H.R.5244 - Credit Cardholders' Bill of Rights Act of 2008

To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. view all titles (2)

All Bill Titles

  • Short: Credit Cardholders' Bill of Rights Act of 2008 as introduced.
  • Official: To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. as introduced.

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09/18/08
Don’t Let Them Do It

Banks are going to be very eager to recoup their losses, and that’s why you have to speak out to support the Credit Card Bill of Rights (HR 5244), which is coming up for a vote in the next few days. Click here. Do it now.

09/18/08
Support Credit Card Reform

By signing the petition in support of HR 5244 - Credit Card Holders’ Bill of Rights - here. H/t Susie.

09/17/08
Call for Credit Card Reform ... Right Now

“Please CALL your representatives today to ask them to vote FOR the Credit Cardholders Bill of Rights (HR 5244) -- without any amendments that would stall or weaken the bill.” Surprise, surprise. Credit card issuers are not in favor of ...

09/17/08
unleashed quickies

Here’s an outline of the Bill (HR 5244) found at the website of House Financial Institutions and Consumer Credit Subcommittee Chairwoman Carolyn B. Maloney (D-NY). The Credit Cardholders’ Bill of Rights: ...

Source: f/k/a . . .
09/17/08
MAPLight.org’s New Tool

Sunlight grantee MAPLight.org shows the impact of campaign contributions on legislative votes via technology. And by making these connections transparent they are giving citizens the ability to better judge members of Congress. ...

09/17/08
New government accountability tool from MAPLight.org

Check out this example of a consumer-centric credit card bill, HR 5244 - the Credit Cardholders' Bill of Rights, that, if passed, would protect consumers from arbitrary interest rate hikes and misleading advertising. ...

Source: cnewmark
09/14/08
HR 5244

McCain has not taken a position on HR 5244, and, I don't know if Gov. Palin's "handlers" have "educated" her regarding the merits of the legislation. Let's get this bill onto the floor for a vote, Speaker Pilosi. ...

09/10/08
Consumer’s Union letter urging Congress to act now on credit card ...

The undersigned consumer, civil rights, small business, and labor organizations representing tens of millions of Americans strongly support H.R. 5244, the Credit Cardholders' Bill of Rights Act. We urge you to bring it to the House ...

09/07/08
Give consumers tools to combat credit card giants

Some of the patterns the Federal identified as partial and delusory are the same 1s that we have got got proposed curbing in new legislation, the Recognition Cardholders' Bill of Rights (HR 5244): raising involvement rates on existing ...

09/06/08
Credit Card Reform Act of 2008–Congress to the Rescue

Senator Menendez (D-NJ) introduced the Credit Card Reform Act of 2008 (S2753–pdf download), and Representative Maloney (D-NY) introduced the Credit Cardholders’ Bill of Rights Act of 2008 (HR 5244–pdf download). Although both bills have ...

09/04/08
HR 5244 Impedes on the Free Market

Congresswoman Carolyn Maloney (D-NY), along with Barney Frank (D-MA), the Chairman of the Financial Services, have introduced HR 5244, the Credit Cardholder’s Bill of Rights Act of 2008, which would ban “unfair and deceptive acts or ...

Source: Fiscons.com
08/28/08
Credit card reform is another step closer to becoming a reality ...

On July 31, the House Financial Services Committee passed HR 5244, theCredit Cardholders Bill of Rights. The vote was 39-27. The bill must pass the full House and Senate before becoming law. Here is a summary of the Credit Cardholders' ...

08/26/08
WHAT is and where is The Credit Cardholders’ Bill of Rights Act of ...

Because Congress owes too much to lobbyists like the Consumer Bankers Association, a group that strongly opposes this legislation, HR 5244 is stuck in the House Financial Services Committee and is not likely to come up for a floor vote ...

08/26/08
Bill Scher: After Biden, The Economic Debate Takes Shape

Note: I'm aware Biden is a senator, but if HR 5244 makes it pass the house to senate, I hope he and Obama will support it. I also here there is a Repub senator coming up with some kind of credit reform bill... Plot thickens. ...

08/25/08
WHAT is and WHERE is The Credit Cardholders’ Bill of Rights Act of ...

Because Congress owes too much to lobbyists like the Consumer Bankers Association, a group that strongly opposes this legislation, HR 5244 is stuck in the House Financial Services Committee and is not likely to come up for a floor vote ...

08/23/08
What Is And Where Is The Credit Cardholders’ Bill Of Rights Act Of ...

What is the Credit Cardholders’ Bill of Rights Act of 2008 and what will it do for you? House Resolution (HR 5244) protects you from bank rip offs, credit card company hi-jinks that cost you money without your knowledge or approval. [. ...

08/21/08
Overdraft Protection Will Cost You

Carolyn Maloney (D-NY), who introduced the "Credit Cardholders' Bill of Rights Act of 2008" (HR 5244), and Rep. Barney Frank (D-Mass.) are trying to protect consumers from such hefty fees with a new proposal: the Consumer Overdraft ...

Source: Untitled
08/21/08
How To Build Credit With No Problem

... service marks displayed on the website and/or our prior written consent otherwise exploited from or through it meets the minimum system requirements at they will raise rates or fees of hr 5244 prohibits credit card companies. ...

08/20/08
What Is And Where Is The Attainment Cardholders’ Pecker Of Rights ...

House Declaration (HR 5244) protects you from bank gap offs, attainment roll complement hi-jinks that cost you money without your knowledge hospital room acceptance. Read the article and whether you like what you see hospital room not, ...

08/19/08
WHAT IS AND WHERE IS THE CREDIT CARDHOLDERS’ BILL OF RIGHTS ACT OF ...

Home Resolution (HR 5244) protects you from manufacture disorder offs, dispense compute interact hi-jinks that outlay you money without your noesis or approval. Read the article and whether you same what you recreation or not, ...

08/19/08
What Is And Where Is The Credit Cardholders’ Bill Of Rights Act Of ...

House Resolution (HR 5244) protects you from bank rip offs, credit card company hi-jinks that cost you money without your knowledge or approval. Read the article and whether you like what you see or not, contact your Congressperson and ...

08/14/08
77 Percent Chance Your Credit Card Rate May Change for Any Reason

Contact your House and Senate representatives and tell them to support the Credit Cardholders Bill of Rights in the House (HR 5244), and the credit card bill in the Senate Banking Committee.

08/11/08
HR 5244 Credit Cardholders Bill of Rights - Proceed with Caution

These days, it grows more and more apparent each day that when the government comes forward with some new program to “assist” consumers, it is wise to keep a close eye for the hook. In an article on Sunday from the Washington Post, ...

Source: StoryTribe
08/05/08
‘Cardholder rights’ bill sends signal

The Credit Cardholders’ Bill of Rights Act of 2008 (HR 5244) passed the House Financial Services Committee 39-27 last week, just before both Houses of Congress adjourned for a month-long August recess.

Source: CU*Secure
08/05/08
Credit Cardholders Bill of Rights Passes Committee

While it's still a long ways off from being voted on in a full chamber vote, Representative Carolyn Maloney's credit card reform bill, HR 5244, has passed the House Financial Services Committee. Maloney's "Credit Cardholders' Bill of .

08/04/08
Credit card bill of rights

Carolyn Maloney, The Credit Cardholders' Bill of Rights: Balanced Reform ... of Rights Act of 2008" (HR 5244), comprehensive credit card reform legislation ... http://maloney.house.gov/index.php?option=content&task=view&id=1569&Itemid=

Source: HERIBERTO
08/04/08
Credit card bill of rights

Cardholders’ Bill of Rights Act of 2008″ (HR 5244), comprehensive credit card … The project includes four hotels totalling almost 5000 rooms. The plans also call for a 300000 square foor shopping venue, 750000 square foot convention ...

08/04/08
Woodstock Institute Applauds House Committee Approval of the ...

“Bait and switch clauses, double-cycle billing, and cut-off times designed to rack up late fees––these are the practices that are specifically prohibited by HR 5244,” said Woodstock President Dory Rand.

08/04/08
Credit card victory for consumer advocates

Late on Thursday night, the committee voted 39-27 in favor HR 5244, The Credit Cardholders’ Bill of Rights, a bill supported by consumer advocates including the National Consumer Law Center, Consumer [...]

08/04/08
HR 5244: The Credit Cardholders' Bill of Rights Act of 2008

Last week, the House Financial Services Committee passed by a vote of 39-27 the "Credit Cardholders' Bill of Rights Act" (HR 5244.) If this bill is passed into law, things like double-cycle billing and universal default will become ...

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