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  <title>Open Congress : Blog Articles for H.R.4178 Emergency Mortgage Loan Modification Act of 2007</title>
  <link href="http://www.opencongress.org/bill/110-h4178/atom_blogs" rel="self"/>
  <link href="http://www.opencongress.org/bill/110-h4178/blogs" rel="alternate"/>
  <updated>2009-12-01T01:00:00Z</updated>
  <author>
    <name>opencongress.org</name>
  </author>
  <id>tag:opencongress.org,2007:/bill/blog/47557</id>
  <entry>
    <title>H.R.4178: Deposit Restricted Qualified Tuition Programs Act of ...</title>
    <link href="http://www.opencongress.org/bill/111-h4178/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-12-01:/commentary/10812013</id>
    <updated>2009-12-01T01:00:00Z</updated>
    <author>
      <name>opencongress.org</name>
    </author>
    <content type="html">
... Wiki; News (1) &amp;amp; Blogs (31) &amp;middot; Videos (0) &amp;middot; Comments (0). This Bill currently has no wiki content. If you would like to create a wiki entry for this bill, please Login, and then select the wiki tab to create it. .... HR 4178 IH. 110th &lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.opencongress.org/bill/111-h4178/show&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>housing mess and congress-2007</title>
    <link href="http://usaconstitution.wordpress.com/2008/09/23/housing-mess-and-congress-2007/" rel="alternate"/>
    <id>tag:opencongress.org,2008-09-22:/commentary/3138221</id>
    <updated>2008-09-22T20:00:00Z</updated>
    <author>
      <name>Remember the Constitution? </name>
    </author>
    <content type="html">
what: hr 4178, the emergency mortgage loan modification act of 2007. why: this bill, authored by rep. mike castle, r-del., would protect loan servicers who engage in workouts with borrowers from lawsuits by investors in securities ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://usaconstitution.wordpress.com/2008/09/23/housing-mess-and-congress-2007/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Goldman Sachs to Cash in Big Time With the Litton Loan Servicing ...</title>
    <link href="http://loanworkout.org/2007/12/emergency-mortgage-loan-modification-act-of-2007/" rel="alternate"/>
    <id>tag:opencongress.org,2008-06-24:/commentary/3394284</id>
    <updated>2008-06-24T20:00:00Z</updated>
    <author>
      <name>Loan Modification &amp; Home Loan News </name>
    </author>
    <content type="html">
The &#226;&#8364;*Emergency Mortgage Loan Modification Act of 2007&#226;&#8364;* (HR 4178) introduced by Representative Michael Castle (DE) would amend the Truth in Lending Act to grant a safe harbor for holders of mortgage loans who enter into loan ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://loanworkout.org/2007/12/emergency-mortgage-loan-modification-act-of-2007/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>big changes in 2008</title>
    <link href="http://compliancexpert.com/55/big-changes-in-2008/" rel="alternate"/>
    <id>tag:opencongress.org,2008-05-18:/commentary/3170877</id>
    <updated>2008-05-18T20:00:00Z</updated>
    <author>
      <name>compliancexpert </name>
    </author>
    <content type="html">
... bankruptcy judges to modify loan terms for borrowers going through chapter 13 bankruptcy and the emergency mortgage loan modification act (hr 4178) which would protect mortgage servicers who modify loan terms from legal liability. ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://compliancexpert.com/55/big-changes-in-2008/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Emergency Mortgage Loan Modification Act of 2007</title>
    <link href="http://loanworkout.org/2008/04/16/emergency-mortgage-loan-modification-act-of-2007-2/" rel="alternate"/>
    <id>tag:opencongress.org,2008-04-15:/commentary/2066984</id>
    <updated>2008-04-15T20:00:00Z</updated>
    <author>
      <name>Loan Modification &amp;amp; Home Loan News </name>
    </author>
    <content type="html">
HR 4178 IH 110th CONGRESS1st SessionH. R. 4178To amend the Truth in Lending Act to remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes. ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://loanworkout.org/2008/04/16/emergency-mortgage-loan-modification-act-of-2007-2/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>legislation increases opportunities for homeowners to modify their ...</title>
    <link href="http://theupfrontmortgagebroker.com/18/legislation-increases-opportunities-for-homeowners-to-modify-their-mortgage/" rel="alternate"/>
    <id>tag:opencongress.org,2008-03-17:/commentary/3138224</id>
    <updated>2008-03-17T20:00:00Z</updated>
    <author>
      <name>The Florida Upfront Mortgage Broker </name>
    </author>
    <content type="html">
this new bill is a substitute for hr 4178, the emergency loan modification act of 2007, which congressman castle introduced last november. as some homeowners fall behind in payments, become delinquent and face foreclosure, ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://theupfrontmortgagebroker.com/18/legislation-increases-opportunities-for-homeowners-to-modify-their-mortgage/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>the emergency loan modification act of 2008</title>
    <link href="http://www.mortgagefinancelaw.com/2008/03/emergency-loan-modification-act-of-2008.html" rel="alternate"/>
    <id>tag:opencongress.org,2008-03-11:/commentary/3138223</id>
    <updated>2008-03-11T20:00:00Z</updated>
    <author>
      <name>Mortgage Finance Law Blog </name>
    </author>
    <content type="html">
last december, this board reported on hr 4178, &quot;the emergency loan modification act of 2007&quot;, which was introduced by rep. michael castle (de). the bill proposed to amend the truth in lending act to grant a safe harbor for holders of ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.mortgagefinancelaw.com/2008/03/emergency-loan-modification-act-of-2008.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Congress Looks to Shield Servicers from Liability in Loan ...</title>
    <link href="http://marketpipeline.blogspot.com/2008/03/congress-looks-to-shield-servicers-from.html" rel="alternate"/>
    <id>tag:opencongress.org,2008-03-11:/commentary/2058490</id>
    <updated>2008-03-11T20:00:00Z</updated>
    <author>
      <name>Market Pipeline </name>
    </author>
    <content type="html">
The text of the new bill has not yet been published online, but HR 5579 is a substitute for HR 4178, which Castle introduced last year. Read the original bill&#226;&#8364;&#8482;s text by clicking here.&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://marketpipeline.blogspot.com/2008/03/congress-looks-to-shield-servicers-from.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Congress to Float Bi-Partisan Bill to Shield Servicers from ...</title>
    <link href="http://www.housingwire.com/2008/03/12/congress-to-float-bi-partisan-bill-to-shield-servicers-from-liability-in-loan-modifications/" rel="alternate"/>
    <id>tag:opencongress.org,2008-03-11:/commentary/1725973</id>
    <updated>2008-03-11T20:00:00Z</updated>
    <author>
      <name>Housing Wire </name>
    </author>
    <content type="html">
The text of the new bill has not yet been published online, but HR 5579 is a substitute for HR 4178, which Castle introduced last year. Read the original bill&#226;&#8364;&#8482;s text by clicking here.&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.housingwire.com/2008/03/12/congress-to-float-bi-partisan-bill-to-shield-servicers-from-liability-in-loan-modifications/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>cram it</title>
    <link href="http://blog.inman.com/inmanblog/2008/02/cram-it.html" rel="alternate"/>
    <id>tag:opencongress.org,2008-02-04:/commentary/3138225</id>
    <updated>2008-02-04T19:00:00Z</updated>
    <author>
      <name>Inman News Blog </name>
    </author>
    <content type="html">
another bill, hr 4178, would protect loan servicers who engage in workouts under the bill's criteria. but bair has testified before lawmakers that while the intent of that bill may be &quot;laudable,&quot; such legislation could be challenged on ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://blog.inman.com/inmanblog/2008/02/cram-it.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Congress reluctant to act on mortgage lending issues | Grave ...</title>
    <link href="http://fininformer.com/congress-reluctant-to-act-on-mortgage-lending-issues/" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-27:/commentary/3600821</id>
    <updated>2007-12-27T19:00:00Z</updated>
    <author>
      <name>Grave business - my financial world </name>
    </author>
    <content type="html">
WHAT: HR 4178, the Emergency Mortgage Loan Modification Act of 2007. WHY: This bill, authored by Rep. Mike Castle, R-Del., would protect loan servicers who engage in workouts with borrowers from lawsuits by investors in securities ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://fininformer.com/congress-reluctant-to-act-on-mortgage-lending-issues/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Senate Bill 2338: The Barney Frank Amendment Update</title>
    <link href="http://naybob.blogspot.com/2007/12/senate-bill-2338-barney-frank-amendment.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-13:/commentary/3138227</id>
    <updated>2007-12-13T19:00:00Z</updated>
    <author>
      <name>The Nattering Naybob Chronicles </name>
    </author>
    <content type="html">
We hope they do not consider any &quot;safe harbor&quot; under TILA or any law, for lenders that rework loans, such as the current house bill (HR 4178) Emergency Loan Modification Act of 2007 proposes. This is not a bailout, its immunity from bad ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://naybob.blogspot.com/2007/12/senate-bill-2338-barney-frank-amendment.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>&#226;&#8364;&#339;Mister Potter&#226;&#8364;* Is Not Just In The Movies</title>
    <link href="http://kavips.wordpress.com/2007/12/13/mister-potter-is-not-just-in-the-movies/" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-11:/commentary/1387156</id>
    <updated>2007-12-11T19:00:00Z</updated>
    <author>
      <name>kavips </name>
    </author>
    <content type="html">
On November 14, 2007 he introduced the following: HR 4178. With so many Delawareans about to lose their homes, he saves the day with this bill: &#226;&#8364;&#339;to amend the Truth in Lending Act to remove an impediment to troubled debt restructuring&#226;&#8364;* ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://kavips.wordpress.com/2007/12/13/mister-potter-is-not-just-in-the-movies/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Truth In Lending exemptions could be next</title>
    <link href="http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=278729" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-10:/commentary/2984618</id>
    <updated>2007-12-10T19:00:00Z</updated>
    <author>
      <name>The Credit Info Center Forums </name>
    </author>
    <content type="html">
HR 4178: Emergency Mortgage Loan Modification Act of 2007 (Introduced in House) A creditor, assignee, servicer, securitizer, or other holder of a residential mortgage loan shall not be liable to any person under any law or regulation of ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=278729&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Potential Safe Harbor for Loan Modifications</title>
    <link href="http://www.mortgagefinancelaw.com/2007/12/potential-safe-harbor-for-loan.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-09:/commentary/1384101</id>
    <updated>2007-12-09T20:16:43Z</updated>
    <author>
      <name>Mortgage Finance Law Blog</name>
    </author>
    <content type="html">
On November 14, 2007, Representative Michael Castle (DE) introduced the &quot;Emergency Mortgage Loan Modification Act of 2007&quot; (HR 4178) ... ://thomas.loc.gov/cgi-bin/query/z?c110:&lt;strong class=&quot;keyword&quot;&gt;H.R.4178&lt;/strong&gt;: &lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.mortgagefinancelaw.com/2007/12/potential-safe-harbor-for-loan.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Help for Threatened Foreclosure families?? The government is ...</title>
    <link href="http://www.mikesrealestateshow.com/2007/12/09/help-for-threatened-foreclosure-families-the-government-is-furious-writing-new-legislation-read-below-for-details/" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-08:/commentary/1386711</id>
    <updated>2007-12-08T19:00:00Z</updated>
    <author>
      <name>Mike&amp;#39;s Real Estate Show </name>
    </author>
    <content type="html">
Another House Bill (HR 4178) would protect loan &#226;&#8364;&#339;Servicers&#226;&#8364;* in &#226;&#8364;&#339;freezing&#226;&#8364;* the re-sets from law suits by those who purchased these loans as securitized products on Wall Street. These bills all seem to be dealing with loans made January .&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.mikesrealestateshow.com/2007/12/09/help-for-threatened-foreclosure-families-the-government-is-furious-writing-new-legislation-read-below-for-details/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>What I submitted to the House Financial Services Committee last ...</title>
    <link href="http://real-estate-and-urban.blogspot.com/2007/12/what-i-submitted-to-house-financial.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-08:/commentary/1384099</id>
    <updated>2007-12-08T19:00:00Z</updated>
    <author>
      <name>Richard&amp;#39;s Real Estate and Urban Economics Blog </name>
    </author>
    <content type="html">
The legal implications of all this are well beyond my ken (I am not a lawyer), but they need to be considered as Congress moves forward with legislation such as HR 4178. In my opinion, as we think about solving the current crisis and ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://real-estate-and-urban.blogspot.com/2007/12/what-i-submitted-to-house-financial.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>A 5 year Freeze on Interest Rates &gt; Texas Gulf Coast Real Estate ...</title>
    <link href="http://www.texasgulfcoastonline.com/News/tabid/86/ctl/ArticleView/mid/466/articleId/80/A-5-year-Freeze-on-Interest-Rates.aspx" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-06:/commentary/3600822</id>
    <updated>2007-12-06T19:00:00Z</updated>
    <author>
      <name>Texas Gulf Coast Real Estate News </name>
    </author>
    <content type="html">
At another hearing Thursday, the House Financial Services Committee debated a HR 4178, a bill introduced Nov. 14 by Rep. Mike Castle, R-Del., to protect loan servicers who engage in workouts under criteria established by the bill. ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.texasgulfcoastonline.com/News/tabid/86/ctl/ArticleView/mid/466/articleId/80/A-5-year-Freeze-on-Interest-Rates.aspx&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>bills could provide incentives for rate-freeze plan</title>
    <link href="http://rublogg.com/2007/12/07/bills-could-provide-incentives-for-rate-freeze-plan/" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-06:/commentary/3138226</id>
    <updated>2007-12-06T19:00:00Z</updated>
    <author>
      <name>Rublogg - Chicago real estate </name>
    </author>
    <content type="html">
at another hearing thursday, the house financial services committee debated a hr 4178, a bill introduced nov. 14 by rep. mike castle, r-del., to protect loan servicers who engage in workouts under criteria established by the bill. ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://rublogg.com/2007/12/07/bills-could-provide-incentives-for-rate-freeze-plan/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>OCC and Fed Testimony on Pending Mortgage Legislation</title>
    <link href="http://www.mortgagefinancelaw.com/2007/12/occ-and-fed-testimony-on-pending.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-05:/commentary/1620052</id>
    <updated>2007-12-05T19:00:00Z</updated>
    <author>
      <name>Mortgage Finance Law Blog </name>
    </author>
    <content type="html">
Comptroller Dugan also addresses HR 4178 (The Emergency Mortgage Loan Modification Act of 2007), a lesser-known bill that would amend the Truth in Lending Act to provide a safe harbor from legal liability for mortgage market ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.mortgagefinancelaw.com/2007/12/occ-and-fed-testimony-on-pending.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Media Advisory - Hyland Urges Proactive, Balanced Approach on ...</title>
    <link href="http://www.ncua.gov/news/press_releases/2007/MA07-1206.htm" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-03:/commentary/3394285</id>
    <updated>2007-12-03T19:00:00Z</updated>
    <author>
      <name>NCUA Recently Posted Information </name>
    </author>
    <content type="html">
During her testimony, Board Member Hyland addressed H.R. 4178, legislation introduced by Representative Michael Castle (R-DE), which would provide for a safe harbor from legal liability for mortgage market participants who modify ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.ncua.gov/news/press_releases/2007/MA07-1206.htm&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>The Buy and Hold Real Estate Strategy: How to Secure Profits in ...</title>
    <link href="http://beal-aero.info/mortgage-broker-jobs/2007/12/03/1718/" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-01:/commentary/1384100</id>
    <updated>2007-12-01T19:00:00Z</updated>
    <author>
      <name>mortgage broker jobs </name>
    </author>
    <content type="html">
6 House Financial Services Committee hearing on HR 4178 will also look at aspects of the House-passed mortgage reform bill, HR 3915, and proposed penalties for those who violate its lending &#226;&#8364;&#166; refinance home mortgage loans ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://beal-aero.info/mortgage-broker-jobs/2007/12/03/1718/&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>hr 4178</title>
    <link href="http://aaronandmoses.blogspot.com/2007/11/hr-4178.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-29:/commentary/3138222</id>
    <updated>2007-11-29T19:00:00Z</updated>
    <author>
      <name>Wall Street Manna </name>
    </author>
    <content type="html">
hr 4178 would create a safe-harbor from legal liability for mortgage servicers that modify &quot;at-risk&quot; mortgage loans. this window, which would be set for six months, could help struggling homeowners avoid falling delinquent or into ...&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://aaronandmoses.blogspot.com/2007/11/hr-4178.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>WashingtonWatch.com - H.R. 4178, The Emergency Mortgage Loan ...</title>
    <link href="http://www.washingtonwatch.com/bills/show/200508358.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-15:/commentary/3394283</id>
    <updated>2007-11-15T19:00:00Z</updated>
    <author>
      <name>WashingtonWatch.com - Comments for HR 6562,... </name>
    </author>
    <content type="html">
US Congress: HR 4178, The Emergency Mortgage Loan Modification Act of 2007.&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.washingtonwatch.com/bills/show/200508358.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: HR4178 Emergency Mortgage Loan Modification Act ...</title>
    <link href="http://www.opencongress.org/bill/110-h4178/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-12:/commentary/1388677</id>
    <updated>2007-11-12T19:00:00Z</updated>
    <author>
      <name>Open Congress : House Financial Services... </name>
    </author>
    <content type="html">
To amend the Truth in Lending Act to remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes.&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.opencongress.org/bill/110-h4178/show&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
  <entry>
    <title>HR 4178, To amend the Truth in Lending Act to remove an impediment ...</title>
    <link href="http://www.washingtonwatch.com/bills/show/110_HR_4178.html" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-12:/commentary/1384098</id>
    <updated>2007-11-12T19:00:00Z</updated>
    <author>
      <name>WashingtonWatch.com - Welcome to WashingtonWatc... </name>
    </author>
    <content type="html">
HR 4178 would amend the Truth in Lending Act to remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans.... Vote on This Bill: For | Against.&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;http://www.washingtonwatch.com/bills/show/110_HR_4178.html&quot;&gt;Go to article&lt;/a&gt;    </content>
  </entry>
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