H.R.627 - Credit CARD Act of 2009

To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. view all titles (10)

All Bill Titles

Official: To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. as introduced.
Short: Credit Cardholders' Bill of Rights Act of 2009 as introduced.
Short: Credit Cardholders' Bill of Rights Act of 2009 as reported to house.
Short: Credit Cardholders' Bill of Rights Act of 2009 as passed house.
Short: Credit Card Accountability Responsibility and Disclosure Act of 2009, or the Credit CARD Act of 2009 as passed senate.
Popular: Credit CARD Act of 2009 as introduced.
Short: Credit Card Accountability Responsibility and Disclosure Act of 2009 as passed senate.
Short: Credit CARD Act of 2009 as passed senate.
Short: Credit Card Accountability Responsibility and Disclosure Act of 2009 as enacted.
Short: Credit CARD Act of 2009 as enacted.

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Number	Date Offered	Status	Purpose

H.Amdt94	Apr 30th	Pass	An amendment numbered 5 printed in House Report 111-92 to require the Chair of the Federal Reserve to submit a report on the level of implementation of this bill every 90 days until the Chair can report full industry implementation. (View on THOMAS)
H.Amdt95	Apr 30th	Pass	An amendment numbered 6 printed in House Report 111-92 to clarify that minors are allowed to have a credit card in their name on their parent or legal guardian's account. (View on THOMAS)
H.Amdt96	Apr 30th	Pass	An amendment numbered 7 printed in House Report 111-92 to require the Federal Reserve Board, in consultation with the Federal Trade Commission and other agencies, to establish regulations that would allow estate administrators to resolve outstanding credit balances in a timely manner. (View on THOMAS)
H.Amdt97	Apr 30th	Pass	An amendment numbered 8 printed in House Report 111-92 to require credit cardholders to opt-into receiving over-the-limit protection on their credit card in order for a credit card company to charge an over-the-limit fee. Allows for transactions that go over the limit to be completed for operational reasons as long as they are of a de minimis amount, but the credit card company is not allowed to charge a fee. (View on THOMAS)
H.Amdt98	Apr 30th	Fail	An amendment numbered 9 printed in House Report 111-92 to allow issuers to raise rates on existing balances if they provide consumers clear notification 90 days in advance, provided that the issuer has previously specified this ability to consumers in their contract and at least once every year thereafter. (View on THOMAS)
H.Amdt99	Apr 30th	Fail	An amendment numbered 10 printed in House Report 111-92 to allow creditors to use retroactive rate increases, universal default, and "double cycle billing" practices as long as they offer at least one card option that does not have those billing features to all of their existing customers. (View on THOMAS)
H.Amdt91	Apr 30th	Pass	An amendment numbered 2 printed in House Report 111-92 to require the Federal Reserve 1) to review the consumer credit card market, including through solicitation of public comment, and report to Congress every two years; 2) publish a summary of this review in the Federal Register, along with proposed regulatory changes (or an explanation for why no such changes are proposed). The amendment also requires the Federal banking agencies and the FTC to submit to the Federal Reserve, for inclusion in the Federal Reserve's annual report to Congress, information about the agencies' supervisory and enforcement activities related to credit card issuers' compliance with consumer protection laws. (View on THOMAS)
S.Amdt.1060	May 11th	Offered	Amendment information not available. (View on THOMAS)
S.Amdt.1059	May 11th	Offered	Amendment information not available. (View on THOMAS)
S.Amdt.1058	May 11th	Pass	In the nature of a substitute. (View on THOMAS)