s 24 48978 1202274000 false 1202274000 2595 1555 110 300043

2/6/2008--Introduced.<br/>Secure and Fair Enforcement for Mortgage Licensing Act of 2008, or S.A.F.E. Mortgage Licensing Act of 2008 - Encourages the states to establish a Nationwide Mortgage Licensing System and Registry for the residential mortgage industry through the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators. Sets forth procedures, requirements (including education and testing), and standards for mandatory registration and state licensing of mortgage loan originators. Requires the federal banking agencies jointly, through the Federal Financial Institutions Examination Council, to develop and maintain a system for registering depository institiution employees as registered loan originators with the Registry. Directs the Secretary of Housing and Urban Development (HUD) to establish and maintain a backup licensing and registration system for loan originators operating in a state that either: (1) does not, after a certain period of time, have a licensing and registering system for loan originators that meets the requirements of this Act; or (2) does not participate in the Registry. Requires the HUD Secretary also to establish and maintain a backup licensing, supervisory, and tracking system for loan originators if the Registry is failing to meet the requirements and purposes of this Act. Declares that this Act does not preempt state law which provides greater protection to consumers than is provided under this Act. Directs the HUD Secretary to study and report to Congress on the root causes of default and foreclosure of home loans.

1202274000 2008-02-06 Fri Nov 07 17:40:04 -0600 2008 introduced 48978 'bill':2 'loan':12 'creat':4 'regul':25 'state':24 'enforc':22 'licens':7 'nation':6 'origin':13 'purpos':29 'system':8 'conduct':19 'develop':15 'minimum':16 'mortgag':11 'standard':17 'residenti':10 57043 false official introduced 48978 'act':4 '2008':6 'licens':3 'mortgag':2 's.a.f.e':1 59456 false short introduced 48978 'act':8 '2008':10 'fair':3 'secur':1 'enforc':4 'licens':7 'mortgag':6 59457 false short introduced 48978 1202274000 Wed Feb 06 00:00:00 -0600 2008 144520 F000062 1933-06-22 14065 331 Hart Senate Office Building http://feinstein.senate.gov/public/index.cfm?FuseAction=ContactUs.EmailMe 202-228-3954 Dianne 'd':4 'ca':5 'sen':1 'diann':2,6,8 'feinstein':3,7,9 F 300043 Feinstein Dianne_Feinstein Sen. Dianne Feinstein [D, CA] 7647 N00007364 20717 Democrat 202-224-3841 Jewish CA Dianne Feinstein 1.93087557603687 http://feinstein.senate.gov/public/ SenatorFeinstein B000711 1940-11-11 14986 112 Hart Senate Office Building http://boxer.senate.gov/contact/email/policy.cfm 202-224-0454 Barbara 'd':4 'ca':5 'sen':1 'boxer':3,7,9 'barbara':2,6,8 F 300011 Boxer Barbara_Boxer Sen. Barbara Boxer [D, CA] 7342 N00006692 29554 Democrat 202-224-3553 Jewish CA Barbara Boxer 2.44081632653061 http://boxer.senate.gov SenatorBoxer C000127 1958-10-13 5946 511 Dirksen Senate Office Building http://cantwell.senate.gov/contact/ 202-228-0514 Maria 'd':4 'wa':5 'sen':1 'maria':2,6,8 'cantwel':3,7,9 F 300018 Cantwell Maria_Cantwell Sen. Maria Cantwell [D, WA] 3290 N00007836 12665 Democrat 202-224-3441 Roman Catholic WA Maria Cantwell 4.33802816901408 http://cantwell.senate.gov SenatorCantwell C000174 1947-01-23 3136 513 Hart Senate Office Building http://carper.senate.gov/contact/ 202-228-2190 Thomas 'd':4 'de':5 'sen':1 'thoma':2,6,8 'carper':3,7,9 M 300019 Carper Thomas_Carper Richard Sen. Thomas Carper [D, DE] 1275 N00012508 7299 Democrat 202-224-2441 Presbyterian DE Tom Thomas Carper 3.22222222222222 http://carper.senate.gov C001041 1947-10-26 38260 Hillary 'd':4 'ny':5 'sen':1 'clinton':3,7,9 'hillari':2,6,8 F 300022 Clinton Hillary_Clinton Rodham Sen. Hillary Clinton [D, NY] 14835 N00000019 25724 Democrat Methodist NY Hillary Clinton 3.32330827067669 D000601 1936-07-29 4765 Elizabeth 'dole':2,4,6 'elizabeth':1,3,5 F 300035 Dole Elizabeth_Dole H. Elizabeth Dole 2257 N00008071 7514 Republican Presbyterian Elizabeth Dole 5.0 K000367 1960-05-25 6772 302 Hart Senate Office Building http://klobuchar.senate.gov/emailamy.cfm 202-228-2186 Amy 'd':4 'mn':5 'ami':2,6,8 'sen':1 'klobuchar':3,7,9 F 412242 Klobuchar Amy_Klobuchar Sen. Amy Klobuchar [D, MN] 4188 N00027500 11554 Democrat 202-224-3244 MN Amy Klobuchar 3.26666666666667 http://klobuchar.senate.gov/ K000305 1935-02-07 2444 330 Hart Senate Office Building http://kohl.senate.gov/contact.cfm 202-224-9787 Herbert 'd':4 'wi':5 'sen':1 'herb':8 'kohl':3,7,10 'herbert':2,6,9 M 300061 Kohl Herb_Kohl H. Sen. Herbert Kohl [D, WI] 1267 Herb N00004309 10168 Democrat 202-224-5653 Jewish WI Herb Herbert Kohl 2.75675675675676 http://kohl.senate.gov/ M001162 1946-10-23 8320 356 Russell Senate Office Building http://martinez.senate.gov/public/?p=EmailSenatorMartinez 202-228-5171 Mel 'r':4 'fl':5 'mel':2,6,8 'sen':1 'martinez':3,7,9 M 400621 Martinez Mel_Martinez Sen. Mel Martinez [R, FL] 4965 N00026748 16504 Republican 202-224-3041 FL Mel Mel Martinez 3.20754716981132 http://martinez.senate.gov SenMartinezdotgov M000702 1936-07-20 5555 503 Hart Senate Office Building http://mikulski.senate.gov/Contact/contact.cfm 202-224-8858 Barbara 'd':4 'md':5 'sen':1 'barbara':2,6,8 'mikulski':3,7,9 F 300073 Mikulski Barbara_Mikulski A. Sen. Barbara Mikulski [D, MD] 2642 N00001945 10012 Democrat 202-224-4654 Roman Catholic MD Barbara Mikulski 2.52083333333333 http://mikulski.senate.gov/ N000032 1942-09-29 8779 716 Hart Senate Office Building http://billnelson.senate.gov/contact/email.cfm 202-228-2183 Bill 'd':4 'fl':5 'sen':1 'bill':2,6,8 'nelson':3,7,9 M 300078 Nelson Bill_Nelson Sen. Bill Nelson [D, FL] 4309 N00009926 18954 Democrat 202-224-5274 Presbyterian FL Bill Nelson 2.19791666666667 http://billnelson.senate.gov/ SenBillNelson O000167 1961-08-04 28998 Barack 'obama':2,4,6 'barack':1,3,5 M 400629 Obama Barack_Obama Barack Obama 8812 N00009638 54827 Democrat United Church of Christ Barack Obama 3.71101871101871 S001163 1955-03-02 4883 Ken 'd':4 'co':5 'ken':2,6,8 'sen':1 'salazar':3,7,9 M 400619 Salazar Ken_Salazar Sen. Ken Salazar [D, CO] 2385 N00026892 7530 Democrat CO Ken Salazar 2.33333333333333 SenatorSalazar S000663 1947-02-21 8901 154 Russell Senate Office Building http://snowe.senate.gov/webform.htm 202-224-1946 Olympia 'r':4 'sen':1 'snow':3,7,9 'olympia':2,6,8 F 300091 Snowe Olympia_Snowe J. Sen. Olympia Snowe [R, ME] 3622 N00000480 16254 Republican 202-224-5344 Greek Orthodox ME Olympia Snowe 2.54918032786885 http://snowe.senate.gov/ introduced 48978 1202274000 Wed Feb 06 00:00:00 -0600 2008 144520 action 48978 1202274000 Wed Feb 06 00:00:00 -0600 2008 144521 Sponsor introductory remarks on measure. (CR S734-735) action 48978 1202274000 Wed Feb 06 00:00:00 -0600 2008 144522 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.