s 50025 1208232000 false 1208232000 2860 629 110 412246

4/15/2008--Introduced.<br/>Fair Value and Independent Appraisal Act - Amends the Truth in Lending Act to prohibit a creditor from extending a mortgage to any consumer without first obtaining a written appraisal of the property to be mortgaged, prepared in accordance with specified requirements. Requires a creditor to provide a copy of each such appraisal to the consumer without charge, at least three days prior to the transaction closing date. Declares unfair or deceptive specified property appraisal practices in the provision of: (1) mortgage lending services for a consumer credit transaction secured by the consumer's principal dwelling; or (2) any mortgage brokerage services for such a transaction. Establishes civil monetary penalties for such practices. Directs the Board of Governors of the Federal Reserve System and the Federal Trade Commission to jointly prescribe regulations defining such unfair or deceptive acts or practices.<br/>

1208232000 2008-04-15 Fri Nov 07 18:11:19 -0600 2008 introduced 50025 'bill':2 'lend':6 'ensur':18 'enforc':28 'enhanc':8,25 'improv':14 'provid':23 'purpos':32 'remedi':26 'apprais':9,15,20 'mortgag':19 'qualiti':10 'diminish':4 'independ':21 'standard':12 'oversight':16 'predatori':5 58273 false official introduced 50025 'act':6 'fair':1 'valu':2 'apprais':5 'independ':4 59445 false short action 50025 1208232000 Tue Apr 15 00:00:00 -0500 2008 149953 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. C001070 393 Russell Senate Office Building http://casey.senate.gov/contact/ 202-228-0604 Robert 'd':4 'pa':5 'sen':1 'casey':3,7,9 'robert':2,6,8 M 412246 Casey Robert_P._Casey,_Jr. P. Sen. Robert Casey [D, PA] N00027503 11602 Democrat 202-224-6324 PA Bob Robert Casey 2.61904761904762 http://casey.senate.gov/ C001057 1949-08-17 Norm 'norm':1,3,5 'coleman':2,4,6 M 300024 Coleman Norm_Coleman Norm Coleman N00013870 8376 Republican Jewish Norm Coleman 2.8 M001162 1946-10-23 356 Russell Senate Office Building http://martinez.senate.gov/public/?p=EmailSenatorMartinez 202-228-5171 Mel 'r':4 'fl':5 'mel':2,6,8 'sen':1 'martinez':3,7,9 M 400621 Martinez Mel_Martinez Sen. Mel Martinez [R, FL] N00026748 16196 Republican 202-224-3041 FL Mel Mel Martinez 3.20754716981132 http://martinez.senate.gov SenMartinezdotgov N000032 1942-09-29 716 Hart Senate Office Building http://billnelson.senate.gov/contact/email.cfm 202-228-2183 Bill 'd':4 'fl':5 'sen':1 'bill':2,6,8 'nelson':3,7,9 M 300078 Nelson Bill_Nelson Sen. Bill Nelson [D, FL] N00009926 18262 Democrat 202-224-5274 Presbyterian FL Bill Nelson 2.11627906976744 http://billnelson.senate.gov/ SenBillNelson action 50025 1208232000 Tue Apr 15 00:00:00 -0500 2008 149953 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. introduced 50025 1208232000 Tue Apr 15 00:00:00 -0500 2008 149952