H.R.1728 - Mortgage Reform and Anti-Predatory Lending Act

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. view all titles (5)

All Bill Titles

  • Short: Expand and Preserve Home Ownership Through Counseling Act as passed house.
  • Short: Mortgage Reform and Anti-Predatory Lending Act as passed house.
  • Short: Mortgage Reform and Anti-Predatory Lending Act as introduced.
  • Official: To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. as introduced.
  • Short: Expand and Preserve Home Ownership Through Counseling Act as introduced.

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02/08/10
Seller Financed Being Regulated? Stop HR 4173 : DFW REAL Mentor

Urgent Update: House Passes Wall Street Reform Act HR 4173 Including Mortgage Reform Provisions of HR 1728 Regulating Owner Financing. The proposed legislation that had real estate sellers and buyers legitimately concerned about seller ...

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02/04/10
Top 5 Articles on Seller Financing : Note Investor

Now Note Investor has discovered that most of the provisions and restrictions of HR 1728, including the limitations on seller financing, have been included as part of HR 4173. Also known as The Wall Street Reform and Consumer Protection ...

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02/01/10
Stop HR 4173 From Regulating Seller Financing! : Note Investor

Urgent Update: House Passes Wall Street Reform Act HR 4173 Including Mortgage Reform Provisions of HR 1728 Regulating Owner Financing. The proposed legislation that had real estate sellers and buyers legitimately concerned about seller ...

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01/26/10
Today's links « ClosingGuyInPittsburgh

Not surprisingly, T/AVMA wants a bill pending in Congress (H.R. 1728) killed as it would essentially overturn the HVCC. OK, enough with the initials. Written by closingguyinpittsburgh. January 26, 2010 at 8:59 am ...

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01/25/10
New Consumer Protection Bill Would Reinstate Practices that Led to ...

Proposed legislation (HR1728) on the federal level and numerous initiatives on the state level would once again permit discredited business practices that were key factors behind the real estate bubble and crash. ...

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01/25/10
Home Valuation Code of Conduct is Better for Business, AMCs Say

The specific legislation that catches the ire of the Title/Appraisal Vendor Management Association (TAVMA) is HR 1728 which passed the House of Representatives and is awaiting Senate approval. The financial reform bill includes a ...

Source: HousingWire
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01/25/10
Home Valuation Code of Conduct is Better for Business, AMCs Say ...

The specific legislation that catches the ire of the Title/Appraisal Vendor Management Association (TAVMA) is HR 1728 which passed the House of Representatives and is awaiting Senate approval. The financial reform bill includes a ...

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01/25/10
The Norris Group Real Estate News Roundup 1/25/10

The HVCC repeal bill, named HR 1728, has passed in the House of Representatvies and is waiting approval from Congress. The FDIC took over 5 more failed banks last week. FTN Financial reports that declining home values have had little ...

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01/25/10
US Arbitration and Mediation Legislative Update

HR 1728 and Status. The Labor Relations First Contract Negotiations Act of 2009 would amend the National Labor Relations Act to require the arbitration of initial contract negotiation disputes. HR 243 and Status. ...

Source: Disputing
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01/25/10
TAVMA Opposes New Consumer Protection Bill

This proposed legislation, H.R. 1728, on the federal level and numerous initiatives on the state level would once again permit discredited business practices that were key factors behind the real estate bubble and crash, TAVMA said. ...

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01/25/10
New Consumer Protection Bill Would Reinstate Practices that Led to ...

Proposed legislation (HR1728) on the federal level and numerous initiatives on the state level would once again permit discredited business practices that were key factors behind the real estate bubble and crash. ...

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01/15/10
Help for HVCC in 2010 Congress? | SRCAR GAD

While this bill has passed the House Financial Services Committee, there is agreement in Congress to work on the amendment language to incorporate the appraisal provisions from H.R. 1728, the “Mortgage Reform and Anti-Predatory Lending ...

Source: SRCAR GAD
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01/13/10
Stop HR 4173 From Regulating Seller Financing! : Note Investor

CLICK HERE - To read the section of the bill related to Mortgage Reform (formerly HR 1728 and now included as Title VII of HR 4173 Wall Street Reform and Consumer Protection Act of 2009). CLICK HERE - To track the progress and read the ...

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01/12/10
MBA announces its 2010 legislative and regulatory priorities ...

We support the concept in legislation passed by the House last year (HR 1728) that addressed risk retention standards by creating a safe harbor for “qualified mortgages” that would be exempt from the risk retention requirements. ...

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01/08/10
Real Estate | Improving Your Credit for a Great Mortgage Loan Rate ...

In May of 2009, the House of Representatives passed a mortgage reform bill known as H.R. 1728. Although this act, which is known as the Mortgage Reform and Anti-Predatory Lending Act and is part of the Truth-in-Lending Act, ...

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01/04/10
softening appraisal reform moves thru the House

Miller and Capital Markets Subcommittee Chair, Paul Kanjorski (R-PA), agreed to work on the amendment language before floor consideration to include the appraisal language from HR 1728, the "Mortgage Reform and Anti-Predatory Lending ...

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01/04/10
softening appraisal reform moves thru the House - Newport Beach ...

During the debate Mr. Miller and Capital Markets Subcommittee Chair, Paul Kanjorski (R-PA), agreed to work on the amendment language before floor consideration to include the appraisal language from HR 1728, the "Mortgage Reform and ...

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01/04/10
softening appraisal reform moves thru the House

Miller and Capital Markets Subcommittee Chair, Paul Kanjorski (R-PA), agreed to work on the amendment language before floor consideration to include the appraisal language from HR 1728, the "Mortgage Reform and Anti-Predatory Lending ...

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01/04/10
Mortgage Processing Blog :: Summary of H.R. 1728 - Part 1 of 2

Summary of H.R. 1728 - Part 1 of 2. Written By: Joan Ewing, NAMP-CALP, FHA DE Underwriter Hello Everybody - What is this Blog title you ask - Well it got your attention, now I will explain. The Blog Title is referring to the Summary of ...

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12/31/09
Q&A with PCI President & CEO David A. Sampson - Industry ...

H.R. 1728, introduced March 26 by Rep. Brad Miller (D-N.C.), passed the House and has been referred to the Senate. It calls for a study on the effect of Chinese drywall on foreclosures. H.R. 1977, introduced by Rep. ...

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12/29/09
Blue Dog Dennis Moore votes “yes” on budget-busting legislation

No Blue Dog voted against ACORN funding in HR 1388 but 4 voted “no” to ACORN funding in HR 1728. Dennis Moore voted “yes” eleven times on these House votes, and voted ”NV” (not voting) on HR 1728, ACORN funding. ...

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12/29/09
Boot Berry: Supine Blue Dogs (Including Marion Berry) Sleep ...

HR 1728 – ACORN funding in “Anti‐Predatory Lending 5/7/09 Not Voting WHAT! H. Res . 425 – Vote to Table Flake Resolution Against 5/12/09 Yea HR 2346 ‐‐ $108 billion IMF expansion 6/16/09 Yea HR 2454 – Waxman‐Markey “Cap‐and‐Tax” 6/2

Source: Boot Berry
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12/29/09
ARRA News Service: Supine Blue Dog Marion Berry Supports Greatest ...

HR 1728 – ACORN funding in “Anti‐Predatory Lending 5/7/09 Not Voting WHAT! H. Res . 425 – Vote to Table Flake Resolution Against 5/12/09 Yea HR 2346 ‐‐ $108 billion IMF expansion 6/16/09 Yea HR 2454 – Waxman‐Markey “Cap‐and‐Tax” 6/2

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12/28/09
Divide, Conquer, and Reassemble – Martindale.com

... legislation covering the Consumer Financial Protection Agency (H.R. 3795), over the counter derivatives (H.R. 3126), executive compensation and corporate governance (H.R. 3269), and mortgage reform and lending standards (H.R. 1728). ...

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12/21/09
AppraiserLoft.com - Order Nationwide Appraisals | Nationwide ...

The groups call for the upcoming AMC regulations contained in H.R. 1728 to be amended. Specifically, they do not believe that state appraisal boards will be able to effectively enforce the regulations, calling boards “dysfunctional” and ...

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12/21/09
AppraiserLoft.com - Order Nationwide Appraisals | Nationwide ...

The groups call for the upcoming AMC regulations contained in H.R. 1728 to be amended. Specifically, they do not believe that state appraisal boards will be able to effectively enforce the regulations, calling boards “dysfunctional” and ...

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12/15/09
2009 US Legislation on Arbitration and Mediation

HR 1728 and Status. The Labor Relations First Contract Negotiations Act of 2009 would amend the National Labor Relations Act to require the arbitration of initial contract negotiation disputes. HR 243 and Status. ...

Source: Disputing
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12/14/09
Congressman Al Green Praises Passage of the Wall Street Reform and ...

WASHINGTON, DC - May 7, 2009 - (RealEstateRama) — Congressman Joe Sestak (PA-07) voted for H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009, which the House passed by a vote of 300 to 114. ...

Source: US States
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12/14/09
Skelton Defends Home Town Banks and Their Customers | U.S. States ...

WASHINGTON, DC - May 7, 2009 - (RealEstateRama) — Congressman Joe Sestak (PA-07) voted for H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009, which the House passed by a vote of 300 to 114. ...

Source: US States
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12/12/09
Titus Amendment to Financial Reform Will Protect Nevada Seniors ...

Washington D.C. - May 12, 2009 - (RealEstateRama) —The U.S. House of Representatives today voted 300-114 in favor of H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act, bipartisan legislation aimed at protecting homebuyers ...

Source: US States
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