U.S. Congress - H.R.3200 America's Affordable Health Choices Act of 2009
H.R.3200 - America's Affordable Health Choices Act of 2009
America’s Affordable Health Choices Act of 2009 view all titles (5)
All Bill Titles
- Official: America’s Affordable Health Choices Act of 2009 as introduced.
- Official: To provide affordable, quality health care for all Americans and reduce the growth in health care spending, and for other purposes. as introduced.
- Popular: America's Affordable Health Choices Act of 2009 as introduced.
- Short: America's Affordable Health Choices Act of 2009 as introduced.
- Short: America's Affordable Health Choices Act of 2009 as reported to house.
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Read the bill… then you will know what will happen as well as anyone else…
what’s my point?
My point is that i’ve read the bill – if their goal was to eliminate private insurance.. they couldn’t be any more or less sure than we are that the bill would accomplish that goal. get me? They have no crystal ball.. no way of knowing the result – neither do you or I.
My point is… your conspiracy theories are bogus. just read the bill.
why would you reply to a comment that is a month old? and the person you are responding to is correct one of the ways they are looking to pay for the private option is to put a tax on private insurance policies. in other words if your employer pays for a $400 a mouth policy you would have to pay income tax on it. depending on your tax rate around $25 in tax for every $100 your insurance costs currently you do not have to pay tax on insurance if your employr pays for it.
update,
they are now proposing a 40% tax on some employer provided insurance policies.
History disagrees with you, when automoble insurance was made maniditory the rates skyrocketed, the stats that held out on making car insurance had rates tha were 10-20% as high has the states that mandated cover,
in other words your insurce premiums are going up,
PS. If this passes and you can’t afford health insurance you will be find and then sent to jail.
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The penalty for not having health insurance is spelled out in ‘SEC. 59B. TAX ON INDIVIDUALS WITHOUT ACCEPTABLE HEALTH CARE COVERAGE. If you fail to get coverage, you will be taxed 2.5% of your modified adjusted gross income. No jail time. If your religion forbids conventional health care, you are exempt from the insurance requirement.
? what happens if you don’t pay the IRS? YOU GO TO JAIL!!!
It Starts With Penalties: Tthey start slapping your debt with penalties. The Failure to File penalty is 5% of the debt per month, up to 25%. Chances are good that they will also hit you with a Failure to Pay penalty, which is 1% of the debt each month. There is no cap on the Failure to Pay penalty so the longer you wait, the higher it grows.
also got to think about the interest. The standard for interest 6% of the debt per year. However, interest is compounded daily on top of penalties so the annual interest rate is actually much higher than that.
Jailhouse Rock: Not to mention, the IRS can legally send you to jail for not filing. You have to understand, the IRS is the largest collection agency in the world. They’re going to get their money. You not filing, whatever the reason may be, tells the IRS that you don’t care. That does nothing but make their blood boil and give them reason to take their actions to the fullest extent of the law. In this case, you’ll be behind bars.
This bill does not allow you to purchase private insurance, only to keep what you’ve got. There is no free choice here. Meanwhile, employers will dump their employees onto the government plan to save money, and you’ll end up with single-payer where there is absolutely no price control. Police are local gov’t, fire is volunteer or even private in many places, electricity is often private, water and sewer are local, public broadcasting is full of liberal propaganda, public education is ranked like 37th in the world. Private and/or local does it better every time. Miliary is the only exception, and still has its gross inefficiencies.
What’s the point of the exchange if not to allow private insurers a guaranteed market into which to sell their service?
Reality has a well-known liberal bias.
According to SEC. 201. ESTABLISHMENT OF HEALTH INSURANCE EXCHANGE; OUTLINE OF DUTIES; DEFINITIONS, private insurance will continue:
(a) Establishment- There is established within the Health Choices Administration and under the direction of the Commissioner a Health Insurance Exchange in order to facilitate access of individuals and employers, through a transparent process, to a variety of choices of affordable, quality health insurance coverage, including a public health insurance option.If the bill banned private insurance, the Health Insurance Exchange wouldn’t have to say “including a public health insurance option.”
It doesn’t need to SAY that it bans private insurance. Public health insurance is not “fair” competition for private options. Of course they aren’t going to come out and say “no more private insurance”…even more citizens would be outraged at this terrible bill. As it stands, they can pretend this isn’t about nationalizing our healthcare, when – in fact – that is exactly what this is about.
would you say that it’s FAIR to have ups – and other mail services.. when the government runs the post office?
the government dos not put you in jail for not using a shipping company, the governemnt also does not tell UPS and Fed Ex how much they can charge.
psst. dcornwall – it’s all a smoke screen.. they want to make it SOUND like there will be private companies still ;)
You are confused if you think when the bureaucracy making the rules is also a player in the “game” , that there will be any “real” competition. They will simply make it too expensive to continue to do business. This bill already does that. Penalties for not enrolling in health care, penalties for not offering health care. Are you aware that in the only state in the US which has universal health care- Massachusetts- there is an average waiting time of 49.6 DAYS just to see your Primary Care Physician? You’ll get rheumatic heart disease from your strep throat or die from the swine flu in that amount of time. If you have a condition that then requires a specialist- such as suspected cancer, how long does that take? Also, in Mass 30,000 LEGAL immigrants have just had their health care plan REVOKED because the state couldn’t afford to continue to cover them?Why would you consider this administration “the same people” anyway?
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like in the same way that U.P.S. was destroyed by the post office..? The government isn’t going to ‘destroy’ the competition.. nor does it even want to! Just like the post office it is providing a service.. a beneficial one.. to us. Medicare wasn’t made to be malicious.. nor was the post office.. or Amtrak.. or any of these government programs – so why must you persist in the thinking that anything different will come of this government program – it’s simply an attempt to help out fellow Americans who are in debt.. or even DYING..
Besides..keeping people well is less expensive that treating people only when they are seriously sick.
? How is the government going to keep people well? Please give an example and clinical results of preventive medicine and show how it can save money. Explain how the government can accomplish this.
I already know that you can’t and you won;t you will simply keep making stuff up offering no proof, and then tomorrow you will be back with another screen name.
Cost only drop when people see the true cost of a product or service, this will only obfuscate it further.
Ask yourself, do you use your car insurance to fix every little thing that goes wrong with your car? Or your home owners insurance for everything that breaks in your house? Of course not.
But people expect to use health insurance for every single medical issue without ever asking themselves, “How much is this gonna cost?” There’s a major disconnect between service and price. When people go in for non-emergency procedures they either don’t or can’t shop around. This removes pressures that drive prices down, combined with government interference in the form of subsidize and you get inflating prices.
I’ve talked to quite a few people and they often say it didn’t used to be like this. When I ask when they feel like it started they often say sometime in the 70s. Interestingly enough the HMO act was passed in the 70s which was what help bring the govt in to health care.
I think you make some good points and our current system makes it hard to determine costs. Medical coding often seems more art than science and the price of a Dr’s visit can vary by diagnosis. Dr’s visits often seem like “spin the wheel” to me in costs. While I don’t think it’s addressed by this bill, we could only do well by some sort of obvious pricing structure in health care.
nice theory.
If it weren’t for the fact that our system is the only one of all developed nations that isn’t a ‘government’ one.
Yet ours doesn’t work as well – and costs twice as much. fact.
I said this a few comments back, but I just watched a video of a lady flying from Los Angeles to India to be treated.. in India her surgery was dirt cheap.. reliable and no waiting. In LA it would have cost her $150,000 – in India $10,000. This is not just a currency thing… health care is vastly cheaper and government run there. 92% of Canadians would recommend their health care system to others – the rumors you hear about our great system are as much bull as Palin’s ‘death panels’. The country would only benefit by an inexpensive insurance option..
India has a universal health care system run by the local (state or territorial), governments. The government hospitals, some of which are among the best hospitals in India,57 provide treatment at taxpayer expense. Most essential drugs are offered free of charge in these hospitals.
Government hospitals provide treatment either free or at minimal charges. For example, an outpatient card at AIIMS (one of the best hospitals in India) costs a one time fee of rupees 10 (Around 20 cents US) and thereafter outpatient medical advice is free. In-hospital treatment costs depend on financial condition of the patient and facilities utilized by him but are usually much less than the private sector. For instance, a patient is waived treatment costs if he is below poverty line. Another patient may seek for an air-conditioned room if he is willing to pay extra for it.
The charges for basic in-hospital treatment and investigations are much less compared to the private sector. The cost for these subsidies comes from annual allocations from the central and state governments.
Primary health care is provided by city and district hospitals and rural primary health centres (PHCs). These hospitals provide treatment free of cost. Primary care is focused on immunization, prevention of malnutrition, pregnancy, child birth, postnatal care, and treatment of common illnesses.[citation needed] Patients who receive specialized care or have complicated illnesses are referred to secondary (often located in district and taluk headquarters) and tertiary care hospitals (located in district and state headquarters or those that are teaching hospitals).[citation needed] However, the fact that the government sector is understaffed and underfinanced and poor services at state run hospitals forces many people to visit private medical practitioners.
Now organizations like Hindustan Latex Family Planning Promotional Trust and other private organizations have started creating hospitals and clinics in India, which also provide free or subsidized health care and subsidized insurance plans.
http://en.wikipedia.org/wiki/Universal_health_care#India
again you do not know what you are talking about, the lady used private not state medical care, it was cheaper in India due to US government involvement and insurance
“I’ve talked to quite a few people and they often say it didn’t used to be like this.”
It’s been like this ever since there have been hospitals.
The day doctors got together and formed hospitals, rather than being “house-call” doctors, was the day that capitalism stopped working for general health care.
Add that to the fact that most insurance policies make you believe that your price will be the same no matter what doctor you go to, and you’ll begin to see the tip of the iceberg that is our health insurance system.
false until the governemet, insurance companies and lawyers got involved most hospitals were ran by charities and churches.
That is why the old ones are all named after saints and charitable orgnisations.
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Clejeune, I have the Blue Cross Blue Shield Fed. Empl Program 104. My late husband worked for the Post Office for 19 years after serving 26 years in the United States Air Force. So I know about Tricare and VA both. This Fed.BCBS is a good plan and something I ,as a widow, can afford. And I am thankful to have it. But this is not the insurance that all members of Congress have. Their plan is much better but then I guess you already knew that one.
Do you have FEHBP standard or high option? I think Congress DOES have high option along with many other Federal employees. I work with those benefits at a third party payor every day, and the benefit is nationwide.
We must make it clear to every member of the House and Senate that anyone voting for this bill and opting themselves out for a private plan, will NOT BE RELECTED!!!!! Call and write today!!!!