U.S. Congress - H.R.4538 Fair Access to Credit Scores Act of 2010
H.R.4538 - Fair Access to Credit Scores Act of 2010
To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes. view all titles (2)
All Bill Titles
- Official: To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes. as introduced.
- Short: Fair Access to Credit Scores Act of 2010 as introduced.
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Official Summary
1/27/2010--Introduced.Fair Access to Credit Scores Act of 2010 - Amends the Fair Credit Reporting Act to require consumer reporting agencies to disclose any information in the consumer's file concerning credit scores or other related risk scores or predictors when the consumer requestOfficial Summary
1/27/2010--Introduced.Fair Access to Credit Scores Act of 2010 - Amends the Fair Credit Reporting Act to require consumer reporting agencies to disclose any information in the consumer's file concerning credit scores or other related risk scores or predictors when the consumer requests a free annual disclosure (credit report). Requires all consumer reporting agencies to maintain information in the consumer's file concerning such scores or predictors for at least one year from the date on which such information is placed in the file. Directs the Comptroller General to study and report to Congress on bankruptcy risk scores used by consumer reporting agencies, including an analysis of:(1) the factors used to determine such scores;
(2) how bankruptcy risk scores impact the ability of consumers to receive loans; and
(3) actions that consumers can take to improve such scores.
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Myrick named Vice Chair of Energy and Commerce Committee
HR 4538 passed by a vote of 277-148. Share. Related posts: No surprise: Myrick votes against House health care bill; Myrick health care amendment fails in committee; Myrick thanks Senators for willingness to give up health care.
Fair Credit Reporting Act
Cohen has introduced H.R. 4538, a bill which would amend the FCRA to require that the credit bureaus provide consumers with their credit scores for free with their annual free credit reports. As I have reported on many times previously, ...
Digest - Memphis Daily News - Business, Government, Politics, News ...
The Fair Access to Credit Scores Act of 2010, or H.R. 4538, would amend the current Fair Credit Reporting Act and require the inclusion of credit scores with free annual credit reports for consumers. In addition, the legislation would ...
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