U.S. Congress - Blog Articles for H.R.3915 Mortgage Reform and Anti-Predatory Lending Act of 2007
H.R.3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007
To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (6)
All Bill Titles
- Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as reported to house.
- Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
- Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
- Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as introduced.
- Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as passed house.
- Short: Expand and Preserve Home Ownership Through Counseling Act as reported to house.
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john mica = the past
hr3915: to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators. prohibits certain creditor practices with respect to ...
The Provocateur: Ten Economic Fundamentals and their Consequences
H.R. 3915 said all sorts of nonsense. The reason I got deeply involved in the debate is because it attempted to eliminate Yield Spread Premium. That is a tool for mortgage brokers to make money. Essentially embedded in the rate is the ...
Mortgage Lenders Donââ¬â¢t Want The Bill For Mortgage Problems
Mortgage Lenders Donââ¬â¢t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...
How does a lender really get paid?
Recent legislation (HR 3915, "The Mortgage Reform and Anti-Predatory Lending Act of 2007 endorsed by Barney Frank, House Financial Services Committee Chairman) on the federal level, seeks to eliminate the yield spread paid to brokers ...
How does a lender really get paid?
Recent legislation (HR 3915, "The Mortgage Reform and Anti-Predatory Lending Act of 2007 endorsed by Barney Frank, House Financial Services Committee Chairman) on the federal level, seeks to eliminate the yield spread paid to brokers ...
Comment by John Fedders (July 12, 2008, 01:00:00)
The only thing I like about the bill is its having addressed the gray area surrounding a renter who had the misfortune of occupying a residence that was subsequently foreclosed upon. In that case it preserves the role of real estate as ...
Mortgage Lenders Donââ¬â¢t Want The Bill For Mortgage Problems
Mortgage Lenders Donââ¬â¢t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...
where is the mortgage reform bill?
other bills like hr 3915 and s 2452 which address predatory lending, have been mostly tabled for partisan concerns, most likely to be revisited post-election. the problem is⦠we have a consensus, the bill has been voted on and ready to ...
COMPLETE COVERAGE: FORECLOSURE CRISIS - FORT LAUDERDALE SUN-SENTINEL
"HR 3915, A Debt Reform as good as Anti-Predatory Lending Act of 2007, would not usually tie up a debt attention, though yield which tenantsâ leases would tarry foreclosure, as good as which month-to-month ...
The Surreal Life: Starring the Legislature
It all started with HR 3915. This was a punitive bill and its only effect would have been killing the mortgage broker industry. While that failed to get passed, what happened next was proposal after proposal that for larger and larger ...
Appraisal Institute
The Appraisal Institute requests all members to immediately contact their Senators in support of HR 3915, in addition to speaking out against the appraiser bonding requirement found in S. 2452. CLICK HERE to add your comments on the . ...
bills affecting the appraisal insustry
mortgage reform and anti-predatory lending act of 2007 (referred to senate committee after being received from house)[hr3915.rfs] 7 . mortgage reform and anti-predatory lending act of 2007 (engrossed as agreed to or passed by ...
Mortgage Reform and Anti-Predatory Lending Act of 2007
On Monday, October 22, 2007, House Financial Services Committee Chairman Barney Frank (D-MA), along with Representatives Miller (D-NC) and Watt (D-NC), introduced HR 3915, the "Mortgage Reform and Anti-Predatory Lending Act of 2007. ...
Mortgage Lenders Donââ¬â¢t Want The Bill For Mortgage Problems
Mortgage Lenders Donââ¬â¢t Want The Bill For Mortgage Problems. Within the bill (HR 3915: Mortgage Reform and Anti-Predatory Le...
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How Many of you Have $10000 Just Lying Around? - S. 2452 Home ...
The Appraisal Institute requests all members to immediately contact their Senators in support of HR 3915, in addition to speaking out against the appraiser bonding requirement found in S. 2452. CLICK HERE to add your comments on the ...
RE: YSP Disclosure form getting the Boot. No longer required.
If HR 3915 goes through, all originators will be required to disclose YSP- not just brokers. There is also the issue of borrower informed choice and lenders and brokers seeking to curtail fiduciary liability. ...
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The Upside of the Downslide With rates high and housing values ...
Anyone interested should write to their Congressman or Congresswoman and state categorically that they want to be able to get no point or no cost loans and that the part of HR 3915 eliminating YSPs must be struck out. ...
WashingtonWatch.com Polls - Speak Up on Appraiser Issues!
The Appraisal Institute requests all appraisers immediately contact their Senators in support of HR 3915, in addition to speaking out against the appraiser bonding requirement found in S. 2452. Under each poll is the Appraisal ...
Comment by Edd (May 26, 2008, 01:00:00)
As an appraiser once subjected to tremendous pressure and abuse to bend to the will of loan originators and to the extent the bill reaches to curb that, it cannot be passed fast enough. I say once because I will not accept mortgage ...
Roger Wicker and the Mortgage Crisis
HR 3915. Rubber Stamp Rogerâs vote on HR 3915. If you are interested in Mississippi politics, CottonMouth does some of the best blog coverage there is. Its my home state, but move across border to SW TN a year ago. ...
MS-SEN: Roger Wicker and the mortgage crisis
... helped to curb this crisis as well as help the thousands of Mississippians caught in the cross-hairs of this debacle. Don't take my word on it, click on these links and read for yourselves HR 3915 Rubber Stamp Roger's vote on HR 3915.
S. 2452, the Homeownership Preservation and Protection Act Could ...
The Appraisal Institute requests all members to immediately contact their Senators in support of HR 3915, in addition to speaking out against the appraiser bonding requirement found in S. 2452.
NAMB Industry Protection Initiative
When HR 3915 went to the House Floor, you responded. In just a few hours, more than seven thousand NAMB members flooded the Hill with letters, faxes, e-mails and phone calls. With your support and passion we won that battle. ...
big changes in 2008
other bills such as the mortgage reform and anti-predatory lending act of 2007 (hr 3915) and the escrow, appraisal and mortgage services improvement act (hr 3837) seek to reform mortgage practices. hr 3915 passed the house in november ...
My 2008 Republican Playbook
From socialized medicine, to HR 3915, to Barack Obama's jobs plan, each of their plan is a combination of more taxes, spending, regulations, and government bureaucracy. That is exactly what terrified Reagan, and it is time to call a ...
Realtors in even more danger of less business and mortgage brokers ...
... go on from the largest mortgage lending banks in the US. Now these very banks are counseling Congress on a new law, HR 3915 which will significantly hurt the way consumers buy homes in the US. (click for Full Story) GetPrequalified.com.
REFINANCE FT LAUDERDALE
The US House of Representatives passed a new mortgage lending bill (HR 3915) on Thursday evening by a 291-127 vote. More » Mortgage Applications at a one year highNovember 16th, 2007 Demand for mortgage loans is at a one year high, ...
Letter from Cong. John Tanner~District#8-Tennessee
Last November, I supported HR 3915, the Mortgage Reform and Anti-Predatory Act, legislation requiring national compliance with federal standards on disclosure requirements for banks and/or credit unions when they are offering home loans ...
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