U.S. Congress - H.R.4460 Health Care Choice Act of 2007
H.R.4460 - Health Care Choice Act of 2007
To amend the Public Health Service Act to provide for cooperative governing of individual health insurance coverage offered in interstate commerce. view all titles (2)
All Bill Titles
- Short: Health Care Choice Act of 2007 as introduced.
- Official: To amend the Public Health Service Act to provide for cooperative governing of individual health insurance coverage offered in interstate commerce. as introduced.
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Official Summary
12/12/2007--Introduced.Health Care Choice Act of 2007 - Amends the Public Health Service Act to provide that the laws of the state designated by a health insurance issuer (primary state) shall apply to individual health insurance coverage offered by that issuer in the primary state and inOfficial Summary
12/12/2007--Introduced.Health Care Choice Act of 2007 - Amends the Public Health Service Act to provide that the laws of the state designated by a health insurance issuer (primary state) shall apply to individual health insurance coverage offered by that issuer in the primary state and in any other state (secondary state), but only if the coverage and issuer comply with the conditions of this Act.
Exempts issuers from any secondary state's laws that would prohibit or regulate the operation of the issuer in such state, subject to certain restrictions imposed by such state.
Specifies the notice that an issuer must provide in any insurance coverage offered in a secondary state and at renewal of the policy.
Requires each issuer issuing individual health insurance coverage in both primary and secondary states to submit to:
(1) the insurance commissioners of such states a copy of the plan of operation or feasibility study and written notice of any change in its designation of its primary state and of its compliance with all the laws of the primary state; and
(2) the insurance commission of each secondary state a copy of the issuer's quarterly financial statement that was submitted to the primary state.
Prohibits an issuer from offering, selling, or issuing individual health insurance coverage in a secondary state if the state insurance commissioner does not use a risk-based capital formula for the determination of capital and surplus requirements for all issuers.
Gives sole jurisdiction to the primary state to enforce the primary state's covered laws in the primary state and any secondary state. Requires the Comptroller General to study and report to Congress on the effect of this Act on specified health insurance issues.
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GOP Health Reform Bill Shifts More Costs to You
The New York Times reported yesterday that. "House Republicans have come up with an answer to Speaker Nancy Pelosi, drafting an alternative health care bill that would reward states for reducing the number of uninsured, limit damages in ...
US House District 7 Race: Walberg Oct. 21 second
First, under the legislation cited in your advertisement, HR 4460, insurance companies would not make the rules. According to the Congressional Research Service and National Center for Policy Analysis, the insurance policies would be ...
US House District 7 Race: Walberg Oct. 15
has proposed interstate competition at the federal level with the Health Care Choice Act (HR 4460). The bill would allow consumers to shop for individual insurance on the Internet, over the telephone or through a local agent. ...
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