U.S. Congress - Blog Articles for H.R.3915 Mortgage Reform and Anti-Predatory Lending Act of 2007
H.R.3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007
To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (6)
All Bill Titles
- Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as reported to house.
- Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
- Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
- Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as introduced.
- Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as passed house.
- Short: Expand and Preserve Home Ownership Through Counseling Act as reported to house.
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Bill Introduced: HR3915 To amend the Truth in Lending Act to ...
To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum ...
Bill Action: Introduced: HR 3915: To amend the Truth in Lending ...
Bradley Miller [D-NC] introduced HR 3915: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential ...
HR 3915, To amend the Truth in Lending Act to reform consumer ...
HR 3915 would amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, and to provide ...
Comprehensive Mortgage Reform and Anti-Predatory Lending ...
... in the mortgage lending market, and to provide basic protections to mortgage consumers and investors. The bill, HR 3915, the âThe Mortgage Reform and Anti-Predatory Lending Act of 2007â will reform mortgage practices in three areas. ...
WashingtonWatch.com - H.R. 3915, The Mortgage Reform and Anti ...
US Congress: HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007.
Frank opens discussion on mortgage bill today
Reps. Barney Frank (D-Mass.), chairman of the House Financial Services Committee, opens discussion today on his mortgage reform bill, The Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915).
âThe Mortgage Reform and Anti-Predatory Lending Act of 2007â HR ...
The bill, HR 3915, the âThe Mortgage Reform and Anti-Predatory Lending Act of 2007â reportedly aims to reform mortgage practices in three areas. First, the bill would establish a federal duty of care, prohibit steering, ...
Mortgage Reform Bill to Face Stiff Opposition
HR 3915, the âMortgage Reform and Anti-Predatory Lending Act of 2007,â was introduced by House Financial Services Committee Chair Barney Frank (D-Mass.) in an effort to repair the faltering mortgage industry in the wake of the recent ...
The Market Round Up - 10/25/07
The Mortgage Reform and Anti-Predatory Lending Act of 2007, or HR 3915, represents one of the most comprehensive efforts at mortgage industry reform by House Financial Services Committee chairman Rep. Barney Frank. ...
HR 3915: Mortgage Reform and Anti-Predatory Lending Act of 2007
Congressman Banker...err...Barney Frank co-authored legislation to "reform" the mortgage business on Monday. You can view the 66-page text here. Bullet Points of the bill include: 1- Prohibition of "yield spread premium" as compensation
HR 3915 - The Mortgage Reform & Anti-Predatory Lending Act of 2007
This week, Representatives Brad Miller (D-NC), Mel Watt (D-NC) and Barney Frank (D-MA) introduced HR 3915, "The Mortgage Reform and Anti-Predatory Lending Act of 2007". This bill is intended as comprehensive legislation to combat abuses ...
House Bill Would Impose Liability on Mortgage-Backed Securitizers ...
The bill, HR 3915, the Mortgage Reform and Anti-Predatory Lending Act, would, among others things, attach limited liability to secondary market securitizers who package and sell mortgage-backed securities in home mortgage loans outside ...
Mortgage Reform Legislation: Stopping a Crime without Criminals
HR 3915 would give consumers the right to sue 'assignees' -- companies that take possession of loans after they are originated -- but only as individuals, not as members of a class-action suit." There are other serious criticisms ...
PREDATORY LEGISLATION - YSP (by: advisor)
There has been some talk recently regarding recent legislation (HR 3915) regarding predatory lending and mortgage reform. Much of that talk has been centered around the "elimination of YSP". Please go to the house web site and read the ...
Mortgage Reform Legislation: Stopping a Crime without Criminals ...
HR 3915 would give consumers the right to sue 'assignees' -- companies that take possession of loans after they are originated -- but only as individuals, not as members of a class-action suit." There are other serious criticisms - such ...
Mortgage Action Alliance Newsletter for October 29th, 2007
The Committee called the hearing to examine HR 3915 and listen to perspectives on the bill from the federal financial regulators, consumer advocates and industry representatives. In his testimony, Mr. Pfotenhauer noted the thoughtful ...
Capitol Hill and you: legislative update.
The Committee called the hearing to examine HR 3915 and listen to perspectives on the bill from the federal financial regulators, consumer advocates and industry representatives. In his testimony, Mr. Pfotenhauer noted the thoughtful ...
PREDATORY LEGISLATION - YSP (by: rdcurry)
There has been some talk recently regarding recent legislation (HR 3915) regarding predatory lending and mortgage reform. Much of that talk has been centered around the "elimination of YSP". Please go to the house web site and read the ...
HR 3915 Is Dangerous
HR 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007, was introduced by Barney Frank, (D-MA). Congressman Frank is also the Chairman of the House Committee on Financial Services. I outlined the key components of the bill ...
House Bill to Tighten Mortgage Regulations Introduced
HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, would: Require any mortgage lender to verify that the borrower has a "reasonable ability to repay" a loan Bar paying incentives to brokers who steer borrower's to more ...
RE: Are You Mortgage Brokers Aware of this: HR 3915
On Tuesday, October 23, 2007 CAMB first reported that HR 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007" was introduced in the House of Representatives and it's first hearing held on Wednesday, ...
RE: Are You Mortgage Brokers Aware of this: HR 3915
HR 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007" 1-NO YSP 2-NO Stated income loans 3-100k Bond req. This will be voted on (And Passed) by Months end (End of November). Once Congress passes this legislation in ...
FHA Reform Moves Ahead in Washington/Bradley Bill to Broker ...
Ironically, moving through the same system, is Bradley's Bill, HR 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007, which will send Brokers the way of the dodo and dinosaur and is due to be voted on November 6. ...
Mortgage Loan Reform Act of 2007 (by: jeffw)
To: All NAMB Members From: Denise Leonard, NAMB Government Affairs Chair RE: National Teleconference to Discuss HR 3915 the "Mortgage Reform and Anti-Predatory Lending Act of 2007" Mortgage brokers are facing extinction. ...
HR 3915 legislation (by: azbroker)
Below you will find the full HR 3915 bill, a section by section summary, the NAMB Press Release, and NAMBs Testimony presented before the HFSC. The bill contains three sections. Title 1 will create a federal duty of care and outlaw ...
NAMB Needs Your Help! Important.
On Monday, October 22, 2007, House Financial Services Committee Chairman Barney Frank (D-MA), along with Representatives Miller (D-NC) and Watt (D-NC), introduced HR 3915, the "Mortgage Reform and Anti-Predatory Lending Act of 2007. ...
NO on HR 3915 - This Is NOT Consumer Friendly
The NO on HR 3915 Petition to US Senator Jon Kyl, US John McCain, President George W. Bush, US Rep Harry E Mitchell was created by and written by Mark D Spencer (markdspencer_2000@yahoo.com). This petition is hosted here at www. ...
Is this the END of the mortgage banker/broker/agent as we know it?
A quote from the ANTI HR 3915 legislation website... http://www.petitiononline.com/HR3915/ "We want to express our opposition to HR Bill 3915. We believe it is burdensome to the independent mortgage broker, anti-competitive, a ...
HR 3915 and how it might get harder to buy a house
I'm kinda having a warm fuzzy when it comes to the Dem's in the US House... until I read about HR 3915 which is currently in the Financial Services Committee. I keep thinking someone is going to shut this piece of crap down but it ...
National Teleconference to Discuss HR 3915 the "Mortgage Reform ...
On Monday, October 22, 2007, House Financial Services Committee Chairman Barney Frank (D-MA), along with Representatives Miller (D-NC) and Watt (D-NC), introduced HR 3915, the "Mortgage Reform and Anti-Predatory Lending Act of 2007. ...
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