U.S. Congress - H.R.1558 Preexisting Condition Patient Protection Act of 2009
H.R.1558 - Preexisting Condition Patient Protection Act of 2009
To amend title I of the Employee Retirement Income Security Act of 1974, title XXVII of the Public Health Service Act, and the Internal Revenue Code of 1986 to prohibit preexisting condition exclusions in group health plans and health insurance coverage in the group and individual markets. view all titles (2)
All Bill Titles
- Official: To amend title I of the Employee Retirement Income Security Act of 1974, title XXVII of the Public Health Service Act, and the Internal Revenue Code of 1986 to prohibit preexisting condition exclusions in group health plans and health insurance coverage in the group and individual markets. as introduced.
- Short: Preexisting Condition Patient Protection Act of 2009 as introduced.
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I understand the problem of pre-existing conditions, but think about this logically. Health care insurance is a gamble. The policy holder purchases insurance in the hope that he/she will never need it. It’s a gamble, NOT a club membership. If a person is diagnosed with a terrible, debilitating disease, that is very unfortunate, but if that person did not have health care insurance before the diagnosis, they shouldn’t expect to get insurance covering that condition after the fact. That’s like expecting to win a poker game without ever paying in to the pot!