U.S. Congress - H.R.2327 Protection of Consumer Credit and Consumer Choice Act of 2009
H.R.2327 - Protection of Consumer Credit and Consumer Choice Act of 2009
To preserve consumer choice and access to credit and enhance consumer disclosures. view all titles (2)
All Bill Titles
- Official: To preserve consumer choice and access to credit and enhance consumer disclosures. as introduced.
- Short: Protection of Consumer Credit and Consumer Choice Act of 2009 as introduced.
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Official Summary
5/7/2009--Introduced.Protection of Consumer Credit and Consumer Choice Act of 2009 - Prohibits the Board of Governors of the Federal Reserve, the Office of Thrift Supervision, and the National Credit Union Administration from taking any action to implement any rule relating to credit cardsOfficial Summary
5/7/2009--Introduced.Protection of Consumer Credit and Consumer Choice Act of 2009 - Prohibits the Board of Governors of the Federal Reserve, the Office of Thrift Supervision, and the National Credit Union Administration from taking any action to implement any rule relating to credit cards published in the Federal Register on January 29, 2009, or any substantially similar rule, on the basis of a determination by such agencies that practices relating to credit card practices constitute an unfair act or practice in or affecting commerce. Amends the Truth in Lending Act to direct the Board to issue regulations with respect to credit card accounts under an open end consumer credit plan to require a card issuer to provide clear and conspicuous disclosures pertaining to:(1) the time provided to make timely payments;
(2) allocation of payments when different annual percentage rates (APRs) apply to different balances of such accounts;
(3) increases in APRs;
(4) two-cycle average daily balance method of balance calculation; and
(5) fees that may be assessed at the opening of such accounts. Requires a credit card issuer to provide advance written notice of a change in such terms before it takes effect, with certain exceptions.
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Recent Blog Coverage
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H.R. 2327 [110th]: Polar Bear Protection Act of 2007 (GovTrack.us)
14 May 2007
The Lockerbie Case: Megrahi motives
1990, HR: 2327, Seite 19 (Prod. 0000025 Kamp van Zeist) BKA Bewertung: 5.1.4 original "BKA" Text: Von der Eingabestelle HM-5 hat der Rechner um 13:17 Uhr für den Flug PA 103/A ein Gepäckstück registriert, das nach Auswertung der ...
H. R. 2327 - 41a1.pdf - republicans.edlabor.house.gov - PDF eBook ...
41a1.pdf by republicans.edlabor.house.gov: HR 2327. of the Fair Labor Standards Act of 1938 for minors between 16 and. 18 years of age who ... following bill; which was referred to the Committee on Education and ...
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