H.R.3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (6)

All Bill Titles

  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as reported to house.
  • Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as introduced.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as passed house.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as reported to house.

View All (468)

11/18/08
Commentary: Mandatory Mortgage Modifications and the US Consitution

... HR 3221 · HR 3915 · HR 5140 · HR 5830 · HR 6254 · Lending Ethics · loan modifications · MBA Convention · Mortgage Fraud · Mortgage Industry Legislation · mortgage industry regulation

Source: Untitled
11/18/08
It’s a Real Estate Boom for First Time Home Buyers | Call This ...

greensboro area homes foreclosures mortgage financing greensboro homes for sale Mortgage Reform and Anti Predatory Lending Act of 2007 HR 3915 homes for sale in greesboro Fixed Rate Loans First Time Homebuyer greensboro buyers agent ...

11/18/08
A Half Moon Bay sunset | Coastal Real Estate and Lifestyles

... mortgage update mold moisture MLS Mavericks map search Main Street litigation prevention list liability prevention legislation law Landlords internet marketing inspection information management information industry HR 3915 HR 3648 ...

11/17/08
National Association of Mortgage Brokers (NAMB) responds to HUD's ...

In November 2007, Congress noted the necessity of treating all origination channels equally with the passage of HR 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007.” In addition, NAMB’s comment letter, submitted to HUD ...

11/16/08
Real Estate Blog - Note on Eagle Chamber Meeting Today, Nov 11

... house prices (1), housing (2), housing bubble (1), housing crisis (1), housing inventory (8), housing market (15), housing market subprime (3), housing prices (2), housing slump (5), hovnanian (1), how to (1), hr 3915 (1), hud (2) ...

11/15/08
Do you want to watch price reductions? | Coastal Real Estate and ...

... mortgage update mold moisture MLS Mavericks map search Main Street litigation prevention list liability prevention legislation law Landlords internet marketing inspection information management information industry HR 3915 HR 3648 ...

11/10/08
Real Estate Blog - Down Payment Assistance Needed - Call Congress ...

... house financial services committee (1), housing assistance tax act (1), housing bill (13), housing counseling (2), housing crisis (1), housing law (5), housing market (1), housing rescue (1), hp 1177 (1), hr 3221 (1), hr 3915 (1) ...

11/02/08
Real Estate Blog - Banker Groups Dissent "HARD" On The Home ...

Aren't these the same people that opposed the elimination of the yield spread premium in HR-3915 ? :-). 05/13/2008 05:46 PM, by David Saks - Real Estate Broker (The Real Estate Mart of Tennessee, Inc.) Richard, solid comment. ...

11/02/08
H.R. 3915 Mortgage Reform Legislation - Mortgage Foundation

I'm writing this post out of the recent disgust that I have for recent policy maker decisions. These decisions are being made for "the benefit" of everyone, when more realistically they are knee jerk reactions by poorly informed p...

11/01/08
Roger Wicker: Bad For Mississippi College Students

[CQ House Presidential Support Scores, 109th Congress; HR 3915, Vote 1118, 11/15/2007] In addition, while Senator Wicker has voted against students, the interests of our economy, and increasing the minimum wage he has repeatedly taken ...

10/31/08
Bill For Georgia Blogosphere: Jack Kingston: Before Bachman, Worse ...

Jack voted against the Anti-Predatory Lending Act (HR 3915), but he was and is for financial deregulation; in 2006 he said:. Despite the critics, it is clear that our economy is rocking and rolling like never before! ...

10/28/08
Drake profited from foreclosures

[HR 3915, Vote # 1118, 11/15/07]. I can see no reason for voting against this bill. I’ve been around the mortgage business for twenty years. And when I talk to my clients in this business, I find that they mostly agree with this. ...

10/24/08
.R. 3915 the Mortgage Reform and Anti-Predatory Lending Act of ...

H.R. 3915, otherwise known as H .R. 3915 the Mortgage Reform and Anti-Predatory Lending Act of 2007, is poised to effectively end the practice of brokering mortgage loans as we know it by eliminating YSP or Yield Spread Premium. ...

Source: LeadPress
10/24/08
Real Estate Blog - HR 3915 - The slaughter of the mortgage ...

I was just sent a link to sign a petition against a proposed Bill HR 3915 written by Miller, Watt, and Frank. which effectively will annihilate the mortgage brokerage industry. Here is the link to the Bill ...

10/24/08
H.R. 3915 the Mortgage Reform and Anti-Predatory Lending Act of 2007

The H .R. 3915 the Mortgage Reform and Anti-Predatory Lending Act of 2007 is is poised to effectively end the practice of brokering mortgage loans as we know it and cause harm to consumers via bad legislation. | LeadPress.

Source: LeadPress
10/24/08
Subprime Institute 2008: Regulators Update-Subprime Crisis and ...

Russell J. Bruemmer; HR 3915, CRS Summary as of 11/15/2007, Mortgage Reform and Anti-Predatory Lending Act of 2007 Russell J. Bruemmer; Statements on Introduced Bills and Joint Resolutions (Senate - December 12, 2007) ...

10/23/08
Practising Law Institute - Subprime Institute 2008: Regulators ...

Russell J. Bruemmer; H.R. 3915, CRS Summary as of 11/15/2007, Mortgage Reform and Anti-Predatory Lending Act of 2007 Russell J. Bruemmer; Statements on Introduced Bills and Joint Resolutions (Senate - December 12, 2007) ...

10/23/08
Washington Mutual Appraisal Scandal

Case In Point: HR 3915 “The Mortgage Reform and Anti-Predatory Lending Act of 2007” if passed will effectively eliminate mortgage brokers from the home lending landscape. This bill basically blames all the foreclosures on the brokers ...

10/21/08
Ellen's Illinois Tenth Congressional District Blog: And the too ...

Kirk voted for an amendment to HR 3915 that would have removed a section of the bill prohibiting irresponsible lending practices and balloon payments on high-cost mortgages. [House Vote 1116, HR 3915, 11/15/07] ...

10/20/08
As of the 2004 census more than two and a half million small ...

Lendfast.com Self-working borrowers will be hurt the most had better Senate Democrats have their way with the proposed bill HR 3915. Administration Business Debt Financing Loan Personal Small Fort Worth Unsecured Small Business Loan ...

10/14/08
Anti-Predatory Lending Act: Jack Kington voted Nay

On November 2007, 291 members of the US House voted for HR 3915: Mortgage Reform and Anti-Predatory Lending Act of 2007. All of Georgia's Democratic representatives voted Yea; all Ga. Republican representatives voted Nay, including Jack ...

10/13/08
things to look into.

... american housing rescue and foreclosure prevention act (hr 3221, may 2008); mortgage reform and anti-predatory lending act of 2007 (hr3915) on november 15; office of federal housing enterprise office (ofheo): regulator of gses, ...

10/11/08
The Truth

Only after the Democrats took control of the Congress and initiated specific legislative reforms (HR 3915) did Federal Reserve Chairman Ben Bernanke finally issue regulations under the very authority they have had since 1994. ...

10/11/08
Rep. Barney Frank Explains the Bailout

After a series of hearings in 2007 held by the Financial Services Committee highlighting the Fed's inaction under HOEPA, on November 15, 2007 the House passed comprehensive subprime lending legislation (HR 3915, the "Mortgage Reform and ...

10/11/08
Stephen Camp To Run Ad Against Lynn Westmoreland

... trying to unseat Republican Lynn Westmoreland in the 3rd congressional district, is going on the offense with a new ad criticizing his opponent’s vote against the Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR3915). ...

10/11/08
The Truth

Only after the Democrats took control of the Congress and initiated specific legislative reforms (HR 3915) did Federal Reserve Chairman Ben Bernanke finally issue regulations under the very authority they have had since 1994. ...

10/11/08
stephen camp to run ad against lynn westmoreland

... trying to unseat republican lynn westmoreland in the 3rd congressional district, is going on the offense with a new ad criticizing his opponent's vote against the mortgage reform and anti-predatory lending act of 2007 (hr3915). ...

10/07/08
Subprime Institute 2008

Bruemmer; HR 3915, CRS Summary as of 11/15/2007, Mortgage Reform and Anti-Predatory Lending Act of 2007 Russell J. Bruemmer; Statements on Introduced Bills and Joint Resolutions (Senate - December 12, 2007) Russell J. ...

10/06/08
Banking and Financial

On October 22, the chair of the Committee on Financial Services of the House of Representatives and co-sponsors introduced the Mortgage Reform and Anti-Predatory Lending Act of 2007, HR 3915…. .

10/06/08
Appraisal Independence

15 as part of HR 3915. While it is unlikely that Congress will act on this legislation by the end of the year, it is not out of the realm of possibility. And with housing still a top issue for the nation, I suspect there will be some ...

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