H.R.3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (6)

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  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as reported to house.
  • Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as introduced.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as passed house.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as reported to house.

View All (468)

10/29/07
PREDATORY LEGISLATION - YSP (by: rdcurry)

There has been some talk recently regarding recent legislation (HR 3915) regarding predatory lending and mortgage reform. Much of that talk has been centered around the "elimination of YSP". Please go to the house web site and read the ...

Source: Mortgage Broker Forums at Broker Outpost
10/29/07
HR 3915 Is Dangerous

HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007, was introduced by Barney Frank, (D-MA). Congressman Frank is also the Chairman of the House Committee on Financial Services. I outlined the key components of the bill ...

Source: BloodhoundBlog
10/29/07
Capitol Hill and you: legislative update.

The Committee called the hearing to examine HR 3915 and listen to perspectives on the bill from the federal financial regulators, consumer advocates and industry representatives. In his testimony, Mr. Pfotenhauer noted the thoughtful ...

Source: FREE MORTGAGE INFORMATION
10/26/07
PREDATORY LEGISLATION - YSP (by: advisor)

There has been some talk recently regarding recent legislation (HR 3915) regarding predatory lending and mortgage reform. Much of that talk has been centered around the "elimination of YSP". Please go to the house web site and read the ...

Source: Mortgage Broker Forums at Broker Outpost
10/26/07
Mortgage Reform Legislation: Stopping a Crime without Criminals ...

HR 3915 would give consumers the right to sue 'assignees' -- companies that take possession of loans after they are originated -- but only as individuals, not as members of a class-action suit." There are other serious criticisms - such ...

Source: Creditsal
10/26/07
Mortgage Reform Legislation: Stopping a Crime without Criminals

HR 3915 would give consumers the right to sue 'assignees' -- companies that take possession of loans after they are originated -- but only as individuals, not as members of a class-action suit." There are other serious criticisms ...

Source: DMI Blog
10/25/07
House Bill Would Impose Liability on Mortgage-Backed Securitizers ...

The bill, HR 3915, the Mortgage Reform and Anti-Predatory Lending Act, would, among others things, attach limited liability to secondary market securitizers who package and sell mortgage-backed securities in home mortgage loans outside ...

Source: Jim Hamilton’s World of Securities Regulation
10/25/07
HR 3915: Mortgage Reform and Anti-Predatory Lending Act of 2007

Congressman Banker...err...Barney Frank co-authored legislation to "reform" the mortgage business on Monday. You can view the 66-page text here. Bullet Points of the bill include: 1- Prohibition of "yield spread premium" as compensation

Source: BloodhoundBlog
10/25/07
HR 3915 - The Mortgage Reform & Anti-Predatory Lending Act of 2007

This week, Representatives Brad Miller (D-NC), Mel Watt (D-NC) and Barney Frank (D-MA) introduced HR 3915, "The Mortgage Reform and Anti-Predatory Lending Act of 2007". This bill is intended as comprehensive legislation to combat abuses ...

Source: Banking Law Prof Blog
10/25/07
The Market Round Up - 10/25/07

The Mortgage Reform and Anti-Predatory Lending Act of 2007, or HR 3915, represents one of the most comprehensive efforts at mortgage industry reform by House Financial Services Committee chairman Rep. Barney Frank. ...

Source: Earnell's Blog
10/24/07
Mortgage Reform Bill to Face Stiff Opposition

HR 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007,” was introduced by House Financial Services Committee Chair Barney Frank (D-Mass.) in an effort to repair the faltering mortgage industry in the wake of the recent ...

Source: Chapter 7 Bankruptcy Success
10/23/07
Comprehensive Mortgage Reform and Anti-Predatory Lending ...

... in the mortgage lending market, and to provide basic protections to mortgage consumers and investors. The bill, HR 3915, the “The Mortgage Reform and Anti-Predatory Lending Act of 2007” will reform mortgage practices in three areas. ...

Source: Real Estate Rama
10/23/07
Frank opens discussion on mortgage bill today

Reps. Barney Frank (D-Mass.), chairman of the House Financial Services Committee, opens discussion today on his mortgage reform bill, The Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915).

Source: CUNA News Now Headlines
10/23/07
WashingtonWatch.com - H.R. 3915, The Mortgage Reform and Anti ...

US Congress: HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007.

Source: WashingtonWatch.com - Subject: Foreign policy
10/23/07
“The Mortgage Reform and Anti-Predatory Lending Act of 2007” HR ...

The bill, HR 3915, the “The Mortgage Reform and Anti-Predatory Lending Act of 2007” reportedly aims to reform mortgage practices in three areas. First, the bill would establish a federal duty of care, prohibit steering, ...

Source: Sparer Law Blog
10/21/07
Bill Action: Introduced: HR 3915: To amend the Truth in Lending ...

Bradley Miller [D-NC] introduced HR 3915: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential ...

Source: Active Legislation -- Tracked by GovTrack.us
10/21/07
HR 3915, To amend the Truth in Lending Act to reform consumer ...

HR 3915 would amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, and to provide ...

Source: WashingtonWatch.com - Welcome to WashingtonWatc...
10/21/07
Bill Introduced: HR3915 To amend the Truth in Lending Act to ...

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum ...

Source: Open Congress : House Financial Services...
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