H.R.3915 - Mortgage Reform and Anti-Predatory Lending Act of 2007

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (6)

All Bill Titles

  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as reported to house.
  • Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as introduced.
  • Short: Mortgage Reform and Anti-Predatory Lending Act of 2007 as passed house.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as reported to house.

News Coverage

View All (58)

04/11/08
Addressing the Cause and Effect of...

On a positive note, some hints of prudence relative to such processes do appear to be hidden in HR 3915. (ii) Performs each appraisal in ...

Source: The Market Oracle, UK
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04/02/08
Attempts to stem abusive practices...

HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, was passed by the House on Nov. 15, 2007. The bill is now in the Sen...

Source: Sun-Sentinel.com, FL
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01/01/08
Nationwide licensing system for mo...

But lawmakers in the House of Representatives endorsed the idea by incorporating it into HR 3915, the Mortgage Reform and Anti-Predatory ...

Source: Inman.com (subscription), CA
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12/31/07
The Cult of Plausible Deniability

HR 3915, a bill drafted by the House Committee on Financial Services, exemplified the legislative mentality needed to reform the real est...

Source: OpEdNews, PA
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12/19/07
Keep feds out of mortgage market

A bill has just passed the House of Representatives, HR 3915, and will be going to the Senate. It will essentially shut down the subprime...

Source: Chico News & Review, CA
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12/17/07
Fed proposes new restrictions on s...

15 approved a bill, HR 3915, the Mortgage Reform and Anti-Predatory Lending Act of 2007, which would limit prepayment penalties, set mini...

Source: Inman.com (subscription), CA
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12/16/07
House bill may worsen climate for ...

As if that is not bad enough, The Mortgage Reform and Anti-Predatory lending Act of 2007 (HR 3915), now winding its way through Congress,...

Source: Mortage 101
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12/12/07
Senate Democrats propose new restr...

And while the House bill, HR 3915, would create a national registration system for all mortgage originators requiring background checks, ...

Source: Inman.com (subscription), CA
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12/11/07
MBA loses top lobbyist to title in...

... such as HR 3915, the Mortgage Reform and Anti-Predatory Lending Act, and HR 3609, the Emergency Home Ownership and Mortgage Equity Pr...

Source: Inman.com (subscription), CA
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12/10/07
NAFCU, Consumer Groups & Congress ...

The subprime definition is taken from language passed by the House in HR 3915. The committee had postponed earlier mark-ups in part due t...

Source: Earthtimes, UK
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Blog Coverage

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01/07/09
The Elite Mortgage Daily Blog: Unk...

Work With Shannon. Shannon provides residential and small commercial mortgage solutions for owners and investors in the state of Wisconsi...

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01/05/09
Real Estate Blog - Wake County Pub...

... housing values raleigh nc (1), hr 3915 (1), hurricane ike (1), hurricane preparedness (1), ice (1), ignite social media (1), in case ...

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01/05/09
Foreclosures Round Two?

... HR 3221 · HR 3915 · HR 5140 · HR 5830 · HR 6254 · Lending Ethics · loan modifications · MBA Convention · Mortgage Fraud · Mortgage In...

Source: Untitled
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01/04/09
Real Estate Blog - Fran's Story - ...

... homes for sale fuquary varina (1), home values cary nc (1), home values raleigh nc (2), house (1), house for sale (1), houses (1), ho...

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01/04/09
Real Estate Blog - FHA Loan Limits...

... housing values raleigh nc (1), hr 3915 (1), hurricane ike (1), hurricane preparedness (1), ice (1), ignite social media (1), in case ...

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01/03/09
Real estate & lifestyles issues fo...

... mortgage update mold moisture MLS Mavericks map search Main Street litigation prevention list liability prevention legislation law La...

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01/01/09
Real Estate Blog - PMI Company Wan...

... home loans (1), homes for sale in long beach (1), how to love your mortgage broker (1), hr 3915 (1), ims leads (1), in connect nyc (1...

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01/01/09
Exclusive Buyer Agent Seattle WA: ...

The House Passes H.R. 3915: The Mortgage Reform Bi... EBA Gives Good Advice: When NOT to Buy Real Estate... ► October (6). A Rebuttal f...

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12/31/08
Real Estate Blog - Can an IRA borr...

... holiday marketing (1), home building (1), home buying 101 (3), homebuying 101 (1), home equity line (2), home loans (2), home sales (...

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12/30/08
Real Estate Blog - Phoenix Real Es...

... hope alliance network (1), houses (1), house swap (1), housing (13), housing and economic recovery act (2), housing bill (2), housing...

Source: Bob's Blog
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