ...<br /><br /><a href="http://frlmpvwdwkp.blogspot.com/2008/08/linwood-real-estate-lincoln-new.html">Go to article</a> tag:opencongress.org,2008-08-21:/commentary/2701204 2008-08-21T00:00:00Z ActiveRain Blogs Last week, The House Financial Services Committee met to discuss amendments to HR 3915 and voted 45 to 19 in favor of sending it to the House. While the bill is filled with good intentions and does contain some reasonable and necessary ...<br /><br /><a href="http://activerain.com/blogsview/652209/NC-Mortgage-Brokers">Go to article</a> tag:opencongress.org,2008-08-21:/commentary/2700533 2008-08-21T00:00:00Z Richard&#39;s Real Estate Thoughts New legislation is coming through the House Financial Services Committee as additional response to the housing crisis and to the increase in foreclosures. The bill targets mortgage brokers and yield spread premiums. ...<br /><br /><a href="http://activerain.com/blogsview/652074/Mortgage-Reform-Anti-Predatory">Go to article</a> tag:opencongress.org,2008-08-21:/commentary/2700532 2008-08-21T00:00:00Z My Thoughts - Bo&#39;s BlogSpot Richard, call out the cavalry! We are under serious attack. While Federal authorities can not regulate market economics (Service Release Premiums SRP or Gain On Sale GOS), Yield Spread Premium YSP is another story. ...<br /><br /><a href="http://activerain.com/blogsview/652152/Mortgage-Reform-Anti-Predatory">Go to article</a> tag:opencongress.org,2008-08-19:/commentary/2701203 2008-08-19T00:00:00Z WashingtonWatch.com - HR 3915, The Mortgage... Under regulation caused the problem. The gambling set and the sharking crowd need to have set expectations or they mislead borrowers, give inflated appraisals at sale, steer people toward bad loans instead of loans which they are ...<br /><br /><a href="http://www.washingtonwatch.com/bills/show/110_HR_3915.html#40633">Go to article</a> tag:opencongress.org,2008-07-31:/commentary/2590945 2008-07-31T00:00:00Z TheBankAccounts.com WebLog Yield Spread Premium and HR 3915 — Mortgage News Daily. The content on this page (except for some HTML markup) is a verbatim copy (as of June, 28, 2008) of the respective page on the subject at Wikipedia, the free encyclopedia, ...<br /><br /><a href="http://free.thebankaccounts.com/2008/07/yield-spread-premium-ysp.html">Go to article</a> tag:opencongress.org,2008-07-28:/commentary/3137800 2008-07-28T00:00:00Z John Mica Must Go hr3915: to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators. prohibits certain creditor practices with respect to ...<br /><br /><a href="http://johnmicamustgo.blogspot.com/2008/07/john-mica-past.html">Go to article</a> tag:opencongress.org,2008-07-23:/commentary/2542839 2008-07-23T00:00:00Z 2007 bonus casino deposit no Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...<br /><br /><a href="http://officialcasino-gold.com/news/2007-bonus-casino-deposit-no/875010/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-07-17:/commentary/3104629 2008-07-17T00:00:00Z Buzz&#39;s Blog Recent legislation (HR 3915, "The Mortgage Reform and Anti-Predatory Lending Act of 2007 endorsed by Barney Frank, House Financial Services Committee Chairman) on the federal level, seeks to eliminate the yield spread paid to brokers ...<br /><br /><a href="http://activerain.com/blogsview/597967/How-does-a-lender-really-get-paid">Go to article</a> tag:opencongress.org,2008-07-17:/commentary/2518169 2008-07-17T00:00:00Z Buzz&#39;s Blog Recent legislation (HR 3915, &quot;The Mortgage Reform and Anti-Predatory Lending Act of 2007 endorsed by Barney Frank, House Financial Services Committee Chairman) on the federal level, seeks to eliminate the yield spread paid to brokers ...<br /><br /><a href="http://activerain.com/blogsview/597967/How-does-a-lender">Go to article</a> tag:opencongress.org,2008-07-11:/commentary/2491809 2008-07-11T00:00:00Z List no deposit casino bonus Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...<br /><br /><a href="http://officialcasino-gold.com/news/list-no-deposit-casino-bonus/870837/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-07-11:/commentary/2487127 2008-07-11T00:00:00Z washingtonwatch.com - HR 3915, The Mortgage... The only thing I like about the bill is its having addressed the gray area surrounding a renter who had the misfortune of occupying a residence that was subsequently foreclosed upon. In that case it preserves the role of real estate as ...<br /><br /><a href="http://www.washingtonwatch.com/bills/show/110_HR_3915.html#38946">Go to article</a> tag:opencongress.org,2008-07-02:/commentary/3137801 2008-07-02T00:00:00Z Untitled other bills like hr 3915 and s 2452 which address predatory lending, have been mostly tabled for partisan concerns, most likely to be revisited post-election. the problem is… we have a consensus, the bill has been voted on and ready to ...<br /><br /><a href="http://titanlenderscorp.com/blog/2008/07/02/where-is-the-mortgage-reform-bill/">Go to article</a> tag:opencongress.org,2008-07-01:/commentary/2424330 2008-07-01T00:00:00Z Foreclosure Listings &quot;HR 3915, A Debt Reform as good as Anti-Predatory Lending Act of 2007, would not usually tie up a debt attention, though yield which tenants’ leases would tarry foreclosure, as good as which month-to-month ...<br /><br /><a href="http://foreclosure-listings.hd0.info/?p=13811">Go to article</a> tag:opencongress.org,2008-06-28:/commentary/2418535 2008-06-28T00:00:00Z The Provocateur It all started with HR 3915. This was a punitive bill and its only effect would have been killing the mortgage broker industry. While that failed to get passed, what happened next was proposal after proposal that for larger and larger ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2008/06/surreal-life-starring-legislature.html">Go to article</a> tag:opencongress.org,2008-06-22:/commentary/2374667 2008-06-22T00:00:00Z Appraisal Institute The Appraisal Institute requests all members to immediately contact their Senators in support of HR 3915, in addition to speaking out against the appraiser bonding requirement found in S. 2452. CLICK HERE to add your comments on the . ...<br /><br /><a href="http://appraisal-institute.blogspot.com/2008/06/appraisal-institute.html">Go to article</a> tag:opencongress.org,2008-06-20:/commentary/3170548 2008-06-20T00:00:00Z Residential Appraiser - Appraisal Blog,... mortgage reform and anti-predatory lending act of 2007 (referred to senate committee after being received from house)[hr3915.rfs] 7 . mortgage reform and anti-predatory lending act of 2007 (engrossed as agreed to or passed by ...<br /><br /><a href="http://harriscompanyrec.com/blog1/2008/06/20/bills-affecting-the-appraisal-insustry/">Go to article</a> tag:opencongress.org,2008-06-20:/commentary/2369339 2008-06-20T00:00:00Z crossway Connection On Monday, October 22, 2007, House Financial Services Committee Chairman Barney Frank (D-MA), along with Representatives Miller (D-NC) and Watt (D-NC), introduced HR 3915, the &quot;Mortgage Reform and Anti-Predatory Lending Act of 2007. ...<br /><br /><a href="http://crosswaymortgage.blogspot.com/2008/06/mortgage-reform-and-anti-predatory.html">Go to article</a> tag:opencongress.org,2008-06-18:/commentary/2369340 2008-06-18T00:00:00Z 2007 bonus casino deposit no Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...<br /><br /><a href="http://officialcasino-gold.com/news/2007-bonus-casino-deposit-no/853425/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-06-11:/commentary/2318935 2008-06-11T00:00:00Z WashingtonWatch.com - HR 3915, The Mortgage... Uhoapx iicazhkzdvom, [url=http://ybnbhgmoruck.com/]ybnbhgmoruck[/url], [link=http://dvuhopowflij.com/]dvuhopowflij[/link], http://iarcapaxatmk.com/...<br /><br /><a href="http://www.washingtonwatch.com/bills/show/110_HR_3915.html#37005">Go to article</a> tag:opencongress.org,2008-06-09:/commentary/2342027 2008-06-09T00:00:00Z Appraisal Scoop The Appraisal Institute requests all members to immediately contact their Senators in support of HR 3915, in addition to speaking out against the appraiser bonding requirement found in S. 2452. CLICK HERE to add your comments on the ...<br /><br /><a href="http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/2008/06/how-many-of-you.html">Go to article</a> tag:opencongress.org,2008-06-07:/commentary/2299883 2008-06-07T00:00:00Z Implode-Explode Forums If HR 3915 goes through, all originators will be required to disclose YSP- not just brokers. There is also the issue of borrower informed choice and lenders and brokers seeking to curtail fiduciary liability. ...<br /><br /><a href="http://www.implode-explode.com/forum/viewtopic.php?p=88843#88843">Go to article</a> tag:opencongress.org,2008-06-04:/commentary/2271928 2008-06-04T00:00:00Z WashingtonWatch.com - HR 3915, The Mortgage... R5ecTx jyxvrjwbyvyn, [url=http://mbadanbybhqh.com/]mbadanbybhqh[/url], [link=http://wfaloahviupw.com/]wfaloahviupw[/link], http://ntpqsggncqtc.com/...<br /><br /><a href="http://www.washingtonwatch.com/bills/show/110_HR_3915.html#36390">Go to article</a> tag:opencongress.org,2008-05-26:/commentary/2342028 2008-05-26T00:00:00Z housing Anyone interested should write to their Congressman or Congresswoman and state categorically that they want to be able to get no point or no cost loans and that the part of HR 3915 eliminating YSPs must be struck out. ...<br /><br /><a href="http://housing-live.blogspot.com/2008/05/upside-of-downslide-with-rates-high-and_26.html">Go to article</a> tag:opencongress.org,2008-05-25:/commentary/2295650 2008-05-25T00:00:00Z Appraisal Scoop The Appraisal Institute requests all appraisers immediately contact their Senators in support of HR 3915, in addition to speaking out against the appraiser bonding requirement found in S. 2452. Under each poll is the Appraisal ...<br /><br /><a href="http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/2008/05/washingtonwatch.html">Go to article</a> tag:opencongress.org,2008-05-25:/commentary/2266789 2008-05-25T00:00:00Z WashingtonWatch.com - HR 3915, The Mortgage... As an appraiser once subjected to tremendous pressure and abuse to bend to the will of loan originators and to the extent the bill reaches to curb that, it cannot be passed fast enough. I say once because I will not accept mortgage ...<br /><br /><a href="http://www.washingtonwatch.com/bills/show/110_HR_3915.html#35682">Go to article</a> tag:opencongress.org,2008-05-25:/commentary/2238692 2008-05-25T00:00:00Z BuelahMan&#39;s Redstate Revolt HR 3915. Rubber Stamp Roger’s vote on HR 3915. If you are interested in Mississippi politics, CottonMouth does some of the best blog coverage there is. Its my home state, but move across border to SW TN a year ago. ...<br /><br /><a href="http://buelahman.wordpress.com/2008/05/25/roger-wicker-and-the-mortgage-crisis/">Go to article</a> tag:opencongress.org,2008-05-24:/commentary/2238693 2008-05-24T00:00:00Z Cotton Mouth ... helped to curb this crisis as well as help the thousands of Mississippians caught in the cross-hairs of this debacle. Don&#39;t take my word on it, click on these links and read for yourselves HR 3915 Rubber Stamp Roger&#39;s vote on HR 3915.<br /><br /><a href="http://cottonmouthblog.blogspot.com/2008/05/ms-sen-roger-wicker-and-mortgage-crisis.html">Go to article</a> tag:opencongress.org,2008-05-23:/commentary/2235503 2008-05-23T00:00:00Z Appraisal Scoop The Appraisal Institute requests all members to immediately contact their Senators in support of HR 3915, in addition to speaking out against the appraiser bonding requirement found in S. 2452.<br /><br /><a href="http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/2008/05/s-1299-borrower.html">Go to article</a> tag:opencongress.org,2008-05-20:/commentary/2235504 2008-05-20T00:00:00Z News from Access E* Headquarters When HR 3915 went to the House Floor, you responded. In just a few hours, more than seven thousand NAMB members flooded the Hill with letters, faxes, e-mails and phone calls. With your support and passion we won that battle. ...<br /><br /><a href="http://aemheadquartersnews.blogspot.com/2008/05/namb-industry-protection-initiative.html">Go to article</a> tag:opencongress.org,2008-05-19:/commentary/3170551 2008-05-19T00:00:00Z compliancexpert other bills such as the mortgage reform and anti-predatory lending act of 2007 (hr 3915) and the escrow, appraisal and mortgage services improvement act (hr 3837) seek to reform mortgage practices. hr 3915 passed the house in november ...<br /><br /><a href="http://compliancexpert.com/55/big-changes-in-2008/">Go to article</a> tag:opencongress.org,2008-05-17:/commentary/2210811 2008-05-17T00:00:00Z The Provocateur From socialized medicine, to HR 3915, to Barack Obama&#39;s jobs plan, each of their plan is a combination of more taxes, spending, regulations, and government bureaucracy. That is exactly what terrified Reagan, and it is time to call a ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2008/05/my-2008-republican-playbook.html">Go to article</a> tag:opencongress.org,2008-05-16:/commentary/2208432 2008-05-16T00:00:00Z GetPreQualified Free Real Estate, Foreclosure,... ... go on from the largest mortgage lending banks in the US. Now these very banks are counseling Congress on a new law, HR 3915 which will significantly hurt the way consumers buy homes in the US. (click for Full Story) GetPrequalified.com.<br /><br /><a href="http://getprequalifiedarticles.blogspot.com/2008/05/realtors-in-even-more-danger-of-less.html">Go to article</a> tag:opencongress.org,2008-05-03:/commentary/2189274 2008-05-03T00:00:00Z Ft Lauderdale Mortgage Broker The US House of Representatives passed a new mortgage lending bill (HR 3915) on Thursday evening by a 291-127 vote. More » Mortgage Applications at a one year highNovember 16th, 2007 Demand for mortgage loans is at a one year high, ...<br /><br /><a href="http://ftlauderdalemortgagebroker.blogspot.com/2008/05/refinance-ft-lauderdale_7709.html">Go to article</a> tag:opencongress.org,2008-05-01:/commentary/2147588 2008-05-01T00:00:00Z Underdog Last November, I supported HR 3915, the Mortgage Reform and Anti-Predatory Act, legislation requiring national compliance with federal standards on disclosure requirements for banks and/or credit unions when they are offering home loans ...<br /><br /><a href="http://wwwsecondchance.blogspot.com/2008/05/letter-from-cong-john-tannerdistrict8.html">Go to article</a> tag:opencongress.org,2008-04-29:/commentary/2189275 2008-04-29T00:00:00Z 2007 bonus casino deposit no Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...<br /><br /><a href="http://officialcasino-gold.com/news/2007-bonus-casino-deposit-no/780321/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-04-19:/commentary/2189277 2008-04-19T00:00:00Z etbpmexnbrz blog NO!. medsmart pharmacy HR 3915. Real Estate and Mortgage Industry, posted on 11032007. Download videos DIRECT tiesto from most video sites Copy the link of appraiser california estate license real the page with the video on it and paste ...<br /><br /><a href="http://etbpmexnbrz.blogspot.com/2008/04/main-index.html">Go to article</a> tag:opencongress.org,2008-04-17:/commentary/2066953 2008-04-17T00:00:00Z AppraiserLoft Blog In November, the US House of Representatives passed HR 3915, the Mortgage Reform and Anti-Predatory Lending Act. With the help of Congresswoman Biggert, HR 3915 incorporated HR 3837 as an amendment on a unanimous voice vote. ...<br /><br /><a href="http://blog.appraiserloft.com/?p=11">Go to article</a> tag:opencongress.org,2008-04-16:/commentary/3137803 2008-04-16T00:00:00Z Appraisal Scoop in november, the us house of representatives passed hr 3915, the mortgage reform and anti-predatory lending act. with the help of congresswoman biggert, hr 3915 incorporated hr 3837 as an amendment on a unanimous voice vote. ...<br /><br /><a href="http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/2008/04/us-sen-martinez.html">Go to article</a> tag:opencongress.org,2008-04-15:/commentary/2064082 2008-04-15T00:00:00Z FHA Mortgage Guide Bradley Miller [D-NC] sponsored HR 3915: The Mortgage Reform and Anti-Predatory Lending Act of 2007. Among other things, HR 3915 addressed the topic of YSP. The proposed bill appeared to “outlaw” YSP -– as to mortgage brokers. ...<br /><br /><a href="http://www.fhaloanpros.com/2008/04/why-dont-the-same-rules-apply-to-all-lenders/">Go to article</a> tag:opencongress.org,2008-04-09:/commentary/2027207 2008-04-09T00:00:00Z The Provocateur This is important because Congress has had several bills including HR 3915 floating around but none of them have become law. Unlike Congress, the Fed acted quickly and with no oversight. This action is rather nebulous as the Fed used ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2008/04/feds-power-grab.html">Go to article</a> tag:opencongress.org,2008-04-08:/commentary/3137804 2008-04-08T00:00:00Z The Pennsylvania Progressive last november, the house then adopted them as an amendment to hr 3915, the broader mortgage lending reform bill. i have long worked diligently to build an awareness of and consensus on these matters. “because i first became aware of the ...<br /><br /><a href="http://pennsylvaniaprogressive.typepad.com/my_weblog/2008/04/kanjorski-to-sp.html">Go to article</a> tag:opencongress.org,2008-04-04:/commentary/2204859 2008-04-04T00:00:00Z GuideToPreventingForeclosure.com Blog It was called HR 3915. For those home mortgages originated at the beginning of 2005 and mid 2007, lenders, and borrowers would agree on a federal refinancing plan. This plan would require lenders to write down their loan to no more than ...<br /><br /><a href="http://guidetopreventingforeclosure.com/blog/index.php/government-aid/poor-idea-to-fix-the-housing-crisis.html">Go to article</a> tag:opencongress.org,2008-04-04:/commentary/2007820 2008-04-04T00:00:00Z HLC Housing Agenda Blog Brown listed proposed changes to federal law, including amendments to the Truth in Lending Act, the proposed Mortgage Forgiveness Debt Relief Act (HR3648) and Mortgage Reform and Anti-Predatory Lending Act (HR 3915), and proposed ...<br /><br /><a href="http://www.hlcsmc.org/blog/2008/04/04/project-sentinels-fair-housing-symposium-featured-a-workshop-on-foreclosure/">Go to article</a> tag:opencongress.org,2008-04-03:/commentary/3137806 2008-04-03T00:00:00Z Taunya Fagan Bozeman Montana Real Estate Blog HR 3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007 Status: Passed in the full House of Representatives 11/15/07 by a vote 291- 127. Introduced by Rep. Brad Miller, with 27 cosponsors, including Rep. Barney Frank. Summary: ...<br /><br /><a href="http://activerain.com/blogsview/453679/Overview-of-Congressional-Action">Go to article</a> tag:opencongress.org,2008-04-03:/commentary/2005069 2008-04-03T00:00:00Z The Provocateur Last year, he insisted on moving HR 3915 all the way from his banking committee to the full House even though the bill was dead on arrival as soon as it got to the Senate. The bill was so wraught with problems that it took me dozens of ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2008/04/franks-raving-mad-mortgage-solution.html">Go to article</a> tag:opencongress.org,2008-04-03:/commentary/2046258 2008-04-03T00:00:00Z Card casino online poker slot three Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...<br /><br /><a href="http://slots777.org/new/card-casino-online-poker-slot-three/88461/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-04-01:/commentary/2673563 2008-04-01T00:00:00Z Ohio REO Expert Speaking directly to the real estate industry, HR 3915 (aka &quot;The Mortgage Reform and Anti-Predatory Lending Act of 2007&quot;) which passed the House on November 15, 2007; is just one of the latest reforms that is attempting to tighten the ...<br /><br /><a href="http://activerain.com/blogsview/449484/The-US-Economy-vs">Go to article</a> tag:opencongress.org,2008-03-26:/commentary/2015675 2008-03-26T00:00:00Z Internet Shop Abit ... dramatis personae and crew info, forums, 90 virginia elections 91 marine online 92 anne hathaway havoc 93 rebecca mornay 94 baltimore newspaper 95 carlton pearson 96 greg ballard 97 ohio state basketball 98 hr 3915 99 stacy peterson ...<br /><br /><a href="http://internetshopabit.blogspot.com/2008/03/gary-zerola.html">Go to article</a> tag:opencongress.org,2008-03-24:/commentary/2015676 2008-03-24T00:00:00Z New casino online no deposit bonus Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...<br /><br /><a href="http://officialcasino-gold.com/news/new-casino-online-no-deposit-bonus/473696/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-03-22:/commentary/1937821 2008-03-22T00:00:00Z 2007 bonus casino deposit no Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...<br /><br /><a href="http://officialcasino-gold.com/news/2007-bonus-casino-deposit-no/452464/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-03-13:/commentary/1937819 2008-03-13T00:00:00Z Appraisal Scoop One reason for its appealing language is that parts of it were cut-and-pasted verbatim from Title VII of HR 3915, a bill which has been lauded by appraisers (as well as the organizations that represent them). The difference is that HR ...<br /><br /><a href="http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/2008/03/unintended-co-1.html">Go to article</a> tag:opencongress.org,2008-03-13:/commentary/1937820 2008-03-13T00:00:00Z appraisethis: The Best Real Estate and... One reason for its appealing language is that parts of it were cut-and-pasted verbatim from Title VII of HR 3915, a bill which ---- link AppraiseThis: The Best Real Estate and Real Estate Agent Blog Posts From Around The Web ...<br /><br /><a href="http://realestate.blogdig.net/archives/articles/March2008/13/Unintended_Consequences_of_the_FNMA_Cuomo_Agreement__Part_2___A_Call_To_Action_.html">Go to article</a> tag:opencongress.org,2008-03-09:/commentary/1712988 2008-03-09T00:00:00Z The Provocateur Barney Frank, the man responsible for HR 3915 is ready for more action and he penned this piece outlining what he thinks needs to be done. In it, he largely echoes the thougths of the Fed Chairman, Ben Bernanke, that we need to save ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2008/03/more-housing-lunacy.html">Go to article</a> tag:opencongress.org,2008-03-05:/commentary/1725964 2008-03-05T00:00:00Z Untitled In the last sections of Title One, HR 3915 the Act doesn’t proscribe all YSP, it specifically allows Yield Spread Premiums only on “Qualified mortgages ”as defined in Title Two of the Act. While it doesn’t specifically refer to SRP, ...<br /><br /><a href="http://titanlenderscorp.com/blog/2008/03/05/comparing-hr-3915-and-s-2452-yield-spread-premium/">Go to article</a> tag:opencongress.org,2008-03-04:/commentary/1722037 2008-03-04T00:00:00Z Mortgage Education, Information about Buying... Some members of Congress have proposed and now have the House of Representatives voting on HR 3915. This bill is also known as the “Mortgage Reform and Anti-Predatory Lending Act of 2007”. Enacting this bill will essentially force all ...<br /><br /><a href="http://getprequalified.blogspot.com/2008/03/mortgage-brokers-underfire-realtors-are.html">Go to article</a> tag:opencongress.org,2008-03-04:/commentary/1722038 2008-03-04T00:00:00Z cliquebiz: WP HR 3915 passed 11.15.2007 which sets forth new standards regarding Truth in Lending and predatory lending practices. Summary taken from The Library of Congress (THOMAS). SUMMARY AS OF: 10/22/2007–Introduced. ...<br /><br /><a href="http://www.cliquebiz.com/WPP/archives/4">Go to article</a> tag:opencongress.org,2008-03-02:/commentary/1722036 2008-03-02T00:00:00Z Pona day Anyone interested should write to their Congressman or Congresswoman and state categorically that they want to be able to get no point or no cost loans and that the part of HR 3915 eliminating YSPs must be struck out. ...<br /><br /><a href="http://finas.einkeads.info/?p=33">Go to article</a> tag:opencongress.org,2008-02-29:/commentary/1722035 2008-02-29T00:00:00Z Untitled HR 3915 establishes minimum standards that delete every distinction except depository (registration) or non-depository (state-licensing and registration) from the debate. It covers every single originator and requires a unique ...<br /><br /><a href="http://titanlenderscorp.com/blog/2008/02/29/exploring-hr-3915-title-one-subtitle-a-licensing-system-for-residential-mortgage-loan-origination/">Go to article</a> tag:opencongress.org,2008-02-29:/commentary/1937822 2008-02-29T00:00:00Z Behind the Scenes with Doug New suitability standards for mortgage lenders that would spark a flurry of lawsuits and cripple the entire housing industry (HR 3915). Oh wait, there’s more. And these will be MUCH more damaging if we don’t take action! ...<br /><br /><a href="http://www.myhousedeals.com/blog/index.php/real-estate-investing/urgent-notice-our-industry-is-under-attack">Go to article</a> tag:opencongress.org,2008-02-27:/commentary/1676126 2008-02-27T00:00:00Z Searchlight Crusade For the record, HR 3915 was a bad bill. But he&#39;s right that people looking to evade the consequences of their own actions is a large part of the problem, and it&#39;s hurting others. The woman described is on the hook for $200000 of other ...<br /><br /><a href="http://www.searchlightcrusade.net/2008/02/consumer_focused_carnival_of_r_8.html">Go to article</a> tag:opencongress.org,2008-02-21:/commentary/1647401 2008-02-21T00:00:00Z NY13 Blog; Retaking NY-13 from Rep. Vito Fossella What Mr. Fossella also fails to mention is that he voted against a real piece of legislation, HR 3915, which would have required the disclosure of an estimated interest rate (APR) and the maximum it can adjust to, the total estimated ...<br /><br /><a href="http://ny13.blogspot.com/2008/02/vito-fossella-loses-debate-to.html">Go to article</a> tag:opencongress.org,2008-02-15:/commentary/1722039 2008-02-15T00:00:00Z Get Real Estate Help 15 approved a bill, HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, which would limit prepayment penalties, set minimum standards for all mortgages that lenders assess a borrower’s ability to repay, and expand HOEPA ...<br /><br /><a href="http://getrealestatehelp.blogspot.com/2008/02/fed-proposes-new-restrictions-on.html">Go to article</a> tag:opencongress.org,2008-02-13:/commentary/1608206 2008-02-13T00:00:00Z Trust Matters Here’s the Heritage Foundation—mind you, just last November, 2007—demonstrating its utter subordination of logic to ideology, arguing against HR 3915, a House bill to reign in predatory lending:. [the bill] would establish an explicit ...<br /><br /><a href="http://trustedadvisor.com/blog/316/">Go to article</a> tag:opencongress.org,2008-02-11:/commentary/1693463 2008-02-11T00:00:00Z Nachrichten Ticker - www.wallstreet-online.de Mavent Inc.: What: HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007,<br /><br /><a href="http://www.wallstreet-online.de/nachrichten/nachricht/2265958.html">Go to article</a> tag:opencongress.org,2008-02-07:/commentary/1634682 2008-02-07T00:00:00Z Fixed Rate Freefall IH H3915 bajohnson on PROD1PC69 with BILLS2•HR 3915 IH1 SECTION 1. SHORT TITLE; TABLE OF CONTENTS.2 (a) SHORT TITLE.—This Act may be cited as the3 ‘‘Mortgage Reform and Anti-Predatory Lending Act of4 2007’’.5 (b) TABLE OF CONT<br /><br /><a href="http://test7.brokerlab.com/2008/02/07/hr-3915-basics-2/">Go to article</a> tag:opencongress.org,2008-02-04:/commentary/1594332 2008-02-04T00:00:00Z The Pennsylvania Progressive In November, the US House of Representatives passed HR 3915, the Mortgage Reform and Anti-Predatory Lending Act. Currently pending in the Senate, this bill includes Chairman Kanjorski’s Escrow, Appraisal, and Mortgage Servicing ...<br /><br /><a href="http://pennsylvaniaprogressive.typepad.com/my_weblog/2008/02/kanjorski-annou.html">Go to article</a> tag:opencongress.org,2008-01-29:/commentary/1544806 2008-01-29T00:00:00Z Housing Chronicles HR 3915, which passed in the House of Representatives in November, would create a national registry and licensing system for loan &quot;originators,&quot; including brokers, and require background checks and education requirements. ...<br /><br /><a href="http://www.housingchronicles.com/2008/01/life-continues-to-get-tougher-for.html">Go to article</a> tag:opencongress.org,2008-01-29:/commentary/1656564 2008-01-29T00:00:00Z Untitled HR 3915: Federal Duty of Care: The originator maintains a federal “duty of care.” This means that both the “duty of care” standard under legal precedent must be met, as well as the conditions laid out within HR 3915. ...<br /><br /><a href="http://titanlenderscorp.com/blog/2008/01/30/synopsis-duty-of-care/">Go to article</a> tag:opencongress.org,2008-01-27:/commentary/2652079 2008-01-27T00:00:00Z Cyrus&#39;s Blog Market Update. by. Cyrus Khadivi. HR 3915: Its Passing and The Message Conveyed. We all know our economy has drastically been affected by the mortgage turmoil and the deterioration of credit. So naturally, everyone wants to suggest ...<br /><br /><a href="http://activerain.com/blogsview/355092/HR-3915-Its-Passing">Go to article</a> tag:opencongress.org,2008-01-25:/commentary/1527249 2008-01-25T00:00:00Z REALTOR.com&#39;s Let&#39;s Talk “Thankfully, there has been legislation introduced in the past few months, namely the Comprehensive Mortgage Reform and Anti-Predatory Lending Act (HR 3915), which is a step in the right direction but ultimately I believe the government ...<br /><br /><a href="http://talk.realtor.com/2008/01/25/mortgage-opinions-from-your-realtor%C2%AE/">Go to article</a> tag:opencongress.org,2008-01-21:/commentary/1505918 2008-01-21T00:00:00Z Untitled Arcuri (D-Utica) continued his commitment to help American families achieve the dream of homeownership in a responsible way by guiding the Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915) through the US House of ...<br /><br /><a href="http://www.knowledgeplex.org/news/1088991.html">Go to article</a> tag:opencongress.org,2008-01-18:/commentary/1505919 2008-01-18T00:00:00Z mortgageblog.com With the house democrats voting 100% in favor of HR 3915 Mortgage Reform and Anti-Predatory Lending Act of 2007 - it appears that a national mortgage contract is going to be adopted for consumers that wish to take out a home mortgage. ...<br /><br /><a href="http://mortgageblog.com/mortgage-contract/mortgage-contract-on-the-way/">Go to article</a> tag:opencongress.org,2008-01-17:/commentary/1502360 2008-01-17T00:00:00Z The Provocateur First, let&#39;s start with the abomination known as HR 3915 which thankfully looks to be collecting dust in committee in the Senate. This bill became the standard bearer for accomplishing all three things at once. ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2008/01/from-boon-to-crisis-revisited.html">Go to article</a> tag:opencongress.org,2008-01-12:/commentary/1505920 2008-01-12T00:00:00Z Free play no deposit casino online Mortgage Lenders Don’t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Lendi...<br /><br /><a href="http://poker-blog.grandwinnerscasino.com/poker/free-play-no-deposit-casino-online/22712/mortgage-lenders-don-t/">Go to article</a> tag:opencongress.org,2008-01-11:/commentary/1457835 2008-01-11T00:00:00Z Mortgage Broker Forums at Broker Outpost Are you worried about the pending legislation HR 3915 getting passed by the United States Congress and affecting your business? Why not protect yourself and join a mortgage banking company? I am here to tell you about a professional ...<br /><br /><a href="http://forum.brokeroutpost.com/loans/forum/2/176827.htm#782538">Go to article</a> tag:opencongress.org,2008-01-09:/commentary/1457832 2008-01-09T00:00:00Z Mark Investments As if that is not bad enough, The Mortgage Reform and Anti-Predatory lending Act of 2007 (HR 3915), now winding its way through Congress, would worsen their plight. That is not the intention, of course, but the law of unintended ...<br /><br /><a href="http://www.markinvestments.net/finance-investment/new-mortgage-law-may-have-downside.html">Go to article</a> tag:opencongress.org,2008-01-08:/commentary/1505921 2008-01-08T00:00:00Z From 1 July 2007, the Better Super changes... ... nursing home sp-gb-lx-cna Mature sex pics south line train chicago unitor .com pics for temperature Shands hospital cardiology departmant ct angiogram status hr 3915: mortgage reform and anti-predatory lending act of 2007 script for ...<br /><br /><a href="http://oqjnbshoutns.blogspot.com/2008/01/lyrics-goin-to-party.html">Go to article</a> tag:opencongress.org,2008-01-06:/commentary/1432760 2008-01-06T00:00:00Z Timothy Birdnow Volpe also brings up HR 3915 and how it will again give growth to an already top heavy ,bulging government by requiring the registration of mortgage brokers through the Federal government . I read that part of this bill and myself ...<br /><br /><a href="http://www.timothybirdnow.com/?p=243">Go to article</a> tag:opencongress.org,2008-01-05:/commentary/1505922 2008-01-05T00:00:00Z Home of the funny and useful products. hr 3915 vote 4412563189 01 alabama @countrywide.com cougar endangerment information please ing clarion. collings guitar 1 5 14392 9082 harley davison sexy bikers. base pro shop enterprise ovens elsegundo, ca japanese restaurants. ...<br /><br /><a href="http://qceartchps.blogspot.com/2008/01/asics-rugby.html">Go to article</a> tag:opencongress.org,2008-01-05:/commentary/1505923 2008-01-05T00:00:00Z Products and accessories for mountain and road. as i lay dying layouts disney mural painter adult direct contacts hr 3915 fort worth newspapers high school physics activities 357 228 0835 aps assimilation of the negro is title insurance worth the cost adidas pretereo ...<br /><br /><a href="http://pdmgulprfktw.blogspot.com/2008/01/jag-rohan.html">Go to article</a> tag:opencongress.org,2008-01-05:/commentary/1432762 2008-01-05T00:00:00Z Mortgage Banking Law Blog The bill, “The Mortgage Reform and Anti-Predatory Lending Act of 2007, HR 3915,” presents a number of serious problems for the mortgage banking industry. For example, the Committee’s press release notes the House Bill imposes on loan ...<br /><br /><a href="http://mortgagelawblog.com/?p=8">Go to article</a> tag:opencongress.org,2008-01-04:/commentary/1457838 2008-01-04T00:00:00Z Piper Realty Company Although this idea was first propsed in 2004, The House of Representatives incorporated it into HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007. The Nationwide Mortgage Licensing System or NMLS as it is being called, ...<br /><br /><a href="http://blog.piperrealtycompany.com/2008/01/04/a-step-in-the-right-direction/">Go to article</a> tag:opencongress.org,2008-01-04:/commentary/1457839 2008-01-04T00:00:00Z CA Residential Loan Tips There is a bill in congress, the House version is HR 3915 that has passed both houses while it has several things positive points, would eliminate spread premiums (YSP). A yield spread premium is a rebate or fee paid to a mortgage ...<br /><br /><a href="http://cahomeloantidbits.blogspot.com/2008/01/yield-spread-premiums.html">Go to article</a> tag:opencongress.org,2008-01-01:/commentary/1421544 2008-01-01T00:00:00Z CIN Top News But a bill passed by the US House of Representatives, HR 3915, does impose a host of new regulations on lenders, including one rather sensible standard: The loans they make have to be ones borrowers can pay back. ...<br /><br /><a href="http://www.communityinvestmentnetwork.org/single-news-item/lexis-single-news-item/article/subprime-performance/?tx_ttnews%5BbackPid%5D=43&cHash=0a617c3ae9">Go to article</a> tag:opencongress.org,2008-01-01:/commentary/1457842 2008-01-01T00:00:00Z REO-DEPOT The House of Representatives recently passed HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007. Commentary on this legislation most often focuses on the restrictions that it would place on lenders seeking to make loans ...<br /><br /><a href="http://reo-depot.blogspot.com/2008/01/reo-boom.html">Go to article</a> tag:opencongress.org,2007-12-29:/commentary/1392700 2007-12-29T00:00:00Z BloodhoundBlog What’s Wrong with zipRealty? by Russell Shaw; HR 3915 Is Dangerous by Brian Brady; HR 3915: Mortgage Reform and Anti-Predatory Lending Act of 2007 by Brian Brady; More on the iPhone… by Greg Swann; Is the Subprime Mortgage Market the ...<br /><br /><a href="http://www.bloodhoundrealty.com/BloodhoundBlog/?p=2444">Go to article</a> tag:opencongress.org,2007-12-28:/commentary/1392495 2007-12-28T00:00:00Z BloodhoundBlog Okay then: Go take a look at this article on HR 3915. Brian Brady wrote that post, and it was one of our most popular entries this year. BloodhoundBlog is the home of big stories on the RE.net, and, when we cover a big story, ...<br /><br /><a href="http://www.bloodhoundrealty.com/BloodhoundBlog/?p=2438">Go to article</a> tag:opencongress.org,2007-12-26:/commentary/1457837 2007-12-26T00:00:00Z San Diego Blog The objective of the bill (HR 3915) is to minimize problems stemming from the current mortgage crisis and protect borrowers from lending abuses that can lead to foreclosures. The bill would create a &quot;duty of care standard&quot; for ...<br /><br /><a href="http://www.thesandiegocoast.com/2007/12/26/new-law-targeted-at-mortgage-lending-abuses/">Go to article</a> tag:opencongress.org,2007-12-26:/commentary/1457847 2007-12-26T00:00:00Z Better Mortgage Rate News via Yahoo! and MSN Miami Herald - The other, HR 3915, would create a national licensing registry for mortgage brokers and set minimum standards for home loans. A bill introduced by Senate Banking Chair Christopher Dodd contains similar p (more...)<br /><br /><a href="http://www.better-mortgage-rate.com/story/Lending-reforms-are-years-late-47360/">Go to article</a> tag:opencongress.org,2007-12-24:/commentary/1594330 2007-12-24T00:00:00Z Real Estate As if that is not bad enough, The Mortgage Reform and Anti-Predatory lending Act of 2007 (HR 3915), now winding its way through Congress, would worsen their plight. That is not the intention, of course, but the law of unintended ...<br /><br /><a href="http://real-estate-1g14.blogspot.com/2007/12/house-bill-may-worsen-climate-for.html">Go to article</a> tag:opencongress.org,2007-12-23:/commentary/1532939 2007-12-23T00:00:00Z The Provocateur Now, Congress is coming in reigning haymakers with HR 3915. If this bill gets passed in a form even close to what it is now, it WILL end the area of sub prime. This WILL hurt the poor the most, and ultimately Congress WILL blame someone ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2007/12/ironies-of-hr-3915.html">Go to article</a> tag:opencongress.org,2007-12-23:/commentary/1457833 2007-12-23T00:00:00Z Bad Debt Since Wall Street could redefine crap as investment grade secured debt obligations ’til the cows came home, The spigot of cheap money for unqualified borrowers stayed on WAY too long. … It is really easy to hide a bad deal when there ...<br /><br /><a href="http://baddebtlive.com/?p=11098">Go to article</a> tag:opencongress.org,2007-12-23:/commentary/1663729 2007-12-23T00:00:00Z The Provocateur Now, unlike what the commenter indicates, Congress has come out with punitive action in HR 3915 against Wall Street. It is not only vague but doesn&#39;t address the issue properly. the bill also bars any liability for &quot;pools of loans&quot; or ...<br /><br /><a href="http://theeprovocateur.blogspot.com/2007/12/hr-3915-opening-closet-full-of.html">Go to article</a> tag:opencongress.org,2007-12-20:/commentary/1457843 2007-12-20T00:00:00Z realastute Real Estate Blog 15 approved a bill, HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, which would limit prepayment penalties, set minimum standards for all mortgages that lenders assess a borrower&#39;s ability to repay, and expand HOEPA ...<br /><br /><a href="http://realastute.blogspot.com/2007/12/fed-proposes-new-restrictions-on.html">Go to article</a> tag:opencongress.org,2007-12-19:/commentary/2507549 2007-12-19T00:00:00Z Bad credit finance loan According to my most recent rate sheet with a good credit score borrower I could make close to 3 points Yield Spread and give the borrower an interest rate of 6.75% on a 30 year Fannie Mae fixe...<br /><br /><a href="http://hbblogs.info/blogs/bad-credit-finance-loan/19206/hr-3915-mortgage-reform/">Go to article</a> tag:opencongress.org,2007-12-18:/commentary/1457844 2007-12-18T00:00:00Z Iowa Banking Law Blog The House Financial Service Committee, which is currently considering the Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915), recently heard testimony from the American Bankers Association and America’s Community Bankers ...<br /><br /><a href="http://www.iowabankinglawblog.com/2007/12/congress-hears.html">Go to article</a> tag:opencongress.org,2007-12-18:/commentary/1388621 2007-12-18T00:00:00Z The Mortgage Porter As you know, Representative Brad Miller (D-NC) introduced the Mortgage Refomr and Anti-Predatory Lending Act (HR 3915) on October 22, 2007, to create a nationwide licensing system for mortgage brokers similar to our existing system of ...<br /><br /><a href="http://www.mortgageporter.com/reportingfromseattle/2007/12/dear-mrs-porter.html">Go to article</a> tag:opencongress.org,2007-12-18:/commentary/1388622 2007-12-18T00:00:00Z Recent Posts - Justia BlawgSearch.com The House Financial Service Committee, which is currently considering the Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915), recently heard testimony from the American Bankers Association and America&#39;s Community Bankers ...<br /><br /><a href="http://blawgsearch.justia.com/visit.aspx?id=980781&type=post">Go to article</a> tag:opencongress.org,2007-12-18:/commentary/1388623 2007-12-18T00:00:00Z KnowledgePlex News Al Green, D-Texas (9th CD), issued the following news release: The House of Representatives, yesterday, passed HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007. This bill responds to the subprime mortgage crisis by ...<br /><br /><a href="http://www.knowledgeplex.org/news/1201191.html">Go to article</a> tag:opencongress.org,2007-12-17:/commentary/1457846 2007-12-17T00:00:00Z Hard-To-Do-Loans and the Hard Money Industry The Senate Banking Committee has not yet scheduled a hearing for HR 3915, the anti-predatory lending bill recently passed by the House (reported in the November 16, 2007 issue of InfoBytes). For the Banking Committee press release, ...<br /><br /><a href="http://blog.theequityexperts.com/2007/12/17/i-guess-mortgage-brokers-and-originators-are-just-evil.aspx">Go to article</a> tag:opencongress.org,2007-12-14:/commentary/1385385 2007-12-14T00:00:00Z Mortgage Foundation The bill that is going around now is HR 3915, and Senator Christopher Dodd’s mortgage reform legislation. There are several things that have been mentioned in these bills that will greatly hurt many borrowers, and others that are ...<br /><br /><a href="http://www.mtgfoundation.com/2007/12/hr-3915-mortgage-reform-legislation.html">Go to article</a> tag:opencongress.org,2007-12-14:/commentary/1385914 2007-12-14T00:00:00Z Real Estate R