H.R.946 - Consumer Overdraft Protection Fair Practices Act

To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. view all titles (2)

All Bill Titles

  • Official: To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. as introduced.
  • Short: Consumer Overdraft Protection Fair Practices Act as introduced.

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News Coverage

08/02/07
Dinged for being overdrawn

Consumer advocates and other proponents are urging Congress to pass HR 946, sponsored by US Reps. Carolyn Maloney of New York and Barney ...

Source: Press-Enterprise (subscription), CA
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07/19/07
A pitfall of debit cards is overdr...

In hopes of reducing overdraft fees, the CRL is supporting legislation (HR 946) sponsored by Representatives Carolyn Maloney, New York De...

Source: Boston Globe, United States
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07/18/07
Accountability needed on debit cards

In hopes of reducing overdraft fees charged to consumers, the CRL is supporting legislation (HR 946) that would, among other things, requ...

Source: Lawrence Journal World, KS
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07/17/07
They Want You to Go Over Your Debi...

In hopes of reducing overdraft fees charged to consumers, the center is supporting legislation (HR 946) sponsored by Democratic Reps. ...

Source: Washington Post, United States
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07/11/07
Let's Make a Deal

Fortunately, the House Financial Services Committee will be holding a hearing today on HR 946, the Consumer Overdraft Protection Fair Pra...

Source: TPMCafe, NY
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Blog Coverage

View All (112)

02/09/09
H.R.946: Plain Writing Act of 2010...

All Bill Titles. Short: Plain Writing Act of 2010 as enacted. Short: Plain Writing Act of 2010 as passed senate. Official: To enhance cit...

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12/31/08
Maryland Consumer Rights Coalition...

Representative Carolyn Maloney’s H.R. 946 languished in the 109th Congress and should be a priority next session. The Federal Reserveâ€...

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12/20/08
Third Estate Sunday Review: Caroly...

Congresswoman Carolyn Maloney, Chair of the Financial Institutions and Consumer Credit Subcommittee of the House Financial Services Commi...

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12/18/08
ISS - Banks: Hit 'em when they're ...

S. House Financial Services Committee will vote on sending H.R. 946, the Consumer Overdraft Protection Fair Practices Act, to the full Ho...

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12/17/08
Congresswoman Carolyn Maloney - Ma...

Congresswoman Carolyn Maloney, Chair of the Financial Institutions and Consumer Credit Subcommittee of the House Financial Services Commi...

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12/05/08
Tom Tancredo presidential campaign...

H.R. 946 The Mass Immigration Reduction Act of 2003. Documentaries, topic pages and databases. Biography at the Biographical Directory of...

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11/25/08
My Journey » Bank of America…Wo...

Also, look into supporting H.R. 946 which will put a stop to some of the predatory practices that BOA uses. I have a lot of info on my bl...

Source: My Journey
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10/24/08
“That Can’t Be Legal”

The current legislation before the House of Representatives is HR 946. This bill will provide relief and fair practices to consumers. Thi...

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09/25/08
wall street bailout plan collapses...

we cannot even get the house financial services committee to schedule a vote on hr 946, the consumer overdraft protection fair practices ...

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09/17/08
Who Is Serving Who?

Anyway, in my concern for HR 946, I visited the House Committee on Financial Services website. I thought I could learn more about the res...

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