H.R.3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (6)

All Bill Titles

  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as reported to house.
  • Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as introduced.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as passed house.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as reported to house.

View All (468)

11/02/07
HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007

On Monday, October 22, 2007, House Financial Services Committee Chairman Barney Frank (D-MA), along with Representatives Miller (D-NC) and Watt (D-NC), introduced HR 3915, the "Mortgage Reform and Anti-Predatory Lending Act of 2007. ...

11/02/07
HR 3915

Anyone interested should write to their Congressman or Congresswoman and state categorically that they want to be able to get no point or no cost loans and that the part of HR 3915 eliminating YSPs must be struck out. ...

Source: The Economy
11/02/07
The Ultimate HR 3915 Thread and Resource (by: isitfree)

HR 3915 Information and Resources This goal of this thread is to create a place where information on WHAT ACTION YOU CAN TAKE can be gathered. This bill is serious business and signing a petition is not enough considering the severe ...

11/02/07
Democracy in action

An online petition opposing HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, has supposedly attracted 43833 supporters on a Web site that allows users to collect "signatures" on the Web. ...

11/02/07
hr 3915

HR 3915 Is Dangerous | BloodhoundBlog: Real estate marketing and … HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007, was introduced by Barney Frank, (D-MA). Congressman Frank is also the Chairman of the … ...

Source: Untitled
11/02/07
If House Bill 3915 Passes, Find a New Career!

This morning I was on a nationwide conference call regarding the effects HR 3915 will have on our industry. After this conference call, and reviewing the bill, all 66 pages of it, I applaud the efforts of the congressman. ...

Source: MHVMBA
11/02/07
Endorse ‘NO’ on HR 3915 Petition

We endorse the NO on HR 3915 Petition to US Senator Jon Kyl, US John McCain, President George W. Bush, US Rep Harry E Mitchell. nocopeemee. Please feel free to forward link via an appropriate comment regarding this issue. ...

11/02/07
HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007

Forum: Off-Topic Posted By: RepsolRobert Post Time: 11-02-2007 at 10:41 AM.

11/02/07
Hr 3915

Bradley Miller [D-NC] introduced HR 3915: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential . ...

Source: Bettie
11/01/07
NO on HR 3915 - This Is NOT Consumer Friendly

The NO on HR 3915 Petition to US Senator Jon Kyl, US John McCain, President George W. Bush, US Rep Harry E Mitchell was created by and written by Mark D Spencer (markdspencer_2000@yahoo.com). This petition is hosted here at www. ...

11/01/07
HR 3915 legislation (by: azbroker)

Below you will find the full HR 3915 bill, a section by section summary, the NAMB Press Release, and NAMBs Testimony presented before the HFSC. The bill contains three sections. Title 1 will create a federal duty of care and outlaw ...

11/01/07
Is this the END of the mortgage banker/broker/agent as we know it?

A quote from the ANTI HR 3915 legislation website... http://www.petitiononline.com/HR3915/ "We want to express our opposition to HR Bill 3915. We believe it is burdensome to the independent mortgage broker, anti-competitive, a ...

11/01/07
HR 3915 and how it might get harder to buy a house

I'm kinda having a warm fuzzy when it comes to the Dem's in the US House... until I read about HR 3915 which is currently in the Financial Services Committee. I keep thinking someone is going to shut this piece of crap down but it ...

11/01/07
HR 3915 - The slaughter of the mortgage brokerage industry?

I was just sent a link to sign a petition against a proposed Bill HR 3915 written by Miller, Watt, and Frank. which effectively will annihilate the mortgage brokerage industry. Here is the link to the Bill ...

11/01/07
If House Bill 3915 Passes, Find a New Career!

HR 3915 The Mortgage Reform and Anti-Predatory Lending Act of 2007was introduced by House Financial Services Committee Chairman Barney Frank (D-MA), along with Representatives Miller (D-NC) and Watt (D-NC). ...

11/01/07
NO on H.R. 3915 - This Is NOT Consumer Friendly | Consumer ...

NO on [tag-cat]HR 3915[/tag-cat] View Current Signatures - Sign the Petition Here is a link to the bill:

11/01/07
HR 3915 - The attempted slaughter of the mortgage brokerage industry

I was recently sent a link to sign a petition against a proposed Bill HR 3915 written by Miller, Watt, and Frank. which effectively will annihilate the mortgage brokerage industry. Here is the link to the Bill ...

11/01/07
NAMB Needs Your Help! Important.

On Monday, October 22, 2007, House Financial Services Committee Chairman Barney Frank (D-MA), along with Representatives Miller (D-NC) and Watt (D-NC), introduced HR 3915, the "Mortgage Reform and Anti-Predatory Lending Act of 2007. ...

11/01/07
NO on HR Texas foreclosure 3915 - This Is NOT Consumer Stop ...

NO on HR 3915. View Current Signatures - Sign the Petition. Here is a link to the bill: http://www.house.gov/apps/list/press/financialsvcs_dem/subprimeleg.pdf. To: US Senator Jon Kyl, US John McCain, President George W. Bush, ...

11/01/07
Fha

Bradley Miller (D-NC) has introduced HR 3915. This is a bill which would — oh my — actually make lenders responsible to borrowers for the loans they sell. Indeed, a lender could get sued for providing . Fha At that time the riskiest ...

Source: Fha
11/01/07
HR 3915 legislation (by: azbroker)

Below you will find the full HR 3915 bill, a section by section summary, the NAMB Press Release, and NAMBs Testimony presented before the HFSC. The bill contains three sections. Title 1 will create a federal duty of care and outlaw ...

11/01/07
HR 3915 and how it might get harder to buy a house

Standards will also create a defense to foreclosure. … This is potentially the most devastating thing as it will effectively remove 30-35% of Americans from even being able to own a home….

11/01/07
*****Important Petition against HR 3915***** (by: mmike160)

The link below is to an electronic petition to petition the US House not to pass HR 3915. HR3915 is a poorly conceived bill that will very negatively affect the mortgage industry and will deepen the effects of the current Credit Crunch. ...

11/01/07
National Teleconference to Discuss HR 3915 the "Mortgage Reform ...

On Monday, October 22, 2007, House Financial Services Committee Chairman Barney Frank (D-MA), along with Representatives Miller (D-NC) and Watt (D-NC), introduced HR 3915, the "Mortgage Reform and Anti-Predatory Lending Act of 2007. ...

Source: Untitled
10/31/07
RE: Are You Mortgage Brokers Aware of this: HR 3915

On Tuesday, October 23, 2007 CAMB first reported that HR 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007" was introduced in the House of Representatives and it's first hearing held on Wednesday, ...

10/31/07
RE: Are You Mortgage Brokers Aware of this: HR 3915

HR 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007" 1-NO YSP 2-NO Stated income loans 3-100k Bond req. This will be voted on (And Passed) by Months end (End of November). Once Congress passes this legislation in ...

10/31/07
FHA Reform Moves Ahead in Washington/Bradley Bill to Broker ...

Ironically, moving through the same system, is Bradley's Bill, HR 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007, which will send Brokers the way of the dodo and dinosaur and is due to be voted on November 6. ...

10/31/07
Mortgage Loan Reform Act of 2007 (by: jeffw)

To: All NAMB Members From: Denise Leonard, NAMB Government Affairs Chair RE: National Teleconference to Discuss HR 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007" Mortgage brokers are facing extinction. ...

10/30/07
House Bill to Tighten Mortgage Regulations Introduced

HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, would: Require any mortgage lender to verify that the borrower has a "reasonable ability to repay" a loan Bar paying incentives to brokers who steer borrower's to more ...

10/29/07
Mortgage Action Alliance Newsletter for October 29th, 2007

The Committee called the hearing to examine HR 3915 and listen to perspectives on the bill from the federal financial regulators, consumer advocates and industry representatives. In his testimony, Mr. Pfotenhauer noted the thoughtful ...

Source: MHVMBA

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