H.R.3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (6)

All Bill Titles

  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as reported to house.
  • Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as introduced.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as passed house.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as reported to house.

View All (58)

11/16/07
Reid Ditches Pay-Go Rule For AMT Patch []

The bill, HR 3915, is titled “The Mortgage Reform and Anti-Predatory Lending Act of 2007.” The purpose of the legislation is to “establish a national ...

Source: RTT News, NY
11/15/07
Pelosi: Mortgage Bill Brings Needed Reform to Prevent Unfair ...

15 /prnewswire-usnewswire/ -- Speaker Nancy Pelosi issued the following statement today on House passage of HR 3915, the Mortgage Reform and Anti-Predatory ...

Source: PR Newswire (press release), NY
11/15/07
Tubbs Jones Releases Statement in Support of Mortgage Reform, Anti ...

"I am pleased that HR 3915 incorporates language from my bill, the Predatory Lending Practices Reduction Act, establishing a Nationwide Mortgage Licensing ...

Source: Earthtimes, UK
11/15/07
• Consumer, Poverty Groups Oppose Predatory Mortgage Bill

The group is urging lawmakers to defeat HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007 when it comes up for a vote in the US House of ...

Source: Consumer Affairs
11/15/07
Working Americans Will Continue to Lose Homes

15 /prnewswire-usnewswire/ -- Today the US House of Representatives will vote on the HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007. ...

Source: Earthtimes, UK
11/14/07
Proposed Mortgage Lending Reform Bill Ignites Firestorm of ...

"I am actually surprised that so many parts of the bill made it past this stage, but I also believe that many parts of HR 3915 are needed," says Dave ...

Source: Originator Times
11/14/07
A new loan scheme

The proposal in question is HR 3915 -- the "Mortgage Reform and Anti-Predatory Lending Act of 2007." The bill is co-sponsored by North Carolina Reps. ...

Source: News & Observer, NC
11/14/07
House Mortgage Regulation Bill Aims to Respond to Market Meltdown

The bill ( HR 3915 ) would bring mortgage brokers — currently regulated on a state-by-state basis — under a nationwide licensing registry, establish minimum ...

Source: American Banker (subscription)
11/12/07
Does The Mortgage Meltdown Impact The Rich?

Will efforts such as HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007 be enacted? If not, the alternative is more of what we have seen to ...

Source: Realty Times, TX
11/12/07
Up for Debate This Week: Mortgage Reform and Education

This week the House will debate HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007. It would amend the Truth in Lending Act to reform ...

Source: Earthtimes, UK
11/11/07
Bill would solve many mortgage ills

The bill, HR 3915, is known as the Mortgage Reform and Anti-Predatory Lending Act of 2007 and was recently introduced by Barney Frank, D-Mass., ...

Source: HeraldNet, WA
11/09/07
Max Huffman and Brian Hooper

Instead of telling would-be borrowers the cost of credit and letting them do the math, HR 3915 requires lenders to verify borrowers’ abilities to repay the ...

Source: American Chronicle
11/08/07
Mortgage brokers fear 'extinction' if new bill passes

The bill, HR 3915, is known as the Mortgage Reform and Anti-Predatory Lending Act of 2007 and was recently introduced by House Financial Services Committee ...

Source: Boston Globe, United States
11/08/07
Housing Bubble and Real Estate Market Tracker

The US House of Representatives is considering a bill (HR 3915) that will fundamentally change the way we are paid, outlaw YSP, and legislate underwriting ...

Source: Seeking Alpha, NY
11/08/07
Anti-predatory-lending bill passes US House committee

The legislation, HR 3915, would establish a national mortgage licensing system and registry for mortgage brokers and bank employees who originate mortgages; ...

Source: Inman.com (subscription), CA
11/08/07
Anti-Predatory Lending Act Discriminates Against Small Business Owners

Self-employed borrowers will be hurt the most should Senate Democrats have their way with the proposed bill HR 3915. In an attempt to protect citizens from ...

Source: American Chronicle, CA
11/07/07
Mortgage brokers fear 'extinction' if new bill passes

The bill, HR 3915, is known as the Mortgage Reform and Anti-Predatory Lending Act of 2007 and was recently introduced by House Financial Services Committee ...

Source: Mortage 101
11/07/07
HR9315 passesto Full House For Consideration

... to the current subprime situation, there is nothing in HR 3915 to address either fiscally or legislatively the current fallout from those practices. ...

Source: MortgageNewsDaily.com, AZ
11/07/07
House Committee Passes Mortgage Reform Bill

The committee passed the Mortgage Reform and Anti-Predatory Lending Act of 2007 (HR 3915) 45-19 after a daylong, often contentious hearing that included ...

Source: Consumer Affairs
11/05/07
United States: Subprime Mortgage Crisis: Congressional Developments

... on Financial Services of the House of Representatives and co-sponsors introduced the Mortgage Reform and Anti-Predatory Lending Act of 2007, HR 3915. ...

Source: Mondaq News Alerts (subcription), UK
11/05/07
HR 3915 Addresses Many Aspects of Predatory and Other Mortgage Lending

HR 3915 is expected to be voted on by the House Financial Services Committee on Tuesday, November 6. Favoring the bill are consumer groups such as the ...

Source: MortgageNewsDaily.com, AZ
11/02/07
Homeowner Associations - a safe haven for crimes and racketeering

... basic protections to mortgage consumers and investors (HR 3915 - "The Mortgage Reform and Anti-Predatory Lending Act of 2007") were a small step. ...

Source: AHRC News Services, CA
10/29/07
Congress Moves to Reform Mortgage Industry

"If HR 3915 becomes law, some people will be locked out of the mortgage market, many of whom would have been successful homeowners," said the Mortgage ...

Source: Banktech
10/25/07
Dems: Foreclosure losses could top $100 billion

House Democrats on Monday introduced an anti-predatory-lending bill, HR 3915, that would require licensing of all mortgage originators and set new minimum ...

Source: Inman.com (subscription), CA
10/25/07
Industry, consumer groups critique anti-predatory-lending bill

HR 3915, introduced by House Democrats Monday, would allow individual borrowers to sue companies that securitize loans for sale on the secondary market when ...

Source: Inman.com (subscription), CA
10/25/07
Joint Statement by Consumer, Civil Rights, and Advocacy Groups Re ...

WASHINGTON, Oct. 24 /prnewswire-usnewswire/ -- "We commend Chairman Frank and Representatives Watt and Miller for taking the lead in addressing the ...

Source: PR Newswire (press release), NY
10/24/07
NAMB Asks Barney Frank to Temper Parts of Proposed Legislation

The National Association of Mortgage Brokers (NAMB) addressed Representaive Barney Frank's (D-MA) new anti-predatory lending legislation (HR 3915) with both ...

Source: DSNews.com, TX
10/22/07
Congressman Frank Introduces Anti-Predatory Lending Bill

If passed, Frank's bill (HR 3915) would “establish a federal duty of care, prohibit steering, and call for licensing and registration of mortgage ...

Source: DSNews.com, TX

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