U.S. Congress - H.R.3959 Credit Card Rate Freeze Act of 2009
H.R.3959 - Credit Card Rate Freeze Act of 2009
To establish a moratorium on credit card interest rate increases, and for other purposes. view all titles (2)
All Bill Titles
- Official: To establish a moratorium on credit card interest rate increases, and for other purposes. as introduced.
- Short: Credit Card Rate Freeze Act of 2009 as introduced.
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Official Summary
10/28/2009--Introduced.Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from: (1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumerOfficial Summary
10/28/2009--Introduced.Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from:(1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumer credit plan; or
(2) changing the terms governing repayment of any outstanding balance, except as permitted by the Credit Card Accountability Responsibility and Disclosure Act of 2009. Authorizes the Board of Governors of the Federal Reserve System to prescribe implementing regulations.
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Recent Blog Coverage
Credit Card Rate Freeze Act | House of Bills
For nine months, a creditor may not increase the annual percentage rate, fee, or finance charge for a credit card account. Also, there will be no change in terms of repayment for an outstanding balance. H.R. 3959 was referred to the ...
Bill Action: Introduced: HR 3959: Credit Card Rate Freeze Act of 2009
Rep. Betsy Markey [D-CO4] introduced this bill. [This event matched these trackers: Active Legislation ]
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