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H.R.3915: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.

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November 26, 2007 HR 3915 - Getting Warmer

"Though 3915's heart is in the right place, and there aspects of it that will actually protect consumers without damaging their individual liberties, there are still parts of the bill that are unnecessary and will only serve to prevent ...

November 26, 2007 Ron Pauls Vote on HR 3915 (by: Dana Point)

11/15/07 Vote 1118: HR 3915: Mortgage Reform and Anti-Predatory Lending Act Not Voting 11/15/07 Vote 1117: HR 3915: Mortgage Reform and Anti-Predatory Lending Act Not Voting Is he consistent? - Last Post by: Dana Point on 11/26/2007 ...

November 25, 2007 Ron Pauls Vote on HR 3915 (by: broker949)

11/15/07 Vote 1118: HR 3915: Mortgage Reform and Anti-Predatory Lending Act Not Voting 11/15/07 Vote 1117: HR 3915: Mortgage Reform and Anti-Predatory Lending Act Not Voting Is he consistent? - Last Post by: broker949 on 11/25/2007 ...

November 23, 2007 HR 3915- Follow-Up to Mortgage Reform Bill

On Thursday, November 15, the House of Representatives approved HR 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007,” by a vote of 291-127. If enacted, this legislation would fundamentally change mortgage practices in . ...

November 22, 2007 Mortgage Reform Bill passes house

Yeah or OH NO! Congress.org On Thursday, by a vote of 291-127, the House passed H.R ... so that they are not facing foreclosure, specifically when adjustable mortgage rates reset. Bill H.R.3915

November 22, 2007 COMMITTEE PASSES H.R. 3915 45 - 19

COMMITTEE PASSES H.R. 3915 45 - 19 GOES TO FULL HOUSE NEXT WEEK So, Senator Bradley Miller's bill has the approval of 45 of his peers. It moves on to the House, and then President Bush has the choice to sign it or veto it. My Republican friends don'

November 22, 2007 Mortgage Reform Bill passes house | Call This Realtor Now

Congress tackle the task of trying to curb high foreclosures. Channel: Real Estate Tags: mortgage reform HR 3915 foreclosures refinancing.

November 22, 2007 HR 3915- Follow-Up to Mortgage Reform Bill

On Thursday, November 15, the House of Representatives approved HR 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007,” by a vote of 291-127. If enacted, this legislation would fundamentally change mortgage practices in . ...

November 21, 2007 HR 3915- Follow-Up to Mortgage Reform Bill

On Thursday, November 15, the House of Representatives approved HR 3915, the “Mortgage Reform and Anti-Predatory Lending Act of 2007,” by a vote of 291-127. If enacted, this legislation would fundamentally change mortgage practices in ...

November 21, 2007 Why Kagro X is wrong on HR 3915

Kagro's headline is:. "Mortgage industry set to eat your flesh. Again." But then Kagro follows this jump the shark headline up with the very first line of his diary. "My understanding of mortgage banking is minimal" ...

November 21, 2007 HR 3915- Follow-Up to Mortgage Reform Bill

Although the Administration supported several key goals of HR 3915, it believed this legislation would restrict credit for potential homebuyers and limit refinancing options for current homeowners. Action now moves to the Senate where … ...

November 20, 2007 The New York Times Versus Brokers and Banks

If you read any of my work on mortgages and HR 3915 you will see my business has complexities that are totally foreign to anyone in Congress. They are making laws about things they can't define like predatory lending. ...

November 20, 2007 November 20: Industry Risk - Mortgage Bankers Miffed Over Passage ...

The US House of Representatives passed the Mortgage Reform and Anti-Predatory Lending Act (HR 3915) on Thursday. Click on headline to get more of the story on RiskCenter.com.

November 20, 2007 HR 3915 - Getting Warmer

HR 3915: a FRANK Discussion. I'm not going to rewrite the HR 3915 bibles that have already been written. This article will simply collate the most valuable information available on the bill at this time and of course you will g. ...

November 20, 2007 HR 3915 Update on Bill that passed the House

HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007, passed the House by a vote of 291 to 127 on Thursday 11/15/2007, the first major step in the 3-step legislative process. The bill now heads to the Senate where, ...

November 20, 2007 Mortgage Reform and Anti-predatory Lending Act of 2007 HR 3915

Lendfast.com - Do you have perfect credit and a sizeable down payment for your first home? If so, this article may be of little interest to you. However, if you are like the millions of Americans who do not fit this profile you may want ...

November 20, 2007 The House Passes HR 3915: The Mortgage Reform Bill!

"On Thursday, by a vote of 291-127, the House passed HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, sponsored by Representative Brad Miller. The bill would enact standards on mortgage brokers, lenders, ...

November 20, 2007 HR 3915 - Getting Warmer

The reason 3915 makes me so incensed is that it will still harm those who it professes to protect. I could care less about what you think CAUSED the CRISIS. If you are focused on blame, like Ralph... [[ This is a content summary only. ...

November 20, 2007 HR 3915 - Getting Warmer

The reason 3915 makes me so incensed is that it will still harm those who it professes to protect. I could care less about what you think CAUSED the CRISIS. If you are focused on blame, like Ralph Roberts and Barney Frank, ...

November 19, 2007 A Comment on Investor Liability and HR 3915

I have not yet had time to study the new predatory lending bill passed by the House, HR 3915, which others have blogged about here and here, among other places, and so I am still forming my views on it. Still, one thing that strikes me ...

November 19, 2007 House Votes - HR 3915: Mortgage Reform and Anti-Predatory Lending Act

825: Providing for consideration of HR 3915 On Ordering the Previous Question Passed 224-195 On agreeing to the resolution Agreed to by voice vote. HR 3915: Mortgage Reform and Anti-Predatory Lending Act of 2007 ...

November 19, 2007 Congress 110, House vote: Vote 1118: HR 3915

Question: On Passage. Bill: HR 3915 Vote description: Mortgage Reform and Anti-Predatory Lending Act Result: Passed, 291-127, with 14 not voting. Ron Paul voted Not Voting.

November 19, 2007 HR 3915 Passes House - Minus YSP Restriction

However, one key component of HR 3915, the elimination of the YSP (yield spread), was dropped from the proposal. Eliminating the yield spread, a payment made to brokers for selling an interest rate ABOVE the the rate the consumer ...

November 19, 2007 House Passes HR 3915

On Thursday, the House passed the Mortgage Reform and Predatory Lending Act of 2007. The House voted 291 to 127 to approve legislation that would curb common abusive practices in the subprime mortgage market. These abuses are blamed for ...

November 19, 2007 Landlords and lawyers relief or just good sense?

Last Thursday, the US House of Representatives passed the Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915) in a 291-127 vote. The bill is contentious, with some saying that it’s too strict and others saying that it’s not ...

November 19, 2007 HR 3915 Bill

First, I have read Bill HR 3915 in it's entirety and have also viewed the amendments and the actions taken. This bill brings to light, in my opinion what should have been done long ago, a mortgage broker registration process (Kansas ...

November 19, 2007 Congress 110, House vote: Vote 1114: HR 3915

Question: On Agreeing to the Amendment. Bill: HR 3915 Result: Failed, 172-249, with 16 not voting. Ron Paul voted Not Voting.

November 19, 2007 Red Alert: HR 3915 Passed The House!

For those of you who don't know what HR 3915 is here is a breakdown. It will:. Create a National Licensing System for Mortgage Lenders; Hold loan securitizers responsible for consumers' "reasonable ability" to repay a loan ...

November 18, 2007 The Negative Impacts of the Mortgage "Reform" Act

As Rottenchester points out, Congressman Kuhl was one of 127 Republicans to vote against passage of HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007. To be sure, there are a few good items in this bill, ...

November 18, 2007 HR 3915 Would Impose New Burdens and Limits on Moderate Income ...

Forum: The "Dinaraholic" Lounge Posted By: tmorr37 Post Time: 11-18-2007 at 11:05 PM.