H.R.1456 - Consumer Overdraft Protection Fair Practices Act

To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. view all titles (2)

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  • Official: To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes. as introduced.
  • Short: Consumer Overdraft Protection Fair Practices Act as introduced.

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Interests that support this bill:

Top recipients for ALL supporting interest groups

Name Amount Received Vote On Passage
Rep. Bruce Braley [D, IA-1] $331,189
Rep. Michael Capuano [D, MA-8] $263,500
Rep. Patrick Meehan [R, PA-7] $242,250
Rep. Allyson Schwartz [D, PA-13] $214,619
Rep. John Barrow [D, GA-12] $201,780
Rep. Gary Peters [D, MI-9] $198,748
Rep. Terri Sewell [D, AL-7] $188,256
Rep. Ted Deutch [D, FL-19] $184,221
Rep. John Carney [D, DE-0] $163,050
Rep. Nancy Pelosi [D, CA-8] $161,850
 
Sen. Harry Reid [D, NV] $1,981,233
Sen. Charles Schumer [D, NY] $1,545,955
Sen. Kirsten Gillibrand [D, NY] $1,382,451
Sen. Barbara Boxer [D, CA] $754,094
Sen. Robert Portman [R, OH] $594,226
Sen. Michael Bennet [D, CO] $548,508
Sen. Mark Kirk [R, IL] $422,521
Sen. Patrick Leahy [D, VT] $416,510
Sen. Ron Wyden [D, OR] $331,913
Sen. Scott Brown [R, MA] $290,370

Specific Organizations Supporting H.R.1456

  • Consumer Action
  • Consumers Union
  • Demos
  • National Association of Consumer Advocates
  • National Consumer Law Center
  • National Training and Information Center
  • Public Citizen
  • U.S. Public Interest Research Groups
  • Change.org
  • Association of Community Organizations for Reform Now
  • Americans for Fairness in Lending
  • Consumer Federation of America
  • Center for Responsible Lending

Interests that oppose this bill:

Top recipients for ALL opposing interest groups

Name Amount Received
Rep. Edward Royce [R, CA-40] $78,483
Rep. James Himes [D, CT-4] $63,000
Rep. John Boehner [R, OH-8] $62,750
Rep. Spencer Bachus [R, AL-6] $57,500
Rep. Jeb Hensarling [R, TX-5] $56,250
Rep. Erik Paulsen [R, MN-3] $55,250
Rep. Carolyn Maloney [D, NY-14] $53,490
Rep. Patrick Tiberi [R, OH-12] $52,700
Rep. Brad Sherman [D, CA-27] $50,850
Rep. Barney Frank [D, MA-4] $50,100
 
Sen. Kirsten Gillibrand [D, NY] $201,950
Sen. Richard Shelby [R, AL] $151,150
Sen. Robert Portman [R, OH] $114,050
Sen. Charles Schumer [D, NY] $111,750
Sen. Roy Blunt [R, MO] $81,150
Sen. Mark Kirk [R, IL] $79,075
Sen. Richard Burr [R, NC] $70,600
Sen. John Thune [R, SD] $62,400
Sen. John Isakson [R, GA] $60,750
Sen. Michael Bennet [D, CO] $59,900

Specific Organizations Opposing H.R.1456

  • American Bankers Association
  • Independent Community Bankers of America
  • Credit Union National Association
Data on bill support and opposition provided by Maplight.org

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