H.R.4178 - Emergency Mortgage Loan Modification Act of 2007

To amend the Truth in Lending Act to remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes. view all titles (2)

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All Bill Titles

  • Official: To amend the Truth in Lending Act to remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes. as introduced.
  • Short: Emergency Mortgage Loan Modification Act of 2007 as introduced.

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  • Past Seven Days: 4
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Introduced
 
House
Passes
 
Senate
Passes
 
President
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11/13/07
 
 
 
 
 
 
 

Official Bill Text Comment on about 5 Pages

Sponsor

Michael Castle

R-

No Co-Sponsors

Official Summary

11/14/2007--Introduced.Emergency Mortgage Loan Modification Act of 2007- Amends the Truth in Lending Act to shield holders of residential mortgage loans from liability for entering into a qualified loan modification or workout plan on any residential mortgage loan consummated on or after J
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Official Summary

11/14/2007--Introduced.
Emergency Mortgage Loan Modification Act of 2007- Amends the Truth in Lending Act to shield holders of residential mortgage loans from liability for entering into a qualified loan modification or workout plan on any residential mortgage loan consummated on or after January 1, 2004. Applies such shield from liability only to qualified loan modification or workout plans initiated during the six-month period beginning on the date of the enactment of this Act.


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Recent News Coverage

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12/06/07
Bills could provide incentives for rate-freeze plan

At another hearing Thursday, the House Financial Services Committee debated a HR 4178, a bill introduced Nov. 14 by Rep. Mike Castle, R-Del., ...

Source: Inman.com (subscription), CA
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12/06/07
Hope Now for a better plan

The only new legislation is called HR 4178, a bill introduced by a Republican representative that would give safe-harbour protection to loan servicers that ...

Source: Business Spectator, Australia
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11/28/07
Let's clone leaders who open doors of opportunity

He's introduced HR 4178, the Emergency Mortgage Loan Modification Act, which would, his press secretary said, "create a legal safe-harbor from legal ...

Source: Delaware Coast Press, DE
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Recent Blog Coverage

View All (26)  |  View Top Rated

12/01/09
H.R.4178: Deposit Restricted Qualified Tuition Programs Act of ...

... Wiki; News (1) & Blogs (31) · Videos (0) · Comments (0). This Bill currently has no wiki content. If you would like to create a wiki entry for this bill, please Login, and then select the wiki tab to create it. .... HR 4178 IH. 110th

Source: opencongress.org
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09/22/08
housing mess and congress-2007

what: hr 4178, the emergency mortgage loan modification act of 2007. why: this bill, authored by rep. mike castle, r-del., would protect loan servicers who engage in workouts with borrowers from lawsuits by investors in securities ...

Source: Remember the Constitution?
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06/24/08
Goldman Sachs to Cash in Big Time With the Litton Loan Servicing ...

The ”Emergency Mortgage Loan Modification Act of 2007” (HR 4178) introduced by Representative Michael Castle (DE) would amend the Truth in Lending Act to grant a safe harbor for holders of mortgage loans who enter into loan ...

Source: Loan Modification & Home Loan News
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