Blog Articles for H.R.3915
H.R.3915: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.
November 16, 2007 Hey, it's better than indentured servitude
On Thursday, the House passed the Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915) in a 291-127 vote. While it would do some good like requiring lenders to evaluate a borrower's ability to repay a loan, there are several ...
Source: Watchdog Blog
November 16, 2007 Mortgage Reform: A Dream Deferred?
Once the modest hope of the financial justice advocacy world, HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007, has slipped considerably in the estimation of many of its former supporters. The New York Times, ...
November 16, 2007 House Committee Posts Mortgage Reform Details
Below is the news release from the House Financial Services Committee showing the general features of the reform measure, HR 3915, just passed in the House. The bill, of course, will also need approval by the Senate and then must gain ...
Source: FHA Mortgage Guide
November 16, 2007 HR 3915
They are debating HR 3915, which is titled: Mortgage Reform and Anti-Predatory Lending Act. The bill for the most part has it's good spots and has it's similarities to the new Minnesota law. The good spots are a new requirement to have ...
Source: Minnesota Mortgage Musings
November 16, 2007 HR 3915 - Mortgage Reform Act - Receives bipartisan support: 291 ...
"HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, would create a national licensing system for mortgage loan originators and require lenders to determine that borrowers have a reasonable ability to repay a loan. ...
Source: Appraisal Scoop
November 15, 2007 HR 3915 : A solution that creates bigger problems
That's the case with Representative Brad Miller's bill, HR 3915. It's also hard for me, as a Democrat, to believe that a member of my party, serving his constituents, would propose this horrendously bad, consumer harmful legislation. ...
November 15, 2007 A New Loan Scheme
The proposal in question is HR 3915 -- the "Mortgage Reform and Anti-Predatory Lending Act of 2007." The bill is co-sponsored by North Carolina Reps. Brad Miller and Mel Watt (and others) and is inspired by the state law. ...
Source: CIN Top News
November 15, 2007 We're opposing mortgage reform bill on House floor today
His efforts have been laudatory, but largely because the Congressional process is so dominated by special interests, his modified compromise bill HR 3915, sponsored with others including Brad Miller (D-NC), no longer achieves the goals ...
Source: US PIRG Consumer Blog
November 15, 2007 House Passes Mortgage Bill HR 3915
The House vote on controversial mortgage bill HR 3915 passed by a vote of 291-127 today. Reactions were mixed, with Democrats pleased with the result, and Republicans showing their disapproval. âWhat we have today is a bill that cannot ...
Source: The Truth About Mortgage.com
November 15, 2007 FHA Mortgages: House Passes Mortgage Reform, HR 3915, 291-127
The House of Representatives has passed HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007. The bill passed the House by a vote of 291-127. Kieran P. Quinn, CMB, Chairman of the Mortgage Bankers Association (MBA) said ...
Source: FHA Mortgage Guide
November 15, 2007 HR 3915 "Mortgage Reform and Anti-Predatory Lending Act of 2007"
NARHRI MEMBER ALERT HR 3915 "Mortgage Reform and Anti-Predatory Lending Act of 2007" The stated purpose of HR 3915 is to prevent the events surrounding the subprime lending crisis from ever occurring again. A summary of the provisions ...
Source: Tucker One Properties
November 15, 2007 Congressional Action taken on HR 3915
I think a lot of people were expecting a vote today (Thursday, November 15) on HR 3915, the controversial Mortgage Reform and Anti-Predatory Lending Act. Instead, in typical convoluted Congressional fashion, the Committee on Rules ...
Source: foreclosure matters
November 15, 2007 HADD call to action!! URGENT! Mortgage Bill (HR 3915); Mortgage ...
This is a plea for those of you who can ??? on your professional or personal time ??? to contact your representatives today to urge them to strengthen, not weaken, the mortgage bill (HR 3915). Message to Representatives: (Call (202) ...
Source: Exposing New Home Builders
November 15, 2007 Daily Kos on HR 3915: Mortgage Industry Set To
The Daily Kos, the self-proclaimed "liberal blog network" published an article today by author "Kagro X" about HR 3915, the Anti-Consumer Mortgage Bill ,working its way to Chairman Chris Dodd's committee in the Senate. ...
Source: Mortgage Rates Report
November 15, 2007 RE: HR 3915 Vote 11/15/07
Quote:. It's the fog of war right now. They are in debate for the next hour. Ammendments to Title III by Rep Miller will help keep ysp in place as a tool for reasonable use by brokers. ...
Source: autodogmatic Banter
November 15, 2007 HR 3915 : A solution that creates bigger problems
That's the case with Representative Brad Miller's bill, HR 3915. It's also hard for me, as a Democrat, to believe that a member of my party, serving his constituents, would propose this horrendously bad, consumer harmful legislation. ...
November 15, 2007 RE: HR 3915 Vote 11/15/07
Author: buyerbeware Posted: Thu Nov 15, 2007 6:11 pm (GMT 0) Topic Replies: 16 I hate to use this e-speak but LOL, Bill.
Source: autodogmatic Banter
November 15, 2007 HR 3915 Vote 11/15/07 (by: keckpas)
HR3915 goes to the House of Representatives for a vote on Thursday 11/15/07. Dont let the Big Banks win. Contact your Congressman now! Not sure how to contact your Congressman? Go here: http://www.house.gov/ From NAMB. ...
November 15, 2007 Daily Kos on HR 3915: Mortgage Industry Set To
Instead of paying an upfront cost for a lower rate (and payment), a consumer can voluntarily take a higher rate and receive a credit towards the closing costs. Let me explain for the Kos-heads: Read more ». Original post by Brian Brady.
Source: Discount Mortgage
November 15, 2007 Consumer Groups Unite to Try to Defeat Predatory Lending Bill I ...
I don't think it would be an exageration to say that policy wonks at the various prominent consumer groups feel stabbed in the back by HR 3915, the predatory lending bill which was supposed to go up for vote today in the House. ...
Source: AFSCME 3357-HOF'S BLOG
November 15, 2007 HR 3915 Vote 11/15/07 (by: lunarhamster)
HR3915 goes to the House of Representatives for a vote on Thursday 11/15/07. Dont let the Big Banks win. Contact your Congressman now! Not sure how to contact your Congressman? Go here: http://www.house.gov/ From NAMB. ...
November 15, 2007 RE: HR 3915 Vote 11/15/07
Author: Tenn-o-see Posted: Thu Nov 15, 2007 3:03 pm (GMT 0) Topic Replies: 3 LIVE Debate NOW on C-SPAN and www.c-span.org. "There ain't no guilty people in prison." - Anon.
Source: autodogmatic Banter
November 15, 2007 HR 3915 In NOT Consumer Friendly
clipped by: scottpasinski clipper's remarks: Please vote against this HR 3915, it is sponsored by the largest banks and it prohibits competetion and WILL increase mortgage interest rates. Clip Source: www.consumermortgagereports.com ...
November 15, 2007 Congressional Action taken on HR 3915
The house passed HR 3915, the controversial Mortgage Reform and Anti-Predatory Lending Act by a vote of 291-127. Rep. Barney Frank said: "What we have today is a bill that canot undo what happened, but makes it much less likely. ...
Source: Foreclosed Dreams
November 14, 2007 One reason we NEED HR 3915 or its equivalent
http://biz.yahoo.com/ap/071113/vacant_homes_crime.html?.v=1 Good article about the effects on neighborhoods with multiple foreclosures, read it!
Source: Broker Outpost TAG: FORECLOSURE
November 14, 2007 HR 3915 Goes to Vote in the House
The Mortgage Reform Act of 2007 goes to vote on the House floor today. It has bi-partisan support and is expected to pass in one form or another. Weâll keep an eye on its progress and note any significant changes or amendments as it ...
Source: Blown Mortgage
November 14, 2007 Notice of Action: HR 3915 - Mortgage Reform and Anti-Predatory ...
Notice of Action: HR 3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007 HR 3773 - RESTORE Act of 2007.
November 14, 2007 Congress 110, House vote: Vote 1116: HR 3915
Question: On Agreeing to the Amendment. Bill: HR 3915. Result: Failed, 168-245, with 24 not voting. Ron Paul voted Not Voting.
Source: Ron Paul for President
November 14, 2007 HR 3915 Update
House Financial Services Committee ("HFSC") has amended HR 3915, the "Mortgage Reform and Anti-Predatory Lending Act of 2007," and allowed small business mortgage brokers everywhere to continue to serve the consumers in their ...
Source: Mortgage Financing Basics
November 14, 2007 HR 3915 Coverage Wins Award
This is sweet! Many readers know that I'ma contributor to Bloodhound Blog. Bloodhound is widely-known as one of the finest destinations for real estate professionals on the internet. Local writers include Scripps Ranch Realtor, ...
Source: Mortgage Rates Report
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