H.R.3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (6)

All Bill Titles

  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as reported to house.
  • Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as introduced.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as passed house.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as reported to house.

View All (468)

12/19/08
Another Bailout? Golman Sachs

... HR 3221 · HR 3915 · HR 5140 · HR 5830 · HR 6254 · Lending Ethics · loan modifications · MBA Convention · Mortgage Fraud · Mortgage Industry Legislation · mortgage industry regulation

Source: Untitled
12/18/08
Real Estate Blog - 4 score, 3 score, 2 score, 1 score ...

... housing crisis (1), hr 3915 (1), human nature (1), hurricane (2), icc (1), illegal immigrants (1), individual (1), inflation (1), integrity (1), intercounty connector (1), interest rate increase (1), interest rates (1), internet (1) ...

12/17/08
Why the Fed’s Policy Statement Has More to do With Dropping ...

... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (187); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...

12/16/08
Will Mortgage Rates Be the Next Bubble? | Florida Mortgage Report

... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...

12/15/08
Treasury’s New Foreclosure Plan

... HR 3221 · HR 3915 · HR 5140 · HR 5830 · HR 6254 · Lending Ethics · loan modifications · MBA Convention · Mortgage Fraud · Mortgage Industry Legislation · mortgage industry regulation

Source: Untitled
12/14/08
Calculated Risk: Mortgage Risk Perception

This bill, H.R. 3915 will affect every one of us weather you are in the mortgage industry or if you are a consumer. This will allow the banks to take full control of all pricing and products available to all Americans. ...

12/14/08
Real Estate Blog - The Worst Is Yet To Come - What Will You Do ...

... holiday marketing (1), home building (1), home buying 101 (3), homebuying 101 (1), home equity line (2), home loans (2), home sales (1), home staging (2), honesty (7), hope (2), house bill (2), hr 3221 (2), hr3915 (1), hr 3915 (2) ...

12/12/08
Abusive Lending In The Subprime Market - Issue Summary | RIRealty.com

On November 15, 2007, the House of Representatives passed H.R. 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007,” which would regulate all mortgage originators (lenders and mortgage brokers) and the underwriting of ...

12/11/08
Real Estate Blog - Tips Countdown: #23 Full Doc Income Explained

... holiday marketing (1), home building (1), home buying 101 (3), homebuying 101 (1), home equity line (2), home loans (2), home sales (1), home staging (2), honesty (7), hope (2), house bill (2), hr 3221 (2), hr3915 (1), hr 3915 (2) ...

12/09/08
Telenovelas Killed the Mortgage Market | Florida Mortgage Report

... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...

12/09/08
Traci Gregory, Financier:

... Family · fannie mae freddie mac · federal reserve · FHA LOANS FOR FIRST TIME HOMEBUYERS · FHA Secure · Film · Frank McKinney, RealEstateRockCzar · Hedge Funds · HR 3915 · i.o.u.s.a. the mov

12/08/08
Change You Can Count On (12/9/08) -- www.GovernmentExecutive.com

The Blue Dogs passed H.R.3915 "The Mortgage Reform and Anti-Predatory Lending Act of 2007" in November, 2007. To date, it STILL remains before the United States Senate. The House bill would require lenders to write mortgages that take ...

12/08/08
Real Estate Blog - Low Loan Amounts Difficult To Fund

... holiday marketing (1), home building (1), home buying 101 (3), homebuying 101 (1), home equity line (2), home loans (2), home sales (1), home staging (2), honesty (7), hope (2), house bill (2), hr 3221 (2), hr3915 (1), hr 3915 (2) ...

12/06/08
Senate mortgage reform bill out | RealEstateRama

The bill, S.2452, would revise the Truth in Lending Act to include a definition of “high cost” mortgage—governed by added disclosures under the Home Ownership and Equity Protection Act—in a manner similar to H.R. 3915, introduced by Rep

12/05/08
Real Estate Blog - If You Had Nothing To Fear ...

... holiday marketing (1), home building (1), home buying 101 (3), homebuying 101 (1), home equity line (2), home loans (2), home sales (1), home staging (2), honesty (7), hope (2), house bill (2), hr 3221 (2), hr3915 (1), hr 3915 (2) ...

12/05/08
San Mateo County coastal property advertising | Coastal Real ...

... liability prevention legislation law Landlords internet marketing inspection information management information industry HR 3915 HR 3648 home wanted home search home prices home needed home loans home improvement Home buyers Holiday ...

12/05/08
Florida Mortgage Rates Hit 4.5% | Florida Mortgage Report

... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...

12/04/08
Real Estate Blog - What I don't Like About HR 3915 Pt 2

As most of you know by now, Congress is looking for a solution to a very real problem. Whether election year grand standing or honest efforts to help Americans, the result could be the same. The very people they are trying to protect ...

12/03/08
2007-2008 Half Moon Bay days-on-market trends | Coastal Real ...

... mortgage update mold moisture MLS Mavericks map search Main Street litigation prevention list liability prevention legislation law Landlords internet marketing inspection information management information industry HR 3915 HR 3648 ...

12/01/08
Commentary: Mandatory Mortgage Modifications and the US Consitution

... HR 3221 · HR 3915 · HR 5140 · HR 5830 · HR 6254 · Lending Ethics · loan modifications · MBA Convention · Mortgage Fraud · Mortgage Industry Legislation · mortgage industry regulation

Source: Untitled
12/01/08
Tanta, of Calulated Risk, Will be Missed | Florida Mortgage Report

... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...

11/29/08
Real Estate Blog - Learn to Adapt and Get OUR of Your Comfort Zone

... house prices (1), housing (2), housing bubble (1), housing crisis (1), housing inventory (8), housing market (15), housing market subprime (3), housing prices (2), housing slump (5), hovnanian (1), how to (1), hr 3915 (1), hud (2) ...

11/27/08
HAPPY THANKSGIVING | Florida Mortgage Report

... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...

11/25/08
jennifer nicole lee gallery. Комментарии : Дневники на 3DNews

hr 3915 · upbeat christmas songs · ttx hooligun · government information of private medica · rules for multiplying trinomials · jeff wylers used vehicles · trism · auto public auctions orlando fl · fr

11/21/08
8 Home loan don'ts from Keller & Esplana | Coastal Real Estate and ...

... mortgage update mold moisture MLS Mavericks map search Main Street litigation prevention list liability prevention legislation law Landlords internet marketing inspection information management information industry HR 3915 HR 3648 ...

11/20/08
The Nation Association of Mortgage Brokers announced its ...

In November 2007, Congress noted the necessity of treating all origination channels equally with the passage of H.R. 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007.” In addition, NAMB’s comment letter, submitted to ...

11/20/08
grndexter: Hey! It's time to recognise...

"The United States House of Representatives passed H.R.3915 "The Mortgage Reform and Anti-Predatory Lending Act of 2007" in November, 2007. It remains before the United States Senate.[3] The House bill would require lenders write ...

11/20/08
Real Estate Blog - Are we really headed for a deflationary spiral?

... homecomings (1), home equity (1), home equity line (2), homeowners (3), hope (2), houseing (1), housing (1), housing recovery (1), hr 3915 (2), hud (3), humor (1), hurricane (1), hydogen (1), hyper inflation (1), hypocrisy (1) ...

11/20/08
Real Estate Blog - Olney Golf Park...........making a difference ...

... house cleaning (1), housing (1), hr 3915 (1), human nature (1), hurricane (2), icc (1), illegal immigrants (1), individual (1), inflation (1), integrity (1), intercounty connector (1), interest rate increase (1), interest rates (1) ...

11/20/08
Money Merge Accounts: Zero Risk? | Florida Mortgage Report

... Florida Foreclosures (26); Florida Investment Fund (1); Florida Mortgage (186); Florida Real estate (185); Foreign Investors (29); Freddie Mac (16); Home Ownership Preservation and Protection Act of 2007 (1); HR 3915 (10) ...

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