h 182 60052 1253764800 1257366300 1261544400 15 3639 4322 111 400251

11/4/2009--Passed House amended. Expedited CARD Reform for Consumers Act of 2009 - (Sec. 2) Amends the Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD Act of 2009) to: (1) make Title I: Consumer Protection, Title II: Enhanced Consumer Disclosures, and Title III: Protection of Young Consumers effective as of the date of enactment of this Act; and (2) make February 22, 2010, the effective date of such titles for a depository institution with fewer than two million credit cards in circulation on the date of the enactment of the Credit CARD Act of 2009. (Sec. 3) Amends the Truth in Lending Act (TILA) to make conforming amendments with respect to review of past consumer interest rate increases. Amends TILA to move to the date of enactment of this Act: (1) the deadline by which the Board of Governors of the Federal Reserve System (Board) must issue final implementing rules for required creditor reviews of changes in factors considered in past consumer annual percentage interest rate (APR) increases when determining whether to reduce the APR; and (2) the effective date of the creditor review requirement. But makes February 22, 2010, the rules deadline, and August 22, 2010, the effective date of the creditor review requirement governing a depository institution that has fewer than two million credit cards in circulation on the date of the enactment of this Act. Declares the date of enactment of this Act: (1) the effective date of the requirement that any penalty fee or charge that a credit card issuer may impose, including a late payment fee, over-the-limit fee, or any other penalty fee or charge, be reasonable and proportional to the omission or violation to which it relates; and (2) the deadline for the Board to issue final implementing rules establishing standards for assessing whether any such penalty fee or charge is reasonable and proportional. But makes February 22, 2010, the rules deadline, and August 22, 2010, the effective date of the reasonable and proportional requirement itself, with respect to a depository institution with fewer than two million credit cards in circulation on the date of the enactment of this Act. (Sec. 4) States that TILA does not prevent a creditor from putting into effect immediately: (1) any reduction in APR; (2) elimination or reduction of any fee imposed on a consumer; or (3) any significant change in terms for the benefit of the consumer. (Sec. 5) Defers until February 22, 2010, the effective date of the new requirement under the Act that a credit card issuer must apply amounts in excess of the minimum payment amount first to the card balance bearing the highest rate of interest. Conditions this moratorium, however, on the creditor's refraining from: (1) increasing any APR, or fees or finance charges applicable to any existing or future balance (other than as provided in TILA); or (2) changing the account terms to the detriment of a consumer, including repayment of any outstanding balance (other than as provided in TILA). (Sec. 6) Amends TILA to prohibit either a creditor or a consumer reporting agency from using the pay off or closure of a consumer credit card account under an open end consumer credit plan to negatively impact the consumer's credit score or consumer report when the consumer pays off an outstanding account balance within 45 days after receiving notice of the imposition of a new fee. (Sec. 7) Imposes a limited moratorium on APR, fee, and finance charge increases, beginning on the date of enactment of this Act. Prohibits a creditor, during the moratorium period, from: (1) increasing any APR, fee, or finance charge applicable to any outstanding balance of a credit card account under an open end consumer credit plan; or (2) changing the repayment terms of an outstanding balance (except as permitted under TILA). Ends such moratorium nine months (February 22, 2010) after the date of enactment of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (May 22, 2009).

1261544400 2009-12-23 Wed Jan 06 02:46:20 -0600 2010 passed house 60052 'act':6 '2009':8 'card':2 'consum':5 'reform':3 'expedit':1 81594 false short reported to house 60052 'act':6 '2009':8 'card':2 'consum':5 'reform':3 'expedit':1 81593 false short introduced 60052 'act':6 '2009':8 'card':2 'consum':5 'reform':3 'expedit':1 78341 false short introduced 60052 'act':10 '2009':12 'card':5 'date':18 'amend':2 'consum':21 'credit':4 'effect':17 'purpos':26 'account':6 'earlier':16 'protect':22 'respons':7 'various':20 'disclosur':9 'establish':14 78161 false official action 60052 Thu Dec 24 06:56:20 -0600 2009 1261544400 Wed Dec 23 00:00:00 -0600 2009 222088 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. M000087 1948-02-19 6588 2331 Rayburn House Office Building http://maloney.house.gov/index.php?option=com_email_form&Itemid=73 14 202-225-4709 Carolyn 'd':4 'ny':5 '-14':6 'rep':1 'carolyn':2,7,9 'maloney':3,8,10 F 400251 Maloney Carolyn_B._Maloney B. Rep. Carolyn Maloney [D, NY-14] 3205 N00000078 8971 Democrat 202-225-7944 Presbyterian NY Carolyn Maloney 2.38461538461538 http://maloney.house.gov/ action 60052 Thu Dec 24 06:56:20 -0600 2009 1261544400 Wed Dec 23 00:00:00 -0600 2009 222088 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. action 60052 Fri Nov 06 06:58:37 -0600 2009 1257397200 Thu Nov 05 00:00:00 -0600 2009 215770 Received in the Senate. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257393660 Wed Nov 04 12:01:00 -0600 2009 215509 House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 884 and Rule XVIII. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257393660 Wed Nov 04 12:01:00 -0600 2009 215510 The Speaker designated the Honorable Ed Pastor to act as Chairman of the Committee. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257393660 Wed Nov 04 12:01:00 -0600 2009 215511 GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3639. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257393600 Wed Nov 04 12:00:00 -0600 2009 215508 Rule provides for consideration of H.R. 3639 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. The rule waives all points of order against consideration of the bill except clauses 9 and 10 of rule XXI. The rule provides that the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in part A of the report of the Committee on Rules, shall be considered as adopted and provides that the bill, as amended shall be considered as the original bill for the purpose of further amendment under the five-minute rule. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257393600 Wed Nov 04 12:00:00 -0600 2009 215507 Considered under the provisions of rule H. Res. 884. vote 60052 Thu Dec 24 06:56:20 -0600 2009 1257366240 Wed Nov 04 15:24:00 -0600 2009 roll 222087 pass 851 On passage Passed by recorded vote: 331 - 92 (Roll no. 851). vote h action 60052 Thu Dec 24 06:56:20 -0600 2009 1257365760 Wed Nov 04 15:16:00 -0600 2009 222086 On motion to recommit with instructions Failed by recorded vote: 171 - 253 (Roll no. 850). action 60052 Thu Dec 24 06:56:20 -0600 2009 1257364620 Wed Nov 04 14:57:00 -0600 2009 222085 The previous question on the motion to recommit with instructions was ordered without objection. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257364020 Wed Nov 04 14:47:00 -0600 2009 222084 DEBATE - The House proceeded with 10 minutes of debate on the Castle motion to recommit with instructions. The instructions contained in the motion seek to require that the bill be reported back to the House with an amendment to require the Federal Reserve System to submit a report to Congress certifying whether or not the implementation of necessary regulations under those provisions affected by the amendments made by section 2 and section 3 of H.R. 3639 is feasible by December 1, 2009. The amendment also states that unless such certification reports that such implementation is feasible by December 1, 2009, section 2 and section 3 of H.R. 3639 shall have no force or effect. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257363960 Wed Nov 04 14:46:00 -0600 2009 222083 Mr. Castle moved to recommit with instructions to Financial Services. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257363900 Wed Nov 04 14:45:00 -0600 2009 222082 The House adopted the amendment as agreed to by the Committee of the Whole House on the state of the Union. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257363840 Wed Nov 04 14:44:00 -0600 2009 222081 The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3639. vote 60052 Thu Nov 05 06:59:46 -0600 2009 1257362640 Wed Nov 04 15:24:00 -0600 2009 roll 215528 pass 851 On passage Passed by recorded vote: 331 - 92 (Roll no. 851). vote h action 60052 Thu Nov 05 06:59:46 -0600 2009 1257362160 Wed Nov 04 15:16:00 -0600 2009 215527 On motion to recommit with instructions Failed by recorded vote: 171 - 253 (Roll no. 850). action 60052 Thu Nov 05 06:59:46 -0600 2009 1257361020 Wed Nov 04 14:57:00 -0600 2009 215526 The previous question on the motion to recommit with instructions was ordered without objection. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257360420 Wed Nov 04 13:47:00 -0600 2009 222080 POSTPONED PROCEEDINGS - At the conclusion of debate on the Sutton amendment number 5, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Ms. Sutton demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257360420 Wed Nov 04 14:47:00 -0600 2009 215525 DEBATE - The House proceeded with 10 minutes of debate on the Castle motion to recommit with instructions. The instructions contained in the motion seek to require that the bill be reported back to the House with an amendment to require the Federal Reserve System to submit a report to Congress certifying whether or not the implementation of necessary regulations under those provisions affected by the amendments made by section 2 and section 3 of H.R. 3639 is feasible by December 1, 2009. The amendment also states that unless such certification reports that such implementation is feasible by December 1, 2009, section 2 and section 3 of H.R. 3639 shall have no force or effect. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257360360 Wed Nov 04 14:46:00 -0600 2009 215524 Mr. Castle moved to recommit with instructions to Financial Services. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257360300 Wed Nov 04 14:45:00 -0600 2009 215523 The House adopted the amendment as agreed to by the Committee of the Whole House on the state of the Union. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257360240 Wed Nov 04 14:44:00 -0600 2009 215522 The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3639. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257359880 Wed Nov 04 13:38:00 -0600 2009 222078 POSTPONED PROCEEDINGS - At the conclusion of debate on the Sutton amendment number 4, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Ms. Sutton demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257359880 Wed Nov 04 13:38:00 -0600 2009 222079 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the Sutton amendment number 5. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257359160 Wed Nov 04 13:26:00 -0600 2009 222077 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the Sutton amendment number 4. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257359100 Wed Nov 04 13:25:00 -0600 2009 222076 POSTPONED PROCEEDINGS - At the conclusion of debate on the Maffei amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Maffei demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257358560 Wed Nov 04 13:16:00 -0600 2009 222075 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the Maffei amendment. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257358500 Wed Nov 04 13:15:00 -0600 2009 222074 POSTPONED PROCEEDINGS - At the conclusion of debate on the McCarthy (NY) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mrs. McCarthy (NY) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257357960 Wed Nov 04 13:06:00 -0600 2009 222073 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the McCarthy (NY) amendment. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257357900 Wed Nov 04 13:05:00 -0600 2009 222072 POSTPONED PROCEEDINGS - At the conclusion of debate on the Hensarling amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Frank (MA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257357600 Wed Nov 04 13:00:00 -0600 2009 222071 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the Hensarling amendment. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257356820 Wed Nov 04 13:47:00 -0600 2009 215521 POSTPONED PROCEEDINGS - At the conclusion of debate on the Sutton amendment number 5, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Ms. Sutton demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257356280 Wed Nov 04 13:38:00 -0600 2009 215520 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the Sutton amendment number 5. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257356280 Wed Nov 04 13:38:00 -0600 2009 215519 POSTPONED PROCEEDINGS - At the conclusion of debate on the Sutton amendment number 4, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Ms. Sutton demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257355560 Wed Nov 04 13:26:00 -0600 2009 215518 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the Sutton amendment number 4. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257355500 Wed Nov 04 13:25:00 -0600 2009 215517 POSTPONED PROCEEDINGS - At the conclusion of debate on the Maffei amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Maffei demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257354960 Wed Nov 04 13:16:00 -0600 2009 215516 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the Maffei amendment. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257354900 Wed Nov 04 13:15:00 -0600 2009 215515 POSTPONED PROCEEDINGS - At the conclusion of debate on the McCarthy (NY) amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mrs. McCarthy (NY) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257354360 Wed Nov 04 13:06:00 -0600 2009 215514 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the McCarthy (NY) amendment. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257354300 Wed Nov 04 13:05:00 -0600 2009 215513 POSTPONED PROCEEDINGS - At the conclusion of debate on the Hensarling amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mr. Frank (MA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257354060 Wed Nov 04 12:01:00 -0600 2009 222070 GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3639. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257354060 Wed Nov 04 12:01:00 -0600 2009 222068 House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 884 and Rule XVIII. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257354060 Wed Nov 04 12:01:00 -0600 2009 222069 The Speaker designated the Honorable Ed Pastor to act as Chairman of the Committee. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257354000 Wed Nov 04 12:00:00 -0600 2009 222067 Rule provides for consideration of H.R. 3639 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. The rule waives all points of order against consideration of the bill except clauses 9 and 10 of rule XXI. The rule provides that the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in part A of the report of the Committee on Rules, shall be considered as adopted and provides that the bill, as amended shall be considered as the original bill for the purpose of further amendment under the five-minute rule. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257354000 Wed Nov 04 13:00:00 -0600 2009 215512 DEBATE - Pursuant to the provisions of H.Res. 884, the Committee of the Whole proceeded with 10 minutes of debate on the Hensarling amendment. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257354000 Wed Nov 04 12:00:00 -0600 2009 222066 Considered under the provisions of rule H. Res. 884. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257353100 Wed Nov 04 11:45:00 -0600 2009 222065 Rule H. Res. 884 passed House. action 60052 Thu Nov 05 06:59:46 -0600 2009 1257349500 Wed Nov 04 11:45:00 -0600 2009 215506 Rule H. Res. 884 passed House. action 60052 Thu Dec 24 06:56:20 -0600 2009 1257288000 Tue Nov 03 17:40:00 -0600 2009 222064 Rules Committee Resolution H. Res. 884 Reported to House. Rule provides for consideration of H.R. 3639 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. The rule waives all points of order against consideration of the bill except clauses 9 and 10 of rule XXI. The rule provides that the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in part A of the report of the Committee on Rules, shall be considered as adopted and provides that the bill, as amended shall be considered as the original bill for the purpose of further amendment under the five-minute rule. action 60052 Wed Nov 04 06:59:34 -0600 2009 1257284400 Tue Nov 03 17:40:00 -0600 2009 215344 Rules Committee Resolution H. Res. 884 Reported to House. Rule provides for consideration of H.R. 3639 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Specified amendments are in order. The rule waives all points of order against consideration of the bill except clauses 9 and 10 of rule XXI. The rule provides that the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in part A of the report of the Committee on Rules, shall be considered as adopted and provides that the bill, as amended shall be considered as the original bill for the purpose of further amendment under the five-minute rule. action 60052 Thu Dec 24 06:56:20 -0600 2009 1256598000 Mon Oct 26 19:00:00 -0500 2009 222062 Reported (Amended) by the Committee on Financial Services. H. Rept. 111-314. calendar 60052 Thu Dec 24 06:56:20 -0600 2009 1256598000 Mon Oct 26 19:00:00 -0500 2009 222063 Placed on the Union Calendar, Calendar No. 180. calendar 60052 Tue Oct 27 06:58:33 -0500 2009 1256594400 Mon Oct 26 19:00:00 -0500 2009 212766 Placed on the Union Calendar, Calendar No. 180. action 60052 Tue Oct 27 06:58:33 -0500 2009 1256594400 Mon Oct 26 19:00:00 -0500 2009 212765 Reported (Amended) by the Committee on Financial Services. H. Rept. 111-314. calendar 60052 Sat Oct 24 06:58:25 -0500 2009 1256184000 Thu Oct 22 00:00:00 -0500 2009 212600 Ordered to be Reported by Voice Vote. action 60052 Sat Oct 24 06:58:25 -0500 2009 1256184000 Thu Oct 22 00:00:00 -0500 2009 212599 Committee Consideration and Mark-up Session Held. action 60052 Sat Oct 10 18:55:02 -0500 2009 1254974400 Thu Oct 08 00:00:00 -0500 2009 211080 Committee Hearings Held. action 60052 Fri Sep 25 18:51:54 -0500 2009 1253764800 Thu Sep 24 00:00:00 -0500 2009 209480 Referred to the House Committee on Financial Services. introduced 60052 Fri Sep 25 18:51:54 -0500 2009 1253764800 Thu Sep 24 00:00:00 -0500 2009 209479 9 331 60052 Wed Nov 04 14:25:00 -0600 2009 true 6302 false 92 851 468 0 On Passage: H R 3639 Expedited CARD Reform for Consumers Act of 2009 false 1/2 Passed On Passage Wed Nov 04 15:06:34 -0600 2009 house 8 171 60052 Wed Nov 04 14:17:00 -0600 2009 false 6297 false 253 850 293 0 On Motion to Recommit with Instructions: H R 3639 Expedited CARD Reform for Consumers Act of 2009 true 1/2 Failed On Motion to Recommit with Instructions Wed Nov 04 15:06:21 -0600 2009 house 16 249 60052 Wed Nov 04 13:44:00 -0600 2009 true 6300 false 173 849 301 0 On Agreeing to the Amendment: Amendment 5 to H R 3639 false 1/2 Agreed to On Agreeing to the Amendment Wed Nov 04 15:06:08 -0600 2009 house 14 353 60052 Wed Nov 04 13:36:00 -0600 2009 true 6294 false 71 848 266 0 On Agreeing to the Amendment: Amendment 4 to H R 3639 true 1/2 Agreed to On Agreeing to the Amendment Wed Nov 04 15:05:55 -0600 2009 house 13 251 60052 Wed Nov 04 13:30:00 -0600 2009 true 6292 false 174 847 280 0 On Agreeing to the Amendment: Amendment 3 to H R 3639 false 1/2 Agreed to On Agreeing to the Amendment Wed Nov 04 15:05:42 -0600 2009 house 11 427 60052 Wed Nov 04 13:22:00 -0600 2009 true 6296 false 0 846 285 0 On Agreeing to the Amendment: Amendment 2 to H R 3639 true 1/2 Agreed to On Agreeing to the Amendment Wed Nov 04 15:05:29 -0600 2009 house 11 427 60052 Wed Nov 04 13:14:00 -0600 2009 true 6290 false 0 845 273 0 On Agreeing to the Amendment: Amendment 1 to H R 3639 true 1/2 Agreed to On Agreeing to the Amendment Wed Nov 04 15:05:05 -0600 2009 house