H.R.946 - Consumer Overdraft Protection Fair Practices Act

To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. view all titles (2)

All Bill Titles

  • Official: To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. as introduced.
  • Short: Consumer Overdraft Protection Fair Practices Act as introduced.

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08/02/07
Dinged for being overdrawn

Consumer advocates and other proponents are urging Congress to pass HR 946, sponsored by US Reps. Carolyn Maloney of New York and Barney Frank of ...

Source: Press-Enterprise (subscription), CA
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07/19/07
A pitfall of debit cards is overdrawing your account -- and facing fee

In hopes of reducing overdraft fees, the CRL is supporting legislation (HR 946) sponsored by Representatives Carolyn Maloney, New York Democrat, ...

Source: Boston Globe, United States
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07/18/07
Accountability needed on debit cards

In hopes of reducing overdraft fees charged to consumers, the CRL is supporting legislation (HR 946) that would, among other things, require banks and ...

Source: Lawrence Journal World, KS
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07/17/07
They Want You to Go Over Your Debit Limit

In hopes of reducing overdraft fees charged to consumers, the center is supporting legislation (HR 946) sponsored by Democratic Reps. ...

Source: Washington Post, United States
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07/11/07
Let's Make a Deal

Fortunately, the House Financial Services Committee will be holding a hearing today on HR 946, the Consumer Overdraft Protection Fair Practices Act. This ...

Source: TPMCafe, NY
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