H.R.5244 - Credit Cardholders' Bill of Rights Act of 2008

To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. view all titles (2)

All Bill Titles

  • Short: Credit Cardholders' Bill of Rights Act of 2008 as introduced.
  • Official: To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. as introduced.

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09/28/08
Tar Heel Tally

Voting 312 for and 112 against, the House on Tuesday sent the Senate a bill (HR 5244) setting pro-consumer rules for credit-card firms. In part, the bill allows cardholders to set their own limits above which transactions cannot be ...

09/28/08
3 of 5 TN Dem US Reps Not voting on "Credit Cardholders' Bill of ...

The legislation -- HR 5244 -- would, among other things, end card issuers' self-proclaimed right to change interest rates at any time. Instead, a 45-day notice would be required for any increase. Tt also would give cardholders more time ...

09/28/08
Credit Cardholder's Bill of Rights

The Credit Cardholders' Bill of Rights Act of 2008 (HR 5244) passed the US House of Representatives 312-112 on Sept. 23. It has now gone to the Senate, where its fate is uncertain due. Now that Wall Street banks are about to get a $700 ...

09/28/08
How Ohioans voted last week

House of Representatives • HR 5244 Passage of the Credit Cardholders' Bill of Rights Act, the provisions of which include the elimination of retroactive interest-rate hikes and the imposition of late-payment fees that take people over ...

09/28/08
US Credit Card Law Ignores Consumer Responsibility (1)

In the shadow of the US Government’s massive subprime lending bailout, the House of Representatives passed legislation HR 5244, better known as the Credit Cardholders’ Bill of Rights Act of 2008. Designed to curb the growing torrent of ...

09/28/08
Banks love bailout, hate credit card curbs

The legislation -- HR 5244 -- would, among other things, end card issuers' self-proclaimed right to change interest rates at any time. Instead, a 45-day notice would be required for any increase. It also would give cardholders more time ...

09/28/08
Banks Love Bailout, Hate Credit Card Curbs

... they were simultaneously condemning the House of Representatives' passage of a "Credit Cardholders' Bill of Rights," which aims to crack down on some of the industry's more troublesome practices. The legislation - HR 5244 - would,

09/28/08
DispatchPolitics : How Ohioans voted last week Columbus Dispatch ...

H.R. 5244. Passage of the Credit Cardholders' Bill of Rights Act, the provisions of which include the elimination of retroactive interest-rate hikes and the imposition of late-payment fees that take people over credit limits. ...

09/28/08
Dollar$ Wizard Award #3

On September 23, Yingling released a statement expressing “disappointment” at the passing of HR 5244, the House of Representatives bill some call “The Creditcard Holders’ Bill of Rights.” The fools who represent us passed this evil

Source: dollar$
09/28/08
The Credit Cardholders' Bill of Rights (HR 5244)

In my reading of the HR 5244 bill, it doesn't do anything to fix what I think is one of the most irritating credit card practices--setting due dates over the weekend or on holidays when the companies are not open to process payments ...

09/28/08
Banks Oppose Bill to Control Credit Cart Interest Rates

Seems that the House approved HR 5244, which, according to Lazarus,. would, among other things, end card issuers' self-proclaimed right to change interest rates at any time. Instead, a 45-day notice would be required for any increase. ...

Source: Daily Kos
09/27/08
Congress Working On the Weekend Tell em Main Street Wants Credit ...

Ok, so my wish for NO bail-out is not likely to come true. So if we gotta compromise and have a bail-out for Wall Street, then it needs to include some reforms to help Main Street too! One of those reforms needs to be on Credit Cards. ...

09/27/08
Banks Balking at Consumer Credit Protection Changes

Read a great article in The LA Times about the proposed new bill, HR 5244. The banks even though they’re thrilled to being bailed out of the mess there in to the tune of 700 BILLION dollars, are against the very same taxpayers getting ...

09/27/08
Creditcardholders Bill of Rights- Leveling the Field

HR 5244 would amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan. The resolution which passed 312-112 says "no creditor may increase any ...

09/27/08
What's good for the goose not so good for the lower-class scum

The legislation -- HR 5244 -- would, among other things, end card issuers' self-proclaimed right to change interest rates at any time. Instead, a 45-day notice would be required for any increase. It also would give cardholders more time ...

09/26/08
House Votes to Pass Credit Cardholders Bill of Rights to Curb ...

House Votes to Pass Credit Cardholders Bill of Rights to Curb Abusive Lending Practices 2008 09 24 By a vote of 312 to112, the US House of Representatives voted today to pass HR 5244, the Credit Cardholders Bill of.

09/25/08
House Votes to Pass Credit Cardholders Bill of Rights to Curb ...

WASHINGTON, DC - By a vote of 312 to 112, the US House of Representatives voted today to pass HR 5244, the Credit Cardholders Bill of Rights. The bill would curb a number of predatory credit card lending practices that can unfairly trap ...

09/25/08
Campaign Update: CA-03, CA-04, CA-50, CA-46, SD-19, CA-42, LA ...

HR 5244, the Credit Cardholders' Bill of Rights Act of 2008, would severely limit predatory lending from an industry that is at least a partial cause of the current crisis in credit. Brian Bilbray, David Dreier, Gary Miller, ...

09/25/08
Reichert lipsticks up his own pig.

On Tuesday, the House of Representatives voted to pass HR 5244, also known as the Credit Cardholders Bill of Rights. Although big banks and President Bush oppose this legislation, Dave Reichert somehow managed to vote for it. ...

09/25/08
House Passes Legislation to Protect Credit Cardholders

Running at full tilt, holding one of the most important pieces of consumer protection since the Truth in Lending Act became law, supporters of HR 5244 will have to travel a dark and perilous gauntlet riddled with every boulder of death, ...

Source: DMI Blog
09/25/08
Credit card bill passes in House

The US House of Representatives voted 312-112 to approve HR 5244, the Credit Card Holders Bill of Rights, intended to ban abusive and deceptive credit card practices.

Source: CU*Secure
09/25/08
Campaign Update: CA-03, CA-04, CA-50, CA-46, SD-19, CA-42, LA ...

HR 5244, the Credit Cardholders’ Bill of Rights Act of 2008, would severely limit predatory lending from an industry that is at least a partial cause of the current crisis in credit. Brian Bilbray, David Dreier, Gary Miller, ...

Source: D-Day
09/25/08
votes database

house: hr 6983 september 23, 2008; » house: hr 6897 september 23, 2008; » house: hr 5244 september 23, 2008; » house: hr 5244 september 23, 2008; » house: sj res 45 september 23, 2008; » more house votes; » more senate votes ...

09/25/08
One step closer to a credit card bill of rights

Maloney (D-NY) today introduced the “Credit Cardholders’ Bill of Rights Act of 2008” (HR 5244), comprehensive credit card reform legislation aimed at leveling the playing field between credit card companies and consumers. ...

09/24/08
MegaVote for NC’s 11th Congressional District: Sep. 22, 2008

MegaVote for NC’s 11th Congressional District: Sep. 22, 2008 Published September 24th, 2008 MegaVote is a service provided by Congress.org as a means of tracking the most recent and upcoming votes of our elected Congressional officials.  This informa

09/24/08
The Democrats wake up

The Credit Cardholders' Bill of Rights (HR 5244) passed over the objections of 111 House Republicans: The bill, hardly radical, would "curb unfair and deceptive credit card practices; end double-cycle billing, in which card companies ...

09/24/08
Daily Dose: 09/23/08 : AsianWeek

WASHINGTON, D.C. — Congresswoman Mazie K. Hirono (D-Hawai‘i) today voted in favor of the Credit Cardholders’ Bill of Rights Act, H.R. 5244, in an effort to reform credit card billing practices and protect American families from unfair ...

Source: AsianWeek
09/24/08
CUNA News Now: Credit card bill passes in House

WASHINGTON (9/24/08)—The U.S. House of Representatives voted 312-112 to approve H.R. 5244, the Credit Card Holders Bill of Rights, intended to ban abusive and deceptive credit card practices. The vote came amid a hail storm of House ...

09/24/08
Democratic Congress Passes Credit Cardholders' Bill of Rights

Yesterday, 228 Democrats and 84 Republicans in the US House of Representatives voted to support The Credit Cardholders' Bill of Rights (HR 5244). The bill now heads to the US Senate for its consideration. Not unexpectedly, banks such as ...

09/24/08
House Votes To Pass Credit Cardholders Bill of Rights To Curb ...

23 /PRNewswire-USNewswire/ — By a vote of 312 to 112, the US House of Representatives voted today to pass HR 5244, the Credit Cardholders Bill of Rights. The bill would curb a number of predatory credit card lending practices that can ...

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