H.R.3904 - Overdraft Protection Act of 2009

To amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes. view all titles (2)

All Bill Titles

  • Official: To amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes. as introduced.
  • Short: Overdraft Protection Act of 2009 as introduced.

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11/25/10
99ers and Tier 5 unemployment Extension Supporters – Our Common ...

There has been a bill in introduced to regulate the banks on how much they can charge for an accidental overdraft- H.R 3904. People are getting charged $35.00 for a 1 dollar overdraft. John Gotti was even kinder than that! ...

Source: _
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08/15/10
Here Comes the Bank Overdraft Fee Regulation: What to Expect With ...

The Fed rules also come as lawmakers in both houses of Congress are considering bills (H.R. 3904 and S. 1799) to curb overdraft abuses. The proposed bills are more far reaching than the Fed rules and include bans on multiple overdraft ...

Source: FiGuide
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08/14/10
Common Sense and Your Money: New Law August 15th on Debit Card ...

The Fed rules also come as lawmakers in both houses of Congress are considering bills (H.R. 3904 and S. 1799) to curb overdraft abuses. The proposed bills are more far reaching than the Fed rules and include bans on multiple overdraft ...

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07/15/10
Congress this Week Oct 24, 2009

24 Oct 2009

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06/01/10
Overdraft anger? Call Congress

So if you aren't happy, call or write your Congressperson and tell them to support the bill, the Overdraft Protection Act, HR 3904, being championed in the House by Congresswoman Carolyn Maloney and the Fairness and Accountability in ...

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04/01/10
Consumers to Fed: Stop debit card overdraft opt-in 'scare' tactics ...

Lawmakers are considering bills (H.R. 3904 and S. 1799) that are more far reaching than the Fed rules and include bans on multiple overdraft fees during a single month. Those bills also seek to regulate how debit card transactions are ...

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03/29/10
T8 Webware Prepares Clients for Reg E Requirements

... Consumers Stand to Lose $6.3 Billion in Short-Term Credit as Banks Brace for Regulation E, According to Bretton Woods (eon.businesswire.com); Industry Wary of Proposed House Bill HR 3904 (Overdraft Payments) (pindebit.blogspot.com) ...

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03/21/10
Logbook Loans Uk Unsecure Loans Uk

And of course to oppose bills like the Overdraft Protection Act of 2009 (HR 3904) and the Fair Overdraft Coverage Act (S. 1799), both of which are lanquising in committees right now. This, from an institution that despite receiving ...

Source: inhumanwolf
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01/28/10
The Business of You: Bank of Overdraft Policies Protect No One ...

She said there are two bills pending in Congress (H.R. 3904 and S. 1799) that would address a variety of consumer financial protection issues, including the regulation of overdraft fees. “The other thing I think is of concern in ...

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01/13/10
Society Hill: Consumer Beware: Bank "Courtesy Fees" Hurting Your ...

The Fed is finally weighing a rule that would take a small step forward, but the Overdraft Protection Act of 2009, (H.R. 3904), under consideration in the House and similar legislation in the Senate would offer real, substantive reform, ...

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01/09/10
O Tempora, O Mores: Fifth Third Bank - I'm Angry and I'm NOT Going ...

I am asking for your full support for S. 1799, introduced by Senator Dodd in October of 2009 and please support H.R. 3904 which was introduced by Congresswoman Maloney. Banks and credit unions are engaging in unfair practices on a large ...

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12/22/09
Robbed By the Banks

And of course to oppose bills like the Overdraft Protection Act of 2009 (HR 3904) and the Fair Overdraft Coverage Act (S. 1799), both of which are lanquising in committees right now. This, from an institution that despite receiving ...

Source: Blog entry
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12/22/09
Robbed By The Banks

And of course to oppose bills like the Overdraft Protection Act of 2009 (HR 3904) and the Fair Overdraft Coverage Act (S. 1799), both of which are lanquising in committees right now. This, from an institution that despite receiving ...

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12/21/09
News Roundup — December 1, 2009 to December 22, 2009 | BankBryanCave

On December 2, 2009, the Consumer Federation of America released a Q&A on overdraft loans in connection with HR 3904, the Overdraft Protection Act of 2009. Congressional News. Felix Salmon opines on a Congressional hearing regarding ...

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12/12/09
Final

According to the government tracking site Govtrack.us, HR 3904, also known as the Overdraft Protection Act of 2009, is meant to protect consumers by limiting abusive and misleading overdraft coverage fees, and by providing meaningful ...

Source: kdtipton
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12/01/09
OUDaily.com | New proposal aims to make overdraft regulations more ...

H.R. 3904, also known as the Overdraft Protection Act of 2009, is meant to protect consumers by limiting abusive and misleading overdraft coverage fees and by providing meaningful disclosures and consumer choice in connection with ...

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11/30/09
Hinojosa withdraws support for House overdraft reform bill : CU*Secure

Posted December 1, 2009 in CUNA News | Comments Off. Rep. Rubén Hinojosa (D-Texas) last week officially withdrew his name as a sponsor of Rep. Carolyn Maloney's overdraft reform bill, H.R. 3904, “The Overdraft Protection Act of 2009.” ...

Source: CU*Secure
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11/29/09
Hinojosa withdraws support for House overdraft reform bill

Rep. Rubén Hinojosa (D-Texas) last week officially withdrew his name as a sponsor of Rep. Carolyn Maloney's overdraft reform bill, H.R. 3904, "The Overdraft Protection Act of 2009." Read more: CUNA News Now Headlines. Set as favorite ...

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11/28/09
Banks projected to rake in $1.8 billion in overdraft fees over ...

They support two bills -- S. 1799 in the Senate and H.R. 3904 in the House -- which would require consumer consent before being enrolled in an "overdraft protection" policy, capping fees so they more closely resemble the bank's real ...

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11/24/09
ISS - GOBBLE GOBBLE: Banks projected to rake in $1.8 billion in ...

They support two bills -- S. 1799 in the Senate and H.R. 3904 in the House -- which would require consumer consent before being enrolled in an "overdraft protection" policy, capping fees so they more closely resemble the bank's real ...

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11/22/09
Bank Favors are Costing You Money - NAM

The Fed is finally weighing a rule that would take a small step forward, but the Overdraft Protection Act of 2009, (H.R. 3904), under consideration in the House and similar legislation in the Senate would offer real, substantive reform, ...

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11/22/09
Bank Favors are Costing You Money - NAM

The Fed is finally weighing a rule that would take a small step forward, but the Overdraft Protection Act of 2009, (H.R. 3904), under consideration in the House and similar legislation in the Senate would offer real, substantive reform, ...

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11/22/09
Industry Wary of Proposed House Bill HR 3904 (Overdraft Payments ...

Representative Carolyn Maloney (D-NY) is co-sponsoring a House Bill (HR 3904) with Rep. Barney Frank (D-MA) that represents the companion bill to Senator Dodd's S. 1799 (see comments by Dennis Dollar, former Chairman of the NCUA in the ...

Source: HomeATM
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11/17/09
Calvert Investments - ~News Article

Recently, both Senator Dodd and Congresswoman Maloney introduced bills to address abusive overdraft fees (Dodd – S. 1799; Maloney – H.R. 3904). The Dodd and Maloney bills holistically address the abusive features of today's overdraft ...

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11/17/09
Calvert Investments - ~News Article

Recently, both Senator Dodd and Congresswoman Maloney introduced bills to address abusive overdraft fees (Dodd – S. 1799; Maloney – H.R. 3904). The Dodd and Maloney bills holistically address the abusive features of today's overdraft ...

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11/17/09
Investors Weigh In on Overdraft Practices - Calvert Investments ...

Recently, both Senator Dodd and Congresswoman Maloney introduced bills to address abusive overdraft fees (Dodd – S. 1799; Maloney – H.R. 3904). The Dodd and Maloney bills holistically address the abusive features of today's overdraft ...

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11/17/09
Calvert Investments - ~News Article

Recently, both Senator Dodd and Congresswoman Maloney introduced bills to address abusive overdraft fees (Dodd – S. 1799; Maloney – H.R. 3904). The Dodd and Maloney bills holistically address the abusive features of today's overdraft ...

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11/17/09
Americans for Fairness in Lending Newsletter: Take Action! More ...

Two strong bills in Congress (HR 3904 and S. 1799) would add badly needed protections. Here's what the bills would do: Limit the number of overdraft fees banks can charge to one per month and six per year. Currently, some consumers are ...

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11/16/09
Capitol Hill Connection for the Week of November 17

Agenda/Bill Text: HR ___, Amendment in the nature of a substitute to HR 2609, Federal Insurance Office Act of 2009 HR 3904, Overdraft Protection Act of 2009 HR 3996, A bill to improve financial stability, and for other purposes ...

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11/15/09
This Week on Capitol Hill November 16-20: University of Washington ...

Tuesday and remainder of the week: House Financial Services will mark up a draft bill regarding a federal office of insurance, and bills on overdraft protection (HR 3996 and HR 3904). Wednesday: House Science and Technology will mark up ...

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