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H.R.3915: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.

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November 09, 2007 Mortgage Reform and Anti-Predatory Lending Act of 2007

For those of you who may not be aware, the US House Committee on Financial Services has been working on HR 3915, dubbed "The Mortgage Reform and Anti-Predatory Lending Act of 2007." The bill provides for licensing and registration of ...

November 09, 2007 HR 3915: Open Letter to Senator Dodd from a Veteran Mortgage ...

Senator Christopher Dodd Chairman- US Senate Committee on Banking, Housing, and Urban Affairs 534 Dirksen Senate Office Building Washington, DC 20510 Dear Chairman Dodd: Soon, HR 3915 will be endorsed by the House of Representatives and ...

November 08, 2007 HR 3915- Legislating to Armageddon

I’ve been covering HR 3915, the mortgage industry bill sponsored by Congressman Frank, on Bloodhound Blog. Here is an anthology of articles I’ve written about this piece of anti-consumer legislation:. HOW THE LEGISLATE THE REAL ESTATE … ...

November 08, 2007 HR 3915- Legislating to Armageddon

I've been covering HR 3915, the mortgage industry bill sponsored by Congressman Frank, on Bloodhound Blog. Here is an anthology of articles I've written about this piece of anti-consumer legislation:. HOW THE LEGISLATE THE REAL ESTATE ...

November 08, 2007 Amendment Angst

HR 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007, was being heard in committee, and carried the hope of relief and recourse for homeowners stuck in predatory home loans. The bill mirrored North Carolina’s get tough stance ...

November 08, 2007 Mortgage Reform and Anti-Predatory Lending Act of 2007 Leaves ...

... and Anti-Predatory Lending Act of 2007, which will now move towards the rest of the House possibly as early as next week. The act as it stands (HR 3915) provides for a number of provisions: A National registry for all mortgage [...]

November 08, 2007 HR 3915 Mortgage Reform Bill Passes Committee with Important Changes

The Barney Frank-sponsored The Mortgage Reform and Anti-Predatory Lending Act of 2007 that would surely put a major dent in mortgage broker-originated lending passed the House of Representatives Financial Services Committee yesterday by ...

November 08, 2007 HR 3915 - The Mortgage Reform & Anti-Predatory Lending Act of 2007

Just found an excellent banking law blog by Texas Tech Law Professor, Ann Graham. One of her more recent posts informs bloggers about the recent mortgage reform bill going through Congress to protect consumers against predatory lending. ...

November 08, 2007 HR 3915: a FRANK Discussion

I’m not going to rewrite the HR 3915 bibles that have already been written. This article will simply collate the most valuable information available on the bill at this time and of course you will get ...

November 08, 2007 HR 3915: a FRANK Discussion

I’m not going to rewrite the HR 3915 bibles that have already been written. This article will simply collate the most valuable information available on the bill at this time and of course you will get ...

November 08, 2007 HR 3915: Its Passing and The Message Conveyed

They suggest a bill coined HR 3915. It as a whole does not make much sense. It seems like a lot of jargon that is against predatory lending and against the incentive of over-charging consumers with mortgages. ...

November 08, 2007 HR 3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007

HR 3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007. Meeting Time: 2:00pm Wednesday 11/14; Amendment Process Announcement; Text of the Bill as Reported; Committee Report; Summary and Text of Amendments Submitted ...

November 07, 2007 COMMITTEE PASSES H.R. 3915 45 - 19

GOES TO FULL HOUSE NEXT WEEK So, Senator Bradley's bill has the approval of 45 of his peers. It moves on to the House, and then President Bush has the choice to sign it or veto it. My Republican friends don't think he will ever let government take over

November 07, 2007 House Financial Services Committee Approved HR 3915 - Mortgage ...

House Financial Services Committee last night approved by a 45-19 vote a bill (HR 3915) intended to address the nation's subprime lending problems. The legislation (if passed) would, among other things: ...

November 07, 2007 Democrats Move to Outlaw Mortgage Broker Profits

If you haven’t heard, the mortgage broker community is buzzing right now due to recently introduced legislation (HR 3915) from Democratic Congressman Barney Frank that may outlaw a little known and understood compensation structure ...

November 07, 2007 Barney Frank: Gambling with the future of the mortgage industry

We endorse the NO on HR 3915 Petition to US Senator Jon Kyl, US Senator John McCain, President George W. Bush, US Rep Harry E Mitchell. Read the NO on HR 3915 Petition. 104000 Total Signatures as of 11/7/2007 ...

November 07, 2007 HR 3915: Opening Up The Closet Full of Skeletons

Now, unlike what the commenter indicates, Congress has come out with punitive action in HR 3915 against Wall Street. It is not only vague but doesn't address the issue properly. the bill also bars any liability for "pools of loans" or ...

November 07, 2007 Power Line Forum | HR 3915

Legislation gt; 2007-2008 (110th Congress) gt; bHR 3915/b. bHR 3915/b: To amend the Truth in Lending Act to reform consumer mortgage practices and provide. b/bThey are looking to introduce a bill called bHR 3915/b. ...

November 07, 2007 HR 3915 Addresses Many Aspects of Predatory and Other Mortgage Lending

... will put in place some stringent new standards for mortgage underwriting and the regulation and compensation of mortgage brokers. HR 3915 is expected to be voted on by the House Financial Services Committee on Tuesday, November 6. ...

November 07, 2007 HR 3915: Anti-Consumer Bank Protection Act of 2007

HR 3915, the Anti-Consumer mortgage bill has passed the House Financial Services Committee. This was expected. The committee is chaired by the bill’s sponsor, Barney Frank. This bill seeks to destroy the consumer protections, ...

November 07, 2007 HR 3915 Mortgage Reform Bill Passes Committee with Important Changes

The Barney Frank-sponsored The Mortgage Reform and Anti-Predatory Lending Act of 2007 that would surely put a major dent in mortgage broker-originated lending passed the House of Representatives Financial Services Committee yesterday by ...

November 07, 2007 FHA Mortgages: House Committee Passes Massive Mortgage Reform Bill

With the passage of HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, the House Financial Services Committee chaired by Rep. Barney Frank (D-MA) and with bipartisan backing has taken a huge step toward reforming the ...

November 07, 2007 HR 3915 Gets OK from House Panel - Be Afraid, Be Very Afraid

I had been mostly silent during the time period this bill was being prepared for vote. I did post today on some of the issues within the bill and the real reason I am against it, which is that ultimately it will do more harm than good ...

November 07, 2007 hr 3915

Watch the HR 3915 Debate Live Now. Hat tip to Frank! Watch the debate on HR 3195 - the mortgage reform act - live now here. (Clicking this link will launch Windows Media Player). Share This. ...

November 07, 2007 HR 3915 Approved by Committee

HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, was approved by the House Committee on Financial Services Tuesday, a committee spokeswoman told MortgageDaily.com. The proposed legislation impacts mortgage servicers ...

November 07, 2007 Watch the HR 3915 Debate Live Now

Hat tip to Frank! Watch the debate on HR 3195 - the mortgage reform act - live now here. (Clicking this link will launch Windows Media Player). UPDATE: The debate is concluded and the bill passed the committee. ...

November 06, 2007 Watch the HR 3915 Debate Live Now

Hat tip to Frank! Watch the debate on HR 3195 - the mortgage reform act - live now here. (Clicking this link will launch Windows Media Player). Share This.

November 06, 2007 HR 3915 Amendments

I'm have my office TV on C-SPAN hoping to catch HR 3915 being presented to the House. Apparently there have all ready been modifications made since I last posted about this bill. Summary of Amendments. Hat Tip to Ray Gallegos.

November 06, 2007 The Politics of HR 3915

The Reps can do something very similar with HR 3915. Humor me for a minute as my borrower tells her story without using her name of course. Hello, I wanted to have your attention and tell you my story because I have first hand knowledge ...

November 06, 2007 Frank’s Bill HR 3915 aka ‘Brokers Worst Nightmare’ Heads to ...

Barney Frank’s wide-sweeping, over-the-top, good-intentioned, poorly focused bill The Mortgage Reform and Anti-Predatory Lending Act of 2007 is headed to a committee vote today and if it passes will make its way to the House of ...