<?xml version="1.0" encoding="UTF-8"?>
<bill>
  <bill-type>s</bill-type>
  <hot-bill-category-id type="integer" nil="true"></hot-bill-category-id>
  <id type="integer">43474</id>
  <introduced type="integer">1178164800</introduced>
  <is-frontpage-hot type="boolean">false</is-frontpage-hot>
  <last-speech type="integer" nil="true"></last-speech>
  <last-vote-date type="integer" nil="true"></last-vote-date>
  <last-vote-roll type="integer" nil="true"></last-vote-roll>
  <last-vote-where nil="true"></last-vote-where>
  <lastaction type="integer">1178164800</lastaction>
  <number type="integer">1288</number>
  <page-views-count type="integer">469</page-views-count>
  <pl nil="true"></pl>
  <plain-language-summary nil="true"></plain-language-summary>
  <rolls nil="true"></rolls>
  <session type="integer">110</session>
  <sponsor-id type="integer">300090</sponsor-id>
  <summary>	5/3/2007--Introduced.&lt;br/&gt;Women's Retirement Security Act of 2007 - Amends the Internal Revenue Code to: (1) require certain small employers who do not provide retirement plans for their employees to allow eligible employees to participate in a payroll deposit individual retirement account arrangement (automatic IRA); (2) expand eligibility for the tax credit for retirement savings contributions (saver's credit) and make such credit refundable; (3) allow certain part-time employees to participate in qualified cash or deferred arrangements; (4) allow the transfer of up to $500 of unused health plan benefits to qualified retirement plans; (5) treat wage replacement income (e.g., disability pay or unemployment compensation) as earned income for purposes of IRA contribution limits; (6) allow a limited tax exclusion for certain lifetime annuity payments and for qualified retirement planning services; (7) allow certain small employers a tax credit for contributions to employee pension plans; and (8) allow self-employed individuals to deduct pension plan contributions from their self-employment income.&lt;br/&gt;Sets forth special rules for: (1) preservation of retirement plan assets distributed under a qualified domestic relations order; (2) eligibility of surviving and divorced spouses for benefits under the Railroad Retirement Act; and (3) military retired pay subject to court orders in domestic relations proceedings. Authorizes the Secretary of the Treasury to make grants to qualified low-income taxpayer clinics to provide retirement savings counseling to low-income taxpayers.&lt;br/&gt;Requires the Commissioner of Social Security to prepare a financial reference handbook and a retirement readiness checklist for distribution to social security recipients.&lt;br/&gt;</summary>
  <topresident-date type="integer">1178164800</topresident-date>
  <topresident-datetime type="date">2007-05-03</topresident-datetime>
  <updated type="timestamp">Fri Nov 07 14:59:07 -0600 2008</updated>
  <bill-titles type="array">
    <bill-title>
      <as>introduced</as>
      <bill-id type="integer">43474</bill-id>
      <fti-titles>'act':5 '2007':7 'retir':3 'secur':4 'women':1</fti-titles>
      <id type="integer">50218</id>
      <is-default type="boolean" nil="true"></is-default>
      <title>Women's Retirement Security Act of 2007</title>
      <title-type>short</title-type>
    </bill-title>
    <bill-title>
      <as>introduced</as>
      <bill-id type="integer">43474</bill-id>
      <fti-titles>'act':17 '1974':19 '1986':10 'bill':2 'busi':29 'code':8 'amend':4 'incom':15 'owner':30 'retir':14,23 'secur':16,24 'small':28 'women':26 'intern':6 'purpos':34 'revenu':7 'employe':13 'increas':21</fti-titles>
      <id type="integer">46299</id>
      <is-default type="boolean" nil="true"></is-default>
      <title>A bill to amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to increase the retirement security of women and small business owners, and for other purposes.</title>
      <title-type>official</title-type>
    </bill-title>
  </bill-titles>
  <last-action>
    <action-type>action</action-type>
    <amendment-id type="integer" nil="true"></amendment-id>
    <bill-id type="integer">43474</bill-id>
    <created-at type="timestamp" nil="true"></created-at>
    <date type="integer">1178164800</date>
    <datetime type="timestamp">Thu May 03 00:00:00 -0500 2007</datetime>
    <how nil="true"></how>
    <id type="integer">111016</id>
    <result nil="true"></result>
    <roll-call-id type="integer" nil="true"></roll-call-id>
    <roll-call-number type="integer" nil="true"></roll-call-number>
    <text>Introductory remarks on measure. (CR S5580)</text>
    <vote-type nil="true"></vote-type>
    <where nil="true"></where>
  </last-action>
  <sponsor>
    <biography nil="true"></biography>
    <bioguideid>S001142</bioguideid>
    <birthday type="date">1952-05-25</birthday>
    <congress-office nil="true"></congress-office>
    <contact-webform nil="true"></contact-webform>
    <district nil="true"></district>
    <email nil="true"></email>
    <fax nil="true"></fax>
    <firstname>Gordon</firstname>
    <fti-names>'smith':2,4,6 'gordon':1,3,5</fti-names>
    <gender>M</gender>
    <id type="integer">300090</id>
    <lastname>Smith</lastname>
    <metavid-id>Gordon_Smith</metavid-id>
    <middlename>Harold</middlename>
    <name>Gordon Smith</name>
    <nickname nil="true"></nickname>
    <osid>N00007815</osid>
    <page-views-count type="integer">7143</page-views-count>
    <party>Republican</party>
    <phone nil="true"></phone>
    <religion>Latter Day Saints</religion>
    <state nil="true"></state>
    <sunlight-nickname nil="true"></sunlight-nickname>
    <title nil="true"></title>
    <unaccented-name>Gordon Smith</unaccented-name>
    <url nil="true"></url>
    <user-approval type="float">3.71428571428571</user-approval>
    <watchdog-id nil="true"></watchdog-id>
    <website nil="true"></website>
    <youtube-id nil="true"></youtube-id>
  </sponsor>
  <co-sponsors type="array">
    <co-sponsor type="Person">
      <biography nil="true"></biography>
      <bioguideid>B000468</bioguideid>
      <birthday type="date">1943-10-03</birthday>
      <congress-office>703 Hart Senate Office Building</congress-office>
      <contact-webform>http://bingaman.senate.gov/contact/</contact-webform>
      <district nil="true"></district>
      <email nil="true"></email>
      <fax>202-224-2852</fax>
      <firstname>Jeff</firstname>
      <fti-names>'d':4 'nm':5 'sen':1 'jeff':2,6,8 'bingaman':3,7,9</fti-names>
      <gender>M</gender>
      <id type="integer">300009</id>
      <lastname>Bingaman</lastname>
      <metavid-id>Jeff_Bingaman</metavid-id>
      <middlename nil="true"></middlename>
      <name>Sen. Jeff Bingaman [D, NM]</name>
      <nickname nil="true"></nickname>
      <osid>N00006518</osid>
      <page-views-count type="integer">10092</page-views-count>
      <party>Democrat</party>
      <phone>202-224-5521</phone>
      <religion>Methodist</religion>
      <state>NM</state>
      <sunlight-nickname nil="true"></sunlight-nickname>
      <title>Sen.</title>
      <unaccented-name>Jeff Bingaman</unaccented-name>
      <url nil="true"></url>
      <user-approval type="float">4.4</user-approval>
      <watchdog-id nil="true"></watchdog-id>
      <website>http://bingaman.senate.gov</website>
      <youtube-id nil="true"></youtube-id>
    </co-sponsor>
    <co-sponsor type="Person">
      <biography nil="true"></biography>
      <bioguideid>C000705</bioguideid>
      <birthday type="date">1948-03-12</birthday>
      <congress-office>530 Hart Senate Office Building</congress-office>
      <contact-webform>http://conrad.senate.gov/contact/webform.cfm</contact-webform>
      <district nil="true"></district>
      <email nil="true"></email>
      <fax>202-224-7776</fax>
      <firstname>Kent</firstname>
      <fti-names>'d':4 'nd':5 'sen':1 'kent':2,6,8 'conrad':3,7,9</fti-names>
      <gender>M</gender>
      <id type="integer">300026</id>
      <lastname>Conrad</lastname>
      <metavid-id>Kent_Conrad</metavid-id>
      <middlename>Kent</middlename>
      <name>Sen. Kent Conrad [D, ND]</name>
      <nickname nil="true"></nickname>
      <osid>N00004613</osid>
      <page-views-count type="integer">8323</page-views-count>
      <party>Democrat</party>
      <phone>202-224-2043</phone>
      <religion>Unitarian</religion>
      <state>ND</state>
      <sunlight-nickname nil="true"></sunlight-nickname>
      <title>Sen.</title>
      <unaccented-name>Kent Conrad</unaccented-name>
      <url nil="true"></url>
      <user-approval type="float">5.27777777777778</user-approval>
      <watchdog-id nil="true"></watchdog-id>
      <website>http://conrad.senate.gov</website>
      <youtube-id nil="true"></youtube-id>
    </co-sponsor>
    <co-sponsor type="Person">
      <biography nil="true"></biography>
      <bioguideid>K000148</bioguideid>
      <birthday type="date">1943-12-11</birthday>
      <congress-office>218 Russell Senate Office Building</congress-office>
      <contact-webform>http://kerry.senate.gov/contact/email.cfm</contact-webform>
      <district nil="true"></district>
      <email nil="true"></email>
      <fax>202-224-8525</fax>
      <firstname>John</firstname>
      <fti-names>'d':4 'ma':5 'sen':1 'john':2,6,8 'kerri':3,7,9</fti-names>
      <gender>M</gender>
      <id type="integer">300060</id>
      <lastname>Kerry</lastname>
      <metavid-id>John_Kerry</metavid-id>
      <middlename>Forbes</middlename>
      <name>Sen. John Kerry [D, MA]</name>
      <nickname nil="true"></nickname>
      <osid>N00000245</osid>
      <page-views-count type="integer">13994</page-views-count>
      <party>Democrat</party>
      <phone>202-224-2742</phone>
      <religion>Roman Catholic</religion>
      <state>MA</state>
      <sunlight-nickname nil="true"></sunlight-nickname>
      <title>Sen.</title>
      <unaccented-name>John Kerry</unaccented-name>
      <url nil="true"></url>
      <user-approval type="float">2.64</user-approval>
      <watchdog-id nil="true"></watchdog-id>
      <website>http://kerry.senate.gov/</website>
      <youtube-id nil="true"></youtube-id>
    </co-sponsor>
    <co-sponsor type="Person">
      <biography nil="true"></biography>
      <bioguideid>S000663</bioguideid>
      <birthday type="date">1947-02-21</birthday>
      <congress-office>154 Russell Senate Office Building</congress-office>
      <contact-webform>http://snowe.senate.gov/webform.htm</contact-webform>
      <district nil="true"></district>
      <email nil="true"></email>
      <fax>202-224-1946</fax>
      <firstname>Olympia</firstname>
      <fti-names>'r':4 'sen':1 'snow':3,7,9 'olympia':2,6,8</fti-names>
      <gender>F</gender>
      <id type="integer">300091</id>
      <lastname>Snowe</lastname>
      <metavid-id>Olympia_Snowe</metavid-id>
      <middlename>J.</middlename>
      <name>Sen. Olympia Snowe [R, ME]</name>
      <nickname nil="true"></nickname>
      <osid>N00000480</osid>
      <page-views-count type="integer">15373</page-views-count>
      <party>Republican</party>
      <phone>202-224-5344</phone>
      <religion>Greek Orthodox</religion>
      <state>ME</state>
      <sunlight-nickname nil="true"></sunlight-nickname>
      <title>Sen.</title>
      <unaccented-name>Olympia Snowe</unaccented-name>
      <url nil="true"></url>
      <user-approval type="float">2.72477064220183</user-approval>
      <watchdog-id nil="true"></watchdog-id>
      <website>http://snowe.senate.gov/</website>
      <youtube-id nil="true"></youtube-id>
    </co-sponsor>
  </co-sponsors>
  <actions type="array">
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">43474</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1178164800</date>
      <datetime type="timestamp">Thu May 03 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">111016</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Introductory remarks on measure. (CR S5580)</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>introduced</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">43474</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1178164800</date>
      <datetime type="timestamp">Thu May 03 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">111015</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text nil="true"></text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">43474</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1178164800</date>
      <datetime type="timestamp">Thu May 03 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">116431</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Sponsor introductory remarks on measure. (CR S5580)</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
    <action type="BillAction">
      <action-type>action</action-type>
      <amendment-id type="integer" nil="true"></amendment-id>
      <bill-id type="integer">43474</bill-id>
      <created-at type="timestamp" nil="true"></created-at>
      <date type="integer">1178164800</date>
      <datetime type="timestamp">Thu May 03 00:00:00 -0500 2007</datetime>
      <how nil="true"></how>
      <id type="integer">111017</id>
      <result nil="true"></result>
      <roll-call-id type="integer" nil="true"></roll-call-id>
      <roll-call-number type="integer" nil="true"></roll-call-number>
      <text>Read twice and referred to the Committee on Finance.</text>
      <vote-type nil="true"></vote-type>
      <where nil="true"></where>
    </action>
  </actions>
  <roll-calls type="array"/>
</bill>
