U.S. Congress - H.R.4538 Fair Access to Credit Scores Act of 2010
H.R.4538 - Fair Access to Credit Scores Act of 2010
To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes. view all titles (2)
All Bill Titles
- Official: To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes. as introduced.
- Short: Fair Access to Credit Scores Act of 2010 as introduced.
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This bill doesn’t go far enough. It must be understood that under the current system, not only does a low credit score affect future loans and credit, but it also affects the ability to apply for jobs, high deposit requirements on utilities, etc. If someone decides to act responsibly and pay cash instead of using credit, they are penalized with a low credit score that then penalizes them when they try to get a job or get electric service established to their home. This is WRONG! It is only a means the financial institutions use to enslave people to credit that the financial institutions use to control, enslave, and bleed the people.