H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008

To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. view all titles (2)

All Bill Titles

  • Short: Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 as introduced.
  • Official: To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. as introduced.

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  • Today: 2
  • Past Seven Days: 7
  • All-Time: 1,416
 
Introduced
 
House
Passes
 
Senate
Passes
 
President
Signs
 

 
03/12/08
 
 
 
 
 
 
 

Official Summary

3/13/2008--Introduced.Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from furnishing to any person, and any person from using or obtaining, a consumer report or consumer informati

Official Summary

3/13/2008--Introduced.
Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from furnishing to any person, and any person from using or obtaining, a consumer report or consumer information for use in making any decision to underwrite or rate any personal lines of insurance for which the Federal Trade Commission (FTC) determines that such use:
(1) results in racial or ethnic discrimination; or
(2) represents a proxy or proxy effect for race or ethnicity. Excludes from such proscription insurance information, including property loss data, driver history, and medical history, derived from specified data bases.

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Recent Blog Coverage

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11/26/08
Arizona Auto Insurance Quote - Free-Press-Release.com

United States of America (Press Release) June 8, 2008 -- Bill H.R.5633 has been introduced on Capitol Hill by Democratic Rep Luis Gutierrez. The bill is designed to prohibit insurance companies from factoring in credit in the ...

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10/04/08
OpenCongress - U.S. Congress - H.R.7267 To amend the Fair Credit ...

[1]; H.R.5842 Medical Marijuana Patient Protection Act [1]; H.R.5633 Nondiscriminatory Use of Consumer Reports... [1]; H.R.5546 Credit Card Fair Fee Act of 2008 [1]; H.R.3036 No Child Left Inside Act of 2008 [1] ...

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07/23/08
ncoil adopts a resolution in support of state-based regulation of ...

in addition, the resolution asserts that hr 5633, the nondiscriminatory use of consumer reports and consumer information act of 2008 and hr 6062, the personal lines of insurance fairness act of 2008, both of which seek to end the use of ...

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