s 47205 1193889600 false 1193889600 2296 317 110 300087

11/1/2007--Introduced.<br/>Mortgage Disclosure Enhancement Act of 2007 - Amends the Truth In Lending Act to require additional mortgage loan disclosures by a creditor to a consumer, including: (1) ) the percentage of the loan, as compared to the appraised value of the property; (2) the term of the loan; (3) the monthly income of the borrower, as relied upon in making the loan; (4) the annual percentage rate of interest for loans that are fixed, and for loans that are variable; (5) prepayment fees; and (6) balloon payments. Amends the Real Estate Settlement Procedures Act of 1974 to conform with this Act.<br/>

1193889600 2007-11-01 Fri Nov 07 17:06:58 -0600 2008 introduced 47205 'act':4 '2007':6 'enhanc':3 'mortgag':1 'disclosur':2 54829 false short introduced 47205 'bill':2 'loan':14,22 'stage':18 'approv':15 'improv':6 'lender':11 'provid':4 'mortgag':10,21 'disclosur':7 'settlement':17 54008 false official introduced 47205 1193889600 Thu Nov 01 00:00:00 -0500 2007 135717 S000148 1950-11-23 313 Hart Senate Office Building http://schumer.senate.gov/new_website/contact.cfm 202-228-3027 Charles 'd':4 'ny':5 'sen':1 'charl':2,6,8 'schumer':3,7,9 M 300087 Schumer Charles_Schumer E. Sen. Charles Schumer [D, NY] N00001093 20312 Democrat 202-224-6542 Jewish NY Chuck Charles Schumer 2.24468085106383 http://schumer.senate.gov/ senatorschumer B000711 1940-11-11 112 Hart Senate Office Building http://boxer.senate.gov/contact/email/policy.cfm 202-224-0454 Barbara 'd':4 'ca':5 'sen':1 'boxer':3,7,9 'barbara':2,6,8 F 300011 Boxer Barbara_Boxer Sen. Barbara Boxer [D, CA] N00006692 28325 Democrat 202-224-3553 Jewish CA Barbara Boxer 2.46875 http://boxer.senate.gov SenatorBoxer introduced 47205 1193889600 Thu Nov 01 00:00:00 -0500 2007 135717 action 47205 1193889600 Thu Nov 01 00:00:00 -0500 2007 135718 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.