H.R.3221 - Student Aid and Fiscal Responsibility Act of 2009

To amend the Higher Education Act of 1965, and for other purposes. view all titles (6)

All Bill Titles

  • Short: Student Aid and Fiscal Responsibility Act of 2009 as introduced.
  • Official: To amend the Higher Education Act of 1965, and for other purposes. as introduced.
  • Short: Student Aid and Fiscal Responsibility Act of 2009 as reported to house.
  • Short: Defund ACORN Act as passed house.
  • Short: Officer Daniel Faulkner Children of Fallen Heroes Scholarship Act of 2009 as passed house.
  • Short: Student Aid and Fiscal Responsibility Act of 2009 as passed house.

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  • Comm_reply
    mad27 11/12/2009 2:31pm

    Education is the only way to break the cycle of poverty. If we don’t support education, we endanger our nation and our children’s future. Besides, the bill proposes a cost-cutting measure.

  • politicalfilter 09/16/2009 5:27am

    Actually it’s not spending so much as cutting costs and using the savings to finance the bill.

  • SingleKM 09/16/2009 12:42pm

    Cutting out the middleman in the student loan process will cut costs overall. However, something like this should not be rushed. More debate and consideration is needed, but it helps to provide a better PSEO opportunity to more students.

  • Cryn_Johannsen 09/17/2009 4:35am
    Link Reply
    + -1

    I am the promotional writer and marketer for Robert Applebaum’s Forgive Student Loan Debt Movement (we have nearly 229,000 members). This bill is not doing enough! We need Congress to attend to the MILLIONS of Americans who are drowning in student loan debt.

  • rdmoulton 09/17/2009 2:50pm

    If this bill is supposed to make college more affordable for students, why does this bill drastically reform the Perkins Loan Program? This bill will mandate Perkins Loans to accrue interest while a student is enrolled, which isn’t the case right now. It eliminates the public service cancellation benefits currently available to Perkins Loans. Jobs like special education teachers, law enforcement officers, firefighters,nurses, soldiers in a hostile area and child/family services that help high risk children in low income areas. Perkins Loans with a fixed 5% rate would be given only after the loans bearing a higher rate have been maxed out, how does that lower cost to the student?

    These loans are currently granted by the University from a revolving fund, I fail to see how the evil bankers are are hurting students with the Perkins Loan program. School officials are more willing to work with their alumni for the successful repayment of the loan than a faceless Washington bureaucrat.

  • Comm_reply
    mad27 11/12/2009 2:32pm


  • ditch77837 09/17/2009 4:10pm

    This bill concerns me just like HR 1388 (AmeriCorps), which unfortunately is already law. Google AmeriCorps. Please review HR 1388, all 352 pages as it has some questionable parts about elementary and secondary school and religious activities.

  • sassafrass 09/17/2009 8:28pm
    Link Reply
    + -2

    This bill provides nothing for students but it sure provides a lot for construction firms possibly building new schools, which should be left to the states and communities. It also incorporates Early Childhood Learning, which has no place in this bill. Leave my kids alone!! How much volunteering (Americorps-taking advantage of the not so- rich -families) is going to be mandated with this? It’s really too bad we citizens can’t trust what we read.

  • Comm_reply
    JobyOne 03/12/2010 3:15am

    On the contrary, early childhood learning has EVERYTHING to do with education. My mother is an early childhood educator, and to this day I credit my success with the head start she gave me on literacy and critical thinking before I ever set foot in a classroom.

    Not all parents are so pro-active though, and we need early childhood programs to pick up that slack.

    Does anyone seriously deny that our education system is a mess?

  • Su100TD 09/18/2009 7:22am

    WoW, the socialist/communist of Barrack Hussein Obama owns not only home loans (90%), Chysler, GM, Banks and now loans for college. If they get their way they will own the energy market via cap and Trade (TAX) and Health Care. We will not be capitlist socieity, but a welfare state like Europe who has no economy and wards of the state. We will have no more freedom, but serfdom. Just like Feddie Mae and Freddie Mac, where they gave cheap loans to people who did not deserve it; through the Community reinvestment act. Now with the student loans, this will drive up the cost of college (like the housing market) and on top of it, the government will have sole control (IE you can not get out from the government). Heaven forbide if you are a conservative and trying to get a loan from Barrack Hessein Obama. YOU HAVE BEEN DECLINE. Free market ideas are being replaced by nanny state control…..

  • lac73 09/18/2009 10:15am

    The problem is we don’t need more of us going to college for four or more years. We need people to learn trades and skills that are the backbone of our economy – but we forgot about that. If they’re so worried about student debt, why are they extending credit and artificially lowering the cost of education to stimulate demand? If everyone goes to college and gets into debt because loans are so easily available, it distorts economic decisions and artificially inflates the price of school as they have throughout the past decade or two. Forgiving loans for those who become police, nurses, or teachers augments people’s natural behavioral choices. As we see inflationary trends in education increase, college will become prohibitively expensive and more and more students will be in high debt with no benefit when they try to go out into the workforce. Look at all the kids today that have their degrees that are barely worth the paper they’re printed on – they’ll be waiting on tables for years.

  • Comm_reply
    rj32 09/21/2009 4:15pm

    I would agree with you. I think the part of the bill which provides aid to community colleges is probably intended for more vocational/trade opportunities.

    My best guess is that you never know who your denying the ability to attend college. It could be someone simply told by their parents to attend or someone who has seriously evaluated their options for the future. Perhaps this is a failure or hesitance of guidance counselors and pressure by parents. Really, either way you limit options by not getting a college degree and several years later you will probably not have similar support systems available to you.

  • Comm_reply
    rj32 09/21/2009 4:16pm


    The premise that we need to increase availability of aid to attend college is also because most jobs now require some form of higher education. If high school in America was anything like decades ago then it wouldn’t be worth hiring college graduates. Now many bottom tier colleges are also nothing more than scams to take people’s money. So with even less clarity as to what a high school, associates, or ba/bs degree is we can only expect more chaos as employers try to find candidates.

    More should probably be done to show students costs and benefits of attending a particular school or pursuing a career in a trade. It’s still not something you can say with a large degree of certainty.

  • waterse 09/18/2009 3:19pm
    Link Reply
    + -1

    Hows this bill help the middle class? The cap of net assests of no more $150,000 eliminates almost the entire middle class. If you own a home your net assests will be close if not over the $150,000 cap. I guess it doesn’t matter about the middle class we have less than 5 years till we are poor people as well.

  • blkbutrflyz 09/19/2009 11:32am

    I think the bill is a first step forward to fixing the problems surrounding aid for higher learning. Taking away subsidies to financial institutions is a no-brainer for me and I appreciate my representative voting for this bill! I feel sorry for those who cannot see the removal of the middle-leverage of administering student loans will overall be a benefit to us all in the long run!

  • LibertyGirl_2009 09/22/2009 4:02am
    Link Reply
    + -1

    No more failed government-run programs!

    Especially those that will pave the way for mandatory service for our children. Don’t think so, then consider this. What happens when a student owes thousands of dollars to the goverment and is offered repayment in exchange for a few years of SERVICE? Technically speaking, it’s not required service, but you do the math.

    Send a message that the people are still in charge and not our corrupt politicians. Vote them all out in the next election. http://www.1andDone.org

  • nmreyes 09/25/2009 7:56am
    Link Reply
    + -1

    Enough is enough we don’t need the federal government running our student loans,we are losing out freedoms everyday. Schools and Students should have a choice and not be forced to only use direct lending. Competition is healthy for the economy and these lenders provide tons of services, outreach and customer service the federal government will NOT be able to provide.

  • Comm_reply
    mad27 11/12/2009 2:35pm

    The federal government is already the main provider of student loans. This bill would streamline the system by cutting out the middleman.

  • SiBonther 10/23/2009 4:54pm

    I agree that students, schools and parents should have a choice. Some of these providers are non-profit organizations within their states and better serve their community through the services and events they provide. Losing local support and services I do not agree with….

  • kitty72287 10/29/2009 9:11am

    Those of you who think the government has no place in the student loan industry are WRONG. How can America claim to be a place of golden opportunity? How can we maintain these false ideas of the American Dream when we can not even grant equal opportunity to education for all American’s? The student loan industry is preventing qualified students from obtaining an education, and crippling the ability of new graduates to successfully enter the job market. It is our government’s responsiblity to ensure that everyone is granted equal educational opportunity. That is the one of the few ways we will decrease wage disparity and begin to chip away at the plight of poverty in America today.

  • nmreyes 10/29/2009 11:59am

    Dear Kitty, You may want to gain a little knowledge about the student loan industry you seem to think college access is not a priority which is wrong. Many of these organizations provide a tremendous amount of college access outreach programs that help students, parents and schools. The recent statement on the floor yesterday by Senator Lamar Alexander should give you some insight.

  • Soichiro 11/05/2009 11:13am

    Let me tell you something. I am a current college student—it’s my first semester, in fact. I worked the entire summer at a decent paying job ($15/hour full time) to save up for college. It wasn’t enough. I now have less than $100 in my bank account, I’ve maxed out the amount I can get in federal loans ($2750), I can’t get any private loans because my parents have terrible credit and I have no credit history, and my parents can’t help me pay for college at all because they try to make it by on a week-to-week basis where they barely manage to afford food, gas, and the mortgage on their very modest home that’s been refinanced multiple times. I still owe $2100 in tuition just for this semester, and I go to a state school. I have no idea how I’m going to stay in school. I’ve exhausted every option aside from selling drugs or robbing a bank. After hearing all that, can you really tell me that the banks that give out (or in my case, don’t give out) student loans are looking out for students?

  • jeremiahgollon 11/10/2009 6:47am

    This is an FYI: HR 3221 eliminates the FFELP program for Direct Lending only. By doing this, we eliminate the consumers RIGHT to choose a financial institution to do their student loans. This eliminates competition, and as everyone knows, creates a monopolized system, and interest rates go up-thus not favoring the consumer. Everyone needs to educate themselves better on this bill, and understand that it may save the government money as they will control ALL student loans, but we as consumers will be footing the bill to do so. I have read through a lot of these comments, and hope that our legislators have better information and are not swayed by inaccurate views of HR 3221 and what it can do.

  • VoteNoDem2010 11/13/2009 2:16am

    “History shows that the greater threat to prosperity is not too little government involvement, but too much,” This is true in more ways than one allowing government control of our private sectors reduces our freedoms more and more. This is not about republicans or democrats this is about our freedoms and our children s freedoms to have the right to choose. Many have died to protect our freedoms. The FFELP program has been working for over 27 years so take the time to know it’s value. This is not about saving money as the government claims, even that is questionable based on how they are coming up with these numbers. But again that is not the issue here. Fight for our freedom of choice Vote “NO” on this bill……

  • TerryinGA 11/29/2009 5:08pm

    Are these people totally crazy? DANIEL FAULKNER IS A HERO, a police officer MURDERED in COLD BLOOD — EXECUTION STYLE. If you put this man’s honored name on a bill in congress, I demand that it be to a worthy cause!! If this bill were to assist children of fallen heroes to continue with their educations (as the title fraudulently suggests) it may be a different story.

    Somebody in Washington needs to learn how to comprehend what it is they are reading — and when you sign obligating ME to be bound by legislation, you better darn well make sure it represents a common sense, conservative approach — AND WITH FULL REVERENCE AND HONOR FOR THOSE WHO HAVE GIVEN THEIR LIVES PRESERVING AND PROTECTING THE LIBERTIES AND JUSTICE I SO ENJOY!!!!

    This pitiful excuse for legislation is nothing more than a pile of waste soaked in pork grease labeled as a memorial to an assassinated officer of the laws of this country.

    Terry W. Gilmour
    Georgia Voter

  • Ak_Midnightsun 12/16/2009 7:07am

    THIS bit on ACORN is included at the very end of the official summary of the bill.
    (Sec. 602) Prohibits the federal government from providing any funds to, or entering into agreements with, any organization that:
    (4) employs, has a contract with, or has acting on its behalf, an individual who has been indicted for violating federal or state election law. Prohibits federal employees or contractors from promoting such organizations. Includes the Association of Community Organizations for Reform Now (ACORN) and any ACORN-related affiliate among the organizations barred from such funding, contracting, and promotion. Requires the Federal Acquisition Regulation to be revised to satisfy these prohibitions.

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