s 5 42637 1175054400 false 1175054400 1 1012 522 110 300063

3/28/2007--Introduced.<br/>Consumer Rental-Purchase Agreement Act of 2007 - Amends the Consumer Credit Protection Act to prescribe consumer protection guidelines for rental-purchase transactions, including: (1) the determination of rental-purchase cost; (2) disclosure requirements; (3) prohibitions against confessions of judgment, wage assignments, and waiver of consumer claims or defenses; (4) furnishing of statements of account; (5) point-of-rental disclosures; and (6) rental-purchase advertising disclosures. Declares that an action for civil liability may be brought against a merchant's assignee only if the violation is apparent on the face of a rental-purchase agreement to which it relates, including, but not limited to, a disclosure that can be determined to be incomplete or inaccurate from the face of the agreement. Authorizes the Board of Governors of the Federal Reserve System to promulgate implementing regulations. Grants enforcement powers to the Federal Trade Commission and to state attorneys general. Subjects to criminal penalties any willful and knowing violation of the information disclosure requirements of this Act.<br/>

1175054400 2007-03-28 Fri Nov 07 14:24:24 -0600 2008 introduced 42637 'act':9 'bill':2 'cost':26 'term':16 'amend':4 'assur':11 'right':36 'consum':6,28,38 'credit':7 'includ':22 'provid':33 'purpos':45 'rental':19 'certain':34 'meaning':12 'protect':8 'purchas':20 'substant':35 'agreement':21,31,41 'disclosur':13,23 'rental-purchas':18 45400 official introduced 42637 'act':6 '2007':8 'consum':1 'rental':3 'purchas':4 'agreement':5 'rental-purchas':2 49718 short introduced 42637 1175054400 Wed Mar 28 00:00:00 -0500 2007 107608 L000550 1955-11-23 8459 328 Hart Senate Office Building http://landrieu.senate.gov/contact/index.cfm 202-224-9735 Mary 'd':4 'la':5 'sen':1 'mari':2,6,8 'landrieu':3,7,9 F 300063 Landrieu Mary_Landrieu L. Sen. Mary Landrieu [D, LA] 4436 N00005395 11855 Democrat 202-224-5824 Roman Catholic LA Mary Landrieu 2.14285714285714 http://landrieu.senate.gov/ B000243 1941-12-11 13301 511 Hart Senate Office Building http://baucus.senate.gov/contact/emailForm.cfm?subj=issue 202-224-0515 Max 'd':4 'mt':5 'max':2,6,8 'sen':1 'baucus':3,7,9 M 300005 Baucus Max_Baucus S. Sen. Max Baucus [D, MT] 7915 N00004643 14529 Democrat 202-224-2651 United Church of Christ MT Max Baucus 1.75 http://baucus.senate.gov B000611 1939-03-06 4114 274 Russell Senate Office Building http://bond.senate.gov/public/index.cfm?FuseAction=ContactUs.ContactForm 202-224-8149 Christopher 'r':4 'mo':5 'kit':8 'sen':1 'bond':3,7,10 'christoph':2,6,9 M 300010 Bond Christopher_S._Bond S. Sen. Christopher Bond [R, MO] 2055 Kit N00005178 10115 Republican 202-224-5721 Presbyterian MO Kit Christopher Bond 3.34545454545455 http://bond.senate.gov/public/ CSBondMO B000953 1956-09-12 3055 303 Hart Senate Office Building http://brownback.senate.gov/public/contact/emailsam.cfm 202-228-1265 Samuel 'r':4 'ks':5 'sam':8 'sen':1 'samuel':2,6,9 'brownback':3,7,10 M 300013 Brownback Sam_Brownback D. Sen. Samuel Brownback [R, KS] 1465 Sam N00005244 8543 Republican 202-224-6521 Roman Catholic KS Sam Samuel Brownback 3.44444444444444 http://brownback.senate.gov/public/ SenatorSamBrownback B001066 1931-10-23 6968 316 Hart Senate Office Building http://bunning.senate.gov/public/index.cfm?FuseAction=Contact.ContactForm 202-228-1373 Jim 'r':4 'ky':5 'bun':3,7,9 'jim':2,6,8 'sen':1 M 300014 Bunning Jim_Bunning Sen. Jim Bunning [R, KY] 3118 N00003437 9322 Republican 202-224-4343 Roman Catholic KY Jim Bunning 2.57575757575758 http://bunning.senate.gov/public/ C000127 1958-10-13 5879 511 Dirksen Senate Office Building http://cantwell.senate.gov/contact/ 202-228-0514 Maria 'd':4 'wa':5 'sen':1 'maria':2,6,8 'cantwel':3,7,9 F 300018 Cantwell Maria_Cantwell Sen. Maria Cantwell [D, WA] 3238 N00007836 12496 Democrat 202-224-3441 Roman Catholic WA Maria Cantwell 4.41176470588235 http://cantwell.senate.gov SenatorCantwell C000286 1943-11-10 4166 416 Russell Senate Office Building http://chambliss.senate.gov/public/index.cfm?p=Email 202-224-0103 Saxby 'r':4 'ga':5 'sen':1 'saxbi':2,6,8 'chambliss':3,7,9 M 300021 Chambliss Saxby_Chambliss Sen. Saxby Chambliss [R, GA] 1502 N00002685 13136 Republican 202-224-3521 Episcopalian GA Saxby Chambliss 3.96666666666667 http://chambliss.senate.gov/public/index.cfm C000567 1937-12-07 4966 113 Dirksen Senate Office Building http://cochran.senate.gov/email.html 202-224-9450 Thad 'r':4 'ms':5 'sen':1 'thad':2,6,8 'cochran':3,7,9 M 300023 Cochran Thad_Cochran Sen. Thad Cochran [R, MS] 2483 N00003328 9064 Republican 202-224-5054 Baptist MS Thad Cochran 2.89473684210526 http://cochran.senate.gov C000705 1948-03-12 8049 530 Hart Senate Office Building http://conrad.senate.gov/contact/webform.cfm 202-224-7776 Kent 'd':4 'nd':5 'sen':1 'kent':2,6,8 'conrad':3,7,9 M 300026 Conrad Kent_Conrad Kent Sen. Kent Conrad [D, ND] 4516 N00004613 8541 Democrat 202-224-2043 Unitarian ND Kent Conrad 5.27777777777778 http://conrad.senate.gov C000858 1945-07-20 9683 Larry 'craig':2,4,6 'larri':1,3,5 M 300029 Craig Larry_Craig E. Larry Craig 3529 N00002091 5631 Republican Methodist Larry Craig 0.285714285714286 D000432 1942-05-14 7977 322 Hart Senate Office Building http://dorgan.senate.gov/contact/contact_form.cfm 202-224-1193 Byron 'd':4 'nd':5 'sen':1 'byron':2,6,8 'dorgan':3,7,9 M 300037 Dorgan Byron_Dorgan L. Sen. Byron Dorgan [D, ND] 4792 N00004615 8179 Democrat 202-224-2551 Lutheran ND Byron Dorgan 5.29411764705882 http://dorgan.senate.gov senatordorgan H001028 1946-10-04 488 Charles 'charl':1,3,6 'chuck':5 'hagel':2,4,7 M 300050 Hagel Chuck_Hagel T. Charles Hagel 90 Chuck N00005301 6251 Republican Episcopalian Charles Hagel 3.66666666666667 I000055 1944-12-28 2498 120 Russell Senate Office Building http://isakson.senate.gov/contact.cfm 202-228-0724 John 'r':4 'ga':5 'sen':1 'john':2,6,9 'johnni':8 'isakson':3,7,10 M 400194 Isakson Johnny_Isakson H. Sen. John Isakson [R, GA] 1202 Johnny N00002593 10264 Republican 202-224-3643 Methodist GA Johnny John Isakson 3.75675675675676 http://isakson.senate.gov J000177 1946-12-28 7356 136 Hart Senate Office Building http://johnson.senate.gov/contact/ 202-228-5765 Tim 'd':4 'sd':5 'sen':1 'tim':2,6,8 'johnson':3,7,9 M 300058 Johnson Tim_Johnson P. Sen. Tim Johnson [D, SD] 3636 N00010084 8039 Democrat 202-224-5842 Lutheran SD Tim Johnson 4.07692307692308 http://johnson.senate.gov/ L000035 1960-09-30 5901 355 Dirksen Senate Office Building http://lincoln.senate.gov/contact/email.cfm 202-228-1371 Blanche 'd':4 'ar':5 'sen':1 'blanch':2,6,8 'lincoln':3,7,9 F 300068 Lincoln Blanche_Lincoln Lambert Sen. Blanche Lincoln [D, AR] 2842 N00008092 10324 Democrat 202-224-4843 Episcopalian AR Blanche Lincoln 2.45945945945946 http://lincoln.senate.gov/ SenatorLincoln L000447 1941-10-09 3862 Trent 'lott':2,4,6 'trent':1,3,5 M 300069 Lott Trent_Lott Trent Lott 1837 N00003329 4069 Republican Baptist Trent Lott SenatorLincoln M001162 1946-10-23 8320 356 Russell Senate Office Building http://martinez.senate.gov/public/?p=EmailSenatorMartinez 202-228-5171 Mel 'r':4 'fl':5 'mel':2,6,8 'sen':1 'martinez':3,7,9 M 400621 Martinez Mel_Martinez Sen. Mel Martinez [R, FL] 4965 N00026748 16391 Republican 202-224-3041 FL Mel Mel Martinez 3.20754716981132 http://martinez.senate.gov SenMartinezdotgov N000180 1941-05-17 7908 720 Hart Senate Office Building http://bennelson.senate.gov/contact/email.cfm 202-228-0012 Ben 'd':4 'ne':5 'ben':2,6,8 'sen':1 'nelson':3,7,9 M 300077 Nelson Ben_Nelson E. Sen. Ben Nelson [D, NE] 3436 N00005329 12251 Democrat 202-224-6551 Methodist NE Ben Ben Nelson 2.66666666666667 http://bennelson.senate.gov/ SenBenNelson R000307 1936-04-20 5618 109 Hart Senate Office Building http://roberts.senate.gov/e-mail_pat.html 202-224-3514 Pat 'r':4 'ks':5 'pat':2,6,8 'sen':1 'robert':3,7,9 M 300083 Roberts Pat_Roberts Sen. Pat Roberts [R, KS] 2472 N00005285 8346 Republican 202-224-4774 Methodist KS Pat Roberts 4.22222222222222 http://roberts.senate.gov/ S001141 1946-12-24 2984 335 Russell Senate Office Building http://sessions.senate.gov/public/index.cfm?FuseAction=ConstituentServices.ContactMe 202-224-3149 Jefferson 'r':4 'al':5 'sen':1 'jeff':8 'session':3,7,10 'jefferson':2,6,9 M 300088 Sessions Jeff_Sessions B. Sen. Jefferson Sessions [R, AL] 1343 Jeff N00003062 9299 Republican 202-224-4124 Methodist AL Jeff Jefferson Sessions 3.62264150943396 http://sessions.senate.gov/ T000250 1961-01-07 6662 493 Russell Senate Office Building http://thune.senate.gov/public/index.cfm?FuseAction=Contact.Email 202-228-5429 John 'r':4 'sd':5 'sen':1 'john':2,6,8 'thune':3,7,9 M 400546 Thune John_Thune Sen. John Thune [R, SD] 3004 N00004572 8305 Republican 202-224-2321 SD John Thune 5.55172413793103 http://thune.senate.gov/ JohnThune V000127 1961-05-03 9732 516 Hart Senate Office Building http://vitter.senate.gov/public/index.cfm?FuseAction=Contact.ContactForm 202-228-5061 David 'r':4 'la':5 'sen':1 'david':2,6,8 'vitter':3,7,9 M 400418 Vitter David_Vitter Sen. David Vitter [R, LA] 3833 N00009659 9983 Republican 202-224-4623 Catholic LA David Vitter 3.94736842105263 http://vitter.senate.gov/ introduced 42637 1175054400 Wed Mar 28 00:00:00 -0500 2007 107608 action 42637 1175054400 Wed Mar 28 00:00:00 -0500 2007 107609 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.