hr 44979 1183003200 false 1184170320 1184209860 526 250 110 400090

7/11/2007--Passed House without amendment. (This measure has not been amended since it was introduced. The summary has been expanded because action occurred on the measure.)<br/>Declares the sense of the House that specified government action should be taken that protects buyers from unscrupulous mortgage brokers and lenders. Declares that such action should: (1) enforce rules to eliminate unfair and deceptive practices in sub-prime mortgage lending; (2) encourage lenders to evaluate a borrower's ability to reasonably repay any mortgage loan; (3) establish clear minimum standards for mortgage originators; (4) require that disclosures clearly and effectively communicate necessary information about any mortgage loan to the potential borrower; (5) reduce or eliminate abuses in prepayment penalties; (6) address appraisal and other mortgage fraud; (7) raise public awareness regarding mortgage originators whose loans have high foreclosure rates; and (8) increase opportunities for loan counseling.<br/>

1184209860 2007-07-11 Fri Nov 07 09:50:06 -0600 2008 introduced 44979 'home':2 'lend':6 'respons':5 'support':1 'ownership':3 48102 official vote 44979 1184209860 Wed Jul 11 12:11:00 -0500 2007 roll 122159 pass On motion to suspend the rules and agree to the resolution Agreed to by the Yeas and Nays: (2/3 required): 411 - 7 (Roll no. 609). (text: CR 7/10/2007 H7448-7449) vote h C000984 1951-01-18 2235 Rayburn House Office Building https://forms.house.gov/wyr/welcome.shtml 7 202-225-3178 Elijah 'd':4 '-7':6 'md':5 'cum':3,8,10 'rep':1 'elijah':2,7,9 M 400090 Cummings Elijah_E._Cummings Eugene Rep. Elijah Cummings [D, MD-7] N00001971 7073 Democrat 202-225-4741 Baptist MD Elijah Cummings 4.45454545454545 http://www.house.gov/cummings/ vote 44979 1184209860 Wed Jul 11 12:11:00 -0500 2007 roll 122159 pass On motion to suspend the rules and agree to the resolution Agreed to by the Yeas and Nays: (2/3 required): 411 - 7 (Roll no. 609). (text: CR 7/10/2007 H7448-7449) vote h action 44979 1184209500 Wed Jul 11 12:05:00 -0500 2007 122158 Considered as unfinished business. action 44979 1184092080 Tue Jul 10 15:28:00 -0500 2007 121941 At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. action 44979 1184090640 Tue Jul 10 15:04:00 -0500 2007 121940 Considered under suspension of the rules. action 44979 1184090640 Tue Jul 10 15:04:00 -0500 2007 153538 DEBATE - The House proceeded with forty minutes of debate on H. Res. 526. action 44979 1184090580 Tue Jul 10 15:03:00 -0500 2007 121939 Mrs. Maloney (NY) moved to suspend the rules and agree to the resolution. introduced 44979 1183003200 Thu Jun 28 00:00:00 -0500 2007 120574 action 44979 1183003200 Thu Jun 28 00:00:00 -0500 2007 120575 Referred to the House Committee on Financial Services. 13 411 44979 Wed Jul 11 11:12:00 -0500 2007 true 2779 7 609 6 0 On Motion to Suspend the Rules and Agree: H RES 526 Supporting home ownership and responsible lending true 2/3 Passed On Motion to Suspend the Rules and Agree Thu Sep 13 13:35:30 -0500 2007 house